
Fern Terra of Owensboro
Assisted Living & Residential Care · Owensboro, KY
Fern Terra of Owensboro
Assisted Living & Residential Care · Owensboro, KY
Fern Terrace of Owensboro is a 36-bed personal care home located at 1415 West 1st Street in Owensboro, Kentucky. Operated by Davco Homes, Inc., the facility serves Daviess County under Kentucky license number 101412 and maintains an active status through June 30, 2026.
As a licensed personal care home rather than a Medicare-certified skilled nursing facility (SNF), Fern Terrace operates under a state regulatory framework and does not carry a CMS star rating. Licensure and inspections are overseen by the Kentucky Cabinet for Health and Family Services; based on current focused filings, the community maintains a citations-per-inspection rate of zero. Uniquely for this facility type, the community accepts both Medicare and Medicaid, providing a vital access point for residents who may otherwise face financial barriers to long-term care.
The facility provides a coordinated range of services including personal care, memory care, and respite stays. Staffing is provided 24 hours a day to assist with activities of daily living (ADLs) such as bathing, dressing, and mobility. Specialized clinical oversight is a hallmark of this community, with a staff physician and psychiatrist available on-site to conduct monthly assessments and manage individualized care plans. Medication administration is handled by trained staff to ensure adherence and safety for all residents.
Residents live in private or semi-private rooms that can be personalized with their own furnishings and décor. The comprehensive on-site clinical suite includes dental, optical, and podiatry services, allowing residents to receive routine health maintenance without the need for off-campus travel. Dining services feature three nutritional meals served daily in a communal setting, while all-inclusive services cover housekeeping, personal laundry, and cable TV hookups. A dedicated Activity Director coordinates daily social, educational, and spiritual programming, including monthly birthday parties and organized day trips. Additionally, scheduled transportation is available for medical appointments, shopping trips, family visits, and religious services.
Those seeking a smaller, clinically-integrated residential setting with broad financial acceptance and on-site specialty medical services may find this environment appropriate. Individuals evaluating the facility should contact the administration directly to discuss current unit pricing, which typically starts around $1,470 per month, and verify Medicaid waiver eligibility before scheduling an in-person tour.
36-bed community Rank #295 / 341Bed count — State benchmarkedThis home is ranked 295th out of 341 homes in Kentucky for bed count. Shows this facility's certified or reported bed count compared to other Kentucky facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families.Facilities with the same value for a metric share the same rank. Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A moderately sized community that may balance personal attention with shared amenities and social activities.
Walk Score: 80 / 100 Rank #12 / 423Walk Score — State benchmarkedThis home is ranked 12th out of 423 homes in Kentucky for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Kentucky facilities. Higher scores benefit residents, families, and staff.Facilities with the same value for a metric share the same rank. Rankings are based only on facilities in Kentucky that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.
About this community
Facility TypeAssisted Living Community
CountyDaviess
License Number101412
Fern Terra of Owensboro is administered by Sylvia Martin.
Accept Medicaid
Accept Medicare
Respite Care
Nursing Services
24-Hour Staffing
Pets not allowed
24-Hour Staff
Private And Semi-Private Rooms
Medication Administration
Transportation To Medical Appointments
Physician And Psychiatrist Services
Dental
Optical And Podiatry Services
Activities Scheduled Inside And Outside The Home
Church Services
Family Visits
Care Planning And Monthly Assessments
ActivitiesMonthly birthday parties, holiday parties, group games, weekly social hour, red hat society, kind heart ministries, shopping trips, ladies tea, lunch brunch, excursions outside the facility, men’s club, and live music
Religious ServicesChurch services provided in the home and in the community
Volunteer Program
Places of interest near Fern Terra of Owensboro
0.0 miles from city center
Estimated distance in miles from Owensboro's city center to Fern Terra of Owensboro's address, calculated via Google Maps.
Calculate Travel Distance to Fern Terra of Owensboro
Add your location
Compare Assisted Living around Owensboro
Info below is compiled from the KY Cabinet for Health & Family Services (CHFS), senior community websites & trusted data sources such as Walk Score & BBB.
Communities are listed from highest to lowest based on our ranking methodology.
| One Park Place | AL IL | Owensboro | 104
Facility
104
KY AVG
82
Rank
#83 / 341 | Yes |
55
Facility
55
KY AVG
41
Rank
#126 / 423 | Studio / 1 Bed / 2 Bed | - |
| Fern Terrace Of Owensboro | AL RESC | Owensboro | 68
Facility
68
KY AVG
82
Rank
#194 / 341 | No |
42
Facility
42
KY AVG
41
Rank
#215 / 423 | Private Rooms / Semi-Private Rooms | - |
| Fern Terra of Owensboro | AL RESC | Owensboro | 36
Facility
36
KY AVG
82
Rank
#295 / 341 | No |
80
Facility
80
KY AVG
41
Rank
#12 / 423 | - | - |
| Calumet Trace – A Charter Senior Living Community | AL IL MC RC | Owensboro (Gateway Commons) | 20
Facility
20
KY AVG
82
Rank
#328 / 341 | Yes |
48
Facility
48
KY AVG
41
Rank
#176 / 423 | Studio / 1 Bed | A- |
| Maplebrook Village Owensboro Senior Living | AL IL MC NH SNF | Owensboro | - | No |
45
Facility
45
KY AVG
41
Rank
#193 / 423 | 1 Bed / 2 Bed | - |
Financial Assistance for
Assisted Living in Kentucky
Fern Terra of Owensboro is located in OWENSBORO, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.
Frequently Asked Questions about Fern Terra of Owensboro
Is Fern Terra of Owensboro in a walkable area?
Fern Terra of Owensboro has a walk score of 80. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.
What is the license number of Fern Terra of Owensboro?
According to KY state health department records, Fern Terra of Owensboro's license number is 101412.
Are pets allowed at Fern Terra of Owensboro?
No, Fern Terra of Owensboro has a no-pet policy.
Who is the administrator of Fern Terra of Owensboro?
Sylvia Martin is the administrator of Fern Terra of Owensboro.
How many beds does Fern Terra of Owensboro have?
Fern Terra of Owensboro has 36 beds.
Are there photos of Fern Terra of Owensboro?
Yes — there are 8 photos of Fern Terra of Owensboro in the photo gallery on this page.
What is the address of Fern Terra of Owensboro?
Fern Terra of Owensboro is located at 1415 W 1St Street, Owensboro, KY 42301.
Guides for Better Senior Living
Care Cost Calculator: See Prices in Your Area
Assisted Living Explorer
Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now
The True Cost of Assisted Living in 2025 – And How Families Are Paying For It
Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance




