Lutheran Life Villages
Nursing Home, Assisted Living, Independent Living & Memory Care · Indiana, IN
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.

Lutheran Life Villages

Nursing Home, Assisted Living, Independent Living & Memory Care · Indiana, IN
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
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Lutheran Life Villages accepts Medicare, Medicaid, and private pay.

Overview of Lutheran Life Villages

Lutheran Life Villages is a 99-bed skilled nursing and memory care community in Kendallville, Indiana, offering skilled nursing, memory care, rehabilitation services, and respite care. The facility is legally operated by Adams County Memorial Hospital and administered by Sadie Fenstermaker. It accepts Medicare, Medicaid, and private pay.

The facility carries a 5-star CMS overall rating. Across 15 inspection visits on record, the facility accumulated 9 total deficiencies — roughly 3 per year, 29% below the Indiana average of 4.2. All six complaint investigations resulted in no deficiencies cited. No fines, immediate jeopardy findings, or enforcement actions appear in the record.

The most recent standard inspection in February 2025 produced a single citation related to medical record privacy. The 2024 annual inspection cited two deficiencies: documentation of trauma-informed care and PRN psychotropic medication records.

Total nursing care averages 4 hours and 2 minutes per resident per day, 14% above the Indiana average of 3 hours and 32 minutes, and ranked 48th among 287 Indiana skilled nursing facilities. The facility’s occupancy rate is 77%, above the state average of 68%. The facility features a secure courtyard, chapel, pastoral care services, walking paths, and a daily enrichment program, with 24-hour staffing. The Foster Grandparents program is a named differentiator.

Lutheran Life Villages is a mid-sized, hospital-affiliated community for residents seeking skilled nursing or memory care, with a strong compliance record and above-average staffing — particularly for those who value faith-integrated programming alongside clinical care in Noble County.

(260) 347-2256

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▲ 66.1% Above IN avg. ▲ 66.1% Above IN avg.IN average: 3.0Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▲ 83.2% Above IN avg. ▲ 83.2% Above IN avg.IN average: 2.7Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▲ 56.9% Above IN avg. ▲ 56.9% Above IN avg.IN average: 2.6Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▲ 23.5% Above IN avg. ▲ 23.5% Above IN avg.IN average: 4.1Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing hours breakdown

Info Daily nursing hours per resident by staff type, reported to CMS. Higher is generally better — compare this facility to state and national averages to see where staffing stands.

Hours per resident per day — compared to Indiana state averages

Total nursing care / resident Info This home is ranked 48th out of 287 homes in Indiana for nurse hours. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
4h 2m per day
Rank #48 / 287Nurse hours — State benchmarkedThis home is ranked 48th out of 287 homes in Indiana. Shows adjusted nurse hours per resident per day benchmarked to the Indiana average, with a ranking across 287 Indiana facilities. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
This facility Indiana avg (3h 32m per day)
vs Indiana avg
+14%

3 of 6 metrics below state avg

Standout metric Registered Nurse (RN) is +33% above state avg
Staff typeHours / Day / Residentvs state avg
Registered Nurse (RN) Info RNs hold the highest nursing license and can assess residents, interpret test results, and direct care plans. More RN hours per day often signals stronger clinical oversight and faster response to health changes. 52m per day ▲ 33% State avg: 39m per day · National avg: 41m per day
LPN / LVN Info Licensed Practical Nurses (LPNs) or Licensed Vocational Nurses (LVNs) deliver routine hands-on care — medication administration, wound dressing, and monitoring vital signs. They work under RN supervision and make up a large share of daily bedside care. 17m per day ▼ 65% State avg: 47m per day · National avg: 52m per day
Nurse Aide Info Certified Nurse Aides (CNAs) provide the most direct day-to-day assistance: bathing, dressing, feeding, and mobility. Nurse aide hours are typically the largest staffing category and directly affect residents' quality of life. 2h 25m per day ▲ 7% State avg: 2h 15m per day · National avg: 2h 20m per day
Weekend Total Nursing Info Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours. 3h 10m per day ▼ 3% State avg: 3h 16m per day · National avg: 3h 27m per day
Physical Therapist Info Hours per resident per day provided by licensed Physical Therapists (PTs) or PT Assistants. PT services help residents recover mobility after injury or illness and are especially important for post-acute (short-stay) rehabilitation. 0m per day ▼ 94% State avg: 4m per day · National avg: 4m per day
Weekend RN Info Registered nurse hours specifically on weekends. Facilities sometimes reduce RN presence on Saturdays and Sundays — a low weekend RN figure compared to weekday hours can indicate reduced clinical oversight when most administrative staff are absent. 36m per day ▲ 33% State avg: 27m per day · National avg: 29m per day

