What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

Check out our resident interviews

Cornerstone AL | Iowa | Photos & Videos | Assisted Living Magazine

Overview of Cornerstone Al

Cornerstone Caregiving provides in-home care services in Mason City, IA. They offer a range of services including Alzheimer’s and dementia care, respite care, and 24-hour care. Their dedicated team focuses on compassionate care to enhance the quality of life for seniors.

(641) 424-1740 masoncityia@cornerstonecaregiving.com

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 4.45/day Iowa avg: 4.30/day

Overall rating

2/5

Iowa avg: 3.1/5

Health Inspection

2/5

Iowa avg: 2.9/5

Staffing

3/5

Iowa avg: 3.5/5

Quality Measures

3/5

Iowa avg: 3.3/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 92

This home usually has availability

Lower occupancy suggests more openings may be available.

77.4%

158

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Might be optimal for

Flexible care needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

35% of new residents, usually for short-term rehab.

Typical stay 12 days

Private pay

44% of new residents, often for short stays.

Typical stay 8 - 9 months

Medicaid

21% of new residents, often for long-term daily care.

Typical stay 1 - 2 years

Finances and operations

Home revenue

$20.8M

Surplus of revenue

$484.3K

Voluntary non-profit home Other

Home revenue

$20,798,835.00

Surplus of revenue

$484,302.00

Payroll costs

$9.5M

45.5% of revenue

Other operating costs

$10.6M

Total costs $20.1M

92-bed community

A larger shared setting that may offer more common spaces and organized community services.

24 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 84 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

Occupancy Rate

33%

Occupied Beds

30 of 92

Percentage of available beds currently in use by residents.

License Status

Active

Facility Type

Assisted Living Programs

License Date

July 12, 2001

Additional licensing details

License number: S0120

CMS Certification Number: 165072

County: Cerro Gordo

Ownership & operating entity

Cornerstone AL is administrated by Connie Bleile.

Owner name: No Related Entities Found

Care Services

Respite Care

Memory Care

24-Hour Staffing

Contact Information

Email: [email protected]

Fax: 6414231751

Iowa average: 17 visits/inspections

Iowa average: 0 inspections

Show Inspection Reports

Latest inspection

Date:October 22, 2025

4 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Compare Assisted Living around Iowa

Cornerstone AL

SNF

IA 504013412

180

GOOD SHEPHERD GERIATRIC CENTER INC

77.4%

$20,387,781.00

$9,463,841.00

46.4%

157.50

2/5

4.4537

2/5

3/5

+4%

+3%

Crown Pointe Estates AL Memory Care

SNF

IA 51250

SIOUX CENTER HEALTH

90.9%

$9,650,835.00

$5,472,486.00

56.7%

91.80

3/5

5.8182

2/5

5/5

3/5

+35%

+20%

Courtyard Terrace Assisted

Boone

Yes

1 Bed / 2 Bed

Avoca Lodge Assisted Living

Avoca

Semi-Private / 1 Bed

Keystone Senior Suites

Keystone

1 Bed

Cornerstone AL

Type of care: SNF AL

Community: IA 504013412

Bed Count: 180

Pets Allowed: No

Operator: GOOD SHEPHERD GERIATRIC CENTER INC

CCN: 165072

Occupancy: 77.4%

Home Revenue: $20,387,781.00

Payroll Costs: $9,463,841.00

Payroll %: 46.4%

Avg Residents/Day: 157.50

Overall Rating: 2/5

Adj Nurse Hours: 4.4537

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 3/5

Number of Fines: 1

Citations: 32

Severe Citations: 3

RN share vs State Avg:

-20%

Staffing vs State Avg:

+4%

Occupancy vs State Avg:

+3%

Crown Pointe Estates AL Memory Care

Type of care: SNF AL

Community: IA 51250

Bed Count: 99

Pets Allowed: No

Operator: SIOUX CENTER HEALTH

CCN: 165157

Occupancy: 90.9%

Home Revenue: $9,650,835.00

Payroll Costs: $5,472,486.00

Payroll %: 56.7%

Avg Residents/Day: 91.80

Overall Rating: 3/5

Adj Nurse Hours: 5.8182

Health Insp Rating: 2/5

Staffing Rating: 5/5

QM Rating: 3/5

Number of Fines: 2

Citations: 21

Severe Citations: 1

RN share vs State Avg:

-47%

Staffing vs State Avg:

+35%

Occupancy vs State Avg:

+20%

Courtyard Terrace Assisted

Type of care: AL

Community: Boone

Bed Count: 50

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Avoca Lodge Assisted Living

Type of care: AL

Community: Avoca

Bed Count: 40

Pets Allowed: No

Bed Options: Semi-Private / 1 Bed

Keystone Senior Suites

Type of care: AL

Community: Keystone

Bed Count: 24

Pets Allowed: No

Bed Options: 1 Bed

Mason City, IA 504013412

Calculate Travel Distance to Cornerstone AL

Add your location

281

Total Staff

113

Employees

168

Contractors

60,638

Total Hours (Quarter)

