Waters of Chesterfield Skilled Nursing Facility

Nursing Home, Respite Care & Skilled Nursing · Chesterfield, IN

CMS overall rating

524 Anderson Rd, Chesterfield, IN 46017 View map

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Waters of Chesterfield Skilled Nursing Facility accepts Medicaid, Medicare, and private pay.

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Waters of Chesterfield Skilled Nursing Facility accepts Medicaid, Medicare, and private pay.

Overview of Waters of Chesterfield Skilled Nursing Facility

Waters of Chesterfield Skilled Nursing Facility is a 60-bed skilled nursing community in Chesterfield, Indiana, offering short- and long-term nursing care, memory care, respite stays, respiratory services, and rehabilitation — a breadth of post-acute services oriented toward residents with complex medical needs in Madison County. The facility is operated by Johnson Memorial Hospital and accepts Medicaid, Medicare, and private pay.

CMS rates the facility 3 stars overall. Health inspection performance is roughly 10% above the Indiana average, and Quality Measures are 23.5% above the state benchmark. Staffing tells a different story: total nursing care averages 2 hours 57 minutes per resident per day, ranking 208th of 287 Indiana SNFs — 61% below the state average, a meaningful gap for residents requiring frequent hands-on assistance.

The inspection record is a concern. At 10.3 deficiencies per year, the facility runs 145% above Indiana’s average of 4.2. Annual surveys in January 2023 and January 2024 each cited five or six deficiencies across care planning, nutrition monitoring, and food service; the January 2025 survey added gaps in insulin labeling and dementia training. Three complaints were substantiated: a COVID-era infection-control lapse in 2023, a delayed-therapy finding for a stroke patient in 2023, and a 2024 fire-safety failure in which staff did not follow the emergency plan during an electrical fire. No fines or immediate jeopardy findings appear in the available record.

The facility operates the Living Well and Respiratory Services programs alongside standard rehabilitation care. At its most recent inspection in May 2025, census was reported at 100% of operational capacity.

Waters of Chesterfield is best suited for post-acute and long-term care residents, particularly those on Medicaid or Medicare, in the Chesterfield area, with respiratory, memory care, and rehabilitation needs.

Facility Direct Line (765) 378-0213 admissions@watersofchesterfield.com

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Staffing hours breakdown

Hours per resident per day — compared to state averages

Total nursing care / resident

2h 57m per day

vs avg

5 of 6 metrics below state avg

Standout metric LPN / LVN is +59% above state avg

Staff type	Hours / Day / Resident	vs state avg
Registered Nurse (RN) RNs hold the highest nursing license and can assess residents, interpret test results, and direct care plans. More RN hours per day often signals stronger clinical oversight and faster response to health changes.	27m per day	▼ 32% State avg: 40m per day · National avg: 41m per day
LPN / LVN Licensed Practical Nurses (LPNs) or Licensed Vocational Nurses (LVNs) deliver routine hands-on care — medication administration, wound dressing, and monitoring vital signs. They work under RN supervision and make up a large share of daily bedside care.	1h 13m per day	▲ 59% State avg: 46m per day · National avg: 52m per day
Nurse Aide Certified Nurse Aides (CNAs) provide the most direct day-to-day assistance: bathing, dressing, feeding, and mobility. Nurse aide hours are typically the largest staffing category and directly affect residents' quality of life.	1h 44m per day	▼ 23% State avg: 2h 16m per day · National avg: 2h 20m per day
Weekend Total Nursing Combined nursing hours (RN + LPN + Nurse Aide) per resident per day on weekends. Staffing often drops on weekends — this figure reveals whether the facility maintains adequate coverage outside of weekday hours.	3h 3m per day	▼ 6% State avg: 3h 14m per day · National avg: 3h 26m per day
Physical Therapist Hours per resident per day provided by licensed Physical Therapists (PTs) or PT Assistants. PT services help residents recover mobility after injury or illness and are especially important for post-acute (short-stay) rehabilitation.	2m per day	▼ 48% State avg: 4m per day · National avg: 4m per day
Weekend RN Registered nurse hours specifically on weekends. Facilities sometimes reduce RN presence on Saturdays and Sundays — a low weekend RN figure compared to weekday hours can indicate reduced clinical oversight when most administrative staff are absent.	16m per day	▼ 42% State avg: 27m per day · National avg: 28m per day

Capacity and availability

129 days

60-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

1 year in operation

A newer community that may feature more recent facilities and programs.

