What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

River Living Center | Assisted Living in Iowa

Overview of River Living Center

Experience a blissful retirement at River Living Center, an astounding community in Guttenberg, IA, offering assisted living. Committed to residents’ welfare, a kind and highly skilled team provides top-notch care tailored to their unique needs around the clock. Residents can also feel a sense of belonging, especially with the community’s nurturing and welcoming environment.

Residents are encouraged to live actively and make new friends with a jam-packed calendar of enriching activities and engaging programs. Mealtimes foster comfort and satisfy dietary needs with delicious and nutritious dining options. With its nurturing and vibrant environment, the community ensures residents make the most of their golden years without worries.

(563) 252-3070

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 11

11-bed community

A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions.

17 years in operation

A community with a solid operating history and experience delivering ongoing care.

Walk Score: 51 / 100

Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Occupancy

Occupancy rate

82%

In line with Iowa average

Occupied beds

9 / 11

Average residents 51 per day

StatusActive

IssuanceJuly 13, 2024

ExpirationJuly 13, 2026

CountyClayton

License NumberS0279

Year Opened07/14/2008

River Living Center is administrated by Mary Eulberg.

Email [email protected]

What does this home offer?

Accept Medicaid: Yes

Housing Options: Private / Shared Rooms

Building Type: Single-story

Dining Services

Beauty Services

Social and Recreational Activities

Exercise Programs

Types of Care at River Living Center

Assisted Living Independent Living

Breakdown by inspection type

1 initial inspection
6 renewal/recertification inspections
2 complaint investigations

Iowa average: 17 visits/inspections

Iowa average: 0 inspections

Show Inspection Reports

Latest inspection

Date September 2, 2025

Inspection history

8 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Iowa average: 27 deficiencies

Inspection Report Summary for River Living Center

The most recent inspection on September 2, 2025, found no deficiencies during a complaint investigation. Earlier inspections generally showed compliance with certification requirements, with no regulatory insufficiencies cited in the last several visits. Past deficiencies primarily involved staffing issues, incomplete record checks, and service plan documentation, with some earlier concerns about medication reminders and cognitive evaluations. A $500 civil penalty was issued in 2008 related to food service menu oversight and employee background checks, but no enforcement actions were listed in more recent reports. The inspection history indicates improvement over time, with recent inspections showing no cited deficiencies.

Compare Assisted Living around Iowa

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Apple Valley Place	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Osage	78	No	-	Private / Shared Rooms	17	65.4%	-	13	5
Aspen Heights Assisted Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Hull	48	No	-	Private / Shared Rooms	14	54.2%	-	6	0
Bavarian Meadows	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Remsen	44	No	-	Private / Shared Rooms	16	43.2%	-	8	1
Avoca Lodge Assisted Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Avoca	40	No	0	Private / Shared Rooms	24	2.5%	-	11	4
River Living Center	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Guttenberg	11	No	51	Private / Shared Rooms	17	81.8%	-	9	2

Apple Valley Place

Type of care: AL

Community: Osage

Bed Count: 78

Pets Allowed: No

Bed Options: Private / Shared Rooms

Aspen Heights Assisted Living

Type of care: AL

Community: Hull

Bed Count: 48

Pets Allowed: No

Bed Options: Private / Shared Rooms

Bavarian Meadows

Type of care: AL

Community: Remsen

Bed Count: 44

Pets Allowed: No

Bed Options: Private / Shared Rooms

Avoca Lodge Assisted Living

Type of care: AL

Community: Avoca

Bed Count: 40

Pets Allowed: No

Bed Options: Semi-Private / 1 Bed

River Living Center

Type of care: AL IL

Community: Guttenberg

Bed Count: 11

Pets Allowed: No

Bed Options: Private / Shared Rooms

View all Nearby Homes

Elderly Waiver

Iowa Medicaid Elderly Waiver

Age 65+

General Iowa resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Rural focus; waitlists possible.

Benefits

In-home care (5-7 hours/day) Meals ($6/meal) Respite (240 hours/year) Adult day care ($60/day)

Iowa Family Caregiver Support

IA NFCSP

Age Caregiver of someone 60+

General Iowa resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited slots; rural emphasis.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

Age 65+ or disabled

General Iowa resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

Age 55+

General Iowa resident, nursing home-level care need, safe with PACE support.

Income Limits (2025) ~$2,829/month 300% FBR, Medicaid-eligible

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Benefits

Personal care (5-7 hours/day) Medical care Meals Transportation Therapy Respite

Senior Community Service Employment Program (SCSEP)

Iowa SCSEP

Age 55+

General unemployed, low-income, Iowa resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Iowa resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Able Up Iowa

Age 65+ or disabled

General Iowa resident, ability to repay loan, need for assistive tech or mods.

Income Limits (2025) No strict limit; must demonstrate repayment capacity.

Asset Limits Not specified; credit-based.

Loans up to $25,000; statewide via Easterseals partnership.

Benefits

Loans for wheelchairs Ramps Walk-in tubs (~$500-$10,000 avg.) Reducing reliance on paid care

1.3 miles from city center Estimated distance in miles from Guttenberg's city center to River Living Center's address, calculated via Google Maps.

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River Living Center

Assisted Living in Iowa

Assisted Living in Iowa