What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Shem Creek Health Center at South Bay at Mount Pleasant | Mount Pleasant, SC | Photos & Videos

Overview of Shem Creek Health Center at South Bay at Mount Pleasant

Situated within the campus of South Bay at Mt. Pleasant, Shem Creek Health Center is a comprehensive healthcare destination offering an extensive spectrum of services tailored to individual needs. Their devoted staff goes the extra mile to deliver exceptional services, aligning with the mission of South Bay and the greater Mount Pleasant area.
Dedicated to enhancing the well-being of residents, Shem Creek Health Center extends its expertise in in-patient and outpatient rehabilitation, assisted living, memory care, and skilled nursing care. In affiliation with MUSC Health, Shem Creek Health Center stands as a beacon of care excellence, committed to expediting the resident’s journey back to their previous quality of life or providing the unwavering quality of supportive care they deserve.

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What families are saying

Activities, programs, and daily engagement

The staff at South Bay's Memory Care, particularly Sabrina Washington, the new activities director, have significantly improved resident engagement and quality of life through well-organized and respectful activities.

Activities Quality of life Care & staff

The facility is consistently well-maintained, with a…

The facility is consistently well-maintained, with a welcoming atmosphere and beautifully kept grounds, contributing to a homely and inviting environment for residents and visitors alike.

Quality of care and staff professionalism

There is a concerning issue with the behavior of the head nurse, who has been observed speaking rudely and dismissively to staff, which could negatively impact the overall environment and staff morale.

Care & staff

Home Information Shem Creek Health Center at South Bay at Mount Pleasant

Walk Score: 5 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

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Comparison Chart

Compare Nursing Homes around Mount Pleasant

Shem Creek Health Center at South Bay at Mount Pleasant

Franke Home at Seaside

Laurels of Mt Pleasant

Mt Pleasant

BOLIES, TAMI

91.2%

$18,383,672.00

$4,911,604.00

26.7%

86.60

5/5

3.7765

5/5

4/5

3/5

Medilodge of Mt Pleasant

Mt Pleasant

A+

65.9%

$9,207,964.00

$3,664,093.00

39.8%

77.00

4/5

3.8347

4/5

3/5

4/5

Oak Harbor Healthcare (Formerly Mount Pleasant Manor)

Shem Creek Health Center at South Bay at Mount Pleasant

Type of care: AL

Pets Allowed: No

Rate Range: -

Franke Home at Seaside

Type of care: AL

Pets Allowed: No

Rate Range: -

Laurels of Mt Pleasant

Type of care: AL

Community: Mt Pleasant

Pets Allowed: No

Operator: BOLIES, TAMI

CCN: 235385

Occupancy: 91.2%

Home Revenue: $18,383,672.00

Payroll Costs: $4,911,604.00

Payroll %: 26.7%

Avg Residents/Day: 86.60

Overall Rating: 5/5

Adj Nurse Hours: 3.7765

Health Insp Rating: 5/5

Staffing Rating: 4/5

QM Rating: 3/5

Rate Range: -

Medilodge of Mt Pleasant

Type of care: AL

Community: Mt Pleasant

Pets Allowed: No

CCN: 235490

Occupancy: 65.9%

Home Revenue: $9,207,964.00

Payroll Costs: $3,664,093.00

Payroll %: 39.8%

Avg Residents/Day: 77.00

Overall Rating: 4/5

Adj Nurse Hours: 3.8347

Health Insp Rating: 4/5

Staffing Rating: 3/5

QM Rating: 4/5

Rate Range: -

Oak Harbor Healthcare (Formerly Mount Pleasant Manor)

Type of care: AL

Pets Allowed: No

Rate Range: -

Claim What’s Yours: Financial Aid for South Carolina Seniors

Program

State Program Name

Eligibility

Benefits

Community Long Term Care (CLTC)

SC Medicaid CLTC

General: Age 65+ or disabled, South Carolina resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
SC Specifics: High rural demand; waitlists possible.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).

South Carolina Respite Care Program

SC NFCSP Respite

General: Caregiver of someone 60+ (or with dementia), South Carolina resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
SC Specifics: Limited slots; rural/urban balance.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Medicare Savings Program (MSP)

South Carolina Medicare Savings Program

General: Age 65+ or disabled, SC resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
SC Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

South Carolina LIHEAP

Official government program page

General: Age 60+ prioritized, SC resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
SC Specifics: Covers gas, electric, oil; emergency aid via ECAP (~$500 max).

Services: Heating/cooling aid (~$300-$1,000/season), emergency aid, weatherization.

Senior Community Service Employment Program (SCSEP)

South Carolina SCSEP

Official government program page

General: Age 55+, unemployed, low-income, SC resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
SC Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

South Carolina VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, SC resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
SC Specifics: High veteran population; supports rural/urban care needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Senior Farmers’ Market Nutrition Program (SFMNP)

South Carolina SFMNP

Official government program page

General: Age 60+, SC resident, low-income.
Income Limits (2025): ~$2,322/month (individual, 185% FPL).
Asset Limits: Not assessed.
SC Specifics: Vouchers (~$50/season); serves ~20,000 annually via 10 AAAs.

Services: Vouchers (~$50/season) for fresh produce at approved markets.

Homestead Exemption Program

South Carolina Homestead Exemption

Official government program page

General: Age 65+ (or disabled/blind), SC resident 1+ year, homeowner.
Income Limits (2025): None; tax-based eligibility.
Asset Limits: Not assessed; home-focused.
SC Specifics: Saves ~$500-$1,000/year avg.; applies to primary residence.

Services: Property tax exemption (~$50,000 value, ~$500-$1,000/year savings).

Elderly Simplified Application Project (ESAP)

South Carolina ESAP (SNAP for Seniors)

Official government program page

General: Age 60+, SC resident, no earned income, not on SCCAP.
Income Limits (2025): ~$1,732/month (133% FPL, individual).
Asset Limits: $4,250 (individual, higher than standard SNAP).
SC Specifics: Simplified process; serves ~50,000 seniors annually.

Services: EBT card for food (~$100-$300/month based on income).

Claim What’s Yours Financial Aid for South Carolina Seniors

SC Medicaid CLTC