Capacity and availability

Avg. Length of Stay
130 days
Bed community size
99-bed community Rank #254 / 437Bed count — State benchmarkedThis home is ranked 254th out of 437 homes in Indiana. Shows this facility's certified or reported bed count compared to other Indiana facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A larger shared setting that may offer more common spaces and organized community services.
Walk Score
Walk Score: 71 / 100 Rank #62 / 587Walk Score — State benchmarkedThis home is ranked 62nd out of 587 homes in Indiana. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Indiana facilities. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

Occupancy

Occupancy rate
77%
Rank #123 / 433Occupancy rate — State benchmarkedThis home is ranked 123rd out of 433 homes in Indiana. Shows this facility's occupancy rate versus the Indiana average, with its Statewide rank out of 433. Higher occupancy signals strong local demand and financial stability.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Higher than the Indiana average: 68.1%
Occupied beds
76 / 99
Average occupied beds in Indiana homes 70 beds

License Details

Facility TypeNursing Home / Skilled Nursing Facility / Nursing Facility Distinct Part
StatusActive
IssuanceJuly 1, 2025
ExpirationJune 30, 2026
License Number25-000570-1
CMS Certification Number155744

Ownership & Operating Entity

Lutheran Life Villages is legally operated by Adams County Memorial Hospital, and administrated by Sadie Fenstermaker.

Profit StatusOther

Type Of Units

Medicare (SNF)
16 units
SNF/NF (Combined)
83 units
Total beds
99 units

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of NursingCelia Pena

Therapy & Rehabilitation

3 services
Rehabilitation Services
Respite Care
Short-Term Rehab

Staffing & Medical

1 service
24-Hour Staffing

Additional Services

1 service
Memory Care Assisted Living

Contact Information

Fax(260) 349-0376

Amenities & Lifestyle

Comprehensive 24-Hour Care
Chapel Services/Pastoral Care
Private Apartments
Motion Sensors
Secure Courtyard
Convenient Location Near Physician Offices And Hospitals
Comfortable Lounges To Socialize With Visitors
Daily Life Enrichment Programs
Personal Laundry And Housekeeping Services
Specialized Dietary Needs
Financial Counseling
Walking Paths
ActivitiesA monthly Activities Calendar is available for residents and visitors.
Specific ProgramsPastoral Care, Activity Program, Foster Grandparents
Religious ServicesYes
Volunteer ProgramsYes

Dining & Nutrition

Food DescriptionDining services offer delicious meals made fresh and cooked from scratch, accommodating unique dietary needs supervised by a licensed dietician.

Contact Lutheran Life Villages

Inspection History

In Indiana, the Department of Health, Division of Long Term Care is the primary regulatory body that performs onsite inspections and quality of care reviews for all licensed facilities.

Since 2023 · 3 years of data 9 deficiencies 1 complaint 15 inspections
Inspection Score Info A composite 0–100 score combining this facility's inspections, citations, complaints, and enforcement actions relative to the Indiana state average. The score below shows how many points this facility sits above or below the typical Indiana nursing home score (the benchmark); higher is better.

15 points above the Indiana average for nursing homes (83/100)

Rank #10 / 384 in Indiana Inspection Score — State benchmarked This home is ranked 10th out of 384 homes in Indiana. Shows this facility's inspection score compared to the Indiana average among 384 comparable communities in the ranking pool. Inspection score: 98 out of 100. Letter grade A+. 15 points above the Indiana average for nursing homes (83/100)

Inspection Scorecard Info This scorecard compares key inspection, citation, and complaint metrics at this facility against the Indiana state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2023 vs. Indiana state average
Overall vs. IN average 0 Worse No metrics in this bucket. 9 Better Metrics better than Indiana average:
• Total deficiencies (75% below)
• Deficiencies per year (75% below)
• Deficiencies per inspection (68% below)
• Total visits (21% below)
• Inspections with deficiencies (43% below)
• Inspection deficiency rate (27% below)
• Inspections (54% below)
• Total complaints (80% below)
• Complaints per year (82% below)
Latest Inspection March 19, 2025 Life Safety

Deficiencies Info Deficiencies are formal regulatory issues recorded during state inspections.

