Harbor Terrace Retirement Community
Retirement Home & Assisted Living · San Pedro, CA

Harbor Terrace Retirement Community

Retirement Home & Assisted Living · San Pedro, CA

Overview of Harbor Terrace Retirement Community

Harbor Terrace Retirement Community is a 202-bed assisted living facility at 435 W 8th St, San Pedro, CA, in Los Angeles County. Licensed as a Residential Care Facility for the Elderly by the California Department of Social Services, with 30 years of operation. Operator: Harbor Terrace Retirement Center Of San Pedro, LLC. Administrator: Holly Rice.

Studio and one-bedroom units are housed in a mid-rise building. Walk score of 94 reflects a walker’s paradise; most errands are accessible on foot. Torrance Memorial Medical Center is 6.07 miles away.

Services include 24-hour staffing, restaurant-style dining, educational and recreational programs, daily housekeeping, fitness programs, library, salon, massage therapy, and wellness programming covering physical, mental, social, and spiritual health. The facility has received Best of South Bay recognition for 11 consecutive years and Senior Advisor Best awards.

Current occupancy is 35 percent (70 of 202 beds occupied), substantially below California average occupancy of 72.8 percent. This occupancy gap warrants family attention regarding operational stability and staffing continuity.

Inspection history since 2021 reflects strong compliance.

The most recent three annual inspections (April 2024 through June 2025) recorded zero deficiencies. A complaint investigation on March 7, 2025, found allegations regarding staff treatment, feeding, privacy, medication management, and personal item safeguarding to be unsubstantiated. One substantiated complaint investigation on May 28, 2021, documented that a staff member financially abused a resident by managing finances without power of attorney and issuing undocumented cash payments. This resulted in one deficiency for failing to protect personal rights.

The facility recorded 0.2 deficiencies per year (95 percent better than California average of 4 per year). No serious (Type A) citations have been recorded. One technical violation (LIC 9102) regarding hospice resident placement on a non-approved fire clearance floor occurred in August 2022.

Families should inquire about the low occupancy rate, staffing tenure and training, and protocols implemented following the 2021 financial abuse incident before placement.

Bed community size
202-bed community Rank #148 / 1657Bed count — State benchmarkedThis home is ranked 148th out of 1657 homes in California. Shows this facility's certified or reported bed count compared to other California facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Rankings are based only on facilities in California that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Years in operation
30 years in operation Rank #129 / 1487Years in operation — State benchmarkedThis home is ranked 129th out of 1487 homes in California. Shows how long this facility has been in operation compared to other California facilities. Longer operating histories may benefit residents, families, and staff.Rankings are based only on facilities in California that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score
Walk Score: 94 / 100 Rank #87 / 2092Walk Score — State benchmarkedThis home is ranked 87th out of 2092 homes in California. Shows how walkable this facility's neighborhood is compared to the average Walk Score across California facilities. Higher scores benefit residents, families, and staff.Rankings are based only on facilities in California that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

About this community

Occupancy

Occupancy rate
35%
Rank #1463 / 1537Occupancy rate — State benchmarkedThis home is ranked 1463rd out of 1537 homes in California. Shows this facility's occupancy rate versus the California average, with its Statewide rank out of 1537. Higher occupancy signals strong local demand and financial stability.Rankings are based only on facilities in California that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Lower than the California average: 72.8%
Occupied beds
70 / 202
Average occupied beds in California homes 87 beds

Awards

Best of South Bay for 11 years running
Senior Advisor Best award multiple years.

License Details

Facility TypeResidential Care Elderly
StatusLicensed
IssuanceApril 16, 1996
CountyLos Angeles
RCFE Number198200855

Ownership & Operating Entity

Harbor Terrace Retirement Community is legally operated by Harbor Terrace Retirement Center Of San Pedro, Llc, and administered by Holly Rice.

Staffing & Medical

1 service
24-Hour Staffing

Amenities & Lifestyle

Restaurant-Style Dining
Coffee Parlor
Educational Programs
Social Programs
Recreational Programs
Caring Professional Team
Daily Housekeeping
Fitness Programs
Library
Salon
Massage Therapy
Activities
Wellness Program

Dining & Nutrition

Food DescriptionHarbor Terrace offers restaurant-style dining with a varied menu made from fresh ingredients, served by wait staff.