Walk Score: 46 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Occupancy

Occupancy rate

60%

Lower than the Indiana average: 68.1%

Occupied beds

36 / 60

Average occupied beds in Indiana homes 70 beds

Facility TypeNursing Home / Skilled Nursing Facility / Nursing Facility Distinct Part

StatusActive

IssuanceMarch 1, 2025

ExpirationFebruary 28, 2027

License Number25-000524-1

CMS Certification Number155617

Waters of Chesterfield Skilled Nursing Facility is legally operated by Johnson Memorial Hospital, and administered by Lisa Foreman.

Profit StatusFor-profit

Medicare (SNF)

4 units

SNF/NF (Combined)

56 units

Total beds

60 units

Staffing

Key information about the people who lead and staff this community.

Medical DirectorRobert Anderson

Director of NursingAshley Corwin

Accept Medicaid

Accept Medicare

Rehabilitation Services

Respite Care

24-Hour Staffing

Fax(765) 378-7519

Pets not allowed

Operating Hours24 hours - 7 days a week

Since 2022 · 4 years of data 60 deficiencies 4 complaints 28 inspections

Inspection Score

6 points below the Indiana average for assisted living residences (83/100)

Inspection Scorecard This scorecard compares key inspection, deficiency, and complaint metrics at this facility against the Indiana state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Since 2022 vs. Indiana state average

Overall vs. IN average

Latest Inspection May 30, 2025 Complaint Investigation

Deficiencies Deficiencies are formal regulatory issues recorded during state inspections.	This Facility	IN Average	vs. IN Avg
Total deficiencies Formal regulatory issues recorded by inspectors across all inspection types.	60	36	This facility has 67% more total deficiencies than a typical Indiana assisted living residence (60 vs. IN avg 36).↑ 67% worse
Deficiencies per year Average deficiencies per year since 2022.	15	9	This facility has 67% more deficiencies per year than a typical Indiana assisted living residence (15 vs. IN avg 9).↑ 67% worse
Deficiencies per inspection Average deficiencies per inspection.	2.1	1.9	This facility has 11% more deficiencies per inspection than a typical Indiana assisted living residence (2.1 vs. IN avg 1.9).↑ 11% worse

Inspections State inspections evaluate whether the facility meets health and safety standards.	This Facility	IN Average	vs. IN Avg
Total visits Combined count of all on-site visits — routine inspections, complaint visits, follow-ups, and other focused visits.	28	19	This facility has had 47% more total visits than the Indiana average (28 vs. IN avg 19). More inspections can mean more regulatory scrutiny rather than worse care.↑ 47% more
Inspections with deficiencies Inspections that resulted in at least one regulatory deficiency.	10	7	This facility has 43% more inspections with deficiencies than a typical Indiana assisted living residence (10 vs. IN avg 7).↑ 43% worse
Inspection deficiency rate Percentage of inspections that resulted in at least one deficiency.	36%	37%	This facility has 1 percentage point lower inspection deficiency rate than a typical Indiana assisted living residence (36% vs. IN avg 37%).↓ 1% better
Inspections Routine, scheduled inspections conducted by state regulators.	16	13	This facility has 23% more inspections than a typical Indiana assisted living residence (16 vs. IN avg 13).↑ 23% worse

Complaints & Investigations Complaints are formal concerns filed by residents, families, or staff. Investigations are on-site follow-ups.	This Facility	IN Average	vs. IN Avg
Total complaints Formal expressions of concern made by residents, families, or staff.	4	5	This facility has 20% fewer total complaints than a typical Indiana assisted living residence (4 vs. IN avg 5).↓ 20% better
Complaints per year Average complaints per year since 2022.	1	1.3	This facility has 23% fewer complaints per year than a typical Indiana assisted living residence (1 vs. IN avg 1.3).↓ 23% better

Inspection Reports Summary An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

The most recent inspection on May 30, 2025, cited one deficiency for failure to promptly resolve a resident's vegetarian diet grievance, which was substantiated but addressed with a care plan meeting.
The January 13, 2025 annual survey found six deficiencies including unsafe food handling, incomplete dementia training, medication labeling errors, and failure to notify physicians of weight changes.
Life Safety Code surveys in early 2025 showed recurring issues with hazardous storage doors, smoking area containers, and oxygen transfilling room space, with compliance achieved by March 10, 2025.

Show Inspection Reports

Inspections since 2023

Total health inspections 6

State average N/A

Last Health inspection on May 2025

Total health citations

State average N/A

Citations per inspection

State average N/A

Health citations are formal notices following inspections when they fail to comply with safety and care standards.

