Embrace a fulfilling retirement lifestyle within this welcoming community, where residents’ health and happiness are at the heart of everything they do. Carmel Home is a nursing home care community located in Owensboro, Kentucky. They’re part of a comprehensive continuing care retirement community, offering a range of care services tailored to the diverse needs of its residents. At Carmel Home, residents can expect to receive compassionate and skilled care from a dedicated team of professionals committed to enhancing their well-being. The community fosters a warm and supportive environment that promotes a sense of belonging and safety.
Whether residents require long-term care or specialized services, Carmel Home is dedicated to providing the highest standard of care and support at every stage of life. Additionally, this assisted living community takes pride in its participation in Medicare and Medicaid programs, ensuring accessible and quality care for eligible individuals. Discover the comforts of home and the peace of mind that comes with comprehensive care. Let Carmel Home be a part of your journey to vibrant senior living.
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Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for Kentucky Seniors
- General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- KY Specifics: Rural focus; waitlists possible.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.
- General: Age 65+ or disabled, Kentucky resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- KY Specifics: Competitive grants; limited availability.
- Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).
- General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
- Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
- Asset Limits: Not assessed; need-based focus.
- KY Specifics: 15 AAAs; rural focus; not in nursing homes.
- Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.
- General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).
- General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
- Income Limits (2025): ~$31,225/year (individual); varies by AAA.
- Asset Limits: Not strictly assessed; need-based.
- KY Specifics: Max $1,500/year; statewide via AAAs.
- Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.
- General: Age 55+, unemployed, low-income, Kentucky resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- KY Specifics: Priority for veterans, rural residents.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- KY Specifics: High veteran demand in rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for Kentucky Seniors
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