Sterling Care
Sterling Care is an Assisted Living Home in Maryland
Sterling Care is an Assisted Living Home in Maryland
Sterling Care
Sterling Care is an Assisted Living Home in Maryland
Sterling Care is an Assisted Living Home in Maryland
Dedicated to improving seniors’ well-being, Sterling Care is a distinct senior living community offering assisted living, independent living, skilled nursing care, and rehabilitation across its convenient locations. The community strives to deliver top-notch care and assistance from a dedicated and highly skilled team. Enjoy your golden years doing what you love within the serene spaces of Sterling Care.
Sterling Care fosters a vibrant and welcoming environment, paving the way for residents to gain meaningful interactions and mingle with friends. Combining medical expertise and exceptional comfort, the community ensures seniors are well-cared for in every aspect of their well-being. Sterling Care is ideal for seniors aiming to spend their golden years doing what they love with its incredible amenities and peaceful setting.
Home Information
STERLING CARE BEL AIR
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Occupancy trails most facilities in the state, suggesting excess open capacity. The facility operates with a larger bed count than most state competitors, supporting broader intake. Residents generally stay for shorter periods than state peers, pointing to quicker turnover.
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Home revenue ranks in the upper tier statewide, reflecting strong billing volume. Payroll costs fall below most facilities, hinting at lean staffing budgets. Total income mirrors statewide norms, reflecting a balanced margin profile.
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Medicare nights track the statewide midpoint, keeping volumes steady. Medicaid nights are roughly in line with the state middle third, maintaining a balanced safety-net share. Private pay nights hover around the statewide average, supporting a diversified mix.
OccupancyBeds
155
Occupancy
78.2%
Total Bed Days Available
37665
Avg. Length of Stay
67 days
Avg. Residents per Day
132
FinanceHome Revenue
$25,311,981.00
Payroll Costs
$3,567,991.00
Profit
$-295,345.00
Total Costs
$1,456,923.00
Payroll % of Revenue
Percentage of home revenue spent on payroll costs.
Percentage of home revenue spent on payroll costs.
14.1%
House Specifics:CCN
215312
Rural vs. Urban
Urban
County
Harford
Type of Control
Voluntary Nonprofit — Church
OperationsTotal Admissions
332
Total Discharges
393
% Medicaid Admissions
10%
% Medicare Admissions
56%
% Private Pay Admissions
34%
% Medicaid Discharges
6%
% Medicare Discharges
40%
% Private Pay Discharges
54%
Quality Ratings
Overall Rating
CMS 5-star rating based on health inspections, staffing, and quality measures.
CMS 5-star rating based on health inspections, staffing, and quality measures.
3 / 5
Health Inspection Rating
Rating based on deficiencies found during state health inspections.
Rating based on deficiencies found during state health inspections.
2 / 5
Staffing Rating
Rating based on nurse staffing hours per resident per day.
Rating based on nurse staffing hours per resident per day.
2 / 5
QM Rating
Quality Measures rating based on clinical outcomes for residents.
Quality Measures rating based on clinical outcomes for residents.
5 / 5
Nurse Hours / Resident / Day
Adjusted total nurse staffing hours per resident per day.
Adjusted total nurse staffing hours per resident per day.
3.22 hrs
Medicaid, Medicare & Private
Medicare Nights
Number of resident nights paid by Medicare for short-term or rehab care.
Number of resident nights paid by Medicare for short-term or rehab care.
17517
Medicaid Nights
Resident nights covered by Medicaid for long-term care or support services.
Resident nights covered by Medicaid for long-term care or support services.
4332
Free Market Nights
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
4346
18+ years in operation
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score: 27 / 100
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.
BBB Rating
Rated A+
Facility & Licensing Details
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Primary Contact
Main representative or administrator responsible for the community, as listed in Maryland licensing records.
Mr. Rebecca Adams, Administrator
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Date Business Started
The date the business reports it began operations.