15 of 18 citations resulted from standard inspections; and 3 of 18 resulted from complaint investigations.

Breakdown of citation severity (last 3 years)

Critical health citations

In line with State average

State average: N/A

Serious health citations

In line with State average

State average: N/A

0 critical citations State average: N/A

0 serious citations State average: N/A

17 moderate citations State average: N/A

1 minor citation State average: N/A

Citations history (last 3 years)

Resident Rights moderate citation May 30, 2025

Corrected

Nutrition moderate citation Jan 13, 2025

Corrected

Pharmacy moderate citation Jan 13, 2025

Corrected

Quality of Care moderate citation Jan 13, 2025

Corrected

Total staff 74

Employees 54

Contractors 20

Staff to resident ratio 1.90 : 1

0% compared with State average

State average ratio: 0 : 0

Avg staff/day 23

Average shift 7.5 hours

0% compared with State average

State average: 0 hours

Total staff hours (quarter) 15,873

Nursing staff breakdown

10.1 hours

9.1 hours

7.5 hours

Contractor staffing

1,090 contractor hours this quarter

Qualified Social Worker: 5 Speech Language Pathologist: 5 Physical Therapy Assistant: 3 Respiratory Therapy Technician: 3 Physical Therapy Aide: 3 Registered Nurse: 1

Staff by category


Certified Nursing Assistant	27	0	27	6,290	92	100%	7.5
Licensed Practical Nurse	10	0	10	3,964	92	100%	9.1
Other Dietary Services Staff	4	0	4	906	86	93%	5.6
Registered Nurse	5	1	6	623	60	65%	10.1
Administrator	2	0	2	576	64	70%	8
Nurse Practitioner	1	0	1	537	67	73%	8
Clinical Nurse Specialist	1	0	1	480	65	71%	7.4
RN Director of Nursing	1	0	1	474	62	67%	7.6
Mental Health Service Worker	1	0	1	472	71	77%	6.6
Dietitian	1	0	1	436	63	68%	6.9
Qualified Social Worker	0	5	5	366	65	71%	5.6
Physical Therapy Assistant	0	3	3	348	64	70%	5.3
Speech Language Pathologist	0	5	5	223	59	64%	3.6
Respiratory Therapy Technician	0	3	3	126	44	48%	2.7
Medication Aide/Technician	1	0	1	33	4	4%	8.3
Physical Therapy Aide	0	3	3	20	5	5%	3.9

27 Certified Nursing Assistant

% of Days 100%

10 Licensed Practical Nurse

% of Days 100%

4 Other Dietary Services Staff

% of Days 93%

6 Registered Nurse

% of Days 65%

2 Administrator

% of Days 70%

1 Nurse Practitioner

% of Days 73%

1 Clinical Nurse Specialist

% of Days 71%

1 RN Director of Nursing

% of Days 67%

1 Mental Health Service Worker

% of Days 77%

1 Dietitian

% of Days 68%

5 Qualified Social Worker

% of Days 71%

3 Physical Therapy Assistant

% of Days 70%

5 Speech Language Pathologist

% of Days 64%

3 Respiratory Therapy Technician

% of Days 48%

1 Medication Aide/Technician

% of Days 4%

3 Physical Therapy Aide

% of Days 5%

View All Staffing Data

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

High-risk clinical events score 3.1

61% better than State average

State average: 8.0

Functional decline score 9.5

45% better than State average

State average: 17.1

Long-stay resident measures

Significantly above average State avg: 4.1

Need for Help with Daily Activities Increased 2.7%

78% better than State average

State average: 12.0%

Walking Ability Worsened 4.2%

70% better than State average

State average: 14.4%

Low Risk Residents with Bowel/Bladder Incontinence 21.5%

13% better than State average

State average: 24.6%

Falls with Major Injury 0.0%

100% better than State average

State average: 3.9%

High Risk Residents with Pressure Ulcers 2.6%

40% better than State average

State average: 4.4%

Urinary Tract Infection 0.0%

100% better than State average

State average: 1.2%

Lost Too Much Weight 6.0%

6% worse than State average

State average: 5.7%

Depressive Symptoms 44.8%

86% worse than State average

State average: 24.1%

Antipsychotic Use 7.6%

39% better than State average

State average: 12.4%

Pneumococcal Vaccine 100.0%

7% better than State average

State average: 93.7%

Influenza Vaccine 100.0%

5% better than State average

State average: 95.4%

Hospitalizations per 1,000 days 0.52

68% better than State average

State average: 1.60

ED visits per 1,000 days 0.49

67% better than State average

State average: 1.48

Short-stay resident measures

Pneumococcal Vaccine 99.2%

21% better than State average

State average: 81.7%

Antipsychotic medication increase 1.2%

12% better than State average

State average: 1.4%

Influenza Vaccine 100.0%

27% better than State average

State average: 79.0%

Breakdown by payment type

Medicare

27% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

58% of new residents, often for short stays.

