What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Cedarhurst of Owensboro | Memory Care in Owensboro, KY

Overview of Cedarhurst of Owensboro

Discover the exceptional lifestyle that awaits. Nestled in Owensboro, Kentucky, Cedarhurst offers a unique assisted living community tailored to seniors’ needs. With a solid commitment to outstanding care and services, residents enjoy a comfortable and enjoyable life. Their team takes pride in creating personalized care plans, and assisting with medication management, daily activities, and personal care needs. This assisted living community also offers spacious apartments with modern amenities, including kitchenettes and private bathrooms, to enhance the senior living experience.

Socialization and engagement are at the forefront, as Cedarhurst prioritizes diverse activities, access to a fitness center, a well-stocked library, and scenic outdoor paths. This commitment to fostering social connections and active living enriches residents’ lives. Embrace a warm and welcoming environment at Cedarhurst of Owensboro, where residents and families unite to create cherished memories and forge lasting connections.

(270) 683-0001

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 56

56-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

Walk Score: 9 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Facility TypeAssisted Living Community - Behavioral Health

StatusActive

CountyDaviess

License Number101354

Wheelchair Accessible

Rehabilitation Services

Respite Care

Nursing Services

24-Hour Staffing

HousekeepingYes

Linen ServiceYes

24/7 On-Site Staff

Full-Service All-Day Dining

Daily Social Events

Weekly Housekeeping

Scheduled Transportation

Personalized Wellness Plans

On-Site Therapy

Landscaped Courtyards

Pet-Friendly Apartments

ActivitiesCedarhurst offers a full calendar of daily events and activities tailored to residents' interests.

Specific ProgramsDaily Programs & Events, Dining at Cedarhurst

Assisted Living$5,400 per month

Memory Care$7,900 per month

Food DescriptionCedarhurst offers all-day dining with fresh, seasonal meals made from scratch in a restaurant-style setting.

Meals IncludedYes

Special DietsYes

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Room Sizes: 309 / 528 / 788 / 1,007 sq. ft

Housing Options: Suite / 1 Bed / 2 Bed

Building Type: Single-story

Transportation Services

Fitness and Recreation

Types of Care at Cedarhurst of Owensboro

Memory Care Assisted Living

Compare Memory Care around Owensboro

Filter by care type


Signature Healthcare at Hillcrest	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.	Owensboro	156	No	1	Suite / 1 Bed / 2 Bed	1	-	4
Carmel Home	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).	Owensboro (Old Hartford Road)	115	No	20	Suite / 1 Bed / 2 Bed	-	-	3
Fern Terrace Of Owensboro	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Owensboro	68	No	42	Suite / 1 Bed / 2 Bed	-	-	0
Cedarhurst of Owensboro	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Owensboro	56	Yes	9	Suite / 1 Bed / 2 Bed	-	-	0
Rosedale Rest Home	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Owensboro	50	No	52	Suite / 1 Bed / 2 Bed	-	-	0

Signature Healthcare at Hillcrest

Type of care: AL MC NH RC

Community: Owensboro

Bed Count: 156

Pets Allowed: No

Bed Options: Suite / 1 Bed / 2 Bed

Carmel Home

Type of care: AL NH

Community: Owensboro (Old Hartford Road)

Bed Count: 115

Pets Allowed: No

Bed Options: Suite / 1 Bed / 2 Bed

Fern Terrace Of Owensboro

Type of care: AL MC

Community: Owensboro

Bed Count: 68

Pets Allowed: No

Bed Options: Suite / 1 Bed / 2 Bed

Cedarhurst of Owensboro

Type of care: AL MC

Community: Owensboro

Bed Count: 56

Pets Allowed: Yes

Bed Options: Suite / 1 Bed / 2 Bed

Rosedale Rest Home

Type of care: AL MC

Community: Owensboro

Bed Count: 50

Pets Allowed: No

Bed Options: Suite / 1 Bed / 2 Bed

View all Nearby Homes

Living Spaces & Floor Plans

Cedarhurst Of Owensboro Suite

Cedarhurst Of Owensboro 1 Bed

Cedarhurst Of Owensboro 2 Bed

Cedarhurst Of Owensboro 2 Bed Premium

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled

General Kentucky resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Rural focus; waitlists possible.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled

General Kentucky resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Competitive grants; limited availability.

Benefits

In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Age 60+

General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.

Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual

Asset Limits Not assessed; need-based focus.

15 AAAs; rural focus; not in nursing homes.

Benefits

Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled

General Kentucky resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

15 AAAs; prioritizes low-income, rural caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Age —

General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.

Income Limits (2025) ~$31,225/year (individual); varies by AAA.

Asset Limits Not strictly assessed; need-based.

Max $1,500/year; statewide via AAAs.

Benefits

Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

Age 55+

General unemployed, low-income, Kentucky resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

3 miles from city center Estimated distance in miles from Owensboro's city center to Cedarhurst of Owensboro's address, calculated via Google Maps. — 0.55 miles to nearest hospital (Owensboro Health Regional Hospital)

Quick search

Calculate Travel Distance to Cedarhurst of Owensboro

Add your location

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Cedarhurst of Owensboro

Memory Care in Owensboro

Memory Care in Owensboro