What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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The Grove St. Charles | St. Charles, IL | Photos & Videos

Overview of The Grove St. Charles

At The Grove St. Charles, they understand that each senior has unique needs and preferences, and they tailor their care accordingly. They offer advanced rehabilitation techniques, state-of-the-art physical therapy equipment, and pain management services to help residents recover and maintain their physical well-being. The Grove St. Charles is also committed to providing exceptional medical care. Their cardiac, oncology, orthopedic, and pulmonary care services are second to none, and their team is highly skilled and experienced. They even offer on-site dialysis, making it easier for residents to receive the care they need.
They also prioritize creating a comfortable and stylish living environment for its residents. Their accommodations are spacious and well-appointed, and their concierge services make daily life a breeze. Plus, with a certified dietitian on staff, residents can enjoy delicious and nutritious meals that are tailored to their individual needs and preferences. Overall, The Grove St. Charles is a true gem in the world of senior care homes. Families trust them to provide top-notch care and comfort to their loved ones, and they never disappoint.

(630) 377-2211

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 2.65/day Illinois avg: 3.10/day

Overall rating

4/5

Illinois avg: 2.5/5

Health Inspection

4/5

Illinois avg: 2.8/5

Staffing

2/5

Illinois avg: 2.1/5

Quality Measures

2/5

Illinois avg: 2.8/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 120

This home usually has availability

Lower occupancy suggests more openings may be available.

71.3%

TYPE OF STAY

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Might be optimal for

Post-acute recovery Temporary care Transitional stays

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

20% of new residents, usually for short-term rehab.

Typical stay 28 days

Private pay

60% of new residents, often for short stays.

Typical stay 9 days

Medicaid

20% of new residents, often for long-term daily care.

Typical stay 1 years

Finances and operations

Home revenue

$15.0M

Operating loss

-$485.1K

Proprietary home Corporation

Home revenue

$14,994,112.00

Operating loss

$-485,101.00

Payroll costs

$3.2M

21.6% of revenue

Other operating costs

$12.2M

Total costs $15.5M

Compare Nursing Homes around St Charles

Avantara Park Ridge

SNF

Park Ridge

LEVY, ERIN

82.9%

$26,000,619.00

$6,149,211.00

23.7%

136.70

4/5

3.0646

4/5

2/5

4/5

-1%

+20%

Avantara Long Grove

SNF

Long Grove

195

OSEI, LILY

84.9%

$31,557,147.00

$7,836,521.00

24.8%

167.50

4/5

2.6016

4/5

2/5

4/5

-16%

+23%

The Grove St. Charles

SNF

St. Charles

120

KEPKA, JACLYN

71.3%

$14,835,483.00

$3,244,417.00

21.9%

86.50

4/5

2.6531

4/5

2/5

-14%

+3%

Avantara Aurora

SNF

IL 60506

Avantara Elgin

SNF

IL 60123

B-

Avantara Park Ridge

Type of care: SNF AL

Community: Park Ridge

Pets Allowed: No

Operator: LEVY, ERIN

CCN: 145667

Occupancy: 82.9%

Home Revenue: $26,000,619.00

Payroll Costs: $6,149,211.00

Payroll %: 23.7%

Avg Residents/Day: 136.70

Overall Rating: 4/5

Adj Nurse Hours: 3.0646

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 4/5

Number of Fines: 3

Staffing vs State Avg:

-1%

Occupancy vs State Avg:

+20%

Avantara Long Grove

Type of care: SNF AL

Community: Long Grove

Bed Count: 195

Pets Allowed: No

Operator: OSEI, LILY

CCN: 145868

Occupancy: 84.9%

Home Revenue: $31,557,147.00

Payroll Costs: $7,836,521.00

Payroll %: 24.8%

Avg Residents/Day: 167.50

Overall Rating: 4/5

Adj Nurse Hours: 2.6016

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 4/5

Citations: 27

RN share vs State Avg:

+32%

Staffing vs State Avg:

-16%

Occupancy vs State Avg:

+23%

The Grove St. Charles

Type of care: SNF AL

Community: St. Charles

Bed Count: 120

Pets Allowed: No

Operator: KEPKA, JACLYN

CCN: 145433

Occupancy: 71.3%

Home Revenue: $14,835,483.00

Payroll Costs: $3,244,417.00

Payroll %: 21.9%

Avg Residents/Day: 86.50

Overall Rating: 4/5

Adj Nurse Hours: 2.6531

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 2/5

Citations: 32

Severe Citations: 1

RN share vs State Avg:

+98%

Staffing vs State Avg:

-14%

Occupancy vs State Avg:

