Calumet Trace
Assisted Living, Independent Living, Memory Care & Respite Care · Owensboro, KY

Calumet Trace

Assisted Living, Independent Living, Memory Care & Respite Care · Owensboro, KY

Overview of Calumet Trace

Calumet Trace operates a 20-bed senior community in the Gateway Commons area of Owensboro, Kentucky. Under the guidance of Charter Senior Living, this 3-story building offers continuous care options that allow residents to shift between independent living, assisted living, and memory care as their needs change.

The surrounding Gateway Commons neighborhood scores 48 out of 100 on walkability, meaning the local layout is mostly car-dependent and requires a vehicle for most standard errands. For daily life on campus, the facility provides round-the-clock staffing with licensed nurses and aides, three daily meals, and a full social calendar alongside amenities like a card room, reading lounge, and an on-site beauty salon. Floor plans include flexible studio, one-bedroom, and two-bedroom layouts.

Prospective families looking for transitional senior care options or exploring memory support programs can contact the administration at Calumet Trace directly to check current room availability, verify specific tier rules, or schedule a personal visit.

By The Numbers

Community insights.

Walk Score Info Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation. Rank #172 / 283Walk Score — State benchmarkedThis home is ranked 172nd out of 283 homes we track in Kentucky for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Kentucky facilities. Higher scores benefit residents, families, and staff.Communities with the same value for a metric share the same rank. Rankings cover every community we track in Kentucky that reports data for that category. Communities without available data are excluded, so the pool size varies from metric to metric.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
34 / 100

Therapy & Rehabilitation

1 service
Respite Care

Staffing & Medical

1 service
Licensed Nurses/CNAs

Amenities & Lifestyle

Specific ProgramsFlourish℠ Memory Care program, Short-Term Stays
Operating HoursVisitors are welcome 24 hours a day, 7 days a week.

Contact Calumet Trace

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed

Managed by Justin Carwile

Executive Director

8 years of experience

Justin Carwile is the Executive Director at Calumet Trace Senior Living. He holds a bachelor’s degree in Exercise Physiology from Western Kentucky University and a master’s degree in health administration from Purdue University. A licensed nursing home administrator, Justin has eight years of experience operating skilled nursing facilities and senior living communities across multiple states.

Places of interest near Calumet Trace

Address 2.9 miles from city center Info Estimated distance in miles from Owensboro's city center to Calumet Trace's address, calculated via Google Maps.

Calculate Travel Distance to Calumet Trace

Add your location

Address

Compare Assisted Living around Owensboro

Info below is compiled from the KY Cabinet for Health & Family Services (CHFS), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. RESC (Residential Care): Personal care and daily-living support in a smaller, more intimate residential setting. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. ADC (Adult Day Care): Daytime supervision, health monitoring, and social activities for seniors who live at home.
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Description of bed or unit types offered (e.g. assisted living, memory care), as reported in state or facility disclosures.
Number of years the company has been in operation.
Better Business Bureau grade for the operating company. Reflects complaint handling and business practices, not clinical care quality.
Count of regulatory inspections in the reporting window. Higher volume can reflect more oversight visits, complaint-driven surveys, or routine licensure cycles.
One Park Place
AL
IL
Owensboro
104
Facility 104
KY AVG 74
Rank #46 / 226
Yes
55
Facility 55
KY AVG 42
Rank #80 / 283
Studio / 1 Bed / 2 Bed---
Woodmont Health Campus
AL
ADC
MC
NH
RC
SNF
Boonville99Yes 19 Studio25A+15
Wendell Foster’s Campus for Developmental Disabili
AL
IL
RESC
Owensboro
64
Facility 64
KY AVG 74
Rank #120 / 226
No
72
Facility 72
KY AVG 42
Rank #29 / 283
-
1
Facility 1
KY AVG 13
Rank #48 / 92
--
Calumet Trace – A Charter Senior Living Community
AL
IL
MC
RC
Owensboro (Gateway Commons)
20
Facility 20
KY AVG 74
Rank #213 / 226
Yes
48
Facility 48
KY AVG 42
Rank #111 / 283
Studio / 1 Bed-A--
Calumet Trace
AL
IL
MC
RC
Trace Owensboro-Yes
34
Facility 34
KY AVG 42
Rank #172 / 283
----

Rank badges are statewide: each community is ranked against every KY community we track that reports that metric, not just the 5 on this page. See how we rank facilities

Financial Assistance for
Assisted Living in Kentucky

Calumet Trace is located in Trace Owensboro, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

Get Financial aid guidance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Calumet Trace

Is Calumet Trace in a walkable area?

Calumet Trace has a walk score of 34. Car-dependent. A few nearby services may be reachable on foot, but most trips require transportation.

Are pets allowed at Calumet Trace?

Yes, Calumet Trace allows residents to bring their pets.

Are there photos of Calumet Trace?

Yes — there is 1 photo of Calumet Trace in the photo gallery on this page.

What levels of care does Calumet Trace provide?

Calumet Trace offers Independent Living, Assisted Living, and Memory Care.

What is the address of Calumet Trace?

Calumet Trace is located at 3050 Calumet Trace, Owensboro, KY 42303.

What is the phone number of Calumet Trace?

(270) 215-0828 will put you in contact with the team at Calumet Trace.

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Assisted Living Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance