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Assisted Living in Lucas County

CMS overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

Ohio Living Swan Creek

Assisted Living in Lucas County

CMS overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

Ohio Living Swan Creek

Overview of Ohio Living Swan Creek

Tucked away in the quiet area in Lucas County, Toledo, Ohio, Ohio Living Swan Creek is a charming senior living community offering independent living, assisted living, rehabilitation and skilled care. Residents feel at home in luxurious three-bedroom villas, one-bedroom, and studio apartments designed for sophisticated living with expansive spaces and high-end finishes that cater to their every need. The community provides individualized care plans tailored to residents’ individual needs, encompassing assistance with daily activities, medication management, and regular health assessments.

The community also offers top-notch rehabilitation and skilled care services designed to help residents achieve optimal recovery and maintain their highest level of functioning. An array of social activities, fitness, and wellness programs are available to make residents’ days as full and productive as possible. Meals and menus are made to cater to residents’ preferences and dietary needs, providing them with the sustenance they need to stay energized and healthy. With 24-hour emergency, safety and security systems, round-the-clock nursing services, and a wide array of supportive services like laundry and housekeeping, residents are guaranteed to live a comfortable and convenient retirement life.

(419) 865-4445

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
5/5
Ohio average: 3.4/5
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
3/5
Ohio average: 2.9/5
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
5/5
Ohio average: 2.9/5
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
5/5
Ohio average: 4.4/5

Nursing care per resident

Info This shows how many total hours of nursing staff time are available per resident each day. Higher numbers usually mean more staff support.
5h 4m per day

This home provides 32% more nursing time per resident than the Ohio average.

Ohio average: 3h 50m per day

Staffing hours breakdown

Info Hours of care per resident per day, broken down by staff type. Data from CMS Medicare.
Staff type Facility State avg National avg
Registered Nurse (RN) Info Registered nurse hours per resident per day. 1h 9m per day 38m per day 41m per day
Nurse Aide Info Nurse aide hours per resident per day. 2h 42m per day 2h 8m per day 2h 21m per day
Total Nursing (Weekend) Info Total number of nurse staff hours per resident per day on weekends. 4h 3m per day 3h 17m per day 3h 26m per day
Physical Therapist Info Physical therapist staff hours per resident per day. 2m per day 3m per day 4m per day
RN (Weekend) Info Registered nurse hours per resident per day on weekends. 34m per day 25m per day 29m per day

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 33

This home usually has availability

Lower occupancy suggests more openings may be available.

Lower demand than the Ohio average
Occupancy rate 84.8%
Residents per day (avg) 28
Occupancy rate
84.8%
Residents per day (avg)
28

Who this home usually serves

TYPE OF STAY

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Might be optimal for
Post-acute recovery Temporary care Transitional stays

Breakdown by payment type

Medicare

24% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

74% of new residents, often for short stays.

Typical stay 2 - 3 months

Medicaid

3% of new residents, often for long-term daily care.

Typical stay 2 - 3 years

Finances and operations

Voluntary non-profit community
Home revenue
$5.6M
Operating deficit
-$476.1K
Voluntary non-profit community
Home revenue
$5.6M
Operating deficit
-$476.1K
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$2.0M
35.1% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$4.0M
Total costs $6.0M
Bed community size
33-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Walk Score
Walk Score: 28 / 100
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Occupancy

Occupancy rate
85%
In line with Ohio average
Occupied beds
28 / 33
Average residents 72 per day

License Details

Facility TypeResidential Care Facility
StatusActive
CountyLUCAS

Additional Licensing Details

CMS Certification Number365996

Safety & Compliance

Grab Bars
Safety FeaturesOn-site security team monitors the grounds 24/7.

Policies

No pets allowed
No Smoking
No Alcohol

Therapy & Rehabilitation

3 services
Rehabilitation Services
Respite Care
Short-Term Rehab

Staffing & Medical

2 services
Skilled Nursing
24-Hour Staffing

Additional Services

1 service
Rehabilitation

Contact Information

Fax(419) 865-1194

Additional Policies & Features

Amenities & Lifestyle

10 amenities
Wellness Center
Exercise Classes
Theater
Tech Center
Library
Card Room
Wood Shop
Outdoor Spaces
Pet-Friendly Environment
Concierge Services
Specific ProgramsIndependent Living, Assisted Living, Memory Care, Health Services, Rehabilitation Center, Long-Term Care, Home Health & Hospice, Palliative Medicine

Dining & Nutrition

Food DescriptionCooked-to-order restaurant-style dining.

