The Terraces at Westminster
Assisted Living, Memory Care & Respite Care · Silver Spring, MD

The Terraces at Westminster

Assisted Living, Memory Care & Respite Care · Silver Spring, MD

Overview of The Terraces at Westminster

The Terraces at Westminster is a senior living community that offers a wide range of care options, including assisted living, memory care, and rehabilitation services. The apartments offer a variety of floor plans, including studio, one-bedroom, and companion suites, all of which are thoughtfully designed and move-in ready. The community takes pride in its secure environment, providing peace of mind to both residents and their loved ones.

With medical professionals readily available, residents have easy access to the care they need, ensuring their health and well-being are always a top priority. In addition to medical services, the community offers a host of amenities that make daily life worry-free. Housekeeping and laundry services are provided, allowing residents to focus on enjoying their time and engaging in activities that bring them joy. Regular physician visits and an emergency response team further contribute to the safety and well-being of the community. For those seeking moments of reflection and spirituality, the community offers a small library and a chapel. Additionally, residents can enjoy the convenience of a computer center and a beauty salon, providing opportunities for connection and self-care.

(410) 876-0000
Bed community size
75-bed community Rank #186 / 697Bed count — State benchmarkedThis home is ranked 186th out of 697 homes in Maryland. Shows this facility's certified or reported bed count compared to other Maryland facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A moderately sized community that may balance personal attention with shared amenities and social activities.
Years in operation
27 years in operation Rank #61 / 208Years in operation — State benchmarkedThis home is ranked 61st out of 208 homes in Maryland. Shows how long this facility has been in operation compared to other Maryland facilities. Longer operating histories may benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score
Walk Score: 76 / 100 Rank #118 / 985Walk Score — State benchmarkedThis home is ranked 118th out of 985 homes in Maryland. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Maryland facilities. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

License Details

Facility TypeAl
CountyCarroll

Ownership & Operating Entity

Profit StatusTrue

Room costs

Private Room $200 - $310 per day
Semi-Private Room $135 - $255 per day

Hospice Affiliations

AccentCare Hospice and Palliative Care of Maryland
Amedisys Hospice of Greater Chesapeake
Compass Regional Hospice
Gilchrist Hospice Care
Heartland Hospice (Baltimore)

Staffing

Key information about the people who lead and staff this community.

Leadership

No CNA training program

Memory & Specialized Care

4 services
Dedicated Alzheimer's Unit
Mild Alzheimer's Level
Moderate Alzheimer's Level
Severe Alzheimer's Level

Contact The Terraces at Westminster

Demographics

Resident demographic information for this facility.

Gender

  • Female 77.8%
  • Male 22.2%

Age Distribution

  • 75-84 46%
  • 85-94 25.4%
  • 65-74 22.2%
  • 95+ 6.4%

Ethnicity

  • White 98.4%
  • African American 1.6%

Places of interest near The Terraces at Westminster

Address 0.9 miles from city center Info Estimated distance in miles from Westminster's city center to The Terraces at Westminster's address, calculated via Google Maps. — 0.44 miles to nearest hospital (Carroll County Sleep Disorders)

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Address

Financial Assistance for
Assisted Living in Maryland

The Terraces at Westminster is located in Westminster, Maryland.
Here are the financial assistance programs available to residents in Maryland.

Get Financial aid guidance

Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled
General Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).
MD

High urban demand; rural outreach efforts.

Benefits
Personal care (5-7 hours/day, e.g., bathing, dressing) Respite care (up to 240 hours/year) Adult day care ($70/day) Home modifications ($1,500 avg.)

Senior Care Program

Maryland Senior Care

Age 65+
General Maryland resident, at risk of nursing home placement.
Income Limits ~$2,000/month individual, varies by county
Asset Limits $11,000 individual
MD

Limited funding; waitlists common in high-demand areas.

