Smaller home · May offer a more intimate, personalized care environment.
Bowley‘s Garden Co-op
Located in the Frankford neighborhood of Baltimore, Bowley’s Garden Co-Op is an independent living community for active adults 62 and older. Its location at 5200 Bowleys Lane has a Walk Score of 64; the community is in a moderately walkable area where some errands can be handled on foot. The 78-bed community offers private apartments and a lively social environment where residents can build friendships and stay engaged.
The home prioritizes choice and independence, so residents can live by their own decisions while providing support for daily activities. Staff provide a nurturing atmosphere through organized social activities and opportunities so residents can stay connected with one another. This approach reflects a philosophy that independent living can remain active and social rather than isolating.
Amenities on-site include a swimming pool, library, and laundry and housekeeping services. All utilities are included in residency. The community has a 24-hour emergency response system for resident safety. Scheduled maintenance is handled by the staff, so residents can enjoy their independence throughout their stay.
Community insights.
About This Community
- Service coordinator – wellness support, local resources, and activities
Living Spaces & Floor Plans for Bowley‘s Garden Co-op
Places of interest near Bowley‘s Garden Co-op
3.8 miles from city center
Estimated distance in miles from Baltimore's city center to Bowley‘s Garden Co-op's address, calculated via Google Maps.
— 1.08 miles to nearest hospital (Chimark Healthcare Services)
Calculate Travel Distance to Bowley‘s Garden Co-op
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Compare Black Independent Living around America
Info below is compiled from the MD Dept. of Health (OHCQ), senior community websites & trusted data sources such as Walk Score & BBB.
Communities are listed from highest-ranked to lowest-ranked based on our methodology.
Official facility name used in federal/state reporting (may differ slightly from the marketing name).
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Care Types in This Table
IL (Independent Living):
Community living with dining, activities, and transportation for active seniors who need little personal care.
BIL (Black Independent Living):
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City and state of the facility. Used for mapping and state-average comparisons.
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Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
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Indicates whether residents are allowed to have pets in the facility.
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Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
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Housing or bed configuration options (e.g. studio, shared), often from facility-reported amenities and licensing details.
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|---|---|---|---|---|---|---|
| Samuel J. Simmons NCBA Estates | BIL IL | Washington (Northwest D.C) | 174 | No | 93 | 1 Bed |
| Bowley‘s Garden Co-op | BIL IL | Baltimore (Frankford) | 78 | Yes | 64 | 1 Bed |
| University Gardens I and II | BIL IL | Silver Spring (Montgomery Knolls) | - | No | 56 | - |
| River District | BIL IL | Charlotte (Dixie - Berryhill) | - | No | - | - |
Programs that may help with care and living costs in Maryland
Bowley‘s Garden Co-op is in Baltimore, Maryland. These programs may support different care settings or living expenses. A listing does not confirm this community participates; our concierge team can help confirm.
Senior Prescription Drug Assistance Program (SPDAP)
Maryland Senior Prescription Drug Assistance Program
- Income limit
- Income at or below 300% of the federal poverty level.
Eligibility
- General
- Maryland resident for at least six months, Medicare recipient and enrolled in a prescription-drug plan, meeting SPDAP income requirements.
- MD specifics
- Not restricted to age 65 and older.
What it provides
- Assistance with eligible Medicare prescription-plan premiums.
Medicare Savings Programs (MSP)
Maryland Medicare Savings Programs
- Who it is for
- Medicare beneficiaries with limited income who need help with premiums or cost sharing
Eligibility
- General
- Medicare beneficiaries meeting the applicable state Medicare Savings Program eligibility rules.
- MD specifics
- Applications are administered by the state Medicaid program.
What it provides
- Assistance with Medicare premiums and; for qualified QMB beneficiaries; Medicare-covered deductibles and coinsurance. The qualifying category determines which costs are paid.
Community Options Waiver
Maryland Medicaid Community Options Waiver
- Income limit
- Income up to 300% of the SSI benefit rate, subject to the applicable Medicaid category.
- Asset limit
- Countable assets up to $2,000 or $2,500, depending on eligibility category.
Eligibility
- General
- Age 18 or older, nursing-facility level of care, safely living at home/community, meeting Medicaid requirements and cost-effectiveness rules; cannot simultaneously join another waiver or PACE.