This FacilityIN Averagevs. IN Avg
Total deficiencies Info Formal regulatory issues recorded by inspectors across all inspection types. 936 This facility has 75% fewer total deficiencies than a typical Indiana nursing home (9 vs. IN avg 36).↓ 75% better Rank #62 / 386 Total deficiencies — State benchmarked This home is ranked 62nd out of 386 homes in Indiana. Shows this facility's deficiencies compared to the Indiana average among 386 comparable communities in the ranking pool.
Deficiencies per year Info Average deficiencies per year since 2023. 312 This facility has 75% fewer deficiencies per year than a typical Indiana nursing home (3 vs. IN avg 12).↓ 75% better
Deficiencies per inspection Info Average deficiencies per inspection. 0.61.9 This facility has 68% fewer deficiencies per inspection than a typical Indiana nursing home (0.6 vs. IN avg 1.9).↓ 68% better Rank #96 / 386 Deficiencies per inspection — State benchmarked This home is ranked 96th out of 386 homes in Indiana. Shows this facility's deficiencies per inspection compared to the Indiana average among 386 comparable communities in the ranking pool.

Inspections Info State inspections evaluate whether the facility meets health and safety standards.

This FacilityIN Averagevs. IN Avg
Total visits Info Combined count of all on-site visits — routine inspections, complaint visits, follow-ups, and other focused visits. 1519 This facility has 21% fewer total visits than a typical Indiana nursing home (15 vs. IN avg 19).↓ 21% better
Inspections with deficiencies Info Inspections that resulted in at least one regulatory deficiency. 47 This facility has 43% fewer inspections with deficiencies than a typical Indiana nursing home (4 vs. IN avg 7).↓ 43% better
Inspection deficiency rate Info Percentage of inspections that resulted in at least one deficiency. 27%37% This facility has 10 percentage points lower inspection deficiency rate than a typical Indiana nursing home (27% vs. IN avg 37%).↓ 10% better
Inspections Info Routine, scheduled inspections conducted by state regulators. 613 This facility has 54% fewer inspections than a typical Indiana nursing home (6 vs. IN avg 13).↓ 54% better

Complaints & Investigations Info Complaints are formal concerns filed by residents, families, or staff. Investigations are on-site follow-ups.

This FacilityIN Averagevs. IN Avg
Total complaints Info Formal expressions of concern made by residents, families, or staff. 15 This facility has 80% fewer total complaints than a typical Indiana nursing home (1 vs. IN avg 5).↓ 80% better Rank #1 / 352 Total complaints — State benchmarked This home is ranked 1st out of 352 homes in Indiana. Shows this facility's total complaints compared to the Indiana average among 352 comparable communities in the ranking pool.
Complaints per year Info Average complaints per year since 2023. 0.31.7 This facility has 82% fewer complaints per year than a typical Indiana nursing home (0.3 vs. IN avg 1.7).↓ 82% better

Inspection Reports Summary Info An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

  • The most recent inspection on March 19, 2025, found the facility in full compliance with Emergency Preparedness and Life Safety Code requirements, with no deficiencies cited.
  • The February 18, 2025 inspection identified one deficiency for failing to protect medical record privacy involving unattended medication carts and visible computer screens.
  • The February 20, 2023 survey found four deficiencies in quality of care, including skin tear treatment, oxygen tubing changes, pain management, and hospice coordination, though the related complaint was unsubstantiated.

Health Inspection History

Inspections since 2023
Total health inspections 3

Indiana average 6


Last Health inspection on Feb 2025

Total health citations
7 Rank #23 / 288Health citations — State benchmarkedThis home is ranked 23rd out of 288 homes in Indiana. Shows this facility's total health deficiency citations benchmarked to the Indiana State average, with a ranking across all 288 IN facilities. Lower citation counts earn a better rank.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Indiana average 25

Citations per inspection
2.33 Rank #39 / 288Citations per inspection — State benchmarkedThis home is ranked 39th out of 288 homes in Indiana. Shows average deficiency citations per CMS inspection for this facility versus the Indiana mean across 288 facilities with citation data. Lower is better.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Indiana average 4.12


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

All 7 citations resulted from standard inspections.

Breakdown of citation severity (last 3 years)
Critical health citations
0
100% better than Indiana average

Indiana average: 0.2


Serious health citations
0
100% better than Indiana average

Indiana average: 0.6

0 critical citations Indiana average: 0.2

0 serious citations Indiana average: 0.6

7 moderate citations Indiana average: 23.8

0 minor citations Indiana average: 0.4
Citations history (last 3 years)
Resident Rights moderate citation Feb 18, 2025
Corrected

Pharmacy moderate citation Feb 27, 2024
Corrected

Quality of Care moderate citation Feb 27, 2024
Corrected

Administration moderate citation Feb 20, 2023
Corrected

Staffing Data

Reporting period: October 1 – December 31, 2025 (Q4 2025). Source: CMS Payroll-Based Journal report.

