Northland Rehabilitation & Health Care

Article: How to get Medicare and Medicaid to Pay for Assisted Living

Description

Northland Rehabilitation and Healthcare Center is a community that proudly elevates the recovery experience of its residents. Awarded the AHCA/NCA National Quality 2020 Bronz Award, a persistent delivery of quality service by its dedicated staff helps with a smooth and seamless transition to nursing care; they ensure that residents are able to feel safe and comfortable in the home-like environment. Northland Rehabilitation and Healthcare Center have exceedingly reinvented the meaning of recovery which has contributed to the excellence it boasts today.
Driven by compassion, care, and solutions, Northland reintroduces a top-notch level of skilled nursing and rehabilitation in North Kansas City; through its personalized care plan that offers a range of services and programs that lead to a speedy recovery: wound care, IV therapy, 24-hour licensed nursing, and ADLs.

Claim What’s Yours: Financial Aid for Missouri Seniors

Program

State Program Name

Eligibility

Benefits

Aged and Disabled Waiver

Missouri Medicaid A&D Waiver

General: Age 65+ or disabled, Missouri resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
MO Specifics: Rural access prioritized.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), home health services.

Missouri Supplemental Nursing Care (SNC)

MO SNC

General: Age 65+, Missouri resident, in approved facility.
Income Limits: ~$1,215/month (individual).
Asset Limits: $2,000 (individual).
MO Specifics: Supplements SSI; facility-based only.

Services: Monthly cash payment (~$156-$292/month) for care costs.

Structured Family Caregiving Waiver (SFCW)

Missouri Structured Family Caregiving Waiver

General: Age 65+, Missouri resident, MO HealthNet-eligible, NFLOC, dementia diagnosis, live with caregiver.
Income Limits (2025): ~$2,901/month (300% FBR, individual); QIT required.
Asset Limits: $5,909.25 (individual), $11,818.45 (couple).
MO Specifics: Caregiver must be family; small program size.

Services: Cash stipend ($1,000-$1,500/month) to family caregiver, respite, training, supplies ($500/year).

MO HealthNet Aged, Blind, and Disabled (ABD)

Missouri MO HealthNet ABD

General: Age 65+ or disabled, Missouri resident, MO HealthNet-eligible, needs help with 1+ ADL.
Income Limits (2025): ~$1,690/month (individual, projected); spenddown allowed.
Asset Limits: $5,909.25 (individual), $11,818.45 (couple).
MO Specifics: Less intensive than waivers; statewide access.

Services: Personal care (2-4 hours/day), homemaker services, limited respite, medical equipment.

Medicare Savings Program (MSP)

Missouri Medicare Savings Program

General: Age 65+ or disabled, Missouri resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MO Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Missouri Caregiver Program (Customized Caregiver Training & Relief)

Missouri Caregiver Program

General: Caregivers of 60+ with dementia, Missouri resident, functional needs (2+ ADLs).
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year individual).
Asset Limits: Not assessed; need-based.
MO Specifics: Administered via AAAs and Alzheimer’s Association; rural focus.

Services: Respite (4-6 hours/week), training, assistive tech ($500/year), supplies.

Senior Community Service Employment Program (SCSEP)

Missouri SCSEP

General: Age 55+, unemployed, low-income, Missouri resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MO Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Missouri VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Missouri resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MO Specifics: High veteran demand in rural/urban areas.