Silvergate Rancho Bernardo
Luxury Senior Living, Independent Living, Assisted Living & Memory Care · San Diego, CA

Silvergate Rancho Bernardo

Luxury Senior Living, Independent Living, Assisted Living & Memory Care · San Diego, California

Overview of Silvergate Rancho Bernardo

Silvergate Rancho Bernardo is a magnificent senior living community settling at Avenida Venusto, San Diego, CA. The community provides various living options including independent living, assisted living, and memory care. As a locally owned and operated community, Silvergate boasts a team of well-trained and dedicated caregivers and spacious living areas. 

Proving its top-tier care, Silvergate have won several awards including the Southern California Association of Activity Professionals, San Diego Reader’s Favorite, and Zero Net Water Citation Award, among others. The community fosters a warm environment for its residents, hence, conducting social activities and a maintenance-free lifestyle. Amenities include a sparkling pool, a theater, a game lounge, a card room, an art studio, a fitness center, a yoga studio, and a spa.

 

(858) 451-1100
Bed community size
285-bed community
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Years in operation
5 years in operation
An established community with some operational experience and growing routines.
Walk Score
Walk Score: 23 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Occupancy

Occupancy rate
100%
Higher than the California average: 72.8%
Occupied beds
285 / 285
Average residents per home in California 87 per day

License Details

Facility TypeResidential Care Elderly
StatusActive
IssuanceJune 18, 2020
CountySan Diego
License Number374604323

Ownership & Operating Entity

Silvergate Rancho Bernardo is legally operated by Americare Health & Retirement, Inc., and administrated by Jessica Swaaley.

Staffing

Key information about the people who lead and staff this community.

Staffing(Specialized Dementia)

Specialized Dementia Live-in Staff
Specialized Dementia Separate Housekeeping Staff

Facility Details(Specialized Dementia)

No Admission Fee

What does this home offer?

Building type icon
Building type icon

Building Type: 3-story

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Silvergate Rancho Bernardo

Independent Living Assisted Living Memory Care

Contact Silvergate Rancho Bernardo

Inspection History

In California, the Department of Social Services (for assisted living facilities) and the Department of Public Health (for nursing homes) conduct inspections to ensure resident safety and regulatory compliance.

Inspection Scorecard Info This scorecard compares key inspection, citation, and complaint metrics at this facility against the California state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2021 vs. California state average
Overall vs. CA average 0 Worse No metrics in this bucket. 1 At Avg Metrics at California average:
• Official inspections (at CA avg)
9 Better Metrics better than California average:
• Total citations (90% below)
• Serious citations (Type A) (67% below)
• Moderate citations (Type B) (100% below)
• Citations per year (90% below)
• Citations per inspection (97% below)
• Total visits (19% below)
• Complaint visits (77% below)
• Other visits (14% below)
• Complaint investigations (70% below)
Latest Inspection July 9, 2025 Complaint Investigation

Citations Info Citations are formal regulatory issues recorded during state inspections.

This FacilityCA Averagevs. CA Avg
Total citations Info Formal regulatory issues recorded by inspectors across all inspection types. 110 This facility has 90% fewer total citations than a typical California assisted living residence (1 vs. CA avg 10).↓ 90% better
Serious citations (Type A) Info Violations that pose an immediate risk to resident health or safety. Type A citations are the most serious and typically require prompt corrective action. 13 This facility has 67% fewer serious citations (type a) than a typical California assisted living residence (1 vs. CA avg 3).↓ 67% better
Moderate citations (Type B) Info Violations that do not pose an immediate risk but still represent a departure from required care or operational standards. 04 This facility has 100% fewer moderate citations (type b) than a typical California assisted living residence (0 vs. CA avg 4).↓ 100% better
Citations per year Info Average citations per year since 2021. 0.22 This facility has 90% fewer citations per year than a typical California assisted living residence (0.2 vs. CA avg 2).↓ 90% better
Citations per inspection Info Average citations per inspection. 0.13.3 This facility has 97% fewer citations per inspection than a typical California assisted living residence (0.1 vs. CA avg 3.3).↓ 97% better

Inspections & Visits Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityCA Averagevs. CA Avg
Total visits Info Combined count of complaint visits, other regulatory visits, and official scheduled inspections. 1316 This facility has 19% fewer total visits than a typical California assisted living residence (13 vs. CA avg 16).↓ 19% better
Complaint visits Info On-site visits triggered by formal complaints filed by residents, families, or staff. 313 This facility has 77% fewer complaint visits than a typical California assisted living residence (3 vs. CA avg 13).↓ 77% better
Other visits Info Regulatory visits that are neither routine inspections nor complaint investigations — administrative check-ins, follow-up reviews, licensing-related visits. 67 This facility has 14% fewer other visits than a typical California assisted living residence (6 vs. CA avg 7).↓ 14% better
Official inspections Info Routine, scheduled inspections conducted by state regulators to evaluate whether the facility meets federal and state standards. 44 This facility has official inspections in line with the California average (4 vs. CA avg 4).— At avg
Complaint investigations Info On-site investigations triggered by complaints filed with California regulators. 310 This facility has 70% fewer complaint investigations than a typical California assisted living residence (3 vs. CA avg 10).↓ 70% better