+3%

Avantara Aurora

Type of care: SNF AL

Community: IL 60506

Pets Allowed: No

Avantara Elgin

Type of care: SNF AL

Community: IL 60123

Pets Allowed: No

611 Allen Lane, St. Charles, IL 60174

Calculate Travel Distance to The Grove St. Charles

Add your location

229

Total Staff

Employees

173

Contractors

32,261

Total Hours (Quarter)

Avg Staff/Day

7.4

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	64	7.6	Yes
Licensed Practical Nurse	12	6.9	Yes
Certified Nursing Assistant	125	8	Yes

Staff by Category

Administration

1 staff

5.6hs shift avg

Nursing Staff

203 staff

7.7hs shift avg

Physicians & Practitioners

3 staff

5.6hs shift avg

Therapy Services

13 staff

7.7hs shift avg

Activities & Recreation

0 staff

0hs shift avg

Social Services

3 staff

7.9hs shift avg

Dietary Services

4 staff

6.8hs shift avg

Other Services

2 staff

5.6hs shift avg

Contractor Analysis

43.6%

of total hours from contractors

14,078 contractor hours this quarter

Certified Nursing Assistant: 102 Respiratory Therapy Technician: 6 Speech Language Pathologist: 3 Physical Therapy Assistant: 4 Registered Nurse: 47 Licensed Practical Nurse: 8 Qualified Social Worker: 3

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	23	102	125	14,800	91	100%	8
Registered Nurse	17	47	64	8,413	91	100%	7.6
Licensed Practical Nurse	4	8	12	1,322	90	99%	6.9
Other Dietary Services Staff	3	0	3	1,240	90	99%	7.4
Clinical Nurse Specialist	2	0	2	984	89	98%	5.6
Mental Health Service Worker	2	0	2	960	90	99%	5.6
Physical Therapy Assistant	0	4	4	840	64	70%	8
RN Director of Nursing	2	0	2	780	91	100%	5.5
Respiratory Therapy Technician	0	6	6	518	68	75%	7.5
Nurse Practitioner	1	0	1	504	89	98%	5.7
Administrator	1	0	1	496	88	97%	5.6
Dietitian	1	0	1	488	87	96%	5.6
Qualified Social Worker	0	3	3	465	58	64%	7.9
Speech Language Pathologist	0	3	3	452	62	68%	7.3

View All Staffing Data

Total Health inspections 7

33% below Illinois average

Illinois average: 10.4

Last Health inspection on Sep 2025

Total Health citations 32

13% below Illinois average

Illinois average: 36.8

4.57 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 27 citations

Complaint investigations 5 citations

Breakdown of citations

Critical Health citations 0

100% below Illinois average

Illinois average: 0.7

Serious Health citations 1

72% below Illinois average

Illinois average: 3.6

Moderate Health citations 31

Minor Health citations 0

Citations history (last 3 years)

Administration moderate citation Sep 26, 2025

Corrected

Infection Control moderate citation Sep 26, 2025

Corrected

Nutrition moderate citation Sep 26, 2025

Corrected

Nutrition moderate citation Sep 26, 2025

Corrected

Ownership: For-Profit Corporation

Part of: Legacy Healthcare

Resident Census by Payment Source

83 Total Residents

Medicare 13 (15.7%)

Medicaid 54 (65.1%)

Private Pay/Other 16 (19.3%)

Programs & Services

Residents' Group

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 8.4

14% better than Illinois average

Illinois average: 9.7

Functional decline score 12.4

33% better than Illinois average

Illinois average: 18.6

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 9.9%

36% below Illinois average.

Walking Ability Worsened 12.4%

33% below Illinois average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 15.1%

30% below Illinois average.

Falls with Major Injury 4.4%

32% above Illinois average.

High Risk Residents with Pressure Ulcers 5.3%

0% below Illinois average.

Urinary Tract Infection 1.0%

46% below Illinois average.

Depressive Symptoms 96.5%

101% above Illinois average.

Antipsychotic Use 27.4%

35% above Illinois average.

Pneumococcal Vaccine 96.8%

9% above Illinois average.

Influenza Vaccine 91.8%

0% above Illinois average.

Lost Too Much Weight 9.9%

51% above Illinois average.

Short-stay resident measures

Pneumococcal Vaccine 85.8%

26% better than Illinois average

Antipsychotic medication increase 0.9%

61% better than Illinois average

Influenza Vaccine 64.0%

Near Illinois average

Financial Trends

Historical financial and operational data for The Grove St. Charles based on CMS SNF Cost Reports.