Benefits
In-home care (3-5 hours/week) Respite care (up to 10 days/year) Meals (~$6/meal) Transportation (~5 trips/month) Case management

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+
General Maryland resident, Medicaid-eligible, requires nursing home-level care.
Income Limits (2025) $943/month (individual); most income applied to care costs.
Asset Limits $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
MD

Home equity limit $636,000; estate recovery applies post-55.

Benefits
24/7 nursing care Meals Therapy Medications (unlimited per medical need)

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+
General Maryland resident, in or moving to approved assisted living, low/moderate income.
Income Limits (2025) ~$34,000/year individual, varies by county
Asset Limits Not strict; prioritizes low-income.
MD

Not available statewide; facility must be licensed by MDH.

Benefits
Personal care Meals 24-hour supervision (up to $1,500/month subsidy typical)

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Age
General Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
Income Limits (2025) Net income minus medical expenses < $1,984/month individual with A&A
Asset Limits $155,356 net worth limit
MD

High veteran population in suburban/rural areas.

Benefits
Cash benefit ($1,478-$2,471/month, varies by status) for care costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+
General Maryland resident (6+ months), Medicare Part D enrolled.
Income Limits (2025) $48,560/year individual, 300% FPL
Asset Limits None specified.
MD

Supplements Medicare Part D; annual enrollment required.

Benefits
Up to $40/month premium subsidy Reducing drug costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+
General Maryland resident, Medicare Part A/B enrollee.
Income Limits (2025) $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
Asset Limits $9,090 (individual), $13,630 (couple).
MD

Includes QMB, SLMB, QI categories.

Benefits
Covers premiums (up to $174.70/month Part B) Co-pays Deductibles

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+
General Maryland resident, Medicaid-eligible, needs ADL assistance.
Income Limits (2025) $943/month (individual); spend-down available.
Asset Limits $2,500 (individual), $3,000 (couple).
MD

Consumer-directed option allows hiring family caregivers.

Benefits
Personal care (hours vary, typically 20-30/week) Chores Nurse supervision

Compare Assisted Living around Silver Spring

The information below is reported by the Maryland Department of Health, Office of Health Care Quality.

Sunrise of Chevy Chase
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Silver Spring (Rock Creek Gardens)
196
Facility 196
MD AVG 43
Rank #10 / 697
No
71
Facility 71
MD AVG 43
Rank #175 / 985
-
8
Facility 8
MD AVG 21
Rank #162 / 208
58%

Male Residents — State Benchmarked 58% of residents are male, compared to the Maryland average of 31%. An unusually high male share for assisted living, where most facilities skew heavily female.

42%

Female Residents — State Benchmarked 42% of residents are female, compared to the Maryland average of 69%. An unusually low female share — most assisted living facilities have 65–75% female residents.

69%

White Residents — State Benchmarked 69% of residents are reported as White, compared to the Maryland average of 81%. A lower White share than the Maryland average — the community may draw a more diverse resident mix relative to other facilities in Maryland.

28%

African American Residents — State Benchmarked 28% of residents are reported as African American or Black, compared to the Maryland average of 13%. A higher African American share than the typical Maryland average — useful context when comparing cultural fit and community composition.

3%

Other Ethnicity Residents — State Benchmarked 3% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 6%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American. Reported subgroups in this total: Hispanic (2%), Asian (1%).

12%

Residents Age 65–74 — State Benchmarked 12% of residents are 65–74, compared to the Maryland average of 13%. In line with the statewide profile for this youngest senior bracket in assisted living.

39%

Residents Age 75–84 — State Benchmarked 39% of residents are 75–84, compared to the Maryland average of 31%. A high concentration in this mid-range bracket, where residents typically need moderate support with daily activities.

42%

Residents Age 85–94 — State Benchmarked 42% of residents are 85–94, compared to the Maryland average of 44%. This is typically the most common age bracket in assisted living — this facility is in line with the statewide norm.

6%

Residents Age 95+ — State Benchmarked 6% of residents are 95 or older, compared to the Maryland average of 16%. Most residents here have not yet reached the oldest-old bracket, suggesting a younger overall community.

