What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Cloverleaf of Knightsville | Indiana | Photos & Videos

Overview of Cloverleaf of Knightsville

Cloverleaf of Knightsville is a healthcare center located in Knightsville, Indiana. It offers services such as short-term rehabilitation and long-term care, focusing on compassionate and personalized care. The facility is designed to create a nurturing environment for residents, emphasizing community and well-being.

(812) 446-2309

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 2.97/day

Overall rating

3/5

Health Inspection

3/5

Staffing

2/5

Quality Measures

3/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 102

This home usually has availability

Lower occupancy suggests more openings may be available.

71.2%

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for

Short stays Recovery Medicare-covered care

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

83% of new residents, usually for short-term rehab.

Typical stay 17 days

Private pay

7% of new residents, often for short stays.

Typical stay 1 years

Medicaid

10% of new residents, often for long-term daily care.

Typical stay 5 years

Finances and operations

Home revenue

$11.9M

Surplus of revenue

$2.2M

Governmental home County

Home revenue

$11,862,378.00

Surplus of revenue

$2,192,545.00

Payroll costs

$3.8M

32% of revenue

Other operating costs

$5.9M

Total costs $9.7M

102-bed community

A larger shared setting that may offer more common spaces and organized community services.

About this community

License Status

Active

Facility Type

NURSING HOME (Skilled Nursing Facility)

License Date

July 1, 2025

Additional licensing details

License number: 25-000296-1

CMS Certification Number: 155542

Ownership & operating entity

Cloverleaf of Knightsville is administrated by ALEXA ABBOTT.

Profit status: OTHER

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of Nursing: CANDI CUSICK

Care Services

Nursing Services

Rehabilitation Services

Respite Care

Licensed Nurses/CNAs

Short-Term Rehab

All Levels of Care

Short Term Rehabilitation

Long Term Care

Contact Information

Fax: (812) 448-3733

Amenities & Lifestyle

Programs & Activities

Specific Programs

Short Term Rehabilitation, Long Term Care, Accommodations, Careers, Contact, Payments

Results

3 with citations

0 without citations

Show Inspection Reports

2 complaints

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

30 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Compare Nursing Homes around Indiana

