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Calumet Trace Senior Living
Assisted Living, Independent Living, Memory Care & Respite Care · Owensboro, KY
Aerial view of the Calumet Trace senior living facility Exterior view of Calumet Trace Senior Living facility Exterior view of Calumet Trace Senior Living with patio area Signage for Calumet Trace Senior Living community Lobby area of a senior living facility with seating and decor Bright common area with stylish furniture and decorations Bright interior common area with a pool table and seating Elegant dining table with floral centerpiece Cozy common area with comfortable seating and natural light Cozy common area with seating and natural light Modern kitchen interior with appliances and cabinetry Cozy interior common area with seating and decor Elegant dining room setup with table and decor Dining room with tables and elegant lighting Cozy resident room with a large bed and window Decorative display table in a common area Outdoor seating area with tables and umbrellas Outdoor seating area with a grill and plants Cozy sitting area with comfortable chairs and decor Interior view of a common area with seating Bright and cozy resident bedroom with decor Rocking chairs on a covered porch area Cozy resident room with a bed and decor Interior view of a dining area with plants Stylish interior decor of a common living space Modern bathroom with sink and toilet A floor plan of a shared living space for residents Floor plan of a resident suite with living area and bedroom Top-down view of a private resident room layout Aerial view of a modern apartment layout for seniors

Calumet Trace Senior Living

Assisted Living, Independent Living, Memory Care & Respite Care · Owensboro, KY
3050 Calumet Trace, Owensboro, KY 42303 View map Calculator: See prices in your area
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Overview of Calumet Trace Senior Living

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Calumet Trace Senior Living is a 44-bed senior living community located at 3050 Calumet Trace in Owensboro, Kentucky. Managed by Charter Senior Living under Kentucky license number 101387, the facility serves Daviess County and maintains an active license through June 30, 2026.

As a licensed assisted living and memory care provider rather than a Medicare-certified nursing home, Calumet Trace operates under a state regulatory framework and does not carry a CMS star rating. Licensure and inspections are overseen by the Kentucky Cabinet for Health and Family Services; based on current focused filings, the community maintains a citations-per-inspection rate of zero. The care model provides 24-hour staffing and oversight for residents who require support with daily tasks but do not need continuous hospital-level nursing care.

The campus manages an integrated care ladder that includes independent living, assisted living, specialized memory care, and respite stays. Assisted living residents receive 24/7 assistance with activities of daily living (ADLs), such as bathing, dressing, and medication administration, supported by a 24-hour emergency call system. The memory care neighborhood utilizes the proprietary Flourish℠ programming, a structured model focusing on cognitive engagement and emotional well-being for those living with Alzheimer’s or other dementias. Additionally, the community features two on-site rehabilitation services, providing physical, occupational, and speech therapy to support functional recovery and mobility.

Residents live in private studios, one-bedroom, and two-bedroom apartments that feature senior-friendly layouts and maintenance-free living. The all-inclusive service model covers three nutritional meals daily, weekly or biweekly housekeeping, personal laundry, and all home maintenance. Campus amenities include communal gardens, a fitness room, a craft and hobby room, and a full-service beauty salon and barbershop. Social life is anchored by a daily activities calendar, Friday happy hours, and scheduled transportation to local medical providers and shopping centers such as the Gateway Commons.

Those seeking a professionally managed, full-continuum community with a structured dementia care philosophy and on-site therapy may find this environment appropriate. Individuals evaluating the facility should contact the administration directly to discuss current pricing—which typically starts at approximately $3,195 for independent living and $3,800 for assisted living—and schedule an in-person tour to assess the specialized memory care wing firsthand.

Facility Direct Line (270) 620-1005
Facility Direct Line (270) 620-1005
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By The Numbers

Community insights.

Bed count Info A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions. 44 Rank #161 / 226Bed count — State benchmarkedThis home is ranked 161st out of 226 homes we track in Kentucky for bed count. Shows this facility's certified or reported bed count compared to other Kentucky facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

Smaller home · May offer a more intimate, personalized care environment.

