Senior Oaks
Independent Living & Assisted Living · Gulfport, MS

Overview of Senior Oaks

Senior Oaks in Gulfport offers quality care for an independent-living focused approach to assisted and memory care support. Residents can feel comfortable with the team of dedicated staff who are ready to attend to any needs. The Waterford is a modest senior living community that performs nothing less than exceptional service in a nurturing and cozy home-like environment. 

Senior Oaks is where comfort and growth are found through an elevated lifestyle. The comfortable, tight-knit community creates a lifestyle that takes advantage of the seamless access to the beautiful community features available.

(228) 868-7199
Bed community size
11-bed community
A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions.
Walk Score
Walk Score: 31 / 100
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

License Details

Facility TypePersonal Care Home
CountyHarrison

Ownership & Operating Entity

Senior Oaks is legally operated by Brenda Chapman.

Staffing

Key information about the people who lead and staff this community.

Leadership

ContactMs. Brenda Chapman, Owner

Memory & Specialized Care

1 service
Does not offer Alzheimer's Care

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Private Rooms / Semi-Private Rooms

Building type icon
Building type icon

Building Type: Single-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Senior Oaks

Independent Living Assisted Living

Contact Senior Oaks

Financial Assistance for
Independent Living in Mississippi

Senior Oaks is located in Long Beach, Mississippi.
Here are the financial assistance programs available to residents in Mississippi.

Get Financial aid guidance

Elderly and Disabled Waiver

Mississippi Medicaid E&D Waiver

Age 65+ or disabled
General Mississippi resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $4,000 individual, higher than most states
MS

Higher asset limit; rural focus.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($60/day) Meals ($6/meal)

Mississippi Caregiver Respite Program

MS NFCSP Respite

Age Caregiver of someone 60+
General Mississippi resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
MS

Limited slots; rural emphasis.

Benefits
In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Assisted Living (AL) Waiver

Mississippi Assisted Living Waiver

Age 65+ or disabled
General Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.
Asset Limits $4,000 (individual), $6,000 (couple).
MS

Only for AL facilities with waiver contracts; small program size.

Benefits
Personal care Meals Medication management Respite Transportation within AL facility

Independent Living (IL) Waiver

Mississippi Independent Living Waiver

Age 16+ (65+ for seniors)
General Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.
Asset Limits $4,000 (individual), $6,000 (couple).
MS

Self-directed care; limited to in-home settings.

Benefits
Personal care (4-6 hours/day) Respite (~200 hours/year) Home mods Assistive tech Transition services

Medicare Savings Program (MSP)

Mississippi Medicare Savings Program

Age 65+ or disabled
General Mississippi resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MS

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Mississippi Homemaker Program

Mississippi Homemaker Program (via Area Agencies on Aging)

Age 60+
General Mississippi resident, not Medicaid-eligible, needs assistance with daily living.
Income Limits (2025) ~$1,063/month (100% FPL, individual); prioritizes low-income.
Asset Limits Not strictly assessed; need-based focus.
MS

10 AAAs; waitlist possible due to funding caps.

Benefits
Homemaker services (2-4 hours/day, e.g., cleaning, meal prep) Respite (~2 days/year) Transportation Meals

VA Aid and Attendance (A&A) and Housebound Benefits

Mississippi VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Mississippi resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MS

High veteran population in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Places of interest near Senior Oaks

Address 5.0 miles from city center Info Estimated distance in miles from Long Beach's city center to Senior Oaks's address, calculated via Google Maps. — 2.48 miles to nearest hospital (Coast Cardiology Center)

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Frequently Asked Questions about Senior Oaks

Who is the owner of Senior Oaks?

The legal owner and operator of Senior Oaks is Brenda Chapman.

Is Senior Oaks in a walkable area?

Senior Oaks has a walk score of 31. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

How many beds does Senior Oaks have?

Senior Oaks has 11 beds.

What is the phone number of Senior Oaks?

(228) 868-7199 will put you in contact with the team at Senior Oaks.

What county is Senior Oaks located in?

Senior Oaks is in Harrison County.

Is Senior Oaks Medicare or Medicaid certified?

Senior Oaks is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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