Adams Woodcrest

SNF

IN 46733

143

71.4%

$12,192,260.00

$5,615,054.00

46.1%

108.40

5/5

3.6901

5/5

3/5

5/5

Adams Heritage

SNF

IN 46773

71.6%

$5,068,983.00

$2,488,962.00

49.1%

39.10

5/5

4.1205

4/5

5/5

Cloverleaf of Knightsville

SNF

IN 47857

102

71.2%

$11,148,383.00

$3,799,066.00

34.1%

65.80

3/5

2.9706

3/5

2/5

3/5

Addison Pointe Health & Rehabilitation Center

SNF

IN 46304

100

DOBBEN, STEVEN

92.5%

$15,225,564.00

$5,306,023.00

34.8%

92.50

3/5

3.1554

2/5

3/5

5/5

Albany Health Care & Rehabilitation Center

SNF

IN 47320

102

TROXWELL, MELANIE

75.6%

$12,342,683.00

$4,315,019.00

35%

77.20

2/5

3.5110

2/5

3/5

Adams Woodcrest

Type of care: SNF AL

Community: IN 46733

Bed Count: 143

Pets Allowed: No

CCN: 155747

Occupancy: 71.4%

Home Revenue: $12,192,260.00

Payroll Costs: $5,615,054.00

Payroll %: 46.1%

Avg Residents/Day: 108.40

Overall Rating: 5/5

Adj Nurse Hours: 3.6901

Health Insp Rating: 5/5

Staffing Rating: 3/5

QM Rating: 5/5

Adams Heritage

Type of care: SNF AL

Community: IN 46773

Bed Count: 61

Pets Allowed: No

CCN: 155729

Occupancy: 71.6%

Home Revenue: $5,068,983.00

Payroll Costs: $2,488,962.00

Payroll %: 49.1%

Avg Residents/Day: 39.10

Overall Rating: 5/5

Adj Nurse Hours: 4.1205

Health Insp Rating: 4/5

Staffing Rating: 4/5

QM Rating: 5/5

Cloverleaf of Knightsville

Type of care: SNF AL

Community: IN 47857

Bed Count: 102

Pets Allowed: No

CCN: 155542

Occupancy: 71.2%

Home Revenue: $11,148,383.00

Payroll Costs: $3,799,066.00

Payroll %: 34.1%

Avg Residents/Day: 65.80

Overall Rating: 3/5

Adj Nurse Hours: 2.9706

Health Insp Rating: 3/5

Staffing Rating: 2/5

QM Rating: 3/5

Addison Pointe Health & Rehabilitation Center

Type of care: SNF AL

Community: IN 46304

Bed Count: 100

Pets Allowed: No

Operator: DOBBEN, STEVEN

CCN: 155805

Occupancy: 92.5%

Home Revenue: $15,225,564.00

Payroll Costs: $5,306,023.00

Payroll %: 34.8%

Avg Residents/Day: 92.50

Overall Rating: 3/5

Adj Nurse Hours: 3.1554

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 5/5

Number of Fines: 1

Albany Health Care & Rehabilitation Center

Type of care: SNF AL

Community: IN 47320

Bed Count: 102

Pets Allowed: No

Operator: TROXWELL, MELANIE

CCN: 155432

Occupancy: 75.6%

Home Revenue: $12,342,683.00

Payroll Costs: $4,315,019.00

Payroll %: 35%

Avg Residents/Day: 77.20

Overall Rating: 2/5

Adj Nurse Hours: 3.5110

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 3/5

KNIGHTSVILLE, IN 47857

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114

Total Staff

111

Employees

Contractors

23,799

Total Hours (Quarter)

Avg Staff/Day

7.9

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	10	8.3	No
Licensed Practical Nurse	13	7.5	Yes
Certified Nursing Assistant	57	7.7	No

Staff by Category

Administration

1 staff

8hs shift avg

Nursing Staff

83 staff

7.8hs shift avg

Physicians & Practitioners

6 staff

9hs shift avg

Therapy Services

8 staff

7.1hs shift avg

Activities & Recreation

3 staff

7.5hs shift avg

Social Services

4 staff

6.2hs shift avg

Dietary Services

7 staff

7.4hs shift avg

Other Services

2 staff

9.3hs shift avg

Contractor Analysis

0.3%

of total hours from contractors

60 contractor hours this quarter

Licensed Practical Nurse: 1 Mental Health Service Worker: 1 Nurse Practitioner: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	57	0	57	11,946	91	100%	7.7
Registered Nurse	10	0	10	2,560	91	100%	8.3
Licensed Practical Nurse	12	1	13	2,386	91	100%	7.5
Clinical Nurse Specialist	4	0	4	1,610	80	88%	9.3
Dietitian	1	0	1	610	75	82%	8.1
Medication Aide/Technician	2	0	2	567	55	60%	9.9
Other Dietary Services Staff	6	0	6	555	68	75%	6.7
Mental Health Service Worker	1	1	2	551	58	64%	9.3
Therapeutic Recreation Specialist	3	0	3	497	64	70%	7.5
Respiratory Therapist	2	0	2	472	62	68%	7.5
Administrator	1	0	1	463	58	64%	8
Physical Therapy Assistant	2	0	2	453	61	67%	7.4
RN Director of Nursing	1	0	1	445	58	64%	7.7
Nurse Practitioner	1	1	2	287	37	41%	7.8
Qualified Social Worker	4	0	4	287	44	48%	6.2
Respiratory Therapy Technician	4	0	4	112	21	23%	5.3

View All Staffing Data

Total Health inspections 3

50% below Indiana average

Indiana average: 6.0

Last Health inspection on Dec 2024

Total Health citations 26

Near Indiana average

Indiana average: 25.0

8.67 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 26 citations

Complaint investigations 0 citations

Breakdown of citations

Critical Health citations 0

100% below Indiana average

Indiana average: 0.2

Serious Health citations 0

100% below Indiana average

Indiana average: 0.6

Moderate Health citations 26

Minor Health citations 0

Citations history (last 3 years)

Infection Control moderate citation Dec 18, 2024

Corrected

Nutrition moderate citation Dec 18, 2024

Corrected

Nutrition moderate citation Dec 18, 2024

Corrected

Pharmacy moderate citation Dec 18, 2024

Corrected

Ownership: Non-Profit - Other Nonprofit

Hospital-Based

Resident Census by Payment Source

65 Total Residents

Medicare 10 (15.4%)

Medicaid 46 (70.8%)

Private Pay/Other 9 (13.8%)

Programs & Services

Residents' Group

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 13.1

63% worse than Indiana average

Indiana average: 8.0

Functional decline score 26.8

57% worse than Indiana average

Indiana average: 17.1

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 20.0%

66% above Indiana average.

Walking Ability Worsened 24.6%

71% above Indiana average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 35.7%

45% above Indiana average.

Falls with Major Injury 4.5%

16% above Indiana average.

High Risk Residents with Pressure Ulcers 4.8%

10% above Indiana average.

Urinary Tract Infection 1.8%

47% above Indiana average.

Depressive Symptoms 9.1%

62% below Indiana average.

Antipsychotic Use 25.9%

108% above Indiana average.

Pneumococcal Vaccine 97.8%

4% above Indiana average.

