Fern Terra of Owensboro

Fern Terrace of Owensboro is a 36-bed personal care home located at 1415 West 1st Street in Owensboro, Kentucky. Operated by Davco Homes, Inc., the facility serves Daviess County under Kentucky license number 101412 and maintains an active status through June 30, 2026.

As a licensed personal care home rather than a Medicare-certified skilled nursing facility (SNF), Fern Terrace operates under a state regulatory framework and does not carry a CMS star rating. Licensure and inspections are overseen by the Kentucky Cabinet for Health and Family Services; based on current focused filings, the community maintains a citations-per-inspection rate of zero. Uniquely for this facility type, the community accepts both Medicare and Medicaid, providing a vital access point for residents who may otherwise face financial barriers to long-term care.

The facility provides a coordinated range of services including personal care, memory care, and respite stays. Staffing is provided 24 hours a day to assist with activities of daily living (ADLs) such as bathing, dressing, and mobility. Specialized clinical oversight is a hallmark of this community, with a staff physician and psychiatrist available on-site to conduct monthly assessments and manage individualized care plans. Medication administration is handled by trained staff to ensure adherence and safety for all residents.

Residents live in private or semi-private rooms that can be personalized with their own furnishings and décor. The comprehensive on-site clinical suite includes dental, optical, and podiatry services, allowing residents to receive routine health maintenance without the need for off-campus travel. Dining services feature three nutritional meals served daily in a communal setting, while all-inclusive services cover housekeeping, personal laundry, and cable TV hookups. A dedicated Activity Director coordinates daily social, educational, and spiritual programming, including monthly birthday parties and organized day trips. Additionally, scheduled transportation is available for medical appointments, shopping trips, family visits, and religious services.

Those seeking a smaller, clinically-integrated residential setting with broad financial acceptance and on-site specialty medical services may find this environment appropriate. Individuals evaluating the facility should contact the administration directly to discuss current unit pricing, which typically starts around $1,470 per month, and verify Medicaid waiver eligibility before scheduling an in-person tour.

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Facility Direct Line (270) 926-2345