Contact Harbor Terrace Retirement Community

Inspection History

In California, the Department of Social Services (for assisted living facilities) and the Department of Public Health (for nursing homes) conduct inspections to ensure resident safety and regulatory compliance.

Inspection Score Info A composite 0–100 score combining this facility's inspections, citations, complaints, and enforcement actions relative to the California state average. The score below shows how many points this facility sits above or below the typical California assisted living residence score (the benchmark); higher is better.

13 points above the California average for assisted living residences (81/100)

Rank #185 / 1401 in California Inspection Score — State benchmarked This home is ranked 185th out of 1401 homes in California. Shows this facility's inspection score compared to the California average among 1401 comparable communities in the ranking pool. Rankings are based only on facilities in California that report data for that category. Facilities without available data are excluded from the ranking. Inspection score: 94 out of 100. Letter grade A. 13 points above the California average for assisted living residences (81/100)

Inspection Scorecard Info This scorecard compares key inspection, citation, and complaint metrics at this facility against the California state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2021 vs. California state average
Overall vs. CA average 1 Worse Metrics worse than California average:
• Official inspections (25% above)
9 Better Metrics better than California average:
• Total citations (90% below)
• Serious citations (Type A) (100% below)
• Moderate citations (Type B) (75% below)
• Citations per year (90% below)
• Citations per inspection (97% below)
• Total visits (56% below)
• Complaint visits (85% below)
• Other visits (100% below)
• Complaint investigations (80% below)
Latest Inspection May 12, 2026

Citations Info Citations are formal regulatory issues recorded during state inspections.

This FacilityCA Averagevs. CA Avg
Total citations Info Formal regulatory issues recorded by inspectors across all inspection types. 110 This facility has 90% fewer total citations than a typical California assisted living residence (1 vs. CA avg 10).↓ 90% better
Serious citations (Type A) Info Citations that pose an immediate risk to resident health or safety. Type A citations are the most serious and typically require prompt corrective action. 03 This facility has 100% fewer serious citations (type a) than a typical California assisted living residence (0 vs. CA avg 3).↓ 100% better Rank #1 / 1164 Serious citations (Type A) — State benchmarked This home is ranked 1st out of 1164 homes in California. Shows this facility's # of serious citations compared to the California average among 1164 comparable communities in the ranking pool. Rankings are based only on facilities in California that report data for that category. Facilities without available data are excluded from the ranking.
Moderate citations (Type B) Info Citations that do not pose an immediate risk but still represent a departure from required care or operational standards. 14 This facility has 75% fewer moderate citations (type b) than a typical California assisted living residence (1 vs. CA avg 4).↓ 75% better
Citations per year Info Average citations per year since 2021. 0.22 This facility has 90% fewer citations per year than a typical California assisted living residence (0.2 vs. CA avg 2).↓ 90% better
Citations per inspection Info Average citations per inspection. 0.13.3 This facility has 97% fewer citations per inspection than a typical California assisted living residence (0.1 vs. CA avg 3.3).↓ 97% better

Inspections & Visits Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityCA Averagevs. CA Avg
Total visits Info Combined count of complaint visits, other regulatory visits, and official scheduled inspections. 716 This facility has 56% fewer total visits than a typical California assisted living residence (7 vs. CA avg 16).↓ 56% better
Complaint visits Info On-site visits triggered by formal complaints filed by residents, families, or staff. 213 This facility has 85% fewer complaint visits than a typical California assisted living residence (2 vs. CA avg 13).↓ 85% better Rank #324 / 1397 Complaint visits — State benchmarked This home is ranked 324th out of 1397 homes in California. Shows this facility's # of complaint visits compared to the California average among 1397 comparable communities in the ranking pool. Rankings are based only on facilities in California that report data for that category. Facilities without available data are excluded from the ranking.
Other visits Info Regulatory visits that are neither routine inspections nor complaint investigations — administrative check-ins, follow-up reviews, licensing-related visits. 07 This facility has 100% fewer other visits than a typical California assisted living residence (0 vs. CA avg 7).↓ 100% better
Official inspections Info Routine, scheduled inspections conducted by state regulators to evaluate whether the facility meets federal and state standards. 54 This facility has 25% more official inspections than a typical California assisted living residence (5 vs. CA avg 4).↑ 25% worse
Complaint investigations Info On-site investigations triggered by complaints filed with California regulators. 210 This facility has 80% fewer complaint investigations than a typical California assisted living residence (2 vs. CA avg 10).↓ 80% better