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed: Yes, Pets Allowed

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed / 3 Bed

Building type icon
Building type icon

Building Type: Mid-rise

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Ohio Living Swan Creek

Independent Living Assisted Living Memory Care

Contact Ohio Living Swan Creek

Access & Eligibility

Ways to qualify for care at this community, including accepted programs and payment options.

Payment & Funding Options

Methods of Payment other than Private: Medicaid Assisted Living Waiver for Services

Inspection History

In Ohio, the Department of Health, Bureau of Survey and Certification conducts unannounced onsite inspections to evaluate the quality of care and environment in all licensed facilities.

6 visits/inspections

4 visits/inspections triggered by complaints

1 routine inspections

Results

6 with issues

0 without issues

Latest inspection

Date June 2, 2025

Inspection oversight

Immediate jeopardy identified:No
Substandard quality of care cited:No

20 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Ohio average: 29 deficiencies

Resident satisfaction survey results

Every two years, the Ohio Department of Aging and the Office of the State Long-Term Care Ombudsman organizations conduct a satisfaction survey among residents in long-term care facilities to assess their quality of care and life.

Average score

76 / 100

Ohio average: 86 / 100

2022 – 2023 Period

Care and services

63 / 100

Ohio average: 89 / 100

Environment

92 / 100

Ohio average: 95 / 100

Moving in

70 / 100

Ohio average: 82 / 100

Facility culture

75 / 100

Ohio average: 86 / 100

Caregivers

82 / 100

Ohio average: 89 / 100

Spending time

72 / 100

Ohio average: 80 / 100

Meals and dining

76 / 100

Ohio average: 81 / 100

Family satisfaction survey results

The Scripps Gerontology Center at Miami University conducts a satisfaction survey among residents' family members, friends and guardians to assess quality of care and life.

Average score

69 / 100

Ohio average: 77 / 100

Latest survey results

Care and services

75 / 100

Ohio average: 80 / 100

Environment

75 / 100

Ohio average: 78 / 100

Moving in

74 / 100

Ohio average: 85 / 100

Facility culture

70 / 100

Ohio average: 78 / 100

Caregivers

72 / 100

Ohio average: 78 / 100

Spending time

57 / 100

Ohio average: 68 / 100

Meals and dining

64 / 100

Ohio average: 67 / 100

How often family visits residents at Ohio Living Swan Creek

Profile of respondents of this survey

Daily 5.6
Several times a week 33.3
Once a week 38.9
Two to three times a month 11.1
Once a month 5.6
Few times a year 5.6

Health Inspection History

Inspections
Total health inspections 7

Ohio average 6.7


Last Health inspection on Aug 2025

Total health citations 20

Ohio average 30.9

Citations per inspection
2.86

Ohio average 4.59


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

12 of 20 citations resulted from standard inspections; and 8 of 20 resulted from complaint investigations.

Breakdown of citation severity (last 3 years)
Critical Health citations More info 0
100% better than Ohio average

Ohio average: 0.3


Serious Health citations More info 2
122% worse than Ohio average

Ohio average: 0.9

0 critical citations More info Ohio average: 0.3

2 serious citations More info Ohio average: 0.9

17 moderate citations More info Ohio average: 29

1 minor citation More info Ohio average: 0.7
Citations history (last 3 years)
Quality of Care serious citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. Aug 27, 2025
Corrected

Quality of Care moderate citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. Aug 27, 2025
Corrected

Quality of Care moderate citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. Aug 27, 2025

Infection Control moderate citation Info Issues related to preventing and controlling infections, including hygiene practices and safety protocols. Apr 29, 2024
Corrected

Compare Assisted Living around Lucas County The information below is reported by the Ohio Department of Health, Bureau of Survey and Certification.