Occupancy Rate 71.3% ↑ 2.3pp vs 2022

Net Income -$485,101 ↑ ~$425K vs 2022

Total Payroll $5,851,198 ↑ ~$491K vs 2022

Profit Margin -3.3% ↑ 2.7pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	73.8%	73.5%	74.6%	78.7%	78.3%	74.9%	67.4%	60.6%	67.2%	78.6%	71.7%	69.0%	71.3%
Beds	120	120	120	120	120	120	120	120	120	120	120	120	120
Net Income	$4,850,050	$3,945,299	$1,758,842	-$1,985,502	-$6,034,533	$4,731,385	-$1,740,353	-$486,880	-$501,323	$380,159	$691,023	-$910,302	-$485,101
Gross Revenue	$90,180,909	$91,758,291	$100,981,902	$105,289,207	$245,264,153	$256,774,016	$252,767,014	$3,761,128	$13,116,233	$15,131,972	$15,049,696	$15,279,501	$14,835,483
Operating Expenses	$86,208,089	$89,481,437	$109,496,804	$110,770,310	$251,556,728	$254,689,681	$256,153,858	$2,679,722	$8,330,956	$9,530,652	$8,884,738	$10,010,973	$10,294,540
Net Patient Revenue	$90,180,909	$91,758,291	$100,981,902	$105,289,207	$245,264,153	$256,774,016	$252,767,014	$2,191,619	$7,822,002	$8,957,504	$8,563,360	$8,917,898	$9,650,810
Total Payroll	$5,323,383	$5,062,569	$5,148,310	$5,026,562	$5,180,083	$5,083,459	$4,964,762	$1,534,563	$4,429,662	$5,152,159	$4,790,065	$5,360,517	$5,851,198
Profit Margin %	5.4%	4.3%	1.7%	-1.9%	-2.5%	1.8%	-0.7%	-13.0%	-3.8%	2.5%	4.6%	-6.0%	-3.3%
Medicare %	25.0%	22.9%	24.0%	22.4%	19.5%	18.0%	15.9%	17.7%	14.2%	10.2%	8.2%	9.8%	5.7%
Medicaid %	0.0%	77.1%	0.0%	0.0%	0.0%	0.0%	0.0%	28.9%	69.6%	76.6%	84.6%	16.4%	88.6%
Private %	75.0%	0.0%	76.0%	77.6%	80.5%	82.0%	84.1%	53.4%	16.3%	13.1%	7.2%	73.8%	5.7%
Revenue/Day	$2,788	$2,842	$3,090	$3,055	$7,149	$7,805	$8,562	$245	$266	$260	$273	$295	$309
Cost/Day	$2,665	$2,771	$3,351	$3,214	$7,332	$7,742	$8,676	$300	$283	$276	$283	$331	$330
Avg Length of Stay	108.2 days	101.9 days	92.1 days	100.2 days	100.6 days	80.6 days	88.9 days	86.8 days	74.3 days	100.0 days	136.0 days	92.1 days	99.4 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Community Care Program

Illinois CCP

General: Age 60+, Illinois resident, at risk of nursing home placement.

Income Limits (2025): ~$1,215/month (individual).

Asset Limits: $17,500 (individual, excludes home, car).

IL Specifics: High demand in urban areas; waitlists possible.

Illinois Respite Program

IL Respite (via NFCSP)

General: Caregiver of someone 60+ (or with dementia), Illinois resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

IL Specifics: Limited slots; urban/rural balance.

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

General: Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).

Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).

IL Specifics: ~200 SLP sites statewide; room/board not covered.

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

General: Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

IL Specifics: Part of HealthChoice Illinois; consumer-directed options available.

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

General: Age 65+ or disabled, Illinois resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

IL Specifics: Three tiers; no waitlist.

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

General: Age 55+, unemployed, low-income, Illinois resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

IL Specifics: Priority for veterans, rural residents.

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

General: Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.

Income Limits (2025): ~$1,004/month (including SSI).

Asset Limits: $2,000 (individual), $3,000 (couple).

IL Specifics: ~$50-$500/month based on facility type.

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

IL Specifics: High veteran demand in urban/rural areas.

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Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

The Grove St. Charles

The Grove St. Charles is a Nursing Home in Illinois

The Grove St. Charles is a Nursing Home in Illinois

The Grove St. Charles

The Grove St. Charles is a Nursing Home in Illinois

The Grove St. Charles is a Nursing Home in Illinois

Quality ratings

Capacity and availability

Medium-capacity home

This home usually has availability

Who this home usually serves

Primarily short stays

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

Compare Nursing Homes around St Charles

Places of interest near The Grove St. Charles

Calculate Travel Distance to The Grove St. Charles

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Illinois Seniors

Community Care Program

Illinois Respite Program

Supportive Living Program (SLP)

Persons Who Are Elderly Waiver

Medicare Savings Program (MSP)

Senior Community Service Employment Program (SCSEP)

Optional State Supplementation (OSS)

VA Aid and Attendance (A&A) and Housebound Benefits

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