April 5, 2006
Types of Care at Sterling Care
Assisted Living
Independent Living
Nursing Home
Places of interest near Sterling Care
12.7 miles from city center
410 E Macphail Rd, Bel Air, MD 21014
Email:
[email protected]
Phone:
+1 410-838-7810
Email:[email protected]
Phone:+1 410-838-7810
Calculate Travel Distance to Sterling Care
Add your location
Join Our Online
Senior Community!
Connect, laugh, and explore — all from the comfort of your home.
Daily Trivia Games
Test your knowledge, have fun, and win friendly bragging rights.
Shared Hobbies & Projects
Team up with others who love gardening, crafts, photography, and writing.
Birthday Celebrations
We honor our members with live shoutouts, music, and cheerful messages.
Story Circles
Share your life stories, lessons, and laughter with friends who truly listen.
Memory Match Mondays
Boost your brain with fun, interactive memory games.
Travel Time Machine
Take virtual tours through Rome, Paris, or America's most beautiful national parks.
Magic Nights
Enjoy weekly live magic shows that surprise and delight.
Pen Pal Connections
Make new friends across the country through letters, stories, and shared memories.
Golden Hour Music Sessions
Sing along to timeless favorites with live performers and themed playlists.
Garden & Nature Club
Watch live garden tours, swap growing tips, and share photos of your blooms.
Gentle Movement & Meditation
Stretch, breathe, and feel good with calming live sessions.
Tech Help Tuesdays
Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Comparison Chart
Compare Assisted Living around Aberdeen
Sterling Care
AL
For seniors needing help with daily tasks but not full-time nursing.
IL
For self-sufficient seniors seeking community and minimal assistance.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Bel Air
-
155
No
A+
27
78.2%
$25,311,981.00
$3,567,991.00
14.1%
132.20
3/5
3.2240
2/5
2/5
5/5
Sunrise Gardens Assisted Living
AL
For seniors needing help with daily tasks but not full-time nursing.
HC
Hospice Care
AZ 85335
Private / Semi-Private Rooms
5
No
-
9
-
-
-
-
-
-
-
-
-
-
Covenant Care Assisted Living
AL
For seniors needing help with daily tasks but not full-time nursing.
Aberdeen
1 Bed / 1 Bed Rooms
4
No
-
37
-
-
-
-
-
-
-
-
-
-
Liv-n-well Assisted Living
AL
For seniors needing help with daily tasks but not full-time nursing.
IL
For self-sufficient seniors seeking community and minimal assistance.
MC
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
24/7 care needed
Aberdeen
-
16
No
A+
54
-
-
-
-
-
-
-
-
-
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Claim What’s Yours: Financial Aid for Maryland Seniors
Program
State Program Name
Eligibility
Benefits
Community Options Waiver
Maryland Medicaid Community Options Waiver
Official government program page
- General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
- MD Specifics: High urban demand; rural outreach efforts.
- Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
Senior Care Program
Maryland Senior Care
Official government program page
- General: Age 65+, Maryland resident, at risk of nursing home placement.
- Income Limits: ~$2,000/month (individual, varies by county).
- Asset Limits: $11,000 (individual).
- MD Specifics: Limited funding; waitlists common in high-demand areas.
- Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
Maryland Nursing Home Medicaid
Maryland Medical Assistance (Medicaid) Nursing Home Program
Official government program page
- General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
- Income Limits (2025): $943/month (individual); most income applied to care costs.
- Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
- MD Specifics: Home equity limit $636,000; estate recovery applies post-55.
- Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
Senior Assisted Living Subsidy Program
Maryland Senior Assisted Living Group Home Subsidy
Official government program page
- General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
- Income Limits (2025): ~$34,000/year (individual, varies by county).
- Asset Limits: Not strict; prioritizes low-income.
- MD Specifics: Not available statewide; facility must be licensed by MDH.
- Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
Veterans Aid and Attendance (A&A) Benefit
Maryland VA Aid and Attendance
- General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
- Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
- Asset Limits: $155,356 (net worth limit).
- MD Specifics: High veteran population in suburban/rural areas.
- Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
Senior Prescription Drug Assistance Program (SPDAP)
Maryland Senior Prescription Drug Assistance Program
Official government program page
- General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
- Income Limits (2025): $48,560/year (individual, 300% FPL).
- Asset Limits: None specified.
- MD Specifics: Supplements Medicare Part D; annual enrollment required.
- Services: Up to $40/month premium subsidy, reducing drug costs.
Medicare Savings Programs (MSP)
Maryland Medicare Savings Programs
Official government program page
- General: Age 65+, Maryland resident, Medicare Part A/B enrollee.
- Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
- Asset Limits: $9,090 (individual), $13,630 (couple).
- MD Specifics: Includes QMB, SLMB, QI categories.
- Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
Community Personal Assistance Services (CPAS)
Maryland Medicaid Community Personal Assistance Services
- General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
- Income Limits (2025): $943/month (individual); spend-down available.
- Asset Limits: $2,500 (individual), $3,000 (couple).
- MD Specifics: Consumer-directed option allows hiring family caregivers.
- Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.
Claim What’s Yours Financial Aid for Maryland Seniors
Maryland Medicaid Community Options Waiver
Community Options Waiver
Requirements:
- General:Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025):~$2,829/month (300% FBR, individual).
- Asset Limits:$2,000 (individual), $3,000 (couple) (excludes home, car).
- MD Specifics:High urban demand; rural outreach efforts.
Benefits without Contact:
- Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
Maryland Senior Care
Senior Care Program
Requirements:
- General:Age 65+, Maryland resident, at risk of nursing home placement.
- Income Limits:~$2,000/month (individual, varies by county).
- Asset Limits:$11,000 (individual).
- MD Specifics:Limited funding; waitlists common in high-demand areas.
Benefits without Contact:
- Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
Maryland Medical Assistance (Medicaid) Nursing Home Program
Maryland Nursing Home Medicaid
Requirements:
- General:Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
- Income Limits (2025):$943/month (individual); most income applied to care costs.
- Asset Limits:$2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
- MD Specifics:Home equity limit $636,000; estate recovery applies post-55.
Benefits without Contact:
- Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
Maryland Senior Assisted Living Group Home Subsidy
Senior Assisted Living Subsidy Program
Requirements:
- General:Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
- Income Limits (2025):~$34,000/year (individual, varies by county).
- Asset Limits:Not strict; prioritizes low-income.
- MD Specifics:Not available statewide; facility must be licensed by MDH.
Benefits without Contact:
- Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
Maryland VA Aid and Attendance
Veterans Aid and Attendance (A&A) Benefit
Requirements:
- General:Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
- Income Limits (2025):Net income minus medical expenses < $1,984/month (individual with A&A).
- Asset Limits:$155,356 (net worth limit).
- MD Specifics:High veteran population in suburban/rural areas.
Benefits without Contact:
- Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
Maryland Senior Prescription Drug Assistance Program
Senior Prescription Drug Assistance Program (SPDAP)
Requirements:
- General:Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
- Income Limits (2025):$48,560/year (individual, 300% FPL).
- Asset Limits:None specified.
- MD Specifics:Supplements Medicare Part D; annual enrollment required.
Benefits without Contact:
- Services: Up to $40/month premium subsidy, reducing drug costs.
Maryland Medicare Savings Programs
Medicare Savings Programs (MSP)
Requirements:
- General:Age 65+, Maryland resident, Medicare Part A/B enrollee.
- Income Limits (2025):$2,014/month (QMB), $2,706/month (SLMB/QI, individual).
- Asset Limits:$9,090 (individual), $13,630 (couple).
- MD Specifics:Includes QMB, SLMB, QI categories.
Benefits without Contact:
- Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
Maryland Medicaid Community Personal Assistance Services
Community Personal Assistance Services (CPAS)
Requirements:
- General:Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
- Income Limits (2025):$943/month (individual); spend-down available.
- Asset Limits:$2,500 (individual), $3,000 (couple).
- MD Specifics:Consumer-directed option allows hiring family caregivers.
Benefits without Contact:
- Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.
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