Avg Staff/Day

8.7

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	26	8.5	Yes
Licensed Practical Nurse	29	9.4	Yes
Certified Nursing Assistant	174	9	Yes

Staff by Category

Administration

3 staff

8hs shift avg

Nursing Staff

243 staff

9hs shift avg

Physicians & Practitioners

5 staff

7.9hs shift avg

Therapy Services

17 staff

6hs shift avg

Activities & Recreation

2 staff

7.9hs shift avg

Social Services

1 staff

4.8hs shift avg

Dietary Services

8 staff

7.2hs shift avg

Other Services

2 staff

8hs shift avg

Contractor Analysis

43.8%

of total hours from contractors

26,568 contractor hours this quarter

Registered Nurse: 18 Certified Nursing Assistant: 122 Licensed Practical Nurse: 10 Medical Director: 1 Occupational Therapy Assistant: 5 Qualified Social Worker: 1 Respiratory Therapy Technician: 2 Speech Language Pathologist: 4 Physical Therapy Aide: 2 Physical Therapy Assistant: 3

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	52	122	174	34,778	91	100%	9
Licensed Practical Nurse	19	10	29	9,355	91	100%	9.4
Registered Nurse	8	18	26	3,901	91	100%	8.5
Medication Aide/Technician	14	0	14	3,816	91	100%	8
Dietitian	8	0	8	3,195	78	86%	7.2
Clinical Nurse Specialist	4	0	4	1,085	63	69%	7.9
Administrator	2	0	2	968	62	68%	8
Mental Health Service Worker	2	0	2	942	67	74%	8
Therapeutic Recreation Specialist	2	0	2	725	58	64%	7.9
Nurse Practitioner	1	0	1	440	55	60%	8
Occupational Therapy Aide	1	0	1	424	44	48%	9.6
Speech Language Pathologist	0	4	4	267	22	24%	3.8
Physical Therapy Aide	0	2	2	195	21	23%	5.1
Physical Therapy Assistant	0	3	3	183	22	24%	8.3
Occupational Therapy Assistant	0	5	5	145	23	25%	5.8
Respiratory Therapy Technician	0	2	2	117	20	22%	5.6
Qualified Social Worker	0	1	1	87	18	20%	4.8
Medical Director	0	1	1	18	3	3%	6

View All Staffing Data

Total Health inspections 8

63% above State average

State average: 4.9

Last Health inspection on Mar 2025

Total Health citations 32

47% above State average

State average: 21.7

4 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 23 citations

Complaint investigations 9 citations

Breakdown of citations

Critical Health citations 1

67% above State average

State average: 0.6

Serious Health citations 2

122% above State average

State average: 0.9

Moderate Health citations 29

Minor Health citations 0

Citations history (last 3 years)

Abuse/Neglect moderate citation Mar 13, 2025

Corrected

Nursing Services serious citation Mar 13, 2025

Corrected

Resident Rights moderate citation Mar 13, 2025

Corrected

Administration moderate citation Oct 31, 2024

Corrected

Ownership: Non-Profit Corporation

Resident Census by Payment Source

159 Total Residents

Medicare 7 (4.4%)

Medicaid 77 (48.4%)

Private Pay/Other 75 (47.2%)

Specialized Care Beds

34 Total Specialty Beds

18.9% of Bed Capacity

Alzheimer's / Dementia Beds

18.9%

Programs & Services

Residents' Group

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 12.3

20% worse than Iowa average

Iowa average: 10.2

Functional decline score 25.9

20% worse than Iowa average

Iowa average: 21.6

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 21.5%

15% above Iowa average.

Walking Ability Worsened 26.2%

33% above Iowa average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 29.9%

14% above Iowa average.

Falls with Major Injury 4.4%

22% above Iowa average.

High Risk Residents with Pressure Ulcers 4.1%

6% below Iowa average.

Urinary Tract Infection 1.4%

45% below Iowa average.

Depressive Symptoms 5.4%

39% above Iowa average.

Antipsychotic Use 21.0%

11% above Iowa average.

Pneumococcal Vaccine 94.9%

1% above Iowa average.

Influenza Vaccine 98.8%

4% above Iowa average.

Lost Too Much Weight 5.4%

8% above Iowa average.

Short-stay resident measures

Pneumococcal Vaccine 78.0%

8% worse than Iowa average

Antipsychotic medication increase 2.7%

49% worse than Iowa average

Influenza Vaccine 52.2%

29% worse than Iowa average

Total fines amount $87K

This home paid 82% more in fines than the state average.

Iowa average: $48K

Number of Fines 1

This home received 41% fewer fines than the state average.

Iowa average: 1.7

Payment Denials 0

This home had 100% fewer payment denials than the state average.