Typical stay 2 - 3 months

Medicaid

15% of new residents, often for long-term daily care.

Typical stay 1 - 2 years

Total residents 39

Medicare

12.8% of residents

Medicaid

66.7% of residents

Private pay or other

20.5% of residents

Programs & Services

Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Nurse Aide Training

State-approved Nurse Aide Training and Competency Evaluation Program on-site

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Financial Trends

Historical financial and operational data for Waters of Chesterfield Skilled Nursing Facility from 2012–2023, based on CMS SNF Cost Reports.

Key figures below are for fiscal year ending in 12/2023.

Occupancy Rate 69.0% ↑ 11.1pp vs 2022

Net Patient Income $901.6K ↑ ~$2.0M vs 2022

Payroll Costs $2.5M ↑ ~$382.8K vs 2022

Operating Margin 16.3% ↑ 41.9pp vs 2022

Metric	2012	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	82.3%	81.9%	84.3%	84.1%	81.6%	75.3%	70.8%	69.1%	57.8%	57.9%	69.0%
Beds	60	60	60	60	60	60	60	60	60	60	60
Net Income	-$72,495	$650,407	$570,952	$579,915	$385,848	-$220,978	$46,247	$689,290	-$1,306,428	-$1,051,590	$901,670
Gross Revenue	$4,565,821	$5,727,453	$5,708,678	$5,713,774	$5,910,966	$5,634,763	$5,648,143	$5,545,395	$4,512,163	$4,347,856	$5,816,022
Operating Expenses	$4,342,183	$4,765,036	$4,928,086	$4,840,543	$5,074,434	$5,233,505	$5,055,050	$5,251,623	$5,688,930	$5,224,334	$4,622,433
Net Patient Income	-$99,737	$627,045	$527,190	$580,236	$332,824	-$249,361	$12,039	$222,256	-$1,434,400	-$1,064,457	$901,634
Net Patient Revenue	$4,242,446	$5,392,081	$5,455,276	$5,420,779	$5,407,258	$4,984,144	$5,067,089	$5,473,879	$4,254,530	$4,159,877	$5,524,067
Payroll Costs	$1,988,607	$1,998,407	$2,117,181	$2,110,674	$2,085,108	$2,004,536	$1,999,193	$2,066,401	$2,182,842	$2,143,127	$2,525,880
Operating Margin %	-2.4%	11.6%	9.7%	10.7%	6.2%	-5.0%	0.2%	4.1%	-33.7%	-25.6%	16.3%
Medicare %	15.3%	13.8%	12.8%	12.2%	13.5%	10.8%	11.6%	7.2%	11.2%	8.2%	8.9%
Medicaid %	58.5%	62.4%	59.2%	65.0%	57.2%	57.9%	48.3%	52.9%	54.7%	56.4%	60.0%
Private %	26.2%	23.7%	28.0%	22.8%	29.3%	31.3%	40.1%	39.9%	34.1%	35.4%	31.1%
Net Patient Revenue/Day	$235	$301	$296	$293	$303	$302	$327	$361	$336	$328	$365
Cost/Day	$240	$266	$267	$262	$284	$317	$326	$346	$449	$412	$306
Avg Length of Stay	200.8 days	182.9 days	200.6 days	205.3 days	118.3 days	101.8 days	80.8 days	116.7 days	78.7 days	79.7 days	129.2 days

Finances and operations

Based on CMS SNF Cost Report for fiscal year ending in 12/2023.

Net patient revenue

$5.5M

Net patient income

$901.6K

For-profit Operated by a single business entity.

Net patient revenue

$5.5M

Net patient income

$901.6K

Other income

$36

Payroll costs

$2.5M 45.7% of net patient revenue

Other operating costs

$2.1M

Total costs

$4.6M

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Most new residents arrive under private pay (58% of admissions), and a typical private pay stay runs around 2 - 3 months.

Coverage residents most often arrive under.

Medicare 27%

Private pay 58%

Medicaid 15%

Coverage residents most often leave under.

