Arbor Terrace Waugh Chapel
Assisted Living & Memory Care · Gambrills, MD

Arbor Terrace Waugh Chapel

Assisted Living & Memory Care · Gambrills, MD

Overview of Arbor Terrace Waugh Chapel

Arbor Terrace Waugh Chapel in Gambrills, MD, supplies both assisted living and memory care services. Assisted living delivers daily assistance with tasks like dressing, bathing, and managing medications within a private apartment setting. Memory care features structured oversight inside a secured area for individuals vulnerable to wandering.

Having both levels of support on a single campus allows residents to transition smoothly if their care requirements increase over time. The 96-bed property offers studio, one-bedroom, and two-bedroom floor plans, giving options for single residents as well as couples looking to stay together. Individuals in the early stages of dementia can also participate in the community’s specialized Bridges Neighborhood program.

The features include a salon and spa, fitness and wellness activities, tailored dietary options, and pet-friendly accommodations. Given the area’s walk score of 47, daily errands off campus generally require vehicular transportation rather than walking.

Prospective families can reach out to the community to learn more about care options or arrange a guided tour.

By The Numbers

Community insights.

Bed count Info A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions. 96 Rank #59 / 577Bed count — State benchmarked This assisted living community is ranked 59th out of 577 assisted living communities we track in Maryland for bed count. Shows this facility's certified or reported bed count compared to other Maryland facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Maryland that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.

Smaller home · May offer a more intimate, personalized care environment.

Years of operating Info An established community with some operational experience and growing routines. This is the number of years in operation under current management. Rank #177 / 186Years in operation — State benchmarked This assisted living community is ranked 177th out of 186 assisted living communities we track in Maryland for years in operation. Shows how long this facility has been in operation compared to other Maryland facilities. Longer operating histories may benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Maryland that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.
4 years
Walk Score Info Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation. Rank #337 / 752Walk Score — State benchmarked This assisted living community is ranked 337th out of 752 assisted living communities we track in Maryland for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Maryland facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Maryland that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.
47 / 100
BBB Rating Info An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
A+ Not Accredited
How BBB ratings work

About This Community

Pricing & Financial Information

The below pricing was updated on

Assisted Living
$6,900/Month

License Details

Facility TypeSole Proprietorship
CountyAnne Arundel

Staffing & Medical

2 services
Licensed Nurses/CNAs

Hospice partners Hospice providers this community works with, as listed in the Maryland Health Care Commission's consumer guide. Hospice brings end-of-life and comfort care to residents where they live.

  • Gilchrist Hospice Care
  • Heartland Hospice (Baltimore)
  • Hospice of the Chesapeake

Memory & Specialized Care

3 services
Mild Alzheimer's LevelAccepts residents with mild (early-stage) Alzheimer's or dementia, who are mostly independent but need reminders and some supervision. Maryland's Health Care Commission asks each assisted living community which stages of Alzheimer's or dementia it accepts and publishes the answer; other states do not report this.
Moderate Alzheimer's LevelAccepts residents with moderate (middle-stage) Alzheimer's or dementia, who need regular help with daily activities and closer supervision. Maryland's Health Care Commission asks each assisted living community which stages of Alzheimer's or dementia it accepts and publishes the answer; other states do not report this.
Severe Alzheimer's LevelAccepts residents with severe (late-stage) Alzheimer's or dementia, who need extensive help with most daily activities. Maryland's Health Care Commission asks each assisted living community which stages of Alzheimer's or dementia it accepts and publishes the answer; other states do not report this.

Additional Services

5 services
Bridges NeighborhoodA supportive living program for people with early-stage dementia or mild cognitive impairment, offering added structure, engagement, and safety while preserving independence between assisted living and full memory care.
Concierge
Laundry & Linen
Housekeeping
Transportation

Additional Policies & Features

Pets Allowed

Room Accommodations

Building Type3-story
Room Types
Studio 1 Bed 2 Bed

Contact Arbor Terrace Waugh Chapel

Demographics Source: Maryland Health Care Commission consumer guide, as reported by the facility. Maryland is the only state that publishes resident demographics for each community. Data retrieved May 2026.

