What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Cottonwood Creek | Assisted Living in Millcreek, UT

Overview of Cottonwood Creek

Tucked away in the quiet suburbs of southeastern Salt Lake City, Utah, Cottonwood Creek is an exceptional senior living community that offers assisted living and short-term stays. Offering a wide variety of studio, one- and two-bedroom apartments, the community provides residents plenty of options to find the residence that suits their preferences and needs. Residents find comfort, knowing that a compassionate team is available 24/7 to support them.

Committed to letting residents experience greater confidence and independence in a vibrant environment, Cottonwood Creek conducts a diverse calendar of activities focused on health, wellness, and making connections. Residents enjoy the convenience of on-site therapy specialists and fitness and rehab centers, stroll along beautifully landscaped walking paths with , or relax fireside in the piano lounge. With laundry, linen, housekeeping, and maintenance handled by a hardworking team, residents live a life free of chores with more time on their hands to do the things they enjoy.

120-bed community

A larger shared setting that may offer more common spaces and organized community services.

22 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 35 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Facility TypeAssisted Living Facility - Type I

StatusActive

IssuanceSeptember 8, 2003

ExpirationFebruary 28, 2027

CountySalt Lake

Staffing

Key information about the people who lead and staff this community.

ContactMr. Kelly Jensen, Executive Director

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Room Sizes: 380 / 680 / 760 / 900 / 1000 Sq. ft

Housing Options: Studio / 1 Bed / 2 Bed

Building Type: 3-story

Transportation Services

Fitness and Recreation

Types of Care at Cottonwood Creek

Assisted Living

Show Inspection Reports

Latest inspection

Date February 5, 2024

Routine

12 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Utah average: 14 deficiencies

6.0 deficiencies per inspection

Utah average: 4.7 deficiencies per inspection

Inspection Report Summary for Cottonwood Creek

The most recent inspection on February 5, 2024, identified several deficiencies related to administrator duties, resident assessments, employee training, food services, housekeeping, emergency preparedness, and pet vaccination records. Earlier inspections showed a mix of compliance and similar issues, indicating ongoing challenges with documentation and regulatory requirements. Inspectors cited gaps in staff training documentation, incomplete resident assessments and service plans, unsecured cleaning supplies, and missing pet vaccination records. No complaint investigations or enforcement actions were listed in the available reports. The pattern suggests consistent areas needing attention without a clear trend of improvement or decline.

Living Spaces & Floor Plans

Screenshot 2024 07 04 172715

Screenshot 2024 07 04 172733

Screenshot 2024 07 04 172842

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Aging Waiver

UT Medicaid Aging Waiver

Age 65+

General Utah resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Rural challenges; waitlists possible.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($65/day) Home modifications ($1,500 avg.)

Utah Alternatives Program

UT Alternatives

Age 60+

General Utah resident, at risk of nursing home.

Income Limits ~$2,000/month individual, varies

Asset Limits $5,000 individual

Limited funding; rural focus.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Older Americans Act (OAA) Services

Utah OAA Services

Age 60+

General UT resident; no income/asset limits.

Income Limits (2025) None; donations encouraged.

Asset Limits Not assessed.

12 AAAs; includes Meals on Wheels; rural emphasis.

Benefits

Meals (~$5-$7/meal) Transportation Homemaker services (~4 hours/week) Respite (5 days/year) Legal aid

Medicare Savings Program (MSP)

Utah Medicare Savings Program

Age 65+ or disabled

General UT resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Includes Extra Help for Part D; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Home Energy Assistance Target (HEAT) Program

Utah HEAT Program

Age 60+ prioritized

General UT resident, low-income household.

Income Limits (2025) ~$3,970/month 185% FPL

Asset Limits Not assessed.

Covers gas, electric, propane; emergency aid available.

Benefits

Heating/cooling aid ($300-$1,000/season) Crisis aid ($500 max)

Utah Caregiver Support Program

Utah Family Caregiver Support Program (FCSP)

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; UT resident; 2+ ADLs.

Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year

Asset Limits Not assessed.

Includes grandparent caregivers; serves ~1,500 annually.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

Senior Community Service Employment Program (SCSEP)

Utah SCSEP

Age 55+

General unemployed, low-income, UT resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified.

Priority for veterans, rural residents; AARP partnership.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Utah VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General UT resident, wartime service, ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth

Supports rural veterans; high demand near VA centers.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Property Tax Abatement and Deferral Programs

Utah Circuit Breaker and Deferral Programs

Age 66+ (abatement) or 75+ (deferral)

General UT resident 10+ months/year, homeowner.

Income Limits (2025) ~$40,000/year (household, abatement); no limit for deferral.

Asset Limits Not assessed; home value < ~$500,000 typical.

Abatement up to $1,200; deferral accrues interest (2.5%-5%).

Benefits

Tax relief (~$500-$1,200/year) or deferral (postpones payment)

Senior Farmers’ Market Nutrition Program (SFMNP)

Utah SFMNP

Age 60+

General UT resident, low-income.

Income Limits (2025) ~$2,322/month 185% FPL

Asset Limits Not assessed.

Vouchers (~$50/season); serves ~5,000 via 12 AAAs.

Benefits

Vouchers (~$50/season) for produce at farmers’ markets

2.1 miles from city center Estimated distance in miles from Millcreek's city center to Cottonwood Creek's address, calculated via Google Maps. — 5.76 miles to nearest hospital (University of Utah Health Care Occupational Medicine)

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Assisted Living around Millcreek

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Cottonwood Creek	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Millcreek (Convest)	120	Yes	35	Studio / 1 Bed / 2 Bed	22	A+	2	12	6.0
Sunrise at Holladay	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Millcreek (Holladay Grove)	101	Yes	66	Studio / 1 Bed / 2 Bed	18	-	1	0	0.0

Cottonwood Creek

Type of care: AL

Community:Location: Millcreek (Convest)

Bed Count: 120

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

Sunrise at Holladay

Type of care: AL IL MC

Community:Location: Millcreek (Holladay Grove)

Bed Count: 101

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

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Cottonwood Creek

Assisted Living in Millcreek

Assisted Living in Millcreek