What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

SummerHouse Bay Cove | Nursing Home in Biloxi, MS

Overview of Summerhouse Bay Cove

Summerhouse Bay Cove is a senior living community located in Biloxi, MS. It offers Assisted Living and GLOW Memory Care services in a waterfront setting. The community focuses on providing personalized care and engaging lifestyle programs for its residents.

(228) 702-0142

142-bed community

A larger shared setting that may offer more common spaces and organized community services.

About this community

Facility TypePersonal Care Homes

CountyHarrison

Owner NameBiloxi Opco I, LLC

Respite Care

24-Hour Staffing

Specific ProgramsGLOW Memory Care, Sensations Dining, Celebrations Activities & Events, Dimensions Health & Fitness, Expressions Concierge, Impressions Housekeeping & Maintenance, Connections Transportation, Military Veterans Program

Food DescriptionDelicious chef-prepared meals daily.

Meals IncludedYes

Compare Nursing Homes around Biloxi

2 facilities compared · CMS & MS Dept. of Health data · Updated Apr 2026

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SummerHouse Bay Cove	-	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Biloxi	142	-	-	-	-	-	-	-	-	0	0	0.0	0	-	-	-	-	-	-	-	-
Brookdale Biloxi	-	NH Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care). AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Biloxi	105	-	-	-	-	-	-	-	-	0	0	0.0	0	-	-	-	-	-	-	-	-

SummerHouse Bay Cove

Type of care: NH AL

Community:Location: Biloxi

Bed Count: 142

Citations per Inspection: 0.0

Brookdale Biloxi

Type of care: NH AL

Community:Location: Biloxi

Bed Count: 105

Citations per Inspection: 0.0

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Pelican Assisted Living

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Bayside Memory Care

Elderly and Disabled Waiver

Mississippi Medicaid E&D Waiver

Age 65+ or disabled

General Mississippi resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $4,000 individual, higher than most states

Higher asset limit; rural focus.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($60/day) Meals ($6/meal)

Mississippi Caregiver Respite Program

MS NFCSP Respite

Age Caregiver of someone 60+

General Mississippi resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited slots; rural emphasis.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Assisted Living (AL) Waiver

Mississippi Assisted Living Waiver

Age 65+ or disabled

General Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.

Asset Limits $4,000 (individual), $6,000 (couple).

Only for AL facilities with waiver contracts; small program size.

Benefits

Personal care Meals Medication management Respite Transportation within AL facility

Independent Living (IL) Waiver

Mississippi Independent Living Waiver

Age 16+ (65+ for seniors)

General Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.

Asset Limits $4,000 (individual), $6,000 (couple).

Self-directed care; limited to in-home settings.

Benefits

Personal care (4-6 hours/day) Respite (~200 hours/year) Home mods Assistive tech Transition services

Medicare Savings Program (MSP)

Mississippi Medicare Savings Program

Age 65+ or disabled

General Mississippi resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Mississippi Homemaker Program

Mississippi Homemaker Program (via Area Agencies on Aging)

Age 60+

General Mississippi resident, not Medicaid-eligible, needs assistance with daily living.

Income Limits (2025) ~$1,063/month (100% FPL, individual); prioritizes low-income.

Asset Limits Not strictly assessed; need-based focus.

10 AAAs; waitlist possible due to funding caps.

Benefits

Homemaker services (2-4 hours/day, e.g., cleaning, meal prep) Respite (~2 days/year) Transportation Meals

Senior Community Service Employment Program (SCSEP)

Mississippi SCSEP

Age 55+

General unemployed, low-income, Mississippi resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; MDES oversees.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Mississippi VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Mississippi resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran population in rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

8.5 miles from city center Estimated distance in miles from Biloxi's city center to SummerHouse Bay Cove's address, calculated via Google Maps.

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SummerHouse Bay Cove

Nursing Home in Biloxi

Nursing Home in Biloxi