Resident demographic information for this facility.

Gender

  • Female 70.1%
  • Male 29.9%

Age Distribution

  • 75-84 42.9%
  • 85-94 39%
  • 65-74 10.4%
  • 95+ 7.8%

Ethnicity

  • White 85.7%
  • African American 11.7%
  • Asian 1.3%
  • Hawaiian/Pacific Islander 1.3%

Living Spaces & Floor Plans for Arbor Terrace Waugh Chapel

Floor plan 1
Floor plan 2
Floor plan 3
Floor plan 4

Places of interest near Arbor Terrace Waugh Chapel

Address 5.3 miles from city center Info Estimated distance in miles from Gambrills's city center to Arbor Terrace Waugh Chapel's address, calculated via Google Maps. — 8.83 miles to nearest hospital (Luminis Health Anne Arundel Medical Center)

Calculate Travel Distance to Arbor Terrace Waugh Chapel

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Address

Compare Assisted Living around Odenton

Info below is compiled from the MD Dept. of Health (OHCQ), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. HOS (Hospice Care): Comfort-focused care for those with a terminal illness, prioritizing quality of life over treatment.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Number of years the company has been in operation.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
Percentage of residents reported as male in state demographics, shown as a whole-number percent.
Percentage of residents reported as female in state demographics, shown as a whole-number percent.
Share of residents reported as White in the state-published race/ethnicity breakdown for this facility, shown as a whole-number percent. Parsed from the same source as the profile demographics section.
Share of residents reported as African American or Black in the state breakdown, shown as a whole-number percent. Labels in the raw data are normalized to this bucket for compare.
Combined share of all race/ethnicity groups that are not classified as White or African American (e.g. Hispanic, Asian, multiracial, and other labeled categories), summed to a single whole-number percent.
Share of residents aged 65–74 in reported demographics, as a whole-number percentage of residents.
Share of residents aged 75–84 in reported demographics, as a whole-number percentage of residents.
Share of residents aged 85–94 in reported demographics, as a whole-number percentage of residents.
Share of residents aged 95 or older in reported demographics, as a whole-number percentage of residents.
Arbor Terrace Waugh Chapel
AL
MC
Gambrills (Waugh Chapel Towne Centre)
96
Facility 96
MD AVG 28
Rank #59 / 577
Yes
47
Facility 47
MD AVG 43
Rank #337 / 752
Studio / 1 Bed / 2 Bed
4
Facility 4
MD AVG 21
Rank #177 / 186
A+
30%

Male Residents — State Benchmarked 30% of residents are male, compared to the Maryland average of 31%. This facility caters to a majority female resident pool (70% female), consistent with the broader assisted living trend where women significantly outnumber men.

70%

Female Residents — State Benchmarked 70% of residents are female, compared to the Maryland average of 69%. Women comprise the large majority, consistent with national assisted living demographics where women live longer and enter care facilities at higher rates.

86%

White Residents — State Benchmarked 86% of residents are reported as White, compared to the Maryland average of 81%. Close to the average for this category among assisted living facilities in Maryland with reported race/ethnicity data.

12%

African American Residents — State Benchmarked 12% of residents are reported as African American or Black, compared to the Maryland average of 13%. In line with the Maryland average for African American residents among facilities reporting this breakdown.

3%

Other Ethnicity Residents — State Benchmarked 3% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 6%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American. Reported subgroups in this total: Asian (1%), Hawaiian/Pacific Islander (1%).

10%

Residents Age 65–74 — State Benchmarked 10% of residents are 65–74, compared to the Maryland average of 13%. Fewer younger seniors suggests the resident population skews older, likely requiring higher acuity care and more hands-on support.

43%

Residents Age 75–84 — State Benchmarked 43% of residents are 75–84, compared to the Maryland average of 31%. A high concentration in this mid-range bracket, where residents typically need moderate support with daily activities.

