Oakwood Terrace Apartments
Independent Living & Assisted Living · Charleston

Oakwood Terrace Apartments

Independent Living & Assisted Living · Charleston

Overview of Oakwood Terrace Apartments

Oakwood Terrace Apartments is a tranquil and beautiful community nestled in the serene surroundings of West Virginia, Charleston. This peaceful home offers a plethora of amenities and features designed to enhance the senior living experience, specifically tailored for senior apartments for independent living. As a smoke-free community, residents can enjoy clean and fresh air. The apartments are equipped with air conditioning and heating systems, ensuring year-round comfort for seniors living independently.

Residents will find joy in the fitness center, where they can stay active and maintain a healthy lifestyle while enjoying the benefits of their independent living in senior apartments. The playground offers a delightful space for leisure and relaxation, enhancing the overall independent living experience. Additional amenities such as the business center and laundry facilities are conveniently available, making daily tasks more manageable for seniors living independently in their senior apartments. Storage spaces are also provided, offering practical solutions for organizing personal belongings in their independent living senior apartments.

(304) 343-5679
Walk Score
Walk Score: 16 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.

What does this home offer?

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Pets allowed icon

Pets Allowed

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Room sizes icon

Room Sizes: 865 - 1,190 sq. ft

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Housing options icon

Housing Options: 1 Bed / 2 Bed

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Building type icon

Building Type: Two-story

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Transportation Services

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Fitness and recreation icon

Fitness and Recreation

Types of Care at Oakwood Terrace Apartments

Independent Living Assisted Living

Contact Oakwood Terrace Apartments

Financial Assistance for
Independent Living in West Virginia

Oakwood Terrace Apartments is located in Charleston, West Virginia.
Here are the financial assistance programs available to residents in West Virginia.

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Aged and Disabled Waiver

WV Medicaid A&D Waiver

Age 65+ or disabled
General West Virginia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
WV

Rural state; limited providers in some areas.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home aides

West Virginia Lighthouse Program

WV Lighthouse

Age 60+
General West Virginia resident, at risk of nursing home.
Income Limits ~$2,000/month individual, varies
Asset Limits $5,000 individual
WV

Limited funding; rural focus.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Older Americans Act (OAA) Services

West Virginia OAA Services

Age 60+
General WV resident; no income/asset limits.
Income Limits (2025) None; donations encouraged.
Asset Limits Not assessed.
WV

Includes Meals on Wheels; serves ~20,000 annually; rural emphasis.

Benefits
Meals (~$5-$7/meal) Transportation Homemaker services (~4 hours/week) Respite (~5 days/year) Legal aid

Medicare Savings Program (MSP)

West Virginia Medicare Savings Program

Age 65+ or disabled
General WV resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
WV

Includes Extra Help for Part D; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Low-Income Energy Assistance Program (LIEAP)

West Virginia LIEAP

Age 60+ prioritized
General WV resident, low-income household.
Income Limits (2025) ~$3,970/month 185% FPL
Asset Limits Not assessed.
WV

Covers gas, electric, wood; emergency aid available.

Benefits
Heating aid ($300-$1,000/season) Emergency aid ($500 max)

Family Caregiver Support Program (FCSP)

West Virginia Family Caregiver Support Program

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; WV resident; 2+ ADLs.
Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year
Asset Limits Not assessed.
WV

Includes grandparent caregivers; serves ~1,500 annually.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

VA Aid and Attendance (A&A) and Housebound Benefits

West Virginia VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General WV resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth
WV

High rural veteran use; supports care costs.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Homestead Exemption for Seniors

West Virginia Homestead Exemption

Age 65+ or totally disabled
General WV resident, homeowner (homestead).
Income Limits (2025) None; tax-based eligibility.
Asset Limits Not assessed.
WV

$20,000 assessed value exemption; saves ~$200-$400/year.

Benefits
Tax exemption (~$200-$400/year avg.)

Senior Farmers’ Market Nutrition Program (SFMNP)

West Virginia SFMNP

Age 60+
General WV resident, low-income.
Income Limits (2025) ~$2,322/month 185% FPL
Asset Limits Not assessed.
WV

Vouchers (~$50/season); serves ~10,000 annually.

Benefits
Vouchers (~$50/season) for produce at farmers’ markets

Places of interest near Oakwood Terrace Apartments

Address 2.5 miles from city center Info Estimated distance in miles from Charleston's city center to Oakwood Terrace Apartments's address, calculated via Google Maps. — 1.74 miles to nearest hospital (CAMC Women and Children's Hospital)

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Guides for Better Senior Living

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Frequently Asked Questions about Oakwood Terrace Apartments

What neighborhood is Oakwood Terrace Apartments in?

Oakwood Terrace Apartments is in the Oakwood neighborhood.

Is Oakwood Terrace Apartments in a walkable area?

Oakwood Terrace Apartments has a walk score of 16. Car-dependent. Most errands require a car, with limited nearby walkable options.

What is the phone number of Oakwood Terrace Apartments?

(304) 343-5679 will put you in contact with the team at Oakwood Terrace Apartments.

Is Oakwood Terrace Apartments Medicare or Medicaid certified?

Oakwood Terrace Apartments is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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