St. Mary Apartments

Q: What neighborhood is St. Mary Apartments in?

St. Mary Apartments is in the Banks Square neighborhood.

Q: Is St. Mary Apartments in a walkable area?

St. Mary Apartments has a walk score of 91. Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

Q: What is the address of St. Mary Apartments?

St. Mary Apartments is located at 88 Lexington Street, Waltham, MA 02452.

Q: Is St. Mary Apartments Medicare or Medicaid certified?

St. Mary Apartments is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Overview of St. Mary Apartments

Experience the best of your retirement at St. Mary Apartments, an idyllic haven in Waltham, MA, offering independent living. Committed to the comfort of those 62+, the community features specially designed and sophisticated one-bedroom floor plans. Laundry spaces are available, alongside income-based rents, so residents can feel at ease during their stay.

Residents have easy access to their necessities and leisure opportunities, with plenty of local amenities and recreation sites nearby. Delightful restaurants in the area also provide residents with plenty of dining options that cater to their dietary needs and preferences. With its warm and welcoming environment, residents can ease their worries and make the most of their golden years.

(888) 927-9409

Walk Score: 91 / 100

Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

What does this home offer?

Minimum Age: 62 Years Old

Housing Options: 1 Bed

Building Type: Mid-rise

Parking Available

Types of Care at St. Mary Apartments

Independent Living

Home Care Program

MassHealth Home Care

Age 60+

General Massachusetts resident, at risk of nursing home placement.

Income Limits (2025) ~$1,500/month individual, varies by region

Asset Limits $2,000 individual, excludes home, car

Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Benefits

In-home care (3-5 hours/day) Homemaker services Respite care (up to 14 days/year) Adult day care (~$75/day)

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

Age 65+

General Massachusetts resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Requires clinical eligibility determination.

Benefits

Personal care (5-7 hours/day) Respite care (240 hours/year) Adult day care (~$75/day) Home health services

Senior Care Options (SCO)

Massachusetts Senior Care Options

Age 65+

General Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).

Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Benefits

Personal care (5-7 hours/day) Medical care Respite (240 hours/year) Adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Age 65+ or disabled

General Massachusetts resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

27 ASAPs; prioritizes low-income, rural caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training Supplies (~$500/year)

Prescription Advantage

Massachusetts Prescription Advantage

Age 65+ or disabled

General Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).

Income Limits (2025) No strict limit; copays vary by income ~$24,980-$75,000/year individual

Asset Limits Not assessed.

Supplements Medicare Part D; no enrollment fee for low-income.

Benefits

Covers prescription copays ($5-$40/drug) Fills coverage gaps Catastrophic cost protection ($4,000+ covered)

Senior Community Service Employment Program (SCSEP)

Massachusetts SCSEP

Age 55+

General unemployed, low-income, Massachusetts resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; AARP partnership.

Benefits

Paid training (~20 hours/week at ~$15/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand statewide.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

0.3 miles from city center Estimated distance in miles from Waltham's city center to St. Mary Apartments's address, calculated via Google Maps.

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What neighborhood is St. Mary Apartments in?

St. Mary Apartments is in the Banks Square neighborhood.

Is St. Mary Apartments in a walkable area?

St. Mary Apartments has a walk score of 91. Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

What is the address of St. Mary Apartments?

St. Mary Apartments is located at 88 Lexington Street, Waltham, MA 02452.

Is St. Mary Apartments Medicare or Medicaid certified?

St. Mary Apartments is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Senior Living in Waltham