Walk Score Info Car-dependent. Most errands require a car, with limited nearby walkable options. Rank #267 / 283Walk Score — State benchmarkedThis home is ranked 267th out of 283 homes we track in Kentucky for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Kentucky facilities. Higher scores benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
7 / 100

About this community

License Details

Facility TypeAssisted Living Community - Behavioral Health
StatusActive
ExpirationSeptember 28, 2026
CountyDaviess
License Number101387

Ownership & Operating Entity

Calumet Trace Senior Living is administered by Wanda Palumbo.

Therapy & Rehabilitation

2 services
Rehabilitation Services
Respite Care

Staffing & Medical

2 services
Nursing Services
24-Hour Staffing

Amenities & Lifestyle

Scheduled Transportation
Housekeeping
Laundry
Activities
Emergency Call System
Three Nutritious Meals Per Day
Specific ProgramsShort-Term Stays, Flourish℠ Programming

Pricing & Financial Information

IL$3,195 per month
AL$4,395 per month
MC$5,895 (semi-private) per month
MC$7,595 (private) per month

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What does this home offer?

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Pets Allowed

Places of interest near Calumet Trace Senior Living

Address 4.0 miles from city center Info Estimated distance in miles from Owensboro's city center to Calumet Trace Senior Living's address, calculated via Google Maps.

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Compare Assisted Living around Owensboro

Info below is compiled from the KY Cabinet for Health & Family Services (CHFS), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. RESC (Residential Care): Personal care and daily-living support in a smaller, more intimate residential setting. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. ADC (Adult Day Care): Daytime supervision, health monitoring, and social activities for seniors who live at home.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Number of years the company has been in operation.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
Count of regulatory inspections in the reporting window. Higher volume can reflect more oversight visits, complaint-driven surveys, or routine licensure cycles.
One Park Place
AL
IL
Owensboro
104
Facility 104
KY AVG 74
Rank #46 / 226
Yes
55
Facility 55
KY AVG 42
Rank #80 / 283
Studio / 1 Bed / 2 Bed---
Woodmont Health Campus
AL
ADC
MC
NH
RC
SNF
Boonville99Yes 19 Studio25A+15
Wendell Foster’s Campus for Developmental Disabili
AL
IL
RESC
Owensboro
64
Facility 64
KY AVG 74
Rank #120 / 226
No
72
Facility 72
KY AVG 42
Rank #29 / 283
-
1
Facility 1
KY AVG 13
Rank #48 / 92
--
Calumet Trace Senior Living
AL
IL
MC
RC
Trace Owensboro
44
Facility 44
KY AVG 74
Rank #161 / 226
Yes
7
Facility 7
KY AVG 42
Rank #267 / 283
----
Calumet Trace – A Charter Senior Living Community
AL
IL
MC
RC
Owensboro (Gateway Commons)
20
Facility 20
KY AVG 74
Rank #213 / 226
Yes
48
Facility 48
KY AVG 42
Rank #111 / 283
Studio / 1 Bed-A--

Rank badges are statewide: each community is ranked against every KY community we track that reports that metric, not just the 5 on this page. See how we rank facilities

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Financial Assistance for
Assisted Living in Kentucky

Calumet Trace Senior Living is located in TRACE OWENSBORO, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

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Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age —
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age —
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Calumet Trace Senior Living

Is Calumet Trace Senior Living in a walkable area?

Calumet Trace Senior Living has a walk score of 7. Car-dependent. Most errands require a car, with limited nearby walkable options.

What is the license number of Calumet Trace Senior Living?

According to KY state health department records, Calumet Trace Senior Living's license number is 101387.

When does Calumet Trace Senior Living's license expire?

According to KY state health department records, Calumet Trace Senior Living's license expires on September 28, 2026.

Are pets allowed at Calumet Trace Senior Living?

Yes, Calumet Trace Senior Living allows residents to bring their pets.

Who is the administrator of Calumet Trace Senior Living?

Wanda Palumbo is the administrator of Calumet Trace Senior Living.

How many beds does Calumet Trace Senior Living have?

Calumet Trace Senior Living has 44 beds.

How much does Calumet Trace Senior Living cost per month?

Pricing at Calumet Trace Senior Living starts at $3,195 per month, with rates varying by floorplan and additional care needs.

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