Filter by care type
Continuing Healthcare of Toledo
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Toledo (Reynolds Corners)
75
No
32
Studio / 1 Bed / 2 Bed / 3 Bed
-
-
-
Elizabeth Scott Community
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Maumee
60
No
0
Studio / 1 Bed / 2 Bed / 3 Bed
A+
Jill Schlievert
94
Ohio Living Swan Creek
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Toledo (Southwyck)
34
Yes
28
Studio / 1 Bed / 2 Bed / 3 Bed
-
-
76
Advanced Healthcare Center
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Toledo
-
No
12
Studio / 1 Bed / 2 Bed / 3 Bed
-
-
-
Divine Rehabilitation and Nursing at Toledo
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Toledo
-
No
57
Studio / 1 Bed / 2 Bed / 3 Bed
-
-
-

Places of interest near Ohio Living Swan Creek

Address 18.7 miles from city center — 0.37 miles to nearest hospital (Northwest Ohio Urgent Care - Reynolds Toledo OH)

Calculate Travel Distance to Ohio Living Swan Creek

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Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 73
Employees 55
Contractors 18
Staff to resident ratio 2.35:1
10% better than Ohio average

Ohio average ratio: 2.14:1

Avg staff/day 26
Average shift 6.5 hours
20% worse than Ohio average

Ohio average: 8.1 hours

Total staff hours (quarter) 15,330
Nursing staff breakdown
Registered Nurse

Manages medical care and health needs.

Total count 8
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7 hours

No contractors work on this role.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 12
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.9 hours

No contractors work on this role.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 26
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.4 hours

No contractors work on this role.

Contractor staffing

Total hours from contractors

5%

760 contractor hours this quarter

Physical Therapy Aide: 5 Respiratory Therapy Technician: 5 Physical Therapy Assistant: 4 Speech Language Pathologist: 2 Occupational Therapy Assistant: 1 Qualified Social Worker: 1
Staff by category
Certified Nursing Assistant260266,38491100%7.4
Licensed Practical Nurse120123,49891100%7.9
Registered Nurse8081,1028695%7
Clinical Nurse Specialist2021,0827886%7.7
Nurse Aide in Training2025675864%6.3
RN Director of Nursing1015126470%8
Administrator1014726066%7.9
Nurse Practitioner1014566268%7.4
Mental Health Service Worker1013726268%6
Physical Therapy Aide0553508492%3.4
Speech Language Pathologist0221726673%2.6
Dietitian1011266369%2
Physical Therapy Assistant044906066%1.5
Respiratory Therapy Technician055804246%1.9
Qualified Social Worker011455055%0.9
Occupational Therapy Assistant011241618%1.5
26 Certified Nursing Assistant
% of Days 100%
12 Licensed Practical Nurse
% of Days 100%
8 Registered Nurse
% of Days 95%
2 Clinical Nurse Specialist
% of Days 86%
2 Nurse Aide in Training
% of Days 64%
1 RN Director of Nursing
% of Days 70%
1 Administrator
% of Days 66%
1 Nurse Practitioner
% of Days 68%
1 Mental Health Service Worker
% of Days 68%
5 Physical Therapy Aide
% of Days 92%
2 Speech Language Pathologist
% of Days 73%
1 Dietitian
% of Days 69%
4 Physical Therapy Assistant
% of Days 66%
5 Respiratory Therapy Technician
% of Days 46%
1 Qualified Social Worker
% of Days 55%
1 Occupational Therapy Assistant
% of Days 18%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total census
31 residents
Residents by payment source
Medicare
7 residents (22.6%)
Medicaid
7 residents (22.6%)
Private pay or other
17 residents (54.8%)
Programs & Services
Residents' Group

Residents meet regularly to discuss policies, care quality, and activities

Clinical Research

Conducts clinical research trials to develop and test new treatments

CCRC

Part of a Continuing Care Retirement Community offering multiple care levels

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 3.0
48% better than Ohio average

Ohio average: 5.8

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 15.1
19% worse than Ohio average

Ohio average: 12.7

Long-stay resident measures
Significantly above average Ohio avg: 4.8 Info CMS star rating based on long-stay quality measure performance. 5 stars = significantly above average, 1 star = significantly below average.
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 9.4%
37% worse than Ohio average

Ohio average: 6.8%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 20.8%
5% better than Ohio average

Ohio average: 22.0%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 1.1%
67% better than Ohio average

Ohio average: 3.4%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 1.5%
60% better than Ohio average

Ohio average: 3.9%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 2.3%
316% worse than Ohio average

Ohio average: 0.5%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 0.0%
100% better than Ohio average

Ohio average: 6.2%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 6.7%
72% better than Ohio average

Ohio average: 24.0%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 4.6%
46% better than Ohio average