Influenza Vaccine 100.0%

5% above Indiana average.

Lost Too Much Weight 11.5%

103% above Indiana average.

Short-stay resident measures

Pneumococcal Vaccine 81.9%

Near Indiana average

Antipsychotic medication increase 1.2%

14% better than Indiana average

Influenza Vaccine 79.0%

Near Indiana average

Financial Trends

Historical financial and operational data for Cloverleaf of Knightsville based on CMS SNF Cost Reports.

Occupancy Rate 71.2% ↓ 9.1pp vs 2022

Net Income $2,192,545 ↑ ~$497K vs 2022

Total Payroll $4,638,182 ↓ ~$941K vs 2022

Profit Margin 19.7% ↑ 3.7pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	84.3%	87.0%	87.1%	87.7%	87.6%	84.5%	85.9%	83.6%	81.9%	76.4%	75.4%	80.3%	71.2%
Beds	102	102	102	102	102	102	102	102	102	102	102	102	102
Net Income	-$552,937	$574,621	$1,397,042	$1,408,899	$1,190,887	-$813,553	$1,471,527	$1,340,356	$1,013,842	$1,488,720	$1,833,795	$1,695,706	$2,192,545
Gross Revenue	$5,043,670	$3,788,071	$9,141,635	$9,370,133	$7,705,724	$7,708,167	$8,345,853	$7,860,679	$7,933,077	$8,435,184	$9,647,301	$10,620,751	$11,148,383
Operating Expenses	$5,628,302	$3,137,041	$7,142,798	$7,354,776	$7,579,856	$7,620,556	$7,748,790	$7,763,895	$7,868,543	$9,023,515	$7,127,971	$8,395,500	$7,744,349
Net Patient Revenue	$5,043,670	$3,701,421	$8,513,087	$8,738,650	$8,750,433	$6,783,829	$9,190,714	$9,074,098	$8,869,052	$9,898,743	$8,950,868	$10,017,320	$9,222,899
Total Payroll	$2,975,929	$1,460,448	$3,069,516	$3,263,622	$3,555,896	$3,615,637	$3,557,659	$3,784,521	$3,885,140	$4,196,383	$5,350,214	$5,579,044	$4,638,182
Profit Margin %	-11.0%	15.2%	15.3%	15.0%	15.5%	-10.6%	17.6%	17.1%	12.8%	17.7%	19.0%	16.0%	19.7%
Medicare %	15.6%	15.0%	16.0%	15.8%	14.4%	13.8%	13.5%	11.1%	11.8%	15.2%	8.7%	10.8%	6.0%
Medicaid %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	65.4%	0.0%	0.0%	0.0%	70.8%	71.2%	80.7%
Private %	84.4%	85.0%	84.0%	84.2%	85.6%	86.2%	21.1%	88.9%	88.2%	84.8%	20.5%	18.0%	13.3%
Revenue/Day	$161	$227	$263	$268	$268	$215	$287	$292	$291	$347	$319	$335	$348
Cost/Day	$179	$192	$220	$225	$232	$242	$242	$249	$258	$316	$254	$281	$292
Avg Length of Stay	190.1 days	291.6 days	279.5 days	276.7 days	258.9 days	165.2 days	283.1 days	152.6 days	193.0 days	156.8 days	160.4 days	104.9 days	123.0 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: Requires level-of-care determination.

CHOICE Program

Indiana CHOICE

General: Age 60+, Indiana resident, at risk of nursing home.

Income Limits: ~$2,000/month (varies).

Asset Limits: $10,000 (individual).

IN Specifics: Limited funding; regional variation.

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025): ~$1,004/month (including SSI).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

IN Specifics: Three tiers; no waitlist.

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

General: Age 55+, unemployed, low-income, Indiana resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

IN Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

IN Specifics: High veteran demand statewide.

Cloverleaf of Knightsville

Cloverleaf of Knightsville is a Nursing Home in Indiana

Cloverleaf of Knightsville is a Nursing Home in Indiana

Cloverleaf of Knightsville

Cloverleaf of Knightsville is a Nursing Home in Indiana

Cloverleaf of Knightsville is a Nursing Home in Indiana

Quality ratings

Capacity and availability

Medium-capacity home

This home usually has availability

Who this home usually serves

Mostly short-term rehab stays

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Staffing

Leadership

Care Services

All Levels of Care

Contact Information

Amenities & Lifestyle

Programs & Activities

Inspection History

10 visits/inspections

Results

2 complaints

30 total citations

Inspection Reports

Compare Nursing Homes around Indiana

Places of interest near Cloverleaf of Knightsville

Calculate Travel Distance to Cloverleaf of Knightsville

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Indiana Seniors

Aged and Disabled Waiver

CHOICE Program

Residential Care Assistance Program (RCAP)

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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