University Gardens I and II
Black Independent Living & Independent Living · Silver Spring, MD

University Gardens I and II

Black Independent Living & Independent Living · Silver Spring, MD

Overview of University Gardens I and II

University Gardens I and II offers independent living in the Montgomery Knolls neighborhood of Silver Spring, MD. Residents have private living spaces and community services without daily care, making the home suited to people who do not need routine help with everyday tasks; with a Walk Score of 56, the area is somewhat walkable, so some errands are possible on foot for a resident who no longer drives.

By The Numbers

Community insights.

Walk Score Info Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities. Rank #68 / 167Walk Score — State benchmarked This independent living community is ranked 68th out of 167 independent living communities we track in Maryland for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Maryland facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every independent living community we track in Maryland that reports data for that category. Independent living communities without available data are excluded, so the pool size varies from metric to metric.
56 / 100

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Address 2.5 miles from city center Info Estimated distance in miles from Silver Spring's city center to University Gardens I and II's address, calculated via Google Maps.

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Address

Compare Black Independent Living around America

Info below is compiled from the MD Dept. of Health (OHCQ), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

Official facility name used in federal/state reporting (may differ slightly from the marketing name).
Care Types in This Table IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. BIL (Black Independent Living):
City and state of the facility. Used for mapping and state-average comparisons.
Licensed bed capacity (maximum allowed). Not the same as how many beds are currently filled.
Indicates whether residents are allowed to have pets in the facility.
Third-party neighborhood walkability score (0–100). Convenience/context metric, not a healthcare quality measure.
Housing or bed configuration options (e.g. studio, shared), often from facility-reported amenities and licensing details.
Samuel J. Simmons NCBA Estates
BIL
IL
Washington (Northwest D.C)174 No 93 1 Bed
Bowley‘s Garden Co-op
BIL
IL
Baltimore (Frankford)78 Yes 64 1 Bed
University Gardens I and II
BIL
IL
Silver Spring (Montgomery Knolls)- No 56 -
River District
BIL
IL
Charlotte (Dixie - Berryhill)- No --
Financial assistance

Programs that may help with care and living costs in Maryland

University Gardens I and II is in Silver Spring, Maryland. These programs may support different care settings or living expenses. A listing does not confirm this community participates; our concierge team can help confirm.

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Prescription costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Income limit
Income at or below 300% of the federal poverty level.

Eligibility

General
Maryland resident for at least six months, Medicare recipient and enrolled in a prescription-drug plan, meeting SPDAP income requirements.
MD specifics
Not restricted to age 65 and older.

What it provides

  • Assistance with eligible Medicare prescription-plan premiums.
Medicare costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Who it is for
Medicare beneficiaries with limited income who need help with premiums or cost sharing

Eligibility

General
Medicare beneficiaries meeting the applicable state Medicare Savings Program eligibility rules.
MD specifics
Applications are administered by the state Medicaid program.

What it provides

  • Assistance with Medicare premiums and; for qualified QMB beneficiaries; Medicare-covered deductibles and coinsurance. The qualifying category determines which costs are paid.
In-home & community support

Community Options Waiver

Maryland Medicaid Community Options Waiver

Income limit
Income up to 300% of the SSI benefit rate, subject to the applicable Medicaid category.
Asset limit
Countable assets up to $2,000 or $2,500, depending on eligibility category.

Eligibility

General
Age 18 or older, nursing-facility level of care, safely living at home/community, meeting Medicaid requirements and cost-effectiveness rules; cannot simultaneously join another waiver or PACE.
MD specifics
Community applicants join a registry and await invitation. A person whose nursing-facility services have been Medicaid-paid for at least 30 days may apply without that wait.

What it provides

  • Medicaid benefits including Community First Choice plus authorized waiver services such as assisted living; behavioral consultation; case management; family training and medical day care.
In-home support

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Eligibility

General
People of any age with full Medicaid, living in a community setting and needing help with at least one activity of daily living.
MD specifics
State-plan benefit with no age limit.

What it provides

  • Personal assistance; nurse monitoring and supports planning; plus other covered Medicaid benefits.
In-home support

Community First Choice (CFC)

Maryland Community First Choice (CFC)

Eligibility

General
People of any age with full Maryland Medicaid who need an institutional level of care and live in a community setting.

