Covenant Village Apartments

Q: What neighborhood is Covenant Village Apartments in?

Covenant Village Apartments is in the Fox Chapel neighborhood.

Q: Is Covenant Village Apartments in a walkable area?

Covenant Village Apartments has a walk score of 16. Car-dependent. Most errands require a car, with limited nearby walkable options.

Q: What is the address of Covenant Village Apartments?

Covenant Village Apartments is located at 18889 Waring Station Rd, Germantown, MD 20874.

Q: What is the phone number of Covenant Village Apartments?

(301) 540-1162 will put you in contact with the team at Covenant Village Apartments.

Q: Is Covenant Village Apartments Medicare or Medicaid certified?

Covenant Village Apartments is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Overview of Covenant Village Apartments

Cherish every moment of your retirement at Covenant Village Apartments, a welcoming community in Germantown, MD, offering independent living. Those 62+ can find the accommodation that best matches their preferences with thoughtfully designed and sophisticated one- and two-bedroom floor plans. The community also promotes a worry-free lifestyle with many convenient apartment features and maintenance services.

There’s no dull moment in its cozy communal spaces and wellness opportunities, encouraging residents to live actively and make new friends. A fully equipped kitchen is also available, allowing residents to prepare meals based on their dietary needs and preferences. With a variety of state-of-the-art amenities, like the beauty salon, game room, movie theater, library, craft room, and lounge areas, residents are guaranteed the finest retirement experience.

(301) 540-1162

Walk Score: 16 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

What does this home offer?

Minimum Age: 62 Years Old

Housing Options: 1 Bed / 2 Bed

Building Type: Mid-rise

Beauty Services

Transportation Services

Social and Recreational Activities

Exercise Programs

Types of Care at Covenant Village Apartments

Independent Living

2.9 miles from city center Estimated distance in miles from Germantown's city center to Covenant Village Apartments's address, calculated via Google Maps.

Quick search

Calculate Travel Distance to Covenant Village Apartments

Add your location

Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled

General Maryland resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).

High urban demand; rural outreach efforts.

Benefits

Personal care (5-7 hours/day, e.g., bathing, dressing) Respite care (up to 240 hours/year) Adult day care ($70/day) Home modifications ($1,500 avg.)

Senior Care Program

Maryland Senior Care

Age 65+

General Maryland resident, at risk of nursing home placement.

Income Limits ~$2,000/month individual, varies by county

Asset Limits $11,000 individual

Limited funding; waitlists common in high-demand areas.

Benefits

In-home care (3-5 hours/week) Respite care (up to 10 days/year) Meals (~$6/meal) Transportation (~5 trips/month) Case management

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+

General Maryland resident, Medicaid-eligible, requires nursing home-level care.

Income Limits (2025) $943/month (individual); most income applied to care costs.

Asset Limits $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.

Home equity limit $636,000; estate recovery applies post-55.

Benefits

24/7 nursing care Meals Therapy Medications (unlimited per medical need)

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+

General Maryland resident, in or moving to approved assisted living, low/moderate income.

Income Limits (2025) ~$34,000/year individual, varies by county

Asset Limits Not strict; prioritizes low-income.

Not available statewide; facility must be licensed by MDH.

Benefits

Personal care Meals 24-hour supervision (up to $1,500/month subsidy typical)

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Age —

General Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.

Income Limits (2025) Net income minus medical expenses < $1,984/month individual with A&A

Asset Limits $155,356 net worth limit

High veteran population in suburban/rural areas.

Benefits

Cash benefit ($1,478-$2,471/month, varies by status) for care costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+

General Maryland resident (6+ months), Medicare Part D enrolled.

Income Limits (2025) $48,560/year individual, 300% FPL

Asset Limits None specified.

Supplements Medicare Part D; annual enrollment required.

Benefits

Up to $40/month premium subsidy Reducing drug costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+

General Maryland resident, Medicare Part A/B enrollee.

Income Limits (2025) $2,014/month (QMB), $2,706/month (SLMB/QI, individual).

Asset Limits $9,090 (individual), $13,630 (couple).

Includes QMB, SLMB, QI categories.

Benefits

Covers premiums (up to $174.70/month Part B) Co-pays Deductibles

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+

General Maryland resident, Medicaid-eligible, needs ADL assistance.

Income Limits (2025) $943/month (individual); spend-down available.

Asset Limits $2,500 (individual), $3,000 (couple).

Consumer-directed option allows hiring family caregivers.

Benefits

Personal care (hours vary, typically 20-30/week) Chores Nurse supervision

Compare Senior Living around Germantown

Filter by care type


Covenant Village Apartments	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Germantown (Fox Chapel)	-	No	16	1 Bed / 2 Bed
Churchill Senior Living	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Germantown	-	Yes	29	1 Bed / 2 Bed
Seneca Place	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Germantown	-	Yes	77	1 Bed / 2 Bed
Willow Manor At Cloppers Mill	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Germantown (Mateny Road)	-	Yes	66	1 Bed / 2 Bed

View all Nearby Homes

What neighborhood is Covenant Village Apartments in?

Covenant Village Apartments is in the Fox Chapel neighborhood.

Is Covenant Village Apartments in a walkable area?

Covenant Village Apartments has a walk score of 16. Car-dependent. Most errands require a car, with limited nearby walkable options.

What is the address of Covenant Village Apartments?

Covenant Village Apartments is located at 18889 Waring Station Rd, Germantown, MD 20874.

What is the phone number of Covenant Village Apartments?

(301) 540-1162 will put you in contact with the team at Covenant Village Apartments.

Is Covenant Village Apartments Medicare or Medicaid certified?

Covenant Village Apartments is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance