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Best Assisted Living in Michigan

Reviewed by
Last updated
Jun 2026
We analyzed
488 homes in Michigan

Sources: CMS Centers for Medicare and Medicaid Services, and Michigan Department of Health, Office of Aging and Long Term Care.

Other senior care options in Michigan:

Video Tour: Top-rated Assisted Living facilities in Michigan.

Watch this Video to see Michigan's Top-rated Senior Communities

Compare Assisted Living around Michigan

The information below is reported by the Michigan Department of Licensing and Regulatory Affairs (LARA).

Bickford of Canton
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Canton (Canton Township)
78
Facility 78
MI AVG 75
Rank #192 / 435
Yes
24
Facility 24
MI AVG 39
Rank #488 / 703
Private Rooms
8
Facility 8
MI AVG 22
Rank #124 / 182
A+12
27
Facility 27
MI AVG 8
Rank #322 / 342
2.3
Facility 2.3
MI AVG 1.6
Rank #250 / 342
Bickford Of Canton, LLC
StoryPoint Northville
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Township Of Northville (Northville Charter Township)
103
Facility 103
MI AVG 75
Rank #117 / 435
Yes
45
Facility 45
MI AVG 39
Rank #267 / 703
Studio / 1 Bed / 2 Bed
39
Facility 39
MI AVG 22
Rank #13 / 182
A+9
22
Facility 22
MI AVG 8
Rank #304 / 342
2.4
Facility 2.4
MI AVG 1.6
Rank #261 / 342
44600 Five Mile Rd Opco LLC
Aspen Grove
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Lambertville (Bedford Township)
83
Facility 83
MI AVG 75
Rank #176 / 435
Yes
56
Facility 56
MI AVG 39
Rank #170 / 703
Studio
25
Facility 25
MI AVG 22
Rank #83 / 182
A+5
12
Facility 12
MI AVG 8
Rank #253 / 342
2.4
Facility 2.4
MI AVG 1.6
Rank #261 / 342
Csl Aspen Grove, LLC
Covenant Living of the Great Lakes
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

RC

Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.

Grand Rapids (Westside Connection)
102
Facility 102
MI AVG 75
Rank #121 / 435
No
35
Facility 35
MI AVG 39
Rank #371 / 703
1 Bed / 2 Bed
31
Facility 31
MI AVG 22
Rank #69 / 182
A+4
34
Facility 34
MI AVG 8
Rank #326 / 342
8.5
Facility 8.5
MI AVG 1.6
Rank #337 / 342
Covenant Living Of The Great Lakes
Candlestone Assisted Living & Memory Care
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Midland
66
Facility 66
MI AVG 75
Rank #228 / 435
Yes
2
Facility 2
MI AVG 39
Rank #672 / 703
Studio / 1 Bed
39
Facility 39
MI AVG 22
Rank #13 / 182
A+3
4
Facility 4
MI AVG 8
Rank #140 / 342
1.3
Facility 1.3
MI AVG 1.6
Rank #171 / 342
Waldo Avenue Opco LLC
StoryPoint Novi
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Novi
116
Facility 116
MI AVG 75
Rank #89 / 435
Yes
38
Facility 38
MI AVG 39
Rank #341 / 703
Studio / 1 Bed / 2 Bed
39
Facility 39
MI AVG 22
Rank #13 / 182
A+4
9
Facility 9
MI AVG 8
Rank #221 / 342
2.3
Facility 2.3
MI AVG 1.6
Rank #250 / 342
42400 W 12 Mile Rd Opco LLC
Brookdale Adrian
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Adrian (Adrian Township)
65
Facility 65
MI AVG 75
Rank #230 / 435
Yes
7
Facility 7
MI AVG 39
Rank #636 / 703
Studio / 1 Bed / 2 Bed
48
Facility 48
MI AVG 22
Rank #4 / 182
A+6
24
Facility 24
MI AVG 8
Rank #310 / 342
4.0
Facility 4.0
MI AVG 1.6
Rank #312 / 342
Blc Adrian-Gc, LLC
Freedom Village
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Holland (Columbia Avenue)
62
Facility 62
MI AVG 75
Rank #238 / 435
Yes
68
Facility 68
MI AVG 39
Rank #82 / 703
1 Bed / 2 Bed
35
Facility 35
MI AVG 22
Rank #61 / 182
A+4
0
Facility 0
MI AVG 8
Rank #1 / 342
0.0
Facility 0.0
MI AVG 1.6
Rank #1 / 342
Ccrc Opco-Holland, LLC
Allegria Village
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Dearborn
132
Facility 132
MI AVG 75
Rank #55 / 435
No
52
Facility 52
MI AVG 39
Rank #201 / 703
Studio / 1 Bed / 2 Bed
4
Facility 4
MI AVG 22
Rank #131 / 182
D-10
43
Facility 43
MI AVG 8
Rank #332 / 342
4.3
Facility 4.3
MI AVG 1.6
Rank #315 / 342
Hfv Opco, LLC
Brookdale Portage
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Portage (Woodbridge Hills)
38
Facility 38
MI AVG 75
Rank #303 / 435
Yes
33
Facility 33
MI AVG 39
Rank #404 / 703
Studio
28
Facility 28
MI AVG 22
Rank #77 / 182
A+3
0
Facility 0
MI AVG 8
Rank #1 / 342
0.0
Facility 0.0
MI AVG 1.6
Rank #1 / 342
Brookdale Senior Living Communities, Inc.
Gaslight Village Assisted Living & Memory Care
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Adrian
51
Facility 51
MI AVG 75
Rank #268 / 435
Yes
8
Facility 8
MI AVG 39
Rank #621 / 703
Studio / 1 Bed / 2 Bed
54
Facility 54
MI AVG 22
Rank #2 / 182
A+6
13
Facility 13
MI AVG 8
Rank #262 / 342
2.2
Facility 2.2
MI AVG 1.6
Rank #248 / 342
Adrian Highway Opco LLC
StoryPoint Portage
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Portage (West Portage)
40
Facility 40
MI AVG 75
Rank #290 / 435
Yes
9
Facility 9
MI AVG 39
Rank #614 / 703
Studio / 1 Bed / 2 Bed
39
Facility 39
MI AVG 22
Rank #13 / 182
A+6
12
Facility 12
MI AVG 8
Rank #253 / 342
2.0
Facility 2.0
MI AVG 1.6
Rank #231 / 342
Senior Living Portage, LLC
Crestwood Village Assisted Living and Memory Care
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Mt Pleasant
57
Facility 57
MI AVG 75
Rank #255 / 435
Yes
7
Facility 7
MI AVG 39
Rank #636 / 703
Studio / 1 Bed / 2 Bed
13
Facility 13
MI AVG 22
Rank #116 / 182
A+3
4
Facility 4
MI AVG 8
Rank #140 / 342
1.3
Facility 1.3
MI AVG 1.6
Rank #171 / 342
2378 S Lincoln Road Opco LLC
Appledorn Assisted Living Center – South
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Holland (Apple Avenue)
174
Facility 174
MI AVG 75
Rank #20 / 435
Yes
29
Facility 29
MI AVG 39
Rank #438 / 703
Studio / 1 Bed / 2 Bed
28
Facility 28
MI AVG 22
Rank #77 / 182
A+9
14
Facility 14
MI AVG 8
Rank #268 / 342
1.6
Facility 1.6
MI AVG 1.6
Rank #207 / 342
Appledorn Living Center LLC
Grandhaven Living Center
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Lansing
20
Facility 20
MI AVG 75
Rank #332 / 435
Yes
15
Facility 15
MI AVG 39
Rank #564 / 703
Suite
39
Facility 39
MI AVG 22
Rank #13 / 182
A+4
4
Facility 4
MI AVG 8
Rank #140 / 342
1.0
Facility 1.0
MI AVG 1.6
Rank #139 / 342
Grandhaven Living Center LLC
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Addus HomeCare

3011 W Grand Blvd Suite 206, Detroit, MI 48202
Overview of Addus Homecare

Addus Homecare is a dedicated home care community situated in Detroit, Michigan. Their primary mission is to empower seniors to maintain their health and independence while residing in the comfort of their homes. The caregivers at Addus Homecare derive a sense of purpose from serving their community and forming meaningful connections with those in need.

Behind the scenes, the support and field teams are unwavering in their commitment to bolster the essential work carried out by these caregivers. With a team of compassionate caregivers, Addus Homecare delivers top-notch in-home supportive services, ensuring that individuals can live comfortably and confidently in their cherished home environments. 

Contact Addus HomeCare

Happy Life Home Care

3292 Cherry Creek Ln, Sterling Heights, MI 48314
Overview of Happy Life Home Care

Beautifully located in the heart of Sterling Heights, Michigan, Happy Life Home Care is a senior community. Here, the pursuit of exceptional service is an unwavering commitment. Their focus is on the unique healthcare needs of each senior they serve, aiming to maximize their well-being. As a world-leading provider of nonmedical home care, Happy Life Home Care also offers family caregivers the respite and opportunity to recharge, recognizing the significance of their role in the care journey.

Across Oakland, Macomb, and Wayne counties, Happy Life Home Care extends its comprehensive senior care services. Their belief goes beyond maintaining health, safety, and independence; it’s rooted in the philosophy that aging should be about living well, providing seniors with the support they need to age gracefully and contentedly in their homes. With decades of invaluable experience in providing integral care within the community, Happy Life Home Care is dedicated to delivering comprehensive and patient-centered care right in the patient’s residence.

Contact Happy Life Home Care

Overview of Seasons Hospice & Palliative Care

Now part of AccentCare, Seasons Hospice & Palliative Care is a community that offers senior care services in Ann Arbor, Michigan. With services spanning the spectrum of personal care, home health, and hospice care, AccentCare is dedicated to providing the highest quality compassionate care, ensuring an exceptional experience for patients and their families. Their expertise and remarkable quality scores have established them as trusted guides for patients, families, and partners.

Patients currently under the care of AccentCare’s family of companies can expect the same outstanding level of service they have come to rely on. As a unified brand connecting the full continuum of care, their commitment is to make the lives of all patients and providers, whether new or long-standing, easier and better. 

Contact Seasons Hospice & Palliative Care

Overview of Peace of Mind Home Care, LLC

Located in the heart of Sterling Heights, Michigan, Peace of Mind Home Care, LLC is a beacon of compassionate care for seniors in the comfort of their homes. This dedicated agency offers a broad spectrum of services, from companion care to comprehensive assistance, all designed to enable our clients to reside in their homes securely and independently.

Peace of Mind Home Care, LLC places paramount importance on the safety and trustworthiness of their caregivers. Rigorous background checks, bonding, and insurance are essential components of their commitment to their senior clients’ well-being and peace of mind. Their services encompass a wide array of daily tasks, including bathing, grooming, meal preparation, medication reminders, light housekeeping, laundry, and transportation, ensuring that each individual’s unique needs and desires are at the forefront of the care plan. 

Contact Peace of Mind Home Care, LLC

Overview of Mt. Pleasant Comfort Care

Dedicated to the mission of enabling seniors to age gracefully within the familiarity of their own homes, Mt. Pleasant Comfort Care stands as a pillar of exceptional in-home care. This assisted living community consistently delivers high-quality senior care to serve the communities of Mount Pleasant and North Charleston.
Their commitment extends beyond the traditional bounds of personal and companion care services, specializing in offering tailored solutions, including Alzheimer’s and dementia care, respite care, transitioning home care, and end-of-life care. Their unique approach to home care, known as Interactive Caregiving, sets them apart, promoting physical and mental well-being and ensuring that seniors receive essential care, meaningful companionship, and support on their journey to comfortably at home.

Contact Mt. Pleasant Comfort Care

Overview of Town Village Sterling Heights and the Gem Memory Care

Town Village Sterling Heights redefines the aging experience with a blend of compassion and care in Warren, Michigan. Their commitment is to help senior residents embrace life to its fullest potential. This assisted living community offers serene indoor and outdoor spaces, featuring a state-of-the-art fitness center, indoor pool and whirlpool spa, a charming walking path, a delightful butterfly garden, and a relaxing putting green.

Town Village Sterling Heights is dedicated to elevating lifestyle in every conceivable way. Having come this far, Town Village Sterling Heights takes on the responsibility of managing maintenance, alleviating worries, and handling the intricacies, allowing residents the freedom to focus on treasured moments that hold the utmost significance. Here, the essence of excellence takes on a new meaning. Residents get to experience a remarkable lifestyle enriched with genuine camaraderie, engaging activities, delectable cuisine, and all the finest aspects that life has to offer. Embrace the exceptional at Town Village Sterling Heights, where care, comfort, and cherished memories converge seamlessly.

Contact Town Village Sterling Heights and The Gem Memory Care

Overview of Orchestra Place Apartments

Ideally settled in the vibrant neighborhood of Detroit, MI, Orchestra Place Apartments is a welcoming senior living community that offers independent living to active and dynamic residents. The community provides comfortably designed accommodations with a selection of floor plans to choose from, ensuring residents enjoy a cozy and stunning living space that matches their needs and tastes. Every residence is equipped with various amenities for their convenience, complemented with a wide array of thoughtful amenities.

The community encourages residents to explore and go out more with easy access to the neighborhood’s excellent dining, shopping, and entertainment spots. An array of planned social activities are also offered to help residents stay active and connected. Thoughtfully designed community spaces, such as a ballroom, community room, chapel, and a courtyard are offered to further enhance residents’ living experience.

Contact Orchestra Place Apartments

Overview of Landmark Crossing at Southgate

Landmark Crossing at Southgate offers an exceptional assisted living and memory care support in the city. Considered the premier choice in Southgate, Michigan because of the elevated lifestyle its creates for its residents. Adults and seniors are cultivate a joyful and purposeful life supported by the warm and welcoming approach to the staff. Its comfort and stability extends to the daily activities that seniors can immerse themselves in for an enriching and engaging experience.

The lifestyle at Landmark Crossing is designed to empower and encourage its residents to thrive. Life-enriching opportunities are found in the accommodation the community offers, such as ADLs, respite care, individualized memory care activities, medication management, recreational programs, and social activities.

Contact Landmark Crossing at Southgate

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
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Frequently Asked Questions about Assisted Living in Michigan

What's the difference between assisted living and memory care in Michigan?

Assisted living in Michigan supports residents with daily activities (bathing, dressing, medication management) while preserving independence. Memory care is a specialized form of assisted living for residents living with Alzheimer's or dementia, and adds 24/7 secured environments, dementia-trained staff, and structured routines designed to reduce confusion and wandering.

What's the difference between assisted living and a nursing home in Michigan?

Assisted living in Michigan is a residential model focused on housing, hospitality, and help with daily activities. Nursing homes (skilled nursing facilities) provide 24/7 medical care from licensed nurses for residents with significant health needs, and are regulated more strictly under both state and federal CMS rules.

Does Michigan Medicaid cover assisted living?

Michigan Medicaid does not directly pay room-and-board for assisted living, but most states (including Michigan) offer Home and Community-Based Services (HCBS) waivers that can offset the cost of care services delivered inside a licensed community. Eligibility, waitlists, and covered services vary — check directly with the state Medicaid agency.

What is assisted living?

Assisted living combines private or semi-private apartments with help on activities of daily living (meals, bathing, dressing, medication management) and a social calendar — for residents who need some support but do not need 24/7 medical care.

How many assisted living facilities are listed on this page?

This page features 488 assisted living facilities in Michigan. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right assisted living facility in Michigan?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in Michigan, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting assisted living facilities in Michigan?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.