Total staff 112
Employees 95
Contractors 17
Staff to resident ratio 1.49 : 1
1493233% more staff per resident than Indiana average
Indiana average ratio: 0.00 : 1 Indiana average ratio: 0.00 : 1See full Indiana ranking
Avg staff/day 40
Average shift 7.7 hours
0% compared with Indiana average
Indiana average: 7.7 hours Indiana average shift: 7.7 hoursSee full Indiana ranking
Total staff hours (quarter) 28,219

Nursing staff breakdown

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Registered Nurse

Manages medical care and health needs.

RN Staff Info All 14 RN Staff are full-time employees. No contractors work on this role. 14
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 8.2 hours
Licensed Practical Nurse

Assists with medical care and medications.

LPN Staff Info All 8 LPN Staff are full-time employees. No contractors work on this role. 8
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.1 hours
Certified Nursing Assistant

Helps with daily care and mobility.

CNA Staff Info All 50 CNA Staff are full-time employees. No contractors work on this role. 50
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.9 hours

Contractor staffing

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.

Total hours from contractors

1.7%

485 contractor hours this quarter

Occupational Therapy Assistant: 4 Physical Therapy Aide: 3 Physical Therapy Assistant: 3 Qualified Social Worker: 2 Respiratory Therapy Technician: 2 Speech Language Pathologist: 1 Occupational Therapy Aide: 1 Medical Director: 1

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant5005014,60992100%7.9
Registered Nurse140144,84992100%8.2
Medication Aide/Technician6061,96792100%8.5
Licensed Practical Nurse8081,5898693%9.1
Clinical Nurse Specialist3031,0246368%7.6
Nurse Aide in Training7071,0023437%6.4
Other Dietary Services Staff2027357076%8.1
Administrator1014285762%7.5
Nurse Practitioner1014205661%7.5
RN Director of Nursing1014205661%7.5
Dietitian1013985358%7.5
Mental Health Service Worker1012964043%7.4
Speech Language Pathologist0111986166%3.2
Physical Therapy Aide0331026166%1.7
Medical Director011521213%4.3
Occupational Therapy Aide011521314%4
Respiratory Therapy Technician022261921%1.4
Occupational Therapy Assistant044242224%0.9
Qualified Social Worker022171314%1.3
Physical Therapy Assistant033151516%1
50 Certified Nursing Assistant
% of Days 100%
14 Registered Nurse
% of Days 100%
6 Medication Aide/Technician
% of Days 100%
8 Licensed Practical Nurse
% of Days 93%
3 Clinical Nurse Specialist
% of Days 68%
7 Nurse Aide in Training
% of Days 37%
2 Other Dietary Services Staff
% of Days 76%
1 Administrator
% of Days 62%
1 Nurse Practitioner
% of Days 61%
1 RN Director of Nursing
% of Days 61%
1 Dietitian
% of Days 58%
1 Mental Health Service Worker
% of Days 43%
1 Speech Language Pathologist
% of Days 66%
3 Physical Therapy Aide
% of Days 66%
1 Medical Director
% of Days 13%
1 Occupational Therapy Aide
% of Days 14%
2 Respiratory Therapy Technician
% of Days 21%
4 Occupational Therapy Assistant
% of Days 24%
2 Qualified Social Worker
% of Days 14%
3 Physical Therapy Assistant
% of Days 16%

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 9.0
13% worse than Indiana average

Indiana average: 8.0

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 19.4
14% worse than Indiana average

Indiana average: 17.1

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 16.2%
34% worse than Indiana average

Indiana average: 12.0%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 16.7%
16% worse than Indiana average

Indiana average: 14.4%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 25.4%
In line with Indiana average

Indiana average: 24.6%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 6.5%
68% worse than Indiana average

Indiana average: 3.9%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 1.0%
77% better than Indiana average

Indiana average: 4.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 1.8%
49% worse than Indiana average

Indiana average: 1.2%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 4.8%
15% better than Indiana average

Indiana average: 5.7%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 1.9%
92% better than Indiana average

Indiana average: 24.1%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 7.2%
42% better than Indiana average

Indiana average: 12.4%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 100.0%
7% better than Indiana average

Indiana average: 93.7%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 100.0%
5% better than Indiana average

Indiana average: 95.4%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 100.0%
22% better than Indiana average

Indiana average: 81.7%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 5.4%
293% worse than Indiana average

Indiana average: 1.4%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 93.3%
18% better than Indiana average

Indiana average: 79.0%

Breakdown by payment type

Medicare

25% of new residents, usually for short-term rehab.