39%

Residents Age 85–94 — State Benchmarked 39% of residents are 85–94, compared to the Maryland average of 44%. This is typically the most common age bracket in assisted living — this facility is in line with the statewide norm.

8%

Residents Age 95+ — State Benchmarked 8% of residents are 95 or older, compared to the Maryland average of 16%. Most residents here have not yet reached the oldest-old bracket, suggesting a younger overall community.

Fernbrook Manor
AL
MC
Odenton (Maple Ridge)
14
Facility 14
MD AVG 28
Rank #185 / 577
Yes
45
Facility 45
MD AVG 43
Rank #347 / 752
-
39
Facility 39
MD AVG 21
Rank #11 / 186
-
60%

Male Residents — State Benchmarked 60% of residents are male, compared to the Maryland average of 31%. An unusually high male share for assisted living, where most facilities skew heavily female.

40%

Female Residents — State Benchmarked 40% of residents are female, compared to the Maryland average of 69%. An unusually low female share — most assisted living facilities have 65–75% female residents.

90%

White Residents — State Benchmarked 90% of residents are reported as White, compared to the Maryland average of 81%. A higher White share than is typical for assisted living in Maryland in this dataset — compare with peer facilities for local context.

0%

African American Residents — State Benchmarked 0% of residents are reported as African American or Black, compared to the Maryland average of 13%. A lower African American share than is typical in Maryland; local markets still vary widely.

10%

Other Ethnicity Residents — State Benchmarked 10% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 6%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American. Reported subgroups in this total: Hispanic (10%).

60%

Residents Age 65–74 — State Benchmarked 60% of residents are 65–74, compared to the Maryland average of 13%. A higher share of younger seniors often signals a more independent, active resident community with lower acuity care needs.

20%

Residents Age 75–84 — State Benchmarked 20% of residents are 75–84, compared to the Maryland average of 31%. Below the state norm — the resident mix may skew either younger or older than this typical middle bracket.

10%

Residents Age 85–94 — State Benchmarked 10% of residents are 85–94, compared to the Maryland average of 44%. The population here skews younger than the statewide norm, which may indicate a more active, lower-acuity community.

-
Arcadia of Denton II
AL
MC
NH
RC
SNF
Denton
16
Facility 16
MD AVG 28
Rank #152 / 577
Yes
49
Facility 49
MD AVG 43
Rank #314 / 752
-
5
Facility 5
MD AVG 21
Rank #167 / 186
-
38%

Male Residents — State Benchmarked 38% of residents are male, compared to the Maryland average of 31%. This facility caters to a majority female resident pool (62% female), consistent with the broader assisted living trend where women significantly outnumber men.

62%

Female Residents — State Benchmarked 62% of residents are female, compared to the Maryland average of 69%. Closer to an even gender split than most assisted living facilities, which typically have 65–75% female residents.

100%

White Residents — State Benchmarked 100% of residents are reported as White, compared to the Maryland average of 81%. A higher White share than is typical for assisted living in Maryland in this dataset — compare with peer facilities for local context.

0%

African American Residents — State Benchmarked 0% of residents are reported as African American or Black, compared to the Maryland average of 13%. A lower African American share than is typical in Maryland; local markets still vary widely.

0%

Other Ethnicity Residents — State Benchmarked 0% of residents fall into categories other than White or African American (combined), compared to the Maryland average of 6%. This column aggregates Hispanic, Asian, multiracial, and any other labeled groups that are not classified as White or African American.

8%

Residents Age 65–74 — State Benchmarked 8% of residents are 65–74, compared to the Maryland average of 13%. Fewer younger seniors suggests the resident population skews older, likely requiring higher acuity care and more hands-on support.

62%

Residents Age 75–84 — State Benchmarked 62% of residents are 75–84, compared to the Maryland average of 31%. A high concentration in this mid-range bracket, where residents typically need moderate support with daily activities.