- MD specifics
- Community applicants join a registry and await invitation. A person whose nursing-facility services have been Medicaid-paid for at least 30 days may apply without that wait.
What it provides
- Medicaid benefits including Community First Choice plus authorized waiver services such as assisted living; behavioral consultation; case management; family training and medical day care.
Community Personal Assistance Services (CPAS)
Maryland Medicaid Community Personal Assistance Services
Eligibility
- General
- People of any age with full Medicaid, living in a community setting and needing help with at least one activity of daily living.
- MD specifics
- State-plan benefit with no age limit.
What it provides
- Personal assistance; nurse monitoring and supports planning; plus other covered Medicaid benefits.
Community First Choice (CFC)
Maryland Community First Choice (CFC)
Eligibility
- General
- People of any age with full Maryland Medicaid who need an institutional level of care and live in a community setting.
What it provides
- Authorized personal assistance; supports planning; nurse monitoring; accessibility adaptations; assistive technology; meals; emergency response systems and transition services.
Medical Day Care Services Waiver
Maryland Medical Day Care Services Waiver
Eligibility
- General
- People age 16 or older with full Medicaid, nursing-facility-level care needs and a medical order for day care. They may not be enrolled in another waiver and community services must cost no more than institutional care.
What it provides
- Authorized medical day care including nursing; medication monitoring; meals; activities; therapies; social work and transportation.
Supporting Older Adults with Resources (SOAR)
Maryland SOAR
- Income limit
- Income below 60% of Maryland median income.
Eligibility
- General
- Maryland residents age 62 or older who need daily-living assistance and meet SOAR financial criteria; designed for people not qualifying for Medicaid or waiting for Medicaid-funded supports.
- MD specifics
- Senior Care, Senior Assisted Living Subsidy and Congregate Housing were consolidated into SOAR on July 1, 2026.
What it provides
- Case management; approved home/community supports and partial assistance with monthly assisted-living fees; funding and individual authorization apply.
Maryland Nursing Home Medicaid
Maryland Medical Assistance (Medicaid) Nursing Home Program
Eligibility
- General
- People who meet Maryland Medicaid nursing-facility medical and financial criteria; not limited solely to adults age 65 or older.
What it provides
- Authorized Medicaid nursing-facility care; resident contribution and covered services are subject to current rules.
Veterans Aid and Attendance (A&A) Benefit
VA Pension Aid and Attendance and Housebound Benefits (Federal)
- Who it is for
- Veterans or survivors with VA pension eligibility and an Aid and Attendance or Housebound medical need
- Income limit
- No single monthly income cutoff. VA compares countable annual income, after permitted deductions, with the applicable Maximum Annual Pension Rate for the household and benefit category.
- Asset limit
- Net-worth limit is $163,699 from December 1, 2025 through November 30, 2026. Net worth includes countable assets plus annual income; exclusions and transfer rules apply.
Eligibility
- General
- Veterans or eligible survivors who qualify for VA Pension or Survivors Pension and meet the additional Aid and Attendance or Housebound criteria. Service, discharge, family status and pension eligibility rules also apply.
- MD specifics
- A federal VA pension benefit; Aid and Attendance and Housebound enhancements cannot be received together.
What it provides
- A higher pension ceiling for eligible Aid and Attendance or Housebound recipients. Actual pension equals the applicable annual maximum minus countable income; the two enhancements cannot be paid together.
Increased Community Services (ICS)
Maryland Increased Community Services (ICS)
- Income limit
- Monthly income exceeds 300% of SSI; the excess is paid toward care under program rules.
- Asset limit
- Applicant countable assets no more than $2,500.
Eligibility
- General
- Adults 18 or older who need nursing-facility-level care, have lived in a nursing facility at least six months with Medicaid eligibility for at least 30 consecutive days, and are not eligible for an HCBS waiver or PACE. Community living must be safe and cost no more than institutional care.
- MD specifics
- Referral must come from Medicaid’s Eligibility Determination Division; there is no direct application.
What it provides
- Approved services may include assisted living; personal assistance; medical day care; respite; adaptations and supports planning.