Ohio average: 8.4%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 96.6%
5% better than Ohio average

Ohio average: 92.4%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 88.9%
6% worse than Ohio average

Ohio average: 94.5%

Short-stay resident measures
Significantly above average Ohio avg: 1.9 Info CMS star rating based on short-stay quality measure performance. 5 stars = much above average, 1 star = much below average.
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 80.8%
In line with Ohio average

Ohio average: 78.0%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 0.0%
100% better than Ohio average

Ohio average: 1.3%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 85.5%
13% better than Ohio average

Ohio average: 75.6%

Re-hospitalized after SNF stay Info Percentage of short-stay residents who were re-hospitalized after their nursing home admission. 30.9%
23% worse than Ohio average

Ohio average: 25.1%

Emergency department visits Info Percentage of short-stay residents who had an outpatient emergency department visit. 8.4%
33% better than Ohio average

Ohio average: 12.5%

Falls with major injury Info Percentage of SNF residents who experience falls with major injury during their stay. 2.9%
282% worse than Ohio average

Ohio average: 0.8%

Ability to care for self at discharge Info Percentage of residents at or above expected ability to care for themselves at discharge. 59.1%
10% better than Ohio average

Ohio average: 53.7%

Successful return to home or community Info Rate of successful return to home or community from a skilled nursing facility. 65.7%
30% better than Ohio average

Ohio average: 50.6%

Guides for Better Senior Living

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Financial Aid for Ohio Seniors

Get financial aid guidance

PASSPORT Waiver

Ohio Medicaid PASSPORT

Age 60+, Ohio resident, Medicaid-eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

Administered through regional agencies; waitlists possible.

Ohio Home Care Program (non-Medicaid)

OH HCP

Age 60+, Ohio resident, at risk of decline.

~$2,000/month (individual, varies).

$5,000 (individual).

Limited funding; regional variation.

Assisted Living Waiver (ALW)

Ohio Assisted Living Waiver

Age 21+ (65+ prioritized), OH resident, Medicaid-eligible, NFLOC.

~$2,829/month (individual); QIT required.

$2,000 (individual), $3,000 (couple).

Covers ~300 facilities; room/board not included (separate cost).

Program of All-Inclusive Care for the Elderly (PACE)

Ohio PACE (e.g., McGregor PACE)

Age 55+, OH resident (specific counties), NFLOC, safe with PACE support.

~$2,829/month (Medicaid-eligible); private pay option available.

$2,000 (individual), $3,000 (couple) for Medicaid enrollees.

Available in 9 counties (e.g., Cuyahoga, Franklin); expanding via Healthy Aging Grants.

Medicare Savings Program (MSP)

Ohio Medicare Savings Program

Age 65+ or disabled, OH resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; includes Extra Help for Part D; no waitlist.

Home Energy Assistance Program (HEAP)

Ohio HEAP

Age 60+ prioritized, OH resident, low-income household.

~$3,970/month (individual, 185% FPL).

Not assessed; income-focused.

Covers gas, electric, oil; emergency aid via Winter/Summer Crisis Programs.

Family Caregiver Support Program (FCSP)

Ohio Family Caregiver Support Program

Caregivers of 60+ needing care or 55+ caregivers of others; OH resident; functional needs (2+ ADLs).

Prioritizes ~$24,980/year (individual); no strict cap.

Not assessed; need-based.

12 AAAs; rural/low-income priority; volunteer respite option.

Senior Community Service Employment Program (SCSEP)

Ohio SCSEP

Age 55+, unemployed, low-income, OH resident.

~$1,983/month (125% FPL).

Not specified; income-focused.

Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Ohio VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, OH resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand; supports care in multiple settings.

Homestead Exemption

Ohio Homestead Exemption

Age 65+ (or disabled), OH resident, homeowner, low-income.

~$38,500/year (individual, adjusted annually).

Not assessed; home ownership required.

Reduces taxable value by $25,000; applies to primary residence.

Save the Dream Ohio (Homeowner Assistance Fund)

Ohio Save the Dream

Age 60+ prioritized, OH resident, homeowner, hardship post-Jan 21, 2020.

~$147,600/year (family of 4, 150% AMI; varies by county).

Not assessed; hardship-focused.

Covers delinquent mortgages, utilities, taxes; max $25,000 mortgage aid.

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