What it provides

  • Authorized personal assistance; supports planning; nurse monitoring; accessibility adaptations; assistive technology; meals; emergency response systems and transition services.
Adult day support

Medical Day Care Services Waiver

Maryland Medical Day Care Services Waiver

Eligibility

General
People age 16 or older with full Medicaid, nursing-facility-level care needs and a medical order for day care. They may not be enrolled in another waiver and community services must cost no more than institutional care.

What it provides

  • Authorized medical day care including nursing; medication monitoring; meals; activities; therapies; social work and transportation.
In-home or residential support

Supporting Older Adults with Resources (SOAR)

Maryland SOAR

Income limit
Income below 60% of Maryland median income.

Eligibility

General
Maryland residents age 62 or older who need daily-living assistance and meet SOAR financial criteria; designed for people not qualifying for Medicaid or waiting for Medicaid-funded supports.
MD specifics
Senior Care, Senior Assisted Living Subsidy and Congregate Housing were consolidated into SOAR on July 1, 2026.

What it provides

  • Case management; approved home/community supports and partial assistance with monthly assisted-living fees; funding and individual authorization apply.
Nursing home coverage

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Eligibility

General
People who meet Maryland Medicaid nursing-facility medical and financial criteria; not limited solely to adults age 65 or older.

What it provides

  • Authorized Medicaid nursing-facility care; resident contribution and covered services are subject to current rules.
Cash support · veterans

Veterans Aid and Attendance (A&A) Benefit

VA Pension Aid and Attendance and Housebound Benefits (Federal)

Who it is for
Veterans or survivors with VA pension eligibility and an Aid and Attendance or Housebound medical need
Income limit
No single monthly income cutoff. VA compares countable annual income, after permitted deductions, with the applicable Maximum Annual Pension Rate for the household and benefit category.
Asset limit
Net-worth limit is $163,699 from December 1, 2025 through November 30, 2026. Net worth includes countable assets plus annual income; exclusions and transfer rules apply.

Eligibility

General
Veterans or eligible survivors who qualify for VA Pension or Survivors Pension and meet the additional Aid and Attendance or Housebound criteria. Service, discharge, family status and pension eligibility rules also apply.
MD specifics
A federal VA pension benefit; Aid and Attendance and Housebound enhancements cannot be received together.

What it provides

  • A higher pension ceiling for eligible Aid and Attendance or Housebound recipients. Actual pension equals the applicable annual maximum minus countable income; the two enhancements cannot be paid together.
Assisted living or in-home support

Increased Community Services (ICS)

Maryland Increased Community Services (ICS)

Income limit
Monthly income exceeds 300% of SSI; the excess is paid toward care under program rules.
Asset limit
Applicant countable assets no more than $2,500.

Eligibility

General
Adults 18 or older who need nursing-facility-level care, have lived in a nursing facility at least six months with Medicaid eligibility for at least 30 consecutive days, and are not eligible for an HCBS waiver or PACE. Community living must be safe and cost no more than institutional care.
MD specifics
Referral must come from Medicaid’s Eligibility Determination Division; there is no direct application.

What it provides

  • Approved services may include assisted living; personal assistance; medical day care; respite; adaptations and supports planning.
Know before you visit

Frequently Asked Questions about University Gardens I and II

Quick answers from public records and the community's own listing.
01 What neighborhood is University Gardens I and II in?
University Gardens I and II is in the Montgomery Knolls neighborhood of Silver Spring.
02 Is University Gardens I and II in a walkable area?
University Gardens I and II has a walk score of 56. Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
03 Are pets allowed at University Gardens I and II?
No, University Gardens I and II has a no-pet policy.
04 Are there photos of University Gardens I and II?
Yes — there are 6 photos of University Gardens I and II in the photo gallery on this page.
05 What levels of care does University Gardens I and II provide?
University Gardens I and II offers Black Independent Living & Independent Living.
06 What is the address of University Gardens I and II?
University Gardens I and II is located at 440 University Blvd E, Silver Spring, MD 20901.
07 What is the phone number of University Gardens I and II?
(301) 445-5540 will put you in contact with the team at University Gardens I and II.