What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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The Terraces at Westminster

The Terraces at Westminster is a Memory Care Home in Maryland

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The Terraces at Westminster

45 Washington Rd, Westminster, MD 21157 View Map

The Terraces at Westminster is a Memory Care Home in Maryland

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The Terraces at Westminster
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Overview of The Terraces at Westminster

The Terraces at Westminster is a senior living community that offers a wide range of care options, including assisted living, memory care, and rehabilitation services. The apartments offer a variety of floor plans, including studio, one-bedroom, and companion suites, all of which are thoughtfully designed and move-in ready. The community takes pride in its secure environment, providing peace of mind to both residents and their loved ones.

With medical professionals readily available, residents have easy access to the care they need, ensuring their health and well-being are always a top priority. In addition to medical services, the community offers a host of amenities that make daily life worry-free. Housekeeping and laundry services are provided, allowing residents to focus on enjoying their time and engaging in activities that bring them joy. Regular physician visits and an emergency response team further contribute to the safety and well-being of the community. For those seeking moments of reflection and spirituality, the community offers a small library and a chapel. Additionally, residents can enjoy the convenience of a computer center and a beauty salon, providing opportunities for connection and self-care.

410-876-0000

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 75

75-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

26 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 76 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

Services

Secure Alzheimer's Unit

24-Hour Awake Staff

Alzheimer's Care

Barber Services

Beauty Services

Colostomy Care

Decubitus Care

Dementia Care

About this community

Facility Type

Limited Liability Corporation

Additional licensing details

County: Carroll

Ownership & operating entity

Profit status: true

Room costs

Private Room $200 - $310 per day

Semi-Private Room $135 - $255 per day

Hospice Affiliations

AccentCare Hospice and Palliative Care of Maryland

Amedisys Hospice of Greater Chesapeake

Compass Regional Hospice

Gilchrist Hospice Care

Heartland Hospice (Baltimore)

Staffing

Key information about the people who lead and staff this community.

Leadership

CNA Training Program

Care Services

Mild Alzheimer's Level

Moderate Alzheimer's Level

Severe Alzheimer's Level

Additional Policies & Features

Continuing Care Retirement Community (CCRC)

Types of Care at The Terraces at Westminster

Assisted Living Memory Care Respite Care

Gender

Female 77.8%
Male 22.2%

Age Distribution

75-84 46%
85-94 25.4%
65-74 22.2%
95+ 6.4%

Ethnicity

White 98.4%
African American 1.6%

Compare Memory Care around Silver Spring

Riderwood Village

SNF

Silver Spring

117

WANNER, LINDA

73.9%

$18,716,241.00

$55,292,877.00

295.4%

70.20

5/5

4.9000

5/5

4/5

The Terraces at Westminster

Westminster

CareVilla Bethpage

Silver Spring

5 Residents

Private / Shared Rooms

Riderwood Village

Type of care: AL MC SNF

Community: Silver Spring

Bed Count: 117

Pets Allowed: No

Operator: WANNER, LINDA

CCN: 215343

Occupancy: 73.9%

Home Revenue: $18,716,241.00

Payroll Costs: $55,292,877.00

Payroll %: 295.4%

Avg Residents/Day: 70.20

Overall Rating: 5/5

Adj Nurse Hours: 4.9000

Health Insp Rating: 5/5

Staffing Rating: 5/5

QM Rating: 4/5

The Terraces at Westminster

Type of care: AL MC RC

Community: Westminster

Bed Count: 75

Pets Allowed: No

CareVilla Bethpage

Type of care: AL MC

Community: Silver Spring

Bed Count: 5 Residents

Pets Allowed: No

Bed Options: Private / Shared Rooms

0.9 miles from city center

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45 Washington Rd, Westminster, MD 21157

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Community Options Waiver

Maryland Medicaid Community Options Waiver

General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).

MD Specifics: High urban demand; rural outreach efforts.

Senior Care Program

Maryland Senior Care

General: Age 65+, Maryland resident, at risk of nursing home placement.

Income Limits: ~$2,000/month (individual, varies by county).

Asset Limits: $11,000 (individual).

MD Specifics: Limited funding; waitlists common in high-demand areas.

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.

Income Limits (2025): $943/month (individual); most income applied to care costs.

Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.

MD Specifics: Home equity limit $636,000; estate recovery applies post-55.

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.

Income Limits (2025): ~$34,000/year (individual, varies by county).

Asset Limits: Not strict; prioritizes low-income.

MD Specifics: Not available statewide; facility must be licensed by MDH.

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.

Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).

Asset Limits: $155,356 (net worth limit).

MD Specifics: High veteran population in suburban/rural areas.

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.

Income Limits (2025): $48,560/year (individual, 300% FPL).

Asset Limits: None specified.

MD Specifics: Supplements Medicare Part D; annual enrollment required.

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

General: Age 65+, Maryland resident, Medicare Part A/B enrollee.

Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).

Asset Limits: $9,090 (individual), $13,630 (couple).

MD Specifics: Includes QMB, SLMB, QI categories.

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.

Income Limits (2025): $943/month (individual); spend-down available.

Asset Limits: $2,500 (individual), $3,000 (couple).

MD Specifics: Consumer-directed option allows hiring family caregivers.

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Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

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The Terraces at Westminster

The Terraces at Westminster is a Memory Care Home in Maryland

The Terraces at Westminster is a Memory Care Home in Maryland

The Terraces at Westminster

The Terraces at Westminster is a Memory Care Home in Maryland

The Terraces at Westminster is a Memory Care Home in Maryland

Capacity and availability

Smaller home

Services

About this community

Additional licensing details

Ownership & operating entity

Room costs

Hospice Affiliations

Staffing

Leadership

Care Services

Additional Policies & Features

Types of Care at The Terraces at Westminster

Demographics

Gender

Age Distribution

Ethnicity

Compare Memory Care around Silver Spring

Places of interest near The Terraces at Westminster

Calculate Travel Distance to The Terraces at Westminster

Guides for Better Senior Living

Eldertainment

Financial Aid for Maryland Seniors

Community Options Waiver

Senior Care Program

Maryland Nursing Home Medicaid

Senior Assisted Living Subsidy Program

Veterans Aid and Attendance (A&A) Benefit

Senior Prescription Drug Assistance Program (SPDAP)

Medicare Savings Programs (MSP)

Community Personal Assistance Services (CPAS)

Your Senior Care Partner, Every Step of the Way

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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