Brightview Crofton Riverwalk
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Crofton
92
Facility 92
MD AVG 43
Rank #155 / 697
Yes
45
Facility 45
MD AVG 43
Rank #475 / 985
-
6
Facility 6
MD AVG 21
Rank #176 / 208
27%

Male Residents — State Benchmarked 27% of residents are male, compared to the Maryland average of 31%. This facility caters to a majority female resident pool (73% female), consistent with the broader assisted living trend where women significantly outnumber men.

73%

Female Residents — State Benchmarked 73% of residents are female, compared to the Maryland average of 69%. Women comprise the large majority, consistent with national assisted living demographics where women live longer and enter care facilities at higher rates.

0%

White Residents — State Benchmarked 0% of residents are reported as White, compared to the Maryland average of 81%. A lower White share than the Maryland average — the community may draw a more diverse resident mix relative to other facilities in Maryland.

0%

African American Residents — State Benchmarked 0% of residents are reported as African American or Black, compared to the Maryland average of 13%. A lower African American share than is typical in Maryland; local markets still vary widely.

100%

Other Ethnicity Residents — State Benchmarked 100% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 6%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American. Reported subgroups in this total: Other (100%).

----
Sunrise of Silver Spring
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

HC

Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Silver Spring (New Hampshire Avenue)
84
Facility 84
MD AVG 43
Rank #170 / 697
Yes
40
Facility 40
MD AVG 43
Rank #523 / 985
-
24
Facility 24
MD AVG 21
Rank #92 / 208
31%

Male Residents — State Benchmarked 31% of residents are male, compared to the Maryland average of 31%. This facility caters to a majority female resident pool (69% female), consistent with the broader assisted living trend where women significantly outnumber men.

69%

Female Residents — State Benchmarked 69% of residents are female, compared to the Maryland average of 69%. Women comprise the large majority, consistent with national assisted living demographics where women live longer and enter care facilities at higher rates.

53%

White Residents — State Benchmarked 53% of residents are reported as White, compared to the Maryland average of 81%. A lower White share than the Maryland average — the community may draw a more diverse resident mix relative to other facilities in Maryland.

39%

African American Residents — State Benchmarked 39% of residents are reported as African American or Black, compared to the Maryland average of 13%. A higher African American share than the typical Maryland average — useful context when comparing cultural fit and community composition.

9%

Other Ethnicity Residents — State Benchmarked 9% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 6%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American. Reported subgroups in this total: Asian (4%), Hawaiian/Pacific Islander (3%), Hispanic (1%).

4%

Residents Age 65–74 — State Benchmarked 4% of residents are 65–74, compared to the Maryland average of 13%. Fewer younger seniors suggests the resident population skews older, likely requiring higher acuity care and more hands-on support.

43%

Residents Age 75–84 — State Benchmarked 43% of residents are 75–84, compared to the Maryland average of 31%. A high concentration in this mid-range bracket, where residents typically need moderate support with daily activities.

37%

Residents Age 85–94 — State Benchmarked 37% of residents are 85–94, compared to the Maryland average of 44%. The population here skews younger than the statewide norm, which may indicate a more active, lower-acuity community.

14%

Residents Age 95+ — State Benchmarked 14% of residents are 95 or older, compared to the Maryland average of 16%. In line with the statewide profile for the oldest resident bracket.

The Terraces at Westminster
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Westminster (Washington Heights)
75
Facility 75
MD AVG 43
Rank #186 / 697
No
76
Facility 76
MD AVG 43
Rank #118 / 985
-
27
Facility 27
MD AVG 21
Rank #61 / 208
22%

Male Residents — State Benchmarked 22% of residents are male, compared to the Maryland average of 31%. This facility caters to a majority female resident pool (78% female), consistent with the broader assisted living trend where women significantly outnumber men.

78%

Female Residents — State Benchmarked 78% of residents are female, compared to the Maryland average of 69%. Women comprise the large majority, consistent with national assisted living demographics where women live longer and enter care facilities at higher rates.

98%

White Residents — State Benchmarked 98% of residents are reported as White, compared to the Maryland average of 81%. A higher White share than is typical for assisted living in Maryland in this dataset — compare with peer facilities for local context.