Typical stay 12 days

Private pay

73% of new residents, often for short stays.

Typical stay 2 - 3 months

Medicaid

2% of new residents, often for long-term daily care.

Typical stay 9 - 10 years

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 75
Medicaid
45
60% of residents
Private pay or other
30
40% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Nurse Aide Training

State-approved Nurse Aide Training and Competency Evaluation Program on-site

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Finances and operations

Based on the 2023 CMS SNF Cost Report.

Governmental community
Operated by federal authorities.
Home revenue
$9.7M
Operating deficit
-$2.1K
Governmental community Operated by federal authorities.
Home revenue
$9.7M Rank #175 / 290Revenue — State benchmarkedThis home is ranked 175th out of 290 homes in Indiana. Shows this facility's annual revenue compared to the Indiana average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Operating deficit
-$2.1K
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations. Rank #130 / 290Payroll — State benchmarkedThis home is ranked 130th out of 290 homes in Indiana. Shows total annual staff payroll benchmarked to the Indiana average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
$5.6M
57.9% of revenue Rank #66 / 290Payroll % — State benchmarkedThis home is ranked 66th out of 290 homes in Indiana. Shows payroll as a percentage of revenue versus the Indiana average. Well-run Indiana facilities typically land around 54–68% — the top third Statewide. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$4.1M
Total costs $9.7M

Who this home usually serves

TYPE OF STAY

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Most new residents arrive under private pay (73% of admissions), and a typical private pay stay runs around 2 - 3 months.

Admissions
210 total

Coverage residents most often arrive under.

Medicare 25%
Private pay 73%
Medicaid 2%
Discharges
214 total

Coverage residents most often leave under.

Medicare 18%
Private pay 79%
Medicaid 4%

Places of interest near Lutheran Life Villages

Address 4.8 miles from city center Info Estimated distance in miles from Kendallville's city center to Lutheran Life Villages's address, calculated via Google Maps.

Calculate Travel Distance to Lutheran Life Villages

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Address

Financial Assistance for
Nursing Home in Indiana

Lutheran Life Villages is located in KENDALLVILLE, Indiana.
Here are the financial assistance programs available to residents in Indiana.

Get Financial aid guidance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled
General Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
IN

Requires level-of-care determination.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+
General Indiana resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $10,000 individual
IN

Limited funding; regional variation.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+
General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025) ~$1,004/month including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
IN

~50 facilities statewide; per diem rate set by FSSA.

Benefits
Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled
General Indiana resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
IN

Three tiers; no waitlist.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
IN

16 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
IN

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Compare Nursing Home around Indiana

The information below is reported by the Indiana Department of Health, Division of Long Term Care.

