Francis Cabot Lowell Mill

Q: What neighborhood is Francis Cabot Lowell Mill in?

Francis Cabot Lowell Mill is in the Bleachery neighborhood.

Q: Is Francis Cabot Lowell Mill in a walkable area?

Francis Cabot Lowell Mill has a walk score of 93. Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

Q: What is the address of Francis Cabot Lowell Mill?

Francis Cabot Lowell Mill is located at 190 Moody St, Waltham, MA 02453.

Q: What is the phone number of Francis Cabot Lowell Mill?

(781) 891-4108 will put you in contact with the team at Francis Cabot Lowell Mill.

Q: Is Francis Cabot Lowell Mill Medicare or Medicaid certified?

Francis Cabot Lowell Mill is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Overview of Francis Cabot Lowell Mill

Live your best years at Francis Cabot Lowell Mill, a distinct community in Waltham, MA, offering independent living. Dedicated to those 62+ and adults with disabilities, the community has purposely built and spacious accommodations. Residents can also keep their peace of mind with maintenance services and convenient apartment features.

A carefully curated calendar of engaging activities and stimulating programs is conducted to keep residents active and socially connected. Delightful restaurants and shops surround the area, providing plenty of dining options that cater to their dietary needs and preferences. Amenities include a wellness center, a mini market, a hair salon, a gym, and a game room, creating the ideal setting for residents to thrive in retirement.

(781) 891-4108

Types of Care at Francis Cabot Lowell Mill

Independent Living

Walk Score: 93 / 100

Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

What does this home offer?

Minimum Age: 62 Years Old

Housing Options: Studio / 1 Bed

Building Type: Mid-rise

Beauty Services

Social and Recreational Activities

Exercise Programs

Wellness Programs

0.3 miles from city center Estimated distance in miles from Waltham's city center to Francis Cabot Lowell Mill's address, calculated via Google Maps.

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Home Care Program

MassHealth Home Care

Age 60+

General Massachusetts resident, at risk of nursing home placement.

Income Limits (2025) ~$1,500/month individual, varies by region

Asset Limits $2,000 individual, excludes home, car

Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Benefits

In-home care (3-5 hours/day) Homemaker services Respite care (up to 14 days/year) Adult day care (~$75/day)

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

Age 65+

General Massachusetts resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Requires clinical eligibility determination.

Benefits

Personal care (5-7 hours/day) Respite care (240 hours/year) Adult day care (~$75/day) Home health services

Senior Care Options (SCO)

Massachusetts Senior Care Options

Age 65+

General Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).

Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Benefits

Personal care (5-7 hours/day) Medical care Respite (240 hours/year) Adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Age 65+ or disabled

General Massachusetts resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

27 ASAPs; prioritizes low-income, rural caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training Supplies (~$500/year)

Prescription Advantage

Massachusetts Prescription Advantage

Age 65+ or disabled

General Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).

Income Limits (2025) No strict limit; copays vary by income ~$24,980-$75,000/year individual

Asset Limits Not assessed.

Supplements Medicare Part D; no enrollment fee for low-income.

Benefits

Covers prescription copays ($5-$40/drug) Fills coverage gaps Catastrophic cost protection ($4,000+ covered)

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand statewide.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Compare Senior Living around Waltham

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Francis Cabot Lowell Mill	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Waltham (Bleachery)	258	No	93	Studio / 1 Bed	No
Leland House	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Waltham (Bleachery)	-	No	88	Studio / 1 Bed	No
Orange Street	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Waltham (South Side)	-	No	89	Studio / 1 Bed	No
St. Mary Apartments	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Waltham (Banks Square)	-	No	91	Studio / 1 Bed	No
Winchester Crane Apartments	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Waltham (Banks Square)	-	No	89	Studio / 1 Bed	No

View all Nearby Homes

What neighborhood is Francis Cabot Lowell Mill in?

Francis Cabot Lowell Mill is in the Bleachery neighborhood.

Is Francis Cabot Lowell Mill in a walkable area?

Francis Cabot Lowell Mill has a walk score of 93. Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

What is the address of Francis Cabot Lowell Mill?

Francis Cabot Lowell Mill is located at 190 Moody St, Waltham, MA 02453.

What is the phone number of Francis Cabot Lowell Mill?

(781) 891-4108 will put you in contact with the team at Francis Cabot Lowell Mill.

Is Francis Cabot Lowell Mill Medicare or Medicaid certified?

Francis Cabot Lowell Mill is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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Francis Cabot Lowell Mill