What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Elderwood at Burlington

98 Starr Farm Rd, Burlington, VT 05408 View Map

Elderwood at Burlington is a Nursing Home in Vermont

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Overview of Elderwood at Burlington

Elderwood at Burlington is a trusted senior care community located in Burlington, Vermont. When it comes to providing exceptional care and support for older adults, Elderwood knows how to do it right. This community offers a range of services to meet the unique needs of each resident, including skilled nursing care, rehabilitation therapies, and specialized programs. The dedicated team of professionals at Elderwood is committed to ensuring the well-being and comfort of every individual in their care.
Elderwood at Burlington prides themselves on their commitment to personalized care. Each resident receives individualized attention and assistance based on their specific needs and preferences. Whether it’s helping with daily activities, providing specialized memory care, or offering rehabilitation services, Elderwood at Burlington is equipped to provide compassionate support and a nurturing environment. The community promotes engagement and social connection, with a variety of activities and programs available for residents to enjoy. From fitness classes to educational seminars, there’s always something exciting happening at Elderwood.

(888) 826-9663

Managed by Pamela Rafferty

Acting Administrator

Pamela Rafferty serves as the Acting Administrator at Elderwood at Burlington. She is dedicated to ensuring a safe, comfortable, and vibrant home for residents, overseeing community operations and care options with a warm and professional approach.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 3.71/day

Overall rating

1/5

Health Inspection

1/5

Staffing

3/5

Quality Measures

2/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 150

This home usually has availability

Lower occupancy suggests more openings may be available.

72.9%

121

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for

Short stays Recovery Medicare-covered care

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

53% of new residents, usually for short-term rehab.

Typical stay 30 days

Private pay

44% of new residents, often for short stays.

Typical stay 1 - 2 months

Medicaid

2% of new residents, often for long-term daily care.

