Academy Point at Mystic

Article: How to get Medicare and Medicaid to Pay for Assisted Living

0.5 mile from city center

Description

Burrowed in the beautiful neighborhood of Mystic, CT, the Academy Point at Mystic is an exceptional senior living community providing assisted living, memory care, and respite care services. Spacious and cozy accommodations ranging from studio to one-bedroom, one-bedroom deluxe, memory care studio, and memory care companion suite are available for its residents. As for memory care, residents with cognitive conditions can receive personalized sensory-based enrichment programs and other specialized care and support. In terms of respite care, short-term stays with extra care services.

With its top-tier amenities and services, residents can enjoy an inspired dining experience with delightful and healthy chef-prepared meals and concierge services like weekly housekeeping and transportation assistance. Meet new companions and build lasting connections within its beautiful shared spaces. Join a full calendar of events for active living prepared and coordinated by a professional team. At Academy Point at Mystic, seniors are guaranteed the utmost care and support.

Map

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Housing Options Studio / Suite / 1 Bed

Building Type 3-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Memory Care Respite Care

Type of Rooms Available

1 / 4

Suite

Claim What’s Yours: Financial Aid for Connecticut Seniors

Program

State Program Name

Eligibility

Benefits

Connecticut Home Care Program for Elders

CHCPE

General: Age 65+, Connecticut resident, at risk of nursing home placement.
Income Limits: State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).
Asset Limits: $1,600 (state), $2,000 (Medicaid, individual).
CT Specifics: Two tiers (state and Medicaid); waitlists possible.

Services: In-home care (4-6 hours/day), adult day care (~$70/day), meals, respite (up to 14 days/year).

Statewide Respite Care Program

CT Respite Care

General: Caregiver of senior with dementia, Connecticut resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
CT Specifics: Limited to dementia caregivers; capped funding.

Services: In-home respite (up to 30 days/year), adult day care (~$70/day).

Congregate Housing Services Program (CHSP)

Connecticut Congregate Housing Services Program

General: Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
Income Limits (2025): ~$41,000/year (individual, adjusted annually).
Asset Limits: Not specified; focus is income-based.
CT Specifics: Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Services: Personal care (3-5 hours/day), meals ($5-$7/meal), housekeeping, transportation (~5 trips/month).

Medicare Savings Program (MSP)

Connecticut Medicare Savings Program

General: Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.
Income Limits (2025): ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
Asset Limits: None since 2023 policy change.
CT Specifics: Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).

Senior Community Service Employment Program (SCSEP)

Connecticut SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Connecticut resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CT Specifics: Priority for veterans, rural residents; limited slots (~500/year).

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Connecticut Seniors

CHCPE

Connecticut Home Care Program for Elders

Eligibility

General: Age 65+, Connecticut resident, at risk of nursing home placement.
Income Limits: State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).
Asset Limits: $1,600 (state), $2,000 (Medicaid, individual).
CT Specifics: Two tiers (state and Medicaid); waitlists possible.

Benefits

Services: In-home care (4-6 hours/day), adult day care (~$70/day), meals, respite (up to 14 days/year).

CT Respite Care

Statewide Respite Care Program

Eligibility

General: Caregiver of senior with dementia, Connecticut resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
CT Specifics: Limited to dementia caregivers; capped funding.

Benefits

Services: In-home respite (up to 30 days/year), adult day care (~$70/day).

Connecticut Congregate Housing Services Program

Congregate Housing Services Program (CHSP)

Eligibility

General: Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
Income Limits (2025): ~$41,000/year (individual, adjusted annually).
Asset Limits: Not specified; focus is income-based.
CT Specifics: Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Benefits

Services: Personal care (3-5 hours/day), meals ($5-$7/meal), housekeeping, transportation (~5 trips/month).

Connecticut Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.
Income Limits (2025): ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
Asset Limits: None since 2023 policy change.
CT Specifics: Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Benefits

Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).

Connecticut SCSEP (federally funded, state-administered)

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Connecticut resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CT Specifics: Priority for veterans, rural residents; limited slots (~500/year).