15%

Residents Age 85–94 — State Benchmarked 15% of residents are 85–94, compared to the Maryland average of 44%. The population here skews younger than the statewide norm, which may indicate a more active, lower-acuity community.

15%

Residents Age 95+ — State Benchmarked 15% of residents are 95 or older, compared to the Maryland average of 16%. In line with the statewide profile for the oldest resident bracket.

Royal Assisted Living Inc
AL
Odenton (Bonaventure)
5
Facility 5
MD AVG 28
Rank #324 / 577
No
62
Facility 62
MD AVG 43
Rank #215 / 752
---
0%

Male Residents — State Benchmarked 0% of residents are male, compared to the Maryland average of 31%. This facility caters to a majority female resident pool (100% female), consistent with the broader assisted living trend where women significantly outnumber men.

0%

Female Residents — State Benchmarked 0% of residents are female, compared to the Maryland average of 69%. An unusually low female share — most assisted living facilities have 65–75% female residents.

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Arcadia of Crofton I (Formerly Autumn Meadows)
AL
HOS
MC
NH
RC
SNF
Gambrills-No
38
Facility 38
MD AVG 43
Rank #397 / 752
Private Rooms-----------

Rank badges are statewide and care-type specific: each assisted living community is ranked against every other MD assisted living community we track that reports that metric, not just the 5 on this page. See how we rank facilities

Financial assistance

Programs that may help with care and living costs in Maryland

Arbor Terrace Waugh Chapel is in Gambrills, Maryland. These programs may support different care settings or living expenses. A listing does not confirm this community participates; our concierge team can help confirm.

Get financial aid guidance
In-home or residential support

Supporting Older Adults with Resources (SOAR)

Maryland SOAR

Income limit
Income below 60% of Maryland median income.

Eligibility

General
Maryland residents age 62 or older who need daily-living assistance and meet SOAR financial criteria; designed for people not qualifying for Medicaid or waiting for Medicaid-funded supports.
MD specifics
Senior Care, Senior Assisted Living Subsidy and Congregate Housing were consolidated into SOAR on July 1, 2026.

What it provides

  • Case management; approved home/community supports and partial assistance with monthly assisted-living fees; funding and individual authorization apply.
Nursing home coverage

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Eligibility

General
People who meet Maryland Medicaid nursing-facility medical and financial criteria; not limited solely to adults age 65 or older.

What it provides

  • Authorized Medicaid nursing-facility care; resident contribution and covered services are subject to current rules.
Cash support · veterans

Veterans Aid and Attendance (A&A) Benefit

VA Pension Aid and Attendance and Housebound Benefits (Federal)

Who it is for
Veterans or survivors with VA pension eligibility and an Aid and Attendance or Housebound medical need
Income limit
No single monthly income cutoff. VA compares countable annual income, after permitted deductions, with the applicable Maximum Annual Pension Rate for the household and benefit category.
Asset limit
Net-worth limit is $163,699 from December 1, 2025 through November 30, 2026. Net worth includes countable assets plus annual income; exclusions and transfer rules apply.

Eligibility

General
Veterans or eligible survivors who qualify for VA Pension or Survivors Pension and meet the additional Aid and Attendance or Housebound criteria. Service, discharge, family status and pension eligibility rules also apply.
MD specifics
A federal VA pension benefit; Aid and Attendance and Housebound enhancements cannot be received together.

What it provides

  • A higher pension ceiling for eligible Aid and Attendance or Housebound recipients. Actual pension equals the applicable annual maximum minus countable income; the two enhancements cannot be paid together.
Assisted living or in-home support

Increased Community Services (ICS)

Maryland Increased Community Services (ICS)

Income limit
Monthly income exceeds 300% of SSI; the excess is paid toward care under program rules.
Asset limit
Applicant countable assets no more than $2,500.

Eligibility

General
Adults 18 or older who need nursing-facility-level care, have lived in a nursing facility at least six months with Medicaid eligibility for at least 30 consecutive days, and are not eligible for an HCBS waiver or PACE. Community living must be safe and cost no more than institutional care.
MD specifics
Referral must come from Medicaid’s Eligibility Determination Division; there is no direct application.