Iowa average: 0.5

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Aug 30, 2024

$87K

Last updated: Jan 2026

Financial Trends

Historical financial and operational data for Cornerstone AL based on CMS SNF Cost Reports.

Occupancy Rate 77.4% ↑ 0.7pp vs 2022

Net Income $484,302 ↑ ~$72K vs 2022

Total Payroll $10,822,532 ↓ ~$110K vs 2022

Profit Margin 2.4% ↑ 0.3pp vs 2022

Loading trend charts...

Metric	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	94.3%	98.4%	95.4%	93.7%	90.3%	89.6%	89.3%	89.0%	86.1%	77.9%	76.7%	77.4%
Beds	200	200	210	210	210	210	210	210	210	210	210	180
Net Income	$2,013,623	$1,961,663	$1,457,767	$1,092,515	$1,167,576	$396,879	$665,741	$299,118	$246,329	$4,059,100	$412,170	$484,302
Gross Revenue	$14,947,627	$16,141,777	$16,419,395	$16,682,771	$17,470,816	$17,122,566	$18,212,453	$18,782,446	$20,333,081	$19,654,244	$19,365,211	$20,387,781
Operating Expenses	$13,208,749	$14,547,137	$15,227,871	$15,865,051	$16,559,719	$16,699,176	$17,669,797	$18,436,228	$19,918,296	$18,228,141	$18,360,528	$19,879,712
Net Patient Revenue	$14,939,767	$16,147,697	$16,348,067	$16,605,399	$17,449,104	$16,957,266	$18,101,682	$18,573,107	$20,118,240	$19,329,345	$18,952,916	$20,189,415
Total Payroll	$9,153,705	$10,014,481	$10,325,935	$10,893,758	$10,746,250	$11,132,946	$12,110,540	$12,988,479	$12,971,137	$11,433,685	$10,932,763	$10,822,532
Profit Margin %	13.5%	12.2%	8.9%	6.6%	6.7%	2.3%	3.7%	1.6%	1.2%	20.7%	2.1%	2.4%
Medicare %	3.3%	4.6%	3.4%	4.8%	4.5%	4.2%	6.3%	5.0%	3.4%	4.7%	3.7%	1.8%
Medicaid %	46.8%	46.9%	46.5%	48.4%	47.6%	47.0%	48.8%	49.7%	53.9%	50.1%	54.6%	52.4%
Private %	49.9%	48.4%	50.1%	46.8%	47.9%	48.9%	44.9%	45.3%	42.6%	45.2%	41.7%	45.8%
Revenue/Day	$217	$225	$228	$231	$251	$247	$265	$272	$304	$324	$322	$349
Cost/Day	$191	$203	$212	$221	$239	$243	$258	$270	$301	$305	$312	$343
Avg Length of Stay	185.5 days	184.6 days	206.6 days	195.2 days	204.7 days	183.6 days	170.2 days	235.9 days	193.6 days	225.2 days	190.2 days	188.0 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Elderly Waiver

Iowa Medicaid Elderly Waiver

General: Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

IA Specifics: Rural focus; waitlists possible.

Iowa Family Caregiver Support

IA NFCSP

General: Caregiver of someone 60+, Iowa resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

IA Specifics: Limited slots; rural emphasis.

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

General: Age 65+ or disabled, Iowa resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

IA Specifics: Three tiers; no waitlist.

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

General: Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.

Income Limits (2025): ~$2,829/month (300% FBR, Medicaid-eligible).

Asset Limits: $2,000 (individual), $3,000 (couple).

IA Specifics: Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Senior Community Service Employment Program (SCSEP)

Iowa SCSEP

General: Age 55+, unemployed, low-income, Iowa resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

IA Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

IA Specifics: High veteran demand in rural areas.

Able Up Iowa

General: Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.

Income Limits (2025): No strict limit; must demonstrate repayment capacity.

Asset Limits: Not specified; credit-based.

IA Specifics: Loans up to $25,000; statewide via Easterseals partnership.

Cornerstone AL

Cornerstone AL is an Assisted Living Home in Iowa

Cornerstone AL is an Assisted Living Home in Iowa

Cornerstone AL

Cornerstone AL is an Assisted Living Home in Iowa

Cornerstone AL is an Assisted Living Home in Iowa

Quality ratings

Capacity and availability

Smaller home

This home usually has availability

Who this home usually serves

Mix of rehab and long-term care

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Care Services

Contact Information

Inspection History

12 visits/inspections

Latest inspection

4 deficiencies

Inspection Reports

Compare Assisted Living around Iowa

Places of interest near Cornerstone AL

Calculate Travel Distance to Cornerstone AL

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Specialized Care Beds

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Penalties and fines

Penalty History

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Iowa Seniors

Elderly Waiver

Iowa Family Caregiver Support

Medicare Savings Program (MSP)

Program of All-Inclusive Care for the Elderly (PACE)

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Able Up Iowa

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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