Typical stay 12 years

Finances and operations

Home revenue

$20.5M

Operating loss

-$2.6M

Proprietary home Partnership

Home revenue

$20,541,468.00

Operating loss

$-2,570,810.00

Payroll costs

$7.0M

34.1% of revenue

Other operating costs

$16.1M

Total costs $23.1M

Walk Score: 7 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Facility Type

Nursing Home

Additional licensing details

County: Chittenden

Care Services

Provides Memory Care

Contact Information

Fax: 802-658-6432

Compare Assisted Living around Burlington

Elderwood at Burlington

SNF

Burlington

150

98 STARR FARM ROAD OPERATING HOLDCO LLC

72.9%

$19,998,734.00

$7,012,952.00

35.1%

120.60

1/5

3.7063

1/5

3/5

2/5

Birchwood Terrace Rehab and Healthcare

SNF

Burlington

144

RUBIN, ALTER

86.8%

$18,834,549.00

$7,455,045.00

39.6%

129.70

1/5

4.0556

1/5

3/5

Burlington Health & Rehabilitation Center

SNF

Burlington

126

65.8%

$14,576,297.00

$3,280,662.00

22.5%

105.20

2/5

3.4938

2/5

4/5

The Arbors of Shelburne

Shelburne

Yes

Gazebo Apartments

Elderwood at Burlington

Type of care: AL SNF

Community: Burlington

Bed Count: 150

Pets Allowed: No

Operator: 98 STARR FARM ROAD OPERATING HOLDCO LLC

CCN: 475030

Occupancy: 72.9%

Home Revenue: $19,998,734.00

Payroll Costs: $7,012,952.00

Payroll %: 35.1%

Avg Residents/Day: 120.60

Overall Rating: 1/5

Adj Nurse Hours: 3.7063

Health Insp Rating: 1/5

Staffing Rating: 3/5

QM Rating: 2/5

Number of Fines: 3

Birchwood Terrace Rehab and Healthcare

Type of care: AL SNF

Community: Burlington

Bed Count: 144

Pets Allowed: No

Operator: RUBIN, ALTER

CCN: 475003

Occupancy: 86.8%

Home Revenue: $18,834,549.00

Payroll Costs: $7,455,045.00

Payroll %: 39.6%

Avg Residents/Day: 129.70

Overall Rating: 1/5

Adj Nurse Hours: 4.0556

Health Insp Rating: 1/5

Staffing Rating: 3/5

QM Rating: 3/5

Number of Fines: 1

Burlington Health & Rehabilitation Center

Type of care: AL SNF

Community: Burlington

Bed Count: 126

Pets Allowed: No

CCN: 475014

Occupancy: 65.8%

Home Revenue: $14,576,297.00

Payroll Costs: $3,280,662.00

Payroll %: 22.5%

Avg Residents/Day: 105.20

Overall Rating: 2/5

Adj Nurse Hours: 3.4938

Health Insp Rating: 2/5

Staffing Rating: 2/5

QM Rating: 4/5

Number of Fines: 2

The Arbors of Shelburne

Type of care: AL

Community: Shelburne

Pets Allowed: Yes

Gazebo Apartments

Type of care: AL

Pets Allowed: No

98 Starr Farm Rd, Burlington, VT 05408

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132

Total Staff

132

Employees

Contractors

48,017

Total Hours (Quarter)

Avg Staff/Day

9.6

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	24	10.3	No
Licensed Practical Nurse	20	10.7	No
Certified Nursing Assistant	52	10.7	No

Staff by Category

Administration

3 staff

7.5hs shift avg

Nursing Staff

97 staff

10.6hs shift avg

Physicians & Practitioners

6 staff

6.1hs shift avg

Therapy Services

14 staff

7.4hs shift avg

Activities & Recreation

0 staff

0hs shift avg

Social Services

3 staff

6.9hs shift avg

Dietary Services

6 staff

7.5hs shift avg

Other Services

3 staff

7.5hs shift avg

Role ⓘ	Employees ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	52	52	22,912	91	100%	10.7
Registered Nurse	24	24	7,260	91	100%	10.3
Licensed Practical Nurse	20	20	6,992	91	100%	10.7
Respiratory Therapy Technician	6	6	2,240	74	81%	7.9
Physical Therapy Assistant	6	6	1,997	88	97%	7.2
Other Dietary Services Staff	5	5	1,219	89	98%	7.5
Dental Services Staff	2	2	951	70	77%	7.6
Qualified Social Worker	3	3	764	81	89%	6.9
Clinical Nurse Specialist	3	3	635	78	86%	5.3
Dietitian	1	1	473	63	69%	7.5
Occupational Therapy Aide	1	1	465	62	68%	7.5
Nurse Practitioner	1	1	458	61	67%	7.5
Administrator	3	3	450	56	62%	7.5
Mental Health Service Worker	1	1	435	58	64%	7.5
Physical Therapy Aide	1	1	375	60	66%	6.2
RN Director of Nursing	1	1	251	30	33%	8.4
Other Physician	2	2	143	22	24%	6.5

View All Staffing Data in Burlington

Total Health inspections 11

69% above Vermont average

Vermont average: 6.5

Last Health inspection on Aug 2025

Total Health citations 83

187% above Vermont average

Vermont average: 28.9

7.55 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 61 citations

Complaint investigations 25 citations

Breakdown of citations

Critical Health citations 0

100% below Vermont average

Vermont average: 0.7

Serious Health citations 15

689% above Vermont average

Vermont average: 1.9

Moderate Health citations 66

Minor Health citations 2

Citations history (last 3 years)

Abuse/Neglect moderate citation Aug 11, 2025

Corrected

Pharmacy moderate citation Aug 11, 2025

Corrected

Abuse/Neglect moderate citation May 12, 2025

Corrected

Abuse/Neglect moderate citation May 12, 2025

Corrected

Ownership: For-Profit LLC

Resident Census by Payment Source

121 Total Residents

Medicare 23 (19%)

Medicaid 72 (59.5%)

Private Pay/Other 26 (21.5%)

Programs & Services

Residents' Group

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 15.2

31% worse than Vermont average

Vermont average: 11.6

Functional decline score 29.4

30% worse than Vermont average

Vermont average: 22.7

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 23.3%

14% above Vermont average.

Walking Ability Worsened 34.4%

71% above Vermont average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 30.7%

11% above Vermont average.