5 facilities compared · CMS & IN Dept. of Health data

The Barrington of Carmel
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Carmel
154
Facility 154
IN AVG 116
Rank #82 / 437
71.4%
Facility 71.4%
IN AVG 69.4%
Rank #172 / 433
+3%
9.22
Facility 9.22
IN AVG 3.44
Rank #1 / 287
-61%+168%
$0
Facility $0
IN AVG $31.4k
Rank #1 / 289
94
Facility 94
IN AVG 83
Rank #47 / 384
5
Facility 5
IN AVG 25.0
Rank #11 / 288
2.5
Facility 2.5
IN AVG 4.1
Rank #52 / 288
-110A+
39
Facility 39
IN AVG 37
Rank #275 / 587
Bhi Retirement Communities Inc
$17.3M
Facility $17.3M
IN AVG $10.7M
Rank #42 / 290
$7.5M
Facility $7.5M
IN AVG $4.2M
Rank #66 / 290
43.1%
Facility 43.1%
IN AVG 42%
Rank #212 / 290
155817
Greenwood Village South
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Greenwood
207
Facility 207
IN AVG 116
Rank #27 / 437
--
4.16
Facility 4.16
IN AVG 3.44
Rank #38 / 287
-50%+21%
$0
Facility $0
IN AVG $31.4k
Rank #1 / 289
83
Facility 83
IN AVG 83
Rank #151 / 384
6
Facility 6
IN AVG 25.0
Rank #17 / 288
3.0
Facility 3.0
IN AVG 4.1
Rank #82 / 288
-38A+
50
Facility 50
IN AVG 37
Rank #205 / 587
Pamela Seegers
$35.6M
Facility $35.6M
IN AVG $10.7M
Rank #3 / 290
$17.6M
Facility $17.6M
IN AVG $4.2M
Rank #2 / 290
49.4%
Facility 49.4%
IN AVG 42%
Rank #145 / 290
155026
Lutheran Life Villages
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Kendallville
99
Facility 99
IN AVG 116
Rank #254 / 437
76.8%
Facility 76.8%
IN AVG 69.4%
Rank #123 / 433
+11%
4.03
Facility 4.03
IN AVG 3.44
Rank #48 / 287
+28%+17%
$0
Facility $0
IN AVG $31.4k
Rank #1 / 289
98
Facility 98
IN AVG 83
Rank #10 / 384
7
Facility 7
IN AVG 25.0
Rank #23 / 288
2.3
Facility 2.3
IN AVG 4.1
Rank #39 / 288
-79-
71
Facility 71
IN AVG 37
Rank #62 / 587
Alexander Kiefer
$9.7M
Facility $9.7M
IN AVG $10.7M
Rank #175 / 290
$5.6M
Facility $5.6M
IN AVG $4.2M
Rank #130 / 290
57.9%
Facility 57.9%
IN AVG 42%
Rank #66 / 290
155744
North River Health Campus
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

ADC

Adult Day Care Structured weekday daytime programming for seniors who live at home but need supervision, health monitoring, or social engagement. More affordable than full residential care and a key resource for working family caregivers.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Evansville (East Baseline Road)
95
Facility 95
IN AVG 116
Rank #269 / 437
50.5%
Facility 50.5%
IN AVG 69.4%
Rank #344 / 433
-27%
3.66
Facility 3.66
IN AVG 3.44
Rank #70 / 287
+63%+7%
$0
Facility $0
IN AVG $31.4k
Rank #225 / 289
91
Facility 91
IN AVG 83
Rank #71 / 384
10
Facility 10
IN AVG 25.0
Rank #41 / 288
3.3
Facility 3.3
IN AVG 4.1
Rank #107 / 288
-53A+
11
Facility 11
IN AVG 37
Rank #456 / 587
Thomas Cook
$12.0M
Facility $12.0M
IN AVG $10.7M
Rank #132 / 290
$6.4M
Facility $6.4M
IN AVG $4.2M
Rank #98 / 290
53.4%
Facility 53.4%
IN AVG 42%
Rank #98 / 290
155854
The Restoracy of Carmel
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Carmel (Carmel Arts & Design District)
72
Facility 72
IN AVG 116
Rank #344 / 437
94.4%
Facility 94.4%
IN AVG 69.4%
Rank #12 / 433
+36%
4.61
Facility 4.61
IN AVG 3.44
Rank #27 / 287
-46%+34%
$0
Facility $0
IN AVG $31.4k
Rank #283 / 289
70
Facility 70
IN AVG 83
Rank #326 / 384
44
Facility 44
IN AVG 25.0
Rank #248 / 288
6.3
Facility 6.3
IN AVG 4.1
Rank #242 / 288
269A+
77
Facility 77
IN AVG 37
Rank #30 / 587
Euson Lindsay Legacy, LLC
$10.5M
Facility $10.5M
IN AVG $10.7M
Rank #161 / 290
$5.3M
Facility $5.3M
IN AVG $4.2M
Rank #144 / 290
50.6%
Facility 50.6%
IN AVG 42%
Rank #128 / 290
155846

Frequently Asked Questions about Lutheran Life Villages

Who is the Director of Nursing at Lutheran Life Villages?

Celia Pena is the Director of Nursing at Lutheran Life Villages.

Who is the owner of Lutheran Life Villages?

The legal owner and operator of Lutheran Life Villages is Adams County Memorial Hospital.

Is Lutheran Life Villages in a walkable area?

Lutheran Life Villages has a walk score of 71. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

What is the license number of Lutheran Life Villages?

According to IN state health department records, Lutheran Life Villages's license number is 25-000570-1.

When does Lutheran Life Villages's license expire?

According to IN state health department records, Lutheran Life Villages's license expires on June 30, 2026.

What is the occupancy rate at Lutheran Life Villages?

Lutheran Life Villages's occupancy is 77%.

Who is the administrator of Lutheran Life Villages?

Sadie Fenstermaker is the administrator of Lutheran Life Villages.

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