Calumet Trace Senior Living
Assisted Living, Independent Living, Memory Care & Respite Care · Owensboro, KY

Calumet Trace Senior Living

Assisted Living, Independent Living, Memory Care & Respite Care · Owensboro, KY

Overview of Calumet Trace Senior Living

From one address in Owensboro, KY, Calumet Trace Senior Living covers respite care, memory care, assisted living, and independent living. Independent living is a private home without daily care attached. Assisted living picks the daily tasks up. Memory care secures the setting and staffs it to supervise, and respite answers a family caregiver’s travel or recovery with a stay that ends.

Whoever wants independence now and may want more support later finds the later levels already here. With 44 beds, staff and residents get to know each other.

Monthly prices start at $3,195 for independent living and $4,395 for assisted living. Memory care starts at $5,895 semi-private and $7,595 private; the difference being whether the room is shared.

Scheduled Transportation appears in the amenities, and pets are permitted. Wanda Palumbo is the administrator.

By The Numbers

Community insights.

Bed count Info A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions. 44 Rank #106 / 166Bed count — State benchmarkedThis assisted living community is ranked 106th out of 166 assisted living communities we track in Kentucky for bed count. Shows this facility's certified or reported bed count compared to other Kentucky facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Kentucky that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Smaller home · May offer a more intimate, personalized care environment.

Walk Score Info Car-dependent. Most errands require a car, with limited nearby walkable options. Rank #179 / 193Walk Score — State benchmarkedThis assisted living community is ranked 179th out of 193 assisted living communities we track in Kentucky for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Kentucky facilities. Higher scores benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Kentucky that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
7 / 100
About This Community

Pricing & Financial Information

IL
$3,195/Month

License Details

Facility TypeAssisted Living Community - Behavioral Health
StatusActive
ExpirationSeptember 28, 2026 Expires in 18 days
CountyDaviess
License Number101387

Ownership & Operating Entity

Calumet Trace Senior Living is administered by Wanda Palumbo.

Therapy & Rehabilitation

2 services
Rehabilitation Services
Respite Care

Staffing & Medical

2 services
Nursing Services
24-Hour Staffing

Amenities & Lifestyle

Scheduled Transportation
Housekeeping
Laundry
Activities
Emergency Call System
Three Nutritious Meals Per Day
Specific ProgramsShort-Term Stays, Flourish℠ Programming

Contact Calumet Trace Senior Living

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Places of interest near Calumet Trace Senior Living

Address 4.0 miles from city center Info Estimated distance in miles from Owensboro's city center to Calumet Trace Senior Living's address, calculated via Google Maps.

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Address

Compare Assisted Living around Owensboro

Info below is compiled from the KY Cabinet for Health & Family Services (CHFS), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. RESC (Residential Care): Personal care and daily-living support in a smaller, more intimate residential setting. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Number of years the company has been in operation.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
One Park Place
AL
IL
Owensboro
104
Facility 104
KY AVG 63
Rank #19 / 166
Yes
55
Facility 55
KY AVG 40
Rank #50 / 193
Studio / 1 Bed / 2 Bed--
Fern Terrace Of Owensboro
AL
RESC
Owensboro
68
Facility 68
KY AVG 63
Rank #67 / 166
No
42
Facility 42
KY AVG 40
Rank #93 / 193
Private Rooms / Semi-Private Rooms--
Wendell Foster’s Campus for Developmental Disabili
AL
IL
RESC
Owensboro
64
Facility 64
KY AVG 63
Rank #74 / 166
No
72
Facility 72
KY AVG 40
Rank #16 / 193
-
1
Facility 1
KY AVG 17
Rank #37 / 50
-
Calumet Trace Senior Living
AL
IL
MC
RC
Trace Owensboro
44
Facility 44
KY AVG 63
Rank #106 / 166
Yes
7
Facility 7
KY AVG 40
Rank #179 / 193
---
Calumet Trace – A Charter Senior Living Community
AL
IL
MC
RC
Owensboro (Gateway Commons)
20
Facility 20
KY AVG 63
Rank #154 / 166
Yes
48
Facility 48
KY AVG 40
Rank #72 / 193
Studio / 1 Bed-A-

Rank badges are statewide and care-type specific: each assisted living community is ranked against every other KY assisted living community we track that reports that metric, not just the 5 on this page. See how we rank facilities

Financial Assistance for
Assisted Living in Kentucky

Calumet Trace Senior Living is located in TRACE OWENSBORO, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

Get Financial aid guidance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Calumet Trace Senior Living

Is Calumet Trace Senior Living in a walkable area?

Calumet Trace Senior Living has a walk score of 7. Car-dependent. Most errands require a car, with limited nearby walkable options.

What is the license number of Calumet Trace Senior Living?

According to KY state health department records, Calumet Trace Senior Living's license number is 101387.

When does Calumet Trace Senior Living's license expire?

According to KY state health department records, Calumet Trace Senior Living's license expires on September 28, 2026.

Are pets allowed at Calumet Trace Senior Living?

Yes, Calumet Trace Senior Living allows residents to bring their pets.

Who is the administrator of Calumet Trace Senior Living?

Wanda Palumbo is the administrator of Calumet Trace Senior Living.

How many beds does Calumet Trace Senior Living have?

Calumet Trace Senior Living has 44 beds.

How much does Calumet Trace Senior Living cost per month?

Pricing at Calumet Trace Senior Living starts at $4,395 per month, with rates varying by floorplan and additional care needs.

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