What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

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Twin Rivers Nursing And Rehab Center

2420 W 3rd St, Owensboro, KY 42301 View Map

Twin Rivers Nursing And Rehab Center is a Memory Care Home in Kentucky

Twin Rivers Nursing And… is a Memory Care Home in Kentucky

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2420 W 3rd St, Owensboro, KY 42301

Email: [email protected]

Phone: 660-663-2281

Email:
[email protected]

Phone:
660-663-2281

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Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

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Comparison Chart

Compare Memory Care around Owensboro

Twin Rivers Nursing And Rehab Center

SNF

Owensboro

Private Rooms / Semi-Private Rooms

132

A+

RAYMER, MYRA

69.6%

$9,450,279.00

$3,443,564.00

36.4%

101.70

4/5

3.3883

4/5

2/5

3/5

Carmel Home

SNF

Owensboro

Private Rooms / Semi-Private Rooms

115

HEISLER, MARY

98.9%

$6,945,637.00

$3,717,968.00

53.5%

16.50

4/5

2/5

Cedarhurst of Owensboro

Owensboro

Suite / 1 Bed / 2 Bed

Yes

Fern Terrace Of Owensboro

SNF

Owensboro

Private Rooms / Semi-Private Rooms

SIMPSON FAMILY HOLDINGS II, LLC

Signature Healthcare at Hillcrest

SNF

Owensboro

Private Rooms / Semi-Private Rooms

156

CONLEY, WILLIAM

82.8%

$17,974,808.00

$4,245,061.00

23.6%

123.90

4/5

3.5708

4/5

3/5

Twin Rivers Nursing And Rehab Center

Type of care: AL SNF RC

Community: Owensboro

Bed Options: Private Rooms / Semi-Private Rooms

Bed Count: 132

Pets Allowed: No

Operator: RAYMER, MYRA

CCN: 185087

Occupancy: 69.6%

Home Revenue: $9,450,279.00

Payroll Costs: $3,443,564.00

Payroll %: 36.4%

Avg Residents/Day: 101.70

Overall Rating: 4/5

Adj Nurse Hours: 3.3883

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 3/5

Number of Fines: 1

Rate Range: -

Carmel Home

Type of care: AL SNF

Community: Owensboro

Bed Options: Private Rooms / Semi-Private Rooms

Bed Count: 115

Pets Allowed: No

Operator: HEISLER, MARY

CCN: 185226

Occupancy: 98.9%

Home Revenue: $6,945,637.00

Payroll Costs: $3,717,968.00

Payroll %: 53.5%

Avg Residents/Day: 16.50

Overall Rating: 4/5

Health Insp Rating: 4/5

QM Rating: 2/5

Number of Fines: 4

Rate Range: -

Cedarhurst of Owensboro

Type of care: AL MC

Community: Owensboro

Bed Options: Suite / 1 Bed / 2 Bed

Bed Count: 56

Pets Allowed: Yes

Rate Range: -

Fern Terrace Of Owensboro

Type of care: AL SNF

Community: Owensboro

Bed Options: Private Rooms / Semi-Private Rooms

Bed Count: 68

Pets Allowed: No

Operator: SIMPSON FAMILY HOLDINGS II, LLC

Rate Range: -

Signature Healthcare at Hillcrest

Type of care: AL MC SNF RC

Community: Owensboro

Bed Options: Private Rooms / Semi-Private Rooms

Bed Count: 156

Pets Allowed: No

Operator: CONLEY, WILLIAM

CCN: 185120

Occupancy: 82.8%

Home Revenue: $17,974,808.00

Payroll Costs: $4,245,061.00

Payroll %: 23.6%

Avg Residents/Day: 123.90

Overall Rating: 4/5

Adj Nurse Hours: 3.5708

Health Insp Rating: 4/5

Staffing Rating: 3/5

QM Rating: 3/5

Rate Range: -

Claim What’s Yours: Financial Aid for Kentucky Seniors

Program

State Program Name

Eligibility

Benefits

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
KY Specifics: Rural focus; waitlists possible.

Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.

Hart-Supported Living Program

KY Hart-Supported Living

Official government program page

General: Age 65+ or disabled, Kentucky resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
KY Specifics: Competitive grants; limited availability.

Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
Asset Limits: Not assessed; need-based focus.
KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025): ~$31,225/year (individual); varies by AAA.
Asset Limits: Not strictly assessed; need-based.
KY Specifics: Max $1,500/year; statewide via AAAs.

Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
KY Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
KY Specifics: High veteran demand in rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Kentucky Seniors

Kentucky Medicaid HCB Waiver

Home and Community Based Waiver

Requirements:

General:
Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
KY Specifics:
Rural focus; waitlists possible.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.

KY Hart-Supported Living

Hart-Supported Living Program

Requirements:

General:
Age 65+ or disabled, Kentucky resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
KY Specifics:
Competitive grants; limited availability.

Benefits without Contact:

Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).

Official Program Page

Kentucky Homecare Program

Requirements:

General:
Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025):
No strict limit; prioritizes low-income (~$24,980/year individual).
Asset Limits:
Not assessed; need-based focus.
KY Specifics:
15 AAAs; rural focus; not in nursing homes.

Benefits without Contact:

Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.

Kentucky Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
KY Specifics:
Three tiers; no waitlist; auto Extra Help for Part D.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Kentucky NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Requirements:

General:
Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025):
Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits:
Not assessed; need-based.
KY Specifics:
15 AAAs; prioritizes low-income, rural caregivers.

Benefits without Contact:

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).

Kentucky Family Caregiver Program

Requirements:

General:
Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025):
~$31,225/year (individual); varies by AAA.
Asset Limits:
Not strictly assessed; need-based.
KY Specifics:
Max $1,500/year; statewide via AAAs.

Benefits without Contact:

Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.

Kentucky SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Kentucky resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
KY Specifics:
Priority for veterans, rural residents.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Kentucky VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
KY Specifics:
High veteran demand in rural areas.