Calumet Trace Senior Living
Assisted Living, Independent Living, Memory Care & Respite Care · Owensboro, KY

Calumet Trace Senior Living

Assisted Living, Independent Living, Memory Care & Respite Care · Owensboro, KY

Overview of Calumet Trace Senior Living

From one address in Owensboro, KY, Calumet Trace Senior Living covers respite care, memory care, assisted living, and independent living. Independent living is a private home without daily care attached. Assisted living picks the daily tasks up. Memory care secures the setting and staffs it to supervise, and respite answers a family caregiver’s travel or recovery with a stay that ends.

Whoever wants independence now and may want more support later finds the later levels already here. With 44 beds, staff and residents get to know each other.

Monthly prices start at $3,195 for independent living and $4,395 for assisted living. Memory care starts at $5,895 semi-private and $7,595 private; the difference being whether the room is shared.

Scheduled Transportation appears in the amenities, and pets are permitted. Wanda Palumbo is the administrator.

By The Numbers

Community insights.

Bed count Info A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions. 44 Rank #101 / 162Bed count — State benchmarked This assisted living community is ranked 101st out of 162 assisted living communities we track in Kentucky for bed count. Shows this facility's certified or reported bed count compared to other Kentucky facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Kentucky that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.

Smaller home · May offer a more intimate, personalized care environment.

Walk Score Info Car-dependent. Most errands require a car, with limited nearby walkable options. Rank #177 / 190Walk Score — State benchmarked This assisted living community is ranked 177th out of 190 assisted living communities we track in Kentucky for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Kentucky facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Kentucky that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.
7 / 100

About This Community

Pricing & Financial Information

The below pricing was updated on

Independent Living
$3,195/Month

License Details

Facility TypeAssisted Living Community - Behavioral Health
CountyDaviess
License Number101387

Ownership & Operating Entity

Calumet Trace Senior Living is administered by Wanda Palumbo.

Therapy & Rehabilitation

3 services
Physical Therapy
Occupational Therapy
Speech Therapy

Additional Services

6 services
Respite CareRespite care provides families and unpaid caregivers with short-term relief from caregiving duties. Care can range from a few hours to a few weeks.
TransportationListed as: Bus transportation
Housekeeping
Laundry & Linen
MaintenanceListed as: Interior and exterior maintenance
Utilities IncludedListed as: All utilities included plus cable and wi-fi

Additional Policies & Features

Pets Allowed

Amenities & Lifestyle

Bistro
Café
Wellness Center
Fitness Center
Beauty Salon
Courtyard
Garden
Resource Library with Computers
Private Interior Mailboxes
Private Dining Room
Emergency Call System
Activities
Intergenerational Storytelling Programs
Signature ProgramsFlourish℠ Programming

Dining & Nutrition

InfoSourced directly from the team at Calumet Trace Senior Living.
  • Private dining room for family events.
  • Bistro / café on site.

Room Accommodations

Room Types
Apartment

Contact Calumet Trace Senior Living

Places of interest near Calumet Trace Senior Living

Address 4.0 miles from city center Info Estimated distance in miles from Owensboro's city center to Calumet Trace Senior Living's address, calculated via Google Maps.

Calculate Travel Distance to Calumet Trace Senior Living

Add your location

Address

Compare Assisted Living around Owensboro

Info below is compiled from the KY Cabinet for Health & Family Services (CHFS), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. RESC (Residential Care): Personal care and daily-living support in a smaller, more intimate residential setting. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Number of years the company has been in operation.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
Wendell Foster’s Campus for Developmental Disabili
AL
IL
RESC
Owensboro
64
Facility 64
KY AVG 62
Rank #70 / 162
No
72
Facility 72
KY AVG 40
Rank #15 / 190
-
1
Facility 1
KY AVG 17
Rank #37 / 50
-
One Park Place
AL
IL
Owensboro
104
Facility 104
KY AVG 62
Rank #19 / 162
Yes
55
Facility 55
KY AVG 40
Rank #49 / 190
Studio / 1 Bed / 2 Bed--
Calumet Trace – A Charter Senior Living Community
AL
IL
MC
RC
Owensboro (Gateway Commons)
20
Facility 20
KY AVG 62
Rank #150 / 162
Yes
48
Facility 48
KY AVG 40
Rank #70 / 190
Studio / 1 Bed-A-
Fern Terrace Of Owensboro
AL
RESC
Owensboro
68
Facility 68
KY AVG 62
Rank #63 / 162
No
42
Facility 42
KY AVG 40
Rank #91 / 190
Private Rooms / Semi-Private Rooms--
Calumet Trace Senior Living
AL
IL
MC
RC
Trace Owensboro
44
Facility 44
KY AVG 62
Rank #101 / 162
Yes
7
Facility 7
KY AVG 40
Rank #177 / 190
---

Rank badges are statewide and care-type specific: each assisted living community is ranked against every other KY assisted living community we track that reports that metric, not just the 5 on this page. See how we rank facilities

Financial assistance

Programs that may help with care and living costs in Kentucky

Calumet Trace Senior Living is in TRACE OWENSBORO, Kentucky. These programs may support different care settings or living expenses. A listing does not confirm this community participates; our concierge team can help confirm.

Get financial aid guidance
Cash support · veterans

VA Aid and Attendance (A&A) and Housebound Benefits

VA Pension Aid and Attendance and Housebound Benefits (Federal)

Who it is for
Veterans or survivors with VA pension eligibility and an Aid and Attendance or Housebound medical need
Income limit
No single monthly income cutoff. VA compares countable annual income, after permitted deductions, with the applicable Maximum Annual Pension Rate for the household and benefit category.
Asset limit
Net-worth limit is $163,699 from December 1, 2025 through November 30, 2026. Net worth includes countable assets plus annual income; exclusions and transfer rules apply.