Falls with Major Injury 7.3%

26% above Vermont average.

High Risk Residents with Pressure Ulcers 6.0%

6% below Vermont average.

Urinary Tract Infection 1.4%

44% below Vermont average.

Depressive Symptoms 6.6%

35% below Vermont average.

Antipsychotic Use 22.2%

14% above Vermont average.

Pneumococcal Vaccine 93.8%

2% below Vermont average.

Influenza Vaccine 95.1%

3% below Vermont average.

Lost Too Much Weight 5.2%

6% below Vermont average.

Short-stay resident measures

Pneumococcal Vaccine 82.1%

5% worse than Vermont average

Antipsychotic medication increase 0.0%

100% better than Vermont average

Influenza Vaccine 63.1%

20% worse than Vermont average

Total fines amount $252K

This home paid 98% more in fines than the state average.

Vermont average: $128K

Number of Fines 2

This home received 13% more fines than the state average.

Vermont average: 1.8

Payment Denials 1

This home had 83% more payment denials than the state average.

Vermont average: 0.5

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Jan 11, 2024

$221K

Payment Denial Jan 11, 2024

49 days

Civil Money Penalty May 15, 2023

$31K

Last updated: Jan 2026

Financial Trends

Historical financial and operational data for Elderwood at Burlington based on CMS SNF Cost Reports.

Occupancy Rate 72.9% ↑ 4.6pp vs 2022

Net Income -$2,570,810 ↓ ~$2.4M vs 2022

Total Payroll $13,860,911 ↑ ~$1.8M vs 2022

Profit Margin -12.9% ↓ 11.7pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	89.0%	93.2%	92.7%	91.4%	90.4%	91.1%	85.9%	79.9%	77.9%	79.5%	69.2%	68.3%	72.9%
Beds	150	150	150	150	150	150	150	150	150	150	150	150	150
Net Income	$1,487,176	$1,710,688	$1,707,245	$1,132,063	$556,528	$768,115	$728,725	$536,322	-$2,339,660	-$584,113	-$1,105,524	-$213,658	-$2,570,810
Gross Revenue	$18,630,991	$20,535,899	$21,254,415	$22,068,983	$22,022,514	$22,579,052	$21,919,506	$19,748,600	$19,709,815	$18,910,850	$16,951,184	$18,096,722	$19,998,734
Operating Expenses	$12,931,770	$13,406,710	$14,015,934	$15,138,594	$14,940,199	$15,047,603	$14,817,764	$13,963,937	$17,759,755	$16,639,459	$16,458,011	$17,513,569	$20,509,148
Net Patient Revenue	$14,397,680	$15,102,616	$15,714,187	$16,259,504	$15,476,911	$15,808,000	$15,541,582	$14,492,784	$15,493,390	$15,689,740	$14,201,557	$15,682,235	$17,395,604
Total Payroll	$8,333,827	$8,388,147	$8,982,206	$9,791,714	$9,644,708	$9,806,042	$9,261,746	$8,712,362	$11,690,791	$11,735,326	$11,280,987	$12,055,956	$13,860,911
Profit Margin %	8.0%	8.3%	8.0%	5.1%	2.5%	3.4%	3.3%	2.7%	-11.9%	-3.1%	-6.5%	-1.2%	-12.9%
Medicare %	24.1%	24.3%	24.4%	25.7%	21.4%	21.5%	22.4%	22.3%	20.8%	18.6%	16.0%	15.4%	12.4%
Medicaid %	52.1%	50.2%	53.3%	53.5%	62.0%	64.0%	58.7%	52.6%	57.3%	66.9%	69.3%	67.5%	67.6%
Private %	23.8%	25.6%	22.2%	20.8%	16.7%	14.5%	18.9%	25.1%	21.9%	14.5%	14.7%	17.1%	20.0%
Revenue/Day	$295	$295	$310	$325	$313	$316	$331	$345	$349	$359	$375	$420	$436
Cost/Day	$265	$262	$276	$303	$302	$301	$315	$333	$400	$381	$434	$469	$514
Avg Length of Stay	101.1 days	99.4 days	96.7 days	91.0 days	93.9 days	102.0 days	87.4 days	65.0 days	122.4 days	131.5 days	170.0 days	163.2 days	124.3 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Choices for Care

VT Medicaid CFC

General: Age 65+ or disabled, Vermont resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

VT Specifics: Small state; rural access emphasis.

