Fern Terrace Of Owensboro
Memory Care & Assisted Living · Owensboro, KY

Fern Terrace Of Owensboro

Memory Care & Assisted Living · Owensboro, KY

Overview of Fern Terrace of Owensboro

Discover the compassion and dedication that sets the community apart. Welcome to Fern Terrace of Owensboro, a premier assisted living community located in Owensboro, Kentucky offering Personal Care homes and Assisted Living. Residents benefit from the expertise of trained personnel who administer medications and provide round-the-clock care. The community ensures a comforting environment with both private and semi-private rooms, promoting personalized attention and comfort.

For added convenience, Fern Terrace offers transportation to medical appointments, and residents have access to physician, psychiatrist, dental, optical, and podiatry services. Engaging activities are scheduled, fostering socialization and overall well-being. Welcome to Fern Terrace, where an enriching community awaits to support residents’ journey to wellness and vibrant living.

(270) 684-7171

Types of Care at Fern Terrace Of Owensboro

Memory Care Assisted Living
Bed community size
68-bed community Rank #194 / 341Bed count — State benchmarkedThis home is ranked 194th out of 341 homes in Kentucky. Shows this facility's certified or reported bed count compared to other Kentucky SNFs. Larger communities may offer more amenities, programs, and on-site services for residents and families.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A moderately sized community that may balance personal attention with shared amenities and social activities.
Walk Score
Walk Score: 42 / 100 Rank #215 / 423Walk Score — State benchmarkedThis home is ranked 215th out of 423 homes in Kentucky. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Kentucky SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

License Details

Facility TypePersonal Care Home
StatusActive
CountyDaviess
License Number100096

Ownership & Operating Entity

Fern Terrace Of Owensboro is legally operated by Simpson Family Holdings Ii, Llc.

Contact Fern Terrace Of Owensboro

What does this home offer?

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Housing Options: Private Rooms / Semi-Private Rooms

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Building Type: 3-story

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Transportation Services

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Fitness and Recreation

Places of interest near Fern Terrace Of Owensboro

Address 1.3 miles from city center Info Estimated distance in miles from Owensboro's city center to Fern Terrace Of Owensboro's address, calculated via Google Maps. — 1.7 miles to nearest hospital (Owensboro Health Healthpark)

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Financial Assistance for
Memory Care in Kentucky

Fern Terrace Of Owensboro is located in Owensboro, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

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Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Compare Memory Care around Owensboro

The information below is reported by the Kentucky Cabinet for Health and Family Services, Office of Inspector General.

Filter by care type
One Park Place
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Owensboro104No 55 Private Rooms / Semi-Private Rooms
Fern Terrace Of Owensboro
MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Owensboro68No 42 Private Rooms / Semi-Private Rooms
Rosedale Rest Home
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Owensboro50No 52 Private Rooms / Semi-Private Rooms
Calumet Trace Senior Living
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Owensboro44No 7 Private Rooms / Semi-Private Rooms
Calumet Trace – A Charter Senior Living Community
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Owensboro (Gateway Commons)20No 48 Private Rooms / Semi-Private Rooms

Frequently Asked Questions about Fern Terrace Of Owensboro

Who is the owner of Fern Terrace Of Owensboro?

The legal owner and operator of Fern Terrace Of Owensboro is Simpson Family Holdings Ii, Llc.

Is Fern Terrace Of Owensboro in a walkable area?

Fern Terrace Of Owensboro has a walk score of 42. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the license number of Fern Terrace Of Owensboro?

According to KY state health department records, Fern Terrace Of Owensboro's license number is 100096.

How many beds does Fern Terrace Of Owensboro have?

Fern Terrace Of Owensboro has 68 beds.

What is the phone number of Fern Terrace Of Owensboro?

(270) 684-7171 will put you in contact with the team at Fern Terrace Of Owensboro.

What county is Fern Terrace Of Owensboro located in?

Fern Terrace Of Owensboro is in Daviess County.

Is Fern Terrace Of Owensboro Medicare or Medicaid certified?

Fern Terrace Of Owensboro is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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