Eligibility

General
Veterans or eligible survivors who qualify for VA Pension or Survivors Pension and meet the additional Aid and Attendance or Housebound criteria. Service, discharge, family status and pension eligibility rules also apply.
KY specifics
A federal VA pension benefit; Aid and Attendance and Housebound enhancements cannot be received together.

What it provides

  • A higher pension ceiling for eligible Aid and Attendance or Housebound recipients. Actual pension equals the applicable annual maximum minus countable income; the two enhancements cannot be paid together.
Residential or in-home support

Optional State Supplementation

Kentucky Optional State Supplementation

Eligibility

General
Eligible Kentucky adults who are aged, blind or disabled, meet the applicable financial and technical rules, need a full-time qualifying living arrangement and have insufficient income for the payment standard.
KY specifics
Personal/family care home and caretaker categories require age 18 or older. Eligibility and payment depend on the specific category.

What it provides

  • Supplemental payments for qualifying personal care homes; family care homes or approved caretaker arrangements; separate criteria govern community integration supplementation.
In-home & community support

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Eligibility

General
People age 65 or older or with a physical disability who meet Kentucky Medicaid and HCB waiver functional requirements.
KY specifics
Service approval is based on assessed needs and current waiver policy; no flat daily hours are established.

What it provides

  • Authorized supports such as adult day health; personal care; respite and other HCB waiver services.
In-home support

Hart-Supported Living Program

KY Hart-Supported Living

Eligibility

General
Kentucky residents with qualifying disabilities seeking supports for community living, under Hart-Supported Living eligibility rules.
KY specifics
The program supports integrated living and individual control; segregated or certain congregate models are excluded.

What it provides

  • Approved grants for supports that promote community living; independence and inclusion.
In-home support

Kentucky Homecare Program

Kentucky Homecare Program

Eligibility

General
Age 60 or older with the stated ADL/IADL limitations and institutional-care risk, or able to leave an institution for home with support.

What it provides

  • Coordinated home supports for daily needs; according to assessment and program authorization.
Caregiver support

Family Caregiver Support Program

Family Caregiver Support Program (Kentucky)

Who it is for
Family or informal caregivers of an adult 60+ or of someone of any age with dementia

Eligibility

General
Adult family or informal caregivers of adults age 60 or older or people of any age with Alzheimer's disease or a related disorder. The federal program also supports specified older-relative caregiver categories.

What it provides

  • Caregiver information and access assistance; counseling and training; support groups; respite and limited supplemental services under the federal caregiver-support framework.
Caregiver support

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Income limit
Household income at or below 150% of the federal poverty level.

Eligibility

General
Grandparents who are primary caregivers of a grandchild age 18 or younger living in the same home; the child's parents must not reside in the household.
KY specifics
This is a grandparent-caregiver program, not a general elder-care grant.

What it provides

  • Information; support groups; counseling and training; eligible participants may receive grants or vouchers for approved child-related expenses.
Returning home

Kentucky Transitions

Kentucky Kentucky Transitions

Eligibility

General
Older adults or people with qualifying disabilities who have lived in a nursing facility at least 60 days, meet Medicaid requirements, receive Medicaid-paid services at least one day before referral and can live in the community with support. Some stay exclusions apply.

What it provides

  • Transition planning; help locating affordable housing and connections to approved community supports and Medicaid waiver services.
In-home support

Personal Care Attendant Program (PCAP)

Kentucky Personal Care Attendant Program (PCAP)

Eligibility

General
Adults age 18 or older with qualifying severe physical disability, including the statutory functional loss of two or more limbs, who need at least 14 hours of assistance weekly or a nighttime attendant to avoid inappropriate institutional placement. Assessment, financial rules and ability to manage attendants apply.
KY specifics
The Commonwealth resource directory explicitly lists all counties. Actual service authorization depends on assessment and funding.

What it provides

  • A subsidy for approved personal attendant services in a non-institutional setting; subject to available funding.
Medicare costs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Who it is for
Medicare beneficiaries with limited income who need help with premiums or cost sharing

Eligibility

General
Medicare beneficiaries meeting the applicable state Medicare Savings Program eligibility rules.
KY specifics
Applications are administered by the state Medicaid program.

What it provides

  • Assistance with Medicare premiums and; for qualified QMB beneficiaries; Medicare-covered deductibles and coinsurance. The qualifying category determines which costs are paid.
Know before you visit

Frequently Asked Questions about Calumet Trace Senior Living

Quick answers from public records and the community's own listing.
01 Is Calumet Trace Senior Living in a walkable area?
Calumet Trace Senior Living has a walk score of 7. Car-dependent. Most errands require a car, with limited nearby walkable options.
02 What is the license number of Calumet Trace Senior Living?
According to KY state health department records, Calumet Trace Senior Living's license number is 101387.
03 Are pets allowed at Calumet Trace Senior Living?
Yes, Calumet Trace Senior Living allows residents to bring their pets.
04 Who is the administrator of Calumet Trace Senior Living?
Wanda Palumbo is the administrator of Calumet Trace Senior Living.
05 How many beds does Calumet Trace Senior Living have?
Calumet Trace Senior Living has 44 beds.
06 How much does Calumet Trace Senior Living cost per month?
Pricing at Calumet Trace Senior Living starts at $4,395 per month, with rates varying by floorplan and additional care needs.
07 Are there photos of Calumet Trace Senior Living?
Yes — there are 29 photos of Calumet Trace Senior Living in the photo gallery on this page.