Inspection Reports Summary Info An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

  • The June 6, 2025 annual inspection found no deficiencies and confirmed the facility was clean, sanitary, and compliant with all regulations.
  • The May 28, 2021 complaint investigation substantiated financial abuse by staff managing a resident’s finances without authority, violating personal rights and admission agreements.
  • The March 7, 2025 complaint investigation found all allegations of mistreatment, feeding issues, privacy breaches, medication mismanagement, and safeguarding failures unsubstantiated after thorough review.

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed

Building type icon
Building type icon

Building Type: Mid-rise

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Places of interest near Harbor Terrace Retirement Community

Address 24.2 miles from city center Info Estimated distance in miles from San Pedro's city center to Harbor Terrace Retirement Community's address, calculated via Google Maps. — 6.07 miles to nearest hospital (Torrance Memorial Medical Center)

Calculate Travel Distance to Harbor Terrace Retirement Community

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Financial Assistance for
Retirement Homes in California

Harbor Terrace Retirement Community is located in San Pedro, California.
Here are the financial assistance programs available to residents in California.

Get Financial aid guidance

Multipurpose Senior Services Program

MSSP (Medi-Cal Waiver)

Age 65+
General California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
CA

County-managed; waitlists possible.

Benefits
In-home support (4-6 hours/day) Respite care (14 days/year) Meals (~$6/meal) Transportation (8 trips/month) Care management

In-Home Supportive Services (IHSS)

California IHSS

Age 65+
General California resident, Medicaid-eligible or low-income.
Income Limits ~$1,732/month individual, Medi-Cal threshold
Asset Limits $2,000 individual
CA

Can hire family as caregivers.

Benefits
Personal care (up to 283 hours/month) Homemaker services Respite (varies)

Multipurpose Senior Services Program (MSSP)

CA MSSP

Age 65+
General California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
Income Limits ~$2,829/month 300% FBR, individual
Asset Limits $2,000 individual
CA

Available in 38 counties; waitlists common.

Benefits
Case management Respite care (up to 10 days/year) Minor home mods (avg. $500) Adult day care (~$50/day)

Property Tax Postponement Program (PTP)

CA PTP

Age 62+
General California resident, own and live in home, 40% equity.
Income Limits (2025) ~$51,500/year household, adjusted annually
Asset Limits Equity-based; no strict asset cap.
CA

Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Benefits
Property tax deferral (avg. $1,000-$3,000/year, varies by county)

Assisted Living Waiver (ALW)

CA ALW

Age 65+ or disabled
General California resident, Medi-Cal-eligible, nursing home-eligible.
Income Limits ~$2,829/month 300% FBR, individual
Asset Limits $2,000 individual
CA

Available in 15 counties (e.g., LA, Sacramento); waitlists common.

Benefits
Personal care in ALFs (5-7 hours/day) Medication management Social services

California CARES Program

CA CARES

Age
General Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits Not applicable; need-based.
CA

High demand in urban areas; complements IHSS respite.

Benefits
Respite care (up to 10 days/year) Counseling (4-6 sessions/year) Training (2-3 workshops/year) Supplies (~$200/year)

Frequently Asked Questions about Harbor Terrace Retirement Community

What neighborhood is Harbor Terrace Retirement Community in?

Harbor Terrace Retirement Community is in the San Pedro neighborhood of San Pedro.

Who is the owner of Harbor Terrace Retirement Community?

The legal owner and operator of Harbor Terrace Retirement Community is Harbor Terrace Retirement Center Of San Pedro, Llc.

Is Harbor Terrace Retirement Community in a walkable area?

Harbor Terrace Retirement Community has a walk score of 94. Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

What is the occupancy rate at Harbor Terrace Retirement Community?

Harbor Terrace Retirement Community's occupancy is 35%.

Who is the administrator of Harbor Terrace Retirement Community?

Holly Rice is the administrator of Harbor Terrace Retirement Community.

How many beds does Harbor Terrace Retirement Community have?

Harbor Terrace Retirement Community has 202 beds.

Has Harbor Terrace Retirement Community had any recent citations?

Harbor Terrace Retirement Community has had 2 recently reported citations.

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