Arbor Terrace Middletown

Independent Living in Newark

Overview of Arbor Terrace Middletown

Nestled in the charming neighborhood of Monmouth County, Arbor Terrace Middletown offers a peaceful retreat where residents can thrive. It is one of the premier assisted living communities that goes above and beyond to provide exceptional retirement services. This remarkable home offers a range of options, including independent living, assisted living, and memory care services. With a focus on creating a supportive and engaging environment, Arbor Terrace Middletown has garnered positive memory care reviews and is recognized as a leader in the industry.

The community is renowned for its commitment to excellence and has received accolades for its high standards and exceptional culture. In addition to the warm and welcoming atmosphere, Arbor Terrace Middletown offers a host of amenities and programs that cater to the unique needs of each resident. From concierge services and housekeeping to scheduled transportation and a full range of activities, every aspect of daily life is designed to enhance the well-being and enjoyment of residents.

(732) 217-4929

Managed by Nicole D'Andrea

Executive Director

Nicole D'Andrea brings over a decade of senior living experience and a deep passion for senior care to her role as Executive Director at Arbor Terrace Middletown. She is dedicated to enhancing residents' quality of life and fostering a supportive, vibrant community. Nicole values family time, reading, and walks with her dog, Dallas.

Bed community size
104-bed community
A larger shared setting that may offer more common spaces and organized community services.
Walk Score
Walk Score: 57 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Occupancy

Occupancy rate
59%
Lower than the New Jersey average: 77%
Occupied beds
61 / 104
Average residents 119 per day

Awards

AwardsBest Assisted Living Community by U.S. News & World Report

License Details

Facility TypeAssisted Living Residence
StatusActive
ExpirationAugust 31, 2026
License Number13A303

Ownership & Operating Entity

Arbor Terrace Middletown is legally operated by Shp V Middletown Llc, and administrated by Ms. NICOLE D'ANDREA.

Officers

Info Officers are individuals or entities with formal legal or financial responsibility for the organization that owns this facility

Senior Housing Partnership Fund V, Senior Housing Partners V, Lp

Type Of Units

Assisted Living
104 units
Total beds
104 units

Safety & Compliance

Wheelchair Accessible
Secured Perimeter
Emergency SystemsYes

Therapy & Rehabilitation

2 services
Rehabilitation Services
Respite Care

Staffing & Medical

1 service
24-Hour Staffing

Amenities & Lifestyle

Dining
Fitness Center
Library
Salon And Spa
Outdoor Spaces
Concierge Services
Housekeeping Services
Transportation Services
Wellness Programs
ActivitiesA full calendar of optional programs, social gatherings, and experiences is available.
Specific ProgramsExercise and Wellness Programs, Personal Linen and Laundry Services, Full Range of Activities for Engaging Residents

Pricing & Financial Information

IL$4,100 per month
AL$6,900 per month
MC$5,200 per month

Dining & Nutrition

Food DescriptionResidents enjoy chef-prepared meals in a restaurant-style dining room, with options for in-room service and a focus on personal preferences.
Meals IncludedYes
Special DietsYes

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed: Yes, Pets Allowed

Housing options icon
Housing options icon

Housing Options: Private Rooms

Building type icon
Building type icon

Building Type: Single-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Arbor Terrace Middletown

Assisted Living Independent Living Memory Care

Contact Arbor Terrace Middletown

Inspection History

In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.

4 visits/inspections Info Inspections are mandatory, regular evaluations conducted by state health departments or regulatory agencies. They ensure the community provides safe, compliant care, covering areas like resident health, staff and management.

2 complaint inspections

2 routine inspections

New Jersey average: 8 visits/inspections

New Jersey average: 6 inspections

Latest inspection

Date November 20, 2025

Inspection Report Summary for Arbor Terrace Middletown

The most recent inspection on November 20, 2025, did not identify any deficiencies and focused on informing individuals about privacy practices related to medical information. Earlier inspections in late 2023 also found the facility in compliance with infection control regulations and CDC recommended practices for COVID-19. No deficiencies or citations were noted in these reports, and there were no complaint investigations during this period. Enforcement actions such as fines or license suspensions were not listed in the available reports. The inspection history suggests consistent adherence to regulatory requirements without noted issues.

Living Spaces & Floor Plans

Studio Memory Care Floor Plan
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Studio Assisted Living Floor Plan
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One Bedroom Assisted Living Floor Plan
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Studio Independent Living Floor Plan
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One Bedroom Independent Living Floor Plan
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Financial Assistance for
Independent Living in New Jersey

Arbor Terrace Middletown is located in Middletown Township, