Carmel Home

Carmel Home is a Memory Care Home in Kentucky

Carmel Home is a Memory Care Home in Kentucky

Carmel Home

2501 Old Hartford Rd, Owensboro, KY 42303 View Map

Carmel Home is a Memory Care Home in Kentucky

Carmel Home is a Memory Care Home in Kentucky

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Overview of Carmel Home

Embrace a fulfilling retirement lifestyle within this welcoming community, where residents’ health and happiness are at the heart of everything they do. Carmel Home is a nursing home care  community located in Owensboro, Kentucky. They’re part of a comprehensive continuing care retirement community, offering a range of care services tailored to the diverse needs of its residents. At Carmel Home, residents can expect to receive compassionate and skilled care from a dedicated team of professionals committed to enhancing their well-being. The community fosters a warm and supportive environment that promotes a sense of belonging and safety.

Whether residents require long-term care or specialized services, Carmel Home is dedicated to providing the highest standard of care and support at every stage of life. Additionally, this assisted living community takes pride in its participation in Medicare and Medicaid programs, ensuring accessible and quality care for eligible individuals. Discover the comforts of home and the peace of mind that comes with comprehensive care. Let Carmel Home be a part of your journey to vibrant senior living.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info Official CMS rating based on health inspections, staffing and quality measures.
4/5
Health Inspection Info Official CMS rating based on deficiencies found during state health inspections.
4/5
Quality Measures Info Official CMS rating based on clinical outcomes for residents.
2/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 115

This home is often near full

That suggests steady demand, but availability may be limited.

Higher demand than most homes in Kentucky
Occupancy rate 96.2%
Residents per day (avg) 17
Occupancy rate
96.2%
Residents per day (avg)
17

Who this home usually serves

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Breakdown by payment type

Medicare

26% of new residents, usually for short-term rehab.

Typical stay 2 - 3 months

Private pay

51% of new residents, often for short stays.

Typical stay 6 - 7 years

Medicaid

23% of new residents, often for long-term daily care.

Typical stay 1 - 2 years

Finances and operations

Voluntary non-profit home
Church
Home revenue
$7.5M
Operating deficit
-$417.7K
Voluntary non-profit home Church
Home revenue
$7,487,362.00
Operating deficit
$-417,714.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$4.0M
53.1% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$3.9M
Total costs $7.9M
Bed community size
115-bed community
A larger shared setting that may offer more common spaces and organized community services.
Walk Score
Walk Score: 20 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

License Status
Active
Facility Type
Long Term Care (Nursing Facility, Personal Care)
License Date
September 1, 2025
License Expiration
August 31, 2026

Additional licensing details

License number: 100082
CMS Certification Number: 185226
County: DAVIESS

Ownership & operating entity

Carmel Home is legally operated by CARMELITE SRS. OF THE DIVINE HEART OF JESUS OF KY, and administrated by FRANCIS.

Type Of Units

Comprehensive Personal Care
79 units
NF (Nursing Facility)
36 units
Total beds
115 units

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Private Rooms / Semi-Private Rooms

Building type icon
Building type icon

Building Type: Single-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Carmel Home

Nursing Home Memory Care
Contact Carmel Home

Inspection History

In Kentucky, the Cabinet for Health and Family Services, Office of Inspector General is the regulatory authority that conducts inspections and investigates complaints in all long-term care homes.

Compare Memory Care around Owensboro

The information below is reported by the Kentucky Cabinet for Health and Family Services, Office of Inspector General.
Signature Healthcare at Hillcrest
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

MC

Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

SNF

Nursing Homes 24/7 care needed

RC

Respite Care

Owensboro
156
No
-
1
CONLEY, WILLIAM
77.6%
$20,210,021.00
$4,797,776.00
23.7%
123.90
4/5
3.5708
4/5
3/5
3/5
-
Private Rooms / Semi-Private Rooms
Twin Rivers Nursing And Rehab Center
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

SNF

Nursing Homes 24/7 care needed

RC

Respite Care

Owensboro
132
No
A+
52
RAYMER, MYRA
67.8%
$9,016,347.00
$4,936,275.00
54.7%
101.70
4/5
3.3883
4/5
2/5
3/5
1
Private Rooms / Semi-Private Rooms
Carmel Home
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