Medicare 20%

Private pay 59%

Medicaid 21%

0.0 miles from city center Estimated distance in miles from Chesterfield's city center to Waters of Chesterfield Skilled Nursing Facility's address, calculated via Google Maps.

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The information below is reported by the Indiana Department of Health, Division of Long Term Care.


The Barrington of Carmel	NH AL IL MC SNF	Carmel	-	154	A+	39	Studio / 1 Bed / 2 Bed
Westminster Village Muncie	NH AL IL SNF	Muncie	-	303	A+	6	Studio / 1 Bed / 2 Bed
Greenwood Village South	NH AL IL MC SNF	Greenwood	-	207	A+	50	Apartment / Cottage
Christian Care Retirement Community	NH AL IL MC SNF	Bluffton (Toll Gate Heights)	-	145	-	4	1 Bed / 2 Bed / 3 Bed
Waters of Chesterfield Skilled Nursing Facility	NH RC SNF	Chesterfield	-	60	-	46	-

Nursing Home Explorer

Who is the Director of Nursing at Waters of Chesterfield Skilled Nursing Facility?

Ashley Corwin is the Director of Nursing at Waters of Chesterfield Skilled Nursing Facility.

Who is the owner of Waters of Chesterfield Skilled Nursing Facility?

Waters of Chesterfield Skilled Nursing Facility is legally operated by Johnson Memorial Hospital, and administered by Lisa Foreman.

Is Waters of Chesterfield Skilled Nursing Facility in a walkable area?

Waters of Chesterfield Skilled Nursing Facility has a walk score of 46. Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

What is the license number of Waters of Chesterfield Skilled Nursing Facility?

According to IN state health department records, Waters of Chesterfield Skilled Nursing Facility's license number is 25-000524-1.

When does Waters of Chesterfield Skilled Nursing Facility's license expire?

According to IN state health department records, Waters of Chesterfield Skilled Nursing Facility's license expires on February 28, 2027.

What is the occupancy rate at Waters of Chesterfield Skilled Nursing Facility?

Waters of Chesterfield Skilled Nursing Facility's occupancy is 60%.

Are pets allowed at Waters of Chesterfield Skilled Nursing Facility?

No, Waters of Chesterfield Skilled Nursing Facility has a no-pet policy.

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Waters of Chesterfield Skilled Nursing Facility

Overview of Waters of Chesterfield Skilled Nursing Facility

Quality ratings

Staffing hours breakdown

Capacity and availability

About this community

Occupancy

License Details

Ownership & Operating Entity

Type Of Units

Staffing

Leadership

Payment & Insurance

Therapy & Rehabilitation

Staffing & Medical

Contact Information

Additional Policies & Features

Amenities & Lifestyle

Contact Waters of Chesterfield Skilled Nursing Facility

Inspection History

Inspection Scorecard This scorecard compares key inspection, deficiency, and complaint metrics at this facility against the Indiana state average. Metrics rated ≥15% worse than average are highlighted in red; those ≥15% better are highlighted in green.

Deficiencies Deficiencies are formal regulatory issues recorded during state inspections.

Inspections State inspections evaluate whether the facility meets health and safety standards.

Complaints & Investigations Complaints are formal concerns filed by residents, families, or staff. Investigations are on-site follow-ups.

Inspection Reports Summary An editor-reviewed summary of the themes and findings across this facility's recent inspection reports.

Health Inspection History

Inspections since 2023

Breakdown of citation severity (last 3 years)

Citations history (last 3 years)

Staffing Data

Nursing staff breakdown

Registered Nurse

Licensed Practical Nurse

Certified Nursing Assistant

Contractor staffing

Staff by category

27 Certified Nursing Assistant

10 Licensed Practical Nurse

4 Other Dietary Services Staff

6 Registered Nurse

2 Administrator

1 Nurse Practitioner

1 Clinical Nurse Specialist

1 RN Director of Nursing

1 Mental Health Service Worker

1 Dietitian

5 Qualified Social Worker

3 Physical Therapy Assistant

5 Speech Language Pathologist

3 Respiratory Therapy Technician

1 Medication Aide/Technician

3 Physical Therapy Aide

Penalties and fines

Quality of care over time

Long-stay resident measures

Short-stay resident measures

Breakdown by payment type

Medicare

Private pay

Medicaid

Facility Characteristics

Programs & Services

Residents Group

Nurse Aide Training

Active Resident Council

Financial Trends

Financial Performance

Payroll & Labor Costs

Payer Mix (percentage)

Finances and operations

Who this home usually serves

Mix of rehab and long-term care

Admissions

Discharges

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