What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Stellar Care | San Diego County, CA | Photos & Videos

Overview of Stellar Care

Stellar Care shines as a luminary in the field of memory care. Every aspect of Stellar Care is meticulously designed to create an environment where residents facing Alzheimer’s and other dementia-related conditions can flourish. In their private studios, bathed in the warm embrace of natural light, residents find solace and tranquility. Each space is thoughtfully adorned, offering a sanctuary that echoes the comforts of home. With an in-room emergency call system at their fingertips, peace of mind becomes an ever-present companion.
Safety is a cornerstone of Stellar Care, with a vigilant team of dementia care professionals on-site day and night. From a variety of thoughtfully designed floor plans to cater to individual preferences to a range of lifestyle options encompassing assisted living, respite care, and independent living, Stellar Care embraces the uniqueness of each resident’s journey. In this haven of compassion and understanding, the home creates an environment where cherished memories are celebrated and new connections are forged.

(949) 402-6375

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 150

This home usually has availability

Lower occupancy suggests more openings may be available.

62.7%

150-bed community

A larger shared setting that may offer more common spaces and organized community services.

10 years in operation

A community with a solid operating history and experience delivering ongoing care.

Walk Score: 81 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

Occupancy

Occupancy rate

69%

In line with California average

Occupied beds

104 / 150

Average residents 87 per day

License details

Facility type

Residential Care Elderly

Status

Licensed

Issuance July 13, 2015

County: SAN DIEGO

Ownership & operating entity

Stellar Care is legally operated by STELLAR CARE, INC..

Breakdown by visit type

24 total complaint visits

Show Inspection Reports

21 complaint investigations

Investigations can have many visits.

4 official inspections

3 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

0 serious citations

A violation that poses an immediate risk to resident health or safety, or represents a substantial failure to comply with licensing requirements.

3 moderate citations

A violation that does not pose an immediate risk to resident health or safety but requires correction to remain in compliance.

Latest inspection

Date:July 18, 2025

Type:Annual Inspection

2 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Inspection Report Summary for Stellar Care

Most inspections and complaint investigations found no deficiencies, and several allegations were unsubstantiated, indicating generally good compliance with regulations. The most recent report from July 18, 2025, was an annual inspection with no deficiencies cited. Earlier complaint investigations occasionally identified minor issues, such as a substantiated medication management deficiency in November 2023 and a staffing-related neglect finding in March 2024, but no fines or enforcement actions were listed in the available reports. The facility appears to have improved since those findings, with recent inspections showing no deficiencies. Other complaints about resident care, supervision, and environment were investigated and found unsubstantiated.

Compare Memory Care around San Diego County

Stellar Care

San Diego (College West)

150

69.3%

STELLAR CARE, INC.

Ivy Park at La Jolla

CA 92109 (Pacific Beach)

64.5%

TRANSFORMER OPCO LLC;OAKMONT MANAGEMENT GROUP LLC

Stellar Care

Type of care: AL

Community: San Diego (College West)

Bed Count: 150

Ivy Park at La Jolla

Type of care: AL MC

Community: CA 92109 (Pacific Beach)

Bed Count: 76

4518 54th St, San Diego, CA 92115

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Multipurpose Senior Services Program

MSSP (Medi-Cal Waiver)

General: Age 65+, California resident, Medi-Cal eligible, nursing home risk.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

CA Specifics: County-managed; waitlists possible.

In-Home Supportive Services (IHSS)

California IHSS

General: Age 65+, California resident, Medicaid-eligible or low-income.

Income Limits: ~$1,732/month (individual, Medi-Cal threshold).

Asset Limits: $2,000 (individual).

CA Specifics: Can hire family as caregivers.

Multipurpose Senior Services Program (MSSP)

CA MSSP

General: Age 65+, California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.

Income Limits: ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual).

CA Specifics: Available in 38 counties; waitlists common.

Property Tax Postponement Program (PTP)

CA PTP

General: Age 62+, California resident, own and live in home, 40% equity.

Income Limits (2025): ~$51,500/year (household, adjusted annually).

Asset Limits: Equity-based; no strict asset cap.

CA Specifics: Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Assisted Living Waiver (ALW)

CA ALW

General: Age 65+ or disabled, California resident, Medi-Cal-eligible, nursing home-eligible.

Income Limits: ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual).

CA Specifics: Available in 15 counties (e.g., LA, Sacramento); waitlists common.

California CARES Program

CA CARES

General: Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.

Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.

Asset Limits: Not applicable; need-based.

CA Specifics: High demand in urban areas; complements IHSS respite.

Low-Income Home Energy Assistance Program (LIHEAP)

CA LIHEAP

General: Age 60+ priority, California resident, low-income, utility/heating need.

Income Limits (2025): ~$2,510/month (200% of poverty level, individual).

Asset Limits: Not applicable; income-focused.

CA Specifics: High demand in inland/coastal extremes; weatherization capped at $5,000/home.

Stellar Care