What it provides

  • Approved services may include assisted living; personal assistance; medical day care; respite; adaptations and supports planning.
In-home & community support

Community Options Waiver

Maryland Medicaid Community Options Waiver

Income limit
Income up to 300% of the SSI benefit rate, subject to the applicable Medicaid category.
Asset limit
Countable assets up to $2,000 or $2,500, depending on eligibility category.

Eligibility

General
Age 18 or older, nursing-facility level of care, safely living at home/community, meeting Medicaid requirements and cost-effectiveness rules; cannot simultaneously join another waiver or PACE.
MD specifics
Community applicants join a registry and await invitation. A person whose nursing-facility services have been Medicaid-paid for at least 30 days may apply without that wait.

What it provides

  • Medicaid benefits including Community First Choice plus authorized waiver services such as assisted living; behavioral consultation; case management; family training and medical day care.
In-home support

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Eligibility

General
People of any age with full Medicaid, living in a community setting and needing help with at least one activity of daily living.
MD specifics
State-plan benefit with no age limit.

What it provides

  • Personal assistance; nurse monitoring and supports planning; plus other covered Medicaid benefits.
In-home support

Community First Choice (CFC)

Maryland Community First Choice (CFC)

Eligibility

General
People of any age with full Maryland Medicaid who need an institutional level of care and live in a community setting.

What it provides

  • Authorized personal assistance; supports planning; nurse monitoring; accessibility adaptations; assistive technology; meals; emergency response systems and transition services.
Adult day support

Medical Day Care Services Waiver

Maryland Medical Day Care Services Waiver

Eligibility

General
People age 16 or older with full Medicaid, nursing-facility-level care needs and a medical order for day care. They may not be enrolled in another waiver and community services must cost no more than institutional care.

What it provides

  • Authorized medical day care including nursing; medication monitoring; meals; activities; therapies; social work and transportation.
Prescription costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Income limit
Income at or below 300% of the federal poverty level.

Eligibility

General
Maryland resident for at least six months, Medicare recipient and enrolled in a prescription-drug plan, meeting SPDAP income requirements.
MD specifics
Not restricted to age 65 and older.

What it provides

  • Assistance with eligible Medicare prescription-plan premiums.
Medicare costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Who it is for
Medicare beneficiaries with limited income who need help with premiums or cost sharing

Eligibility

General
Medicare beneficiaries meeting the applicable state Medicare Savings Program eligibility rules.
MD specifics
Applications are administered by the state Medicaid program.

What it provides

  • Assistance with Medicare premiums and; for qualified QMB beneficiaries; Medicare-covered deductibles and coinsurance. The qualifying category determines which costs are paid.
Know before you visit

Frequently Asked Questions about Arbor Terrace Waugh Chapel

Quick answers from public records and the community's own listing.
01 What neighborhood is Arbor Terrace Waugh Chapel in?
Arbor Terrace Waugh Chapel is in the Waugh Chapel Towne Centre neighborhood of Gambrills.
02 Is Arbor Terrace Waugh Chapel in a walkable area?
Arbor Terrace Waugh Chapel has a walk score of 47. Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation.
03 How long has Arbor Terrace Waugh Chapel been in business?
Arbor Terrace Waugh Chapel has been operating for approximately 4 years, based on available licensing and registration records.
04 Are pets allowed at Arbor Terrace Waugh Chapel?
Yes, Arbor Terrace Waugh Chapel allows residents to bring their pets.
05 How many beds does Arbor Terrace Waugh Chapel have?
Arbor Terrace Waugh Chapel has 96 beds.
06 How much does Arbor Terrace Waugh Chapel cost per month?
Pricing at Arbor Terrace Waugh Chapel starts at $6,900 per month, with rates varying by floorplan and additional care needs.
07 Are there photos of Arbor Terrace Waugh Chapel?
Yes — there are 31 photos of Arbor Terrace Waugh Chapel in the photo gallery on this page.