St. Mary Apartments
Senior Living & Independent Living · Waltham, MA

St. Mary Apartments

Senior Living & Independent Living · Waltham, Massachusetts

Overview of St. Mary Apartments

Experience the best of your retirement at St. Mary Apartments, an idyllic haven in Waltham, MA, offering independent living. Committed to the comfort of those 62+, the community features specially designed and sophisticated one-bedroom floor plans. Laundry spaces are available, alongside income-based rents, so residents can feel at ease during their stay.

Residents have easy access to their necessities and leisure opportunities, with plenty of local amenities and recreation sites nearby. Delightful restaurants in the area also provide residents with plenty of dining options that cater to their dietary needs and preferences. With its warm and welcoming environment, residents can ease their worries and make the most of their golden years.

(781) 894-9588

Types of Care at St. Mary Apartments

Independent Living
Walk Score
Walk Score: 91 / 100 Rank #39 / 499Walk Score — State benchmarkedThis home is ranked 39th out of 499 homes in Massachusetts. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Massachusetts SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

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What does this home offer?

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Minimum Age: 62 Years Old

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Housing Options: 1 Bed

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Building Type: Mid-rise

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Parking Available

Places of interest near St. Mary Apartments

Address 0.3 miles from city center Info Estimated distance in miles from Waltham's city center to St. Mary Apartments's address, calculated via Google Maps.

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Financial Assistance for
Senior Living in Massachusetts

St. Mary Apartments is located in Waltham, Massachusetts.
Here are the financial assistance programs available to residents in Massachusetts.

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Home Care Program

MassHealth Home Care

Age 60+
General Massachusetts resident, at risk of nursing home placement.
Income Limits (2025) ~$1,500/month individual, varies by region
Asset Limits $2,000 individual, excludes home, car
MA

Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Benefits
In-home care (3-5 hours/day) Homemaker services Respite care (up to 14 days/year) Adult day care (~$75/day)

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

Age 65+
General Massachusetts resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MA

Requires clinical eligibility determination.

Benefits
Personal care (5-7 hours/day) Respite care (240 hours/year) Adult day care (~$75/day) Home health services

Senior Care Options (SCO)

Massachusetts Senior Care Options

Age 65+
General Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
MA

Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Benefits
Personal care (5-7 hours/day) Medical care Respite (240 hours/year) Adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Age 65+ or disabled
General Massachusetts resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MA

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
MA

27 ASAPs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training Supplies (~$500/year)

Prescription Advantage

Massachusetts Prescription Advantage

Age 65+ or disabled
General Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
Income Limits (2025) No strict limit; copays vary by income ~$24,980-$75,000/year individual
Asset Limits Not assessed.
MA

Supplements Medicare Part D; no enrollment fee for low-income.

Benefits
Covers prescription copays ($5-$40/drug) Fills coverage gaps Catastrophic cost protection ($4,000+ covered)

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MA

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

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Frequently Asked Questions about St. Mary Apartments

What neighborhood is St. Mary Apartments in?

St. Mary Apartments is in the Banks Square neighborhood.

Is St. Mary Apartments in a walkable area?

St. Mary Apartments has a walk score of 91. Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

What is the address of St. Mary Apartments?

St. Mary Apartments is located at 88 Lexington Street, Waltham, MA 02452.

What is the phone number of St. Mary Apartments?

(781) 894-9588 will put you in contact with the team at St. Mary Apartments.

Is St. Mary Apartments Medicare or Medicaid certified?

St. Mary Apartments is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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