2%

African American Residents — State Benchmarked 2% of residents are reported as African American or Black, compared to the Maryland average of 13%. A lower African American share than is typical in Maryland; local markets still vary widely.

0%

Other Ethnicity Residents — State Benchmarked 0% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 6%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American.

22%

Residents Age 65–74 — State Benchmarked 22% of residents are 65–74, compared to the Maryland average of 13%. A higher share of younger seniors often signals a more independent, active resident community with lower acuity care needs.

46%

Residents Age 75–84 — State Benchmarked 46% of residents are 75–84, compared to the Maryland average of 31%. A high concentration in this mid-range bracket, where residents typically need moderate support with daily activities.

25%

Residents Age 85–94 — State Benchmarked 25% of residents are 85–94, compared to the Maryland average of 44%. The population here skews younger than the statewide norm, which may indicate a more active, lower-acuity community.

6%

Residents Age 95+ — State Benchmarked 6% of residents are 95 or older, compared to the Maryland average of 16%. Most residents here have not yet reached the oldest-old bracket, suggesting a younger overall community.

Seaton Silver Spring
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Silver Spring (Homecrest Road)
55
Facility 55
MD AVG 43
Rank #218 / 697
Yes
33
Facility 33
MD AVG 43
Rank #597 / 985
1 Bed / 2 Bed
36
Facility 36
MD AVG 21
Rank #16 / 208
15%

Male Residents — State Benchmarked 15% of residents are male, compared to the Maryland average of 31%. This facility caters to a majority female resident pool (85% female), consistent with the broader assisted living trend where women significantly outnumber men.

85%

Female Residents — State Benchmarked 85% of residents are female, compared to the Maryland average of 69%. Women comprise the large majority, consistent with national assisted living demographics where women live longer and enter care facilities at higher rates.

79%

White Residents — State Benchmarked 79% of residents are reported as White, compared to the Maryland average of 81%. Close to the average for this category among assisted living facilities in Maryland with reported race/ethnicity data.

21%

African American Residents — State Benchmarked 21% of residents are reported as African American or Black, compared to the Maryland average of 13%. A higher African American share than the typical Maryland average — useful context when comparing cultural fit and community composition.

0%

Other Ethnicity Residents — State Benchmarked 0% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 6%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American.

9%

Residents Age 65–74 — State Benchmarked 9% of residents are 65–74, compared to the Maryland average of 13%. Fewer younger seniors suggests the resident population skews older, likely requiring higher acuity care and more hands-on support.

21%

Residents Age 75–84 — State Benchmarked 21% of residents are 75–84, compared to the Maryland average of 31%. Below the state norm — the resident mix may skew either younger or older than this typical middle bracket.

38%

Residents Age 85–94 — State Benchmarked 38% of residents are 85–94, compared to the Maryland average of 44%. The population here skews younger than the statewide norm, which may indicate a more active, lower-acuity community.

32%

Residents Age 95+ — State Benchmarked 32% of residents are 95 or older, compared to the Maryland average of 16%. A high proportion of the oldest-old suggests strong end-of-life care experience and very-high-acuity capabilities.

Frequently Asked Questions about The Terraces at Westminster

What neighborhood is The Terraces at Westminster in?

The Terraces at Westminster is in the Washington Heights neighborhood of Westminster.

Is The Terraces at Westminster in a walkable area?

The Terraces at Westminster has a walk score of 76. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

How many beds does The Terraces at Westminster have?

The Terraces at Westminster has 75 beds.

Are there photos of The Terraces at Westminster?

Yes — there are 5 photos of The Terraces at Westminster in the photo gallery on this page.

What is the phone number of The Terraces at Westminster?

(410) 876-0000 will put you in contact with the team at The Terraces at Westminster.

What county is The Terraces at Westminster located in?

The Terraces at Westminster is in Carroll County.

Is The Terraces at Westminster Medicare or Medicaid certified?

The Terraces at Westminster is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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