Vermont Assistive Community Care Services (ACCS)

VT ACCS

General: Age 65+, Vermont resident, in approved residential setting.

Income Limits: ~$1,732/month (individual, varies).

Asset Limits: $2,000 (individual).

VT Specifics: Facility-based; limited funding.

Older Americans Act (OAA) Services

Vermont OAA Services

General: Age 60+, VT resident; no income/asset limits.

Income Limits (2025): None; donations encouraged.

Asset Limits: Not assessed.

VT Specifics: 5 AAAs (Age Well, CVCOA, NEKCOA, Senior Solutions, SVCOA); rural focus.

Medicare Savings Program (MSP)

Vermont Medicare Savings Program

General: Age 65+ or disabled, VT resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

VT Specifics: Includes Extra Help for Part D; no waitlist.

Fuel Assistance Program

Vermont Seasonal Fuel Assistance

General: Age 60+ prioritized, VT resident, low-income household.

Income Limits (2025): ~$3,970/month (185% FPL).

Asset Limits: Not assessed.

VT Specifics: Covers oil, gas, wood; emergency aid available.

Family Caregiver Support Program (FCSP)

Vermont Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; VT resident; 2+ ADLs.

Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).

Asset Limits: Not assessed.

VT Specifics: Includes grandparent caregivers; serves ~1,000 annually.

Senior Community Service Employment Program (SCSEP)

Vermont SCSEP

General: Age 55+, unemployed, low-income, VT resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified.

VT Specifics: Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Vermont VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, VT resident, wartime service, ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth).

VT Specifics: High rural veteran use; supports care costs.

Property Tax Adjustment Assistance

Vermont Property Tax Credit

General: Age 65+ (or all ages), VT resident, homeowner/renter, income-based.

Income Limits (2025): ~$47,000/year (household); caps credit at ~$128,000.

Asset Limits: Not assessed.

VT Specifics: Credits up to $8,000; serves ~20,000 households.

Commodity Supplemental Food Program (CSFP)

Vermont CSFP

General: Age 60+, VT resident, low-income.

Income Limits (2025): ~$1,632/month (130% FPL).

Asset Limits: Not assessed.

VT Specifics: Serves ~5,000 seniors via 50+ drop sites.

Attendant Services Program (ASP)

Vermont Attendant Services Program

General: Age 65+ (or disabled 18+), VT resident, severe/permanent disability, 2+ ADL needs.

Income Limits (2025): Medicaid-eligible (~$2,829/month) or near-eligible for General Fund.

Asset Limits: $2,000 (individual) for Medicaid; varies for General Fund.

VT Specifics: Participants hire/manage caregivers; serves ~500 annually.

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Elderwood at Burlington

Elderwood at Burlington is a Nursing Home in Vermont

Elderwood at Burlington is a Nursing Home in Vermont

Elderwood at Burlington

Elderwood at Burlington is a Nursing Home in Vermont

Elderwood at Burlington is a Nursing Home in Vermont

Managed by Pamela Rafferty

Quality ratings

Capacity and availability

Medium-capacity home

This home usually has availability

Who this home usually serves

Mostly short-term rehab stays

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Care Services

Contact Information

Compare Assisted Living around Burlington

Places of interest near Elderwood at Burlington

Calculate Travel Distance to Elderwood at Burlington

Staffing Data

Nursing Staff Breakdown

Staff by Category

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Penalties and fines

Penalty History

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Vermont Seniors

Choices for Care

Vermont Assistive Community Care Services (ACCS)

Older Americans Act (OAA) Services

Medicare Savings Program (MSP)

Fuel Assistance Program

Family Caregiver Support Program (FCSP)

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Property Tax Adjustment Assistance

Commodity Supplemental Food Program (CSFP)

Attendant Services Program (ASP)

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