Inspection Reports Summary Info An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

This facility’s inspection record is mostly clean, with only one deficiency cited for a medication error in January 2023 that posed an immediate health risk. Annual inspections on June 19, 2024, and June 4, 2025, found no deficiencies and confirmed compliance with staffing, infection control, medication administration, and resident care plans. Multiple complaint investigations between 2023 and 2025, including concerns about resident safety and care, were unsubstantiated after review.

Read the full inspection reports for this facility, including detailed findings and corrective actions.

Show Inspection Reports

Places of interest near Silvergate Rancho Bernardo

Address 23.7 miles from city center Info Estimated distance in miles from San Diego's city center to Silvergate Rancho Bernardo's address, calculated via Google Maps. — 2.26 miles to nearest hospital (Children's Primary Care Medical Group 4S Ranch)

Calculate Travel Distance to Silvergate Rancho Bernardo

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Financial Assistance for
Luxury Senior Living in California

Silvergate Rancho Bernardo is located in San Diego, California.
Here are the financial assistance programs available to residents in California.

Get Financial aid guidance

Multipurpose Senior Services Program

MSSP (Medi-Cal Waiver)

Age 65+
General California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
CA

County-managed; waitlists possible.

Benefits
In-home support (4-6 hours/day) Respite care (14 days/year) Meals (~$6/meal) Transportation (8 trips/month) Care management

In-Home Supportive Services (IHSS)

California IHSS

Age 65+
General California resident, Medicaid-eligible or low-income.
Income Limits ~$1,732/month individual, Medi-Cal threshold
Asset Limits $2,000 individual
CA

Can hire family as caregivers.

Benefits
Personal care (up to 283 hours/month) Homemaker services Respite (varies)

Multipurpose Senior Services Program (MSSP)

CA MSSP

Age 65+
General California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
Income Limits ~$2,829/month 300% FBR, individual
Asset Limits $2,000 individual
CA

Available in 38 counties; waitlists common.

Benefits
Case management Respite care (up to 10 days/year) Minor home mods (avg. $500) Adult day care (~$50/day)

Property Tax Postponement Program (PTP)

CA PTP

Age 62+
General California resident, own and live in home, 40% equity.
Income Limits (2025) ~$51,500/year household, adjusted annually
Asset Limits Equity-based; no strict asset cap.
CA

Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Benefits
Property tax deferral (avg. $1,000-$3,000/year, varies by county)

Assisted Living Waiver (ALW)

CA ALW

Age 65+ or disabled
General California resident, Medi-Cal-eligible, nursing home-eligible.
Income Limits ~$2,829/month 300% FBR, individual
Asset Limits $2,000 individual
CA

Available in 15 counties (e.g., LA, Sacramento); waitlists common.

Benefits
Personal care in ALFs (5-7 hours/day) Medication management Social services

California CARES Program

CA CARES

Age
General Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits Not applicable; need-based.
CA

High demand in urban areas; complements IHSS respite.

Benefits
Respite care (up to 10 days/year) Counseling (4-6 sessions/year) Training (2-3 workshops/year) Supplies (~$200/year)

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The information below is reported by the California Department of Social Services and Department of Public Health.

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NH

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Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

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IL

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Frequently Asked Questions about Silvergate Rancho Bernardo

What neighborhood is Silvergate Rancho Bernardo in?

Silvergate Rancho Bernardo is in the Rancho Bernardo neighborhood of San Diego.

What languages are spoken at Silvergate Rancho Bernardo?

The team at Silvergate Rancho Bernardo speaks ["english"].

Who is the owner of Silvergate Rancho Bernardo?

The legal owner and operator of Silvergate Rancho Bernardo is Americare Health & Retirement, Inc..

Is Silvergate Rancho Bernardo in a walkable area?

Silvergate Rancho Bernardo has a walk score of 23. Car-dependent. Most errands require a car, with limited nearby walkable options.

What is the license number of Silvergate Rancho Bernardo?

According to CA state health department records, Silvergate Rancho Bernardo's license number is 374604323.

What is the occupancy rate at Silvergate Rancho Bernardo?

Silvergate Rancho Bernardo's occupancy is 100%.

Who is the administrator of Silvergate Rancho Bernardo?

Jessica Swaaley is the administrator of Silvergate Rancho Bernardo.

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