SNF

Nursing Homes 24/7 care needed

Owensboro
115
No
-
20
HEISLER, MARY
96.2%
$6,992,891.00
$3,972,443.00
56.8%
16.50
4/5
-
4/5
-
2/5
4
Private Rooms / Semi-Private Rooms
Fern Terrace Of Owensboro
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

SNF

Nursing Homes 24/7 care needed

Owensboro
68
No
-
42
SIMPSON FAMILY HOLDINGS II, LLC
-
-
-
-
-
-
-
-
-
-
-
Private Rooms / Semi-Private Rooms
Cedarhurst of Owensboro
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

MC

Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

Owensboro
56
Yes
-
9
-
-
-
-
-
-
-
-
-
-
-
-
Suite / 1 Bed / 2 Bed

Places of interest near Carmel Home

Address 2.2 miles from city center

Address 2501 Old Hartford Rd, Owensboro, KY 42303

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Health Inspection History

Total Health inspections 1
66% below Kentucky average
Kentucky average: 2.9

Last Health inspection on Feb 2024

Total Health citations 3
78% below Kentucky average
Kentucky average: 13.5

3 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 3 citations
Complaint investigations 0 citations
Breakdown of citations
Critical Health citations 0
100% below Kentucky average
Kentucky average: 1.1
Serious Health citations 0
100% below Kentucky average
Kentucky average: 0.6
Moderate Health citations 2

Minor Health citations 1
Citations history (last 3 years)
Nursing Services moderate citation Feb 15, 2024
Corrected

Nursing Services minor citation Feb 15, 2024
Corrected

Nutrition moderate citation Feb 15, 2024
Corrected

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: Non-Profit Corporation
Resident Census by Payment Source
18 Total Residents
Medicare 2 (11.1%)
Medicaid 16 (88.9%)
Programs & Services
Residents' Group
CCRC
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score 8.2
22% better than Kentucky average
Kentucky average: 10.5
Functional decline score 17.1
10% better than Kentucky average
Kentucky average: 18.9
Long-Stay Resident Measures
Daily care & independence

Need for Help with Daily Activities Increased 17.8%
6% above Kentucky average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 16.4%
20% below Kentucky average.
Safety & clinical stability

Falls with Major Injury 9.1%
142% above Kentucky average.

High Risk Residents with Pressure Ulcers 3.9%
33% below Kentucky average.

Urinary Tract Infection 1.5%
18% below Kentucky average.
Emotional & behavioral wellbeing

Depressive Symptoms 0.0%
100% below Kentucky average.

Antipsychotic Use 22.7%
46% above Kentucky average.
Preventive care

Pneumococcal Vaccine 89.4%
5% below Kentucky average.
Nutrition & physical health

Lost Too Much Weight 2.1%
68% below Kentucky average.
Short-stay resident measures
Pneumococcal Vaccine 76.7%

8% worse than Kentucky average

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $40K
This home paid 36% less in fines than the state average.
Kentucky average: $63K
Number of Fines 4
This home received 74% more fines than the state average.
Kentucky average: 2.3
Payment Denials 1
This home had 206% more payment denials than the state average.
Kentucky average: 0.3
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Feb 20, 2024
$4K
Civil Money Penalty Feb 15, 2024
$25K
Payment Denial Feb 15, 2024
9 days
Civil Money Penalty Feb 12, 2024
$3K

Last updated: Jan 2026

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

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The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Financial Aid for Kentucky Seniors

Get financial aid guidance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

Rural focus; waitlists possible.

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled, Kentucky resident.

No strict limit; prioritizes low-income.

Not applicable.

Competitive grants; limited availability.

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.

No strict limit; prioritizes low-income (~$24,980/year individual).

Not assessed; need-based focus.

15 AAAs; rural focus; not in nursing homes.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled, Kentucky resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; auto Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).

Prioritizes ~$24,980/year (individual); no strict cap.

Not assessed; need-based.

15 AAAs; prioritizes low-income, rural caregivers.

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.

~$31,225/year (individual); varies by AAA.

Not strictly assessed; need-based.

Max $1,500/year; statewide via AAAs.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

Age 55+, unemployed, low-income, Kentucky resident.

~$1,983/month (125% FPL).

Not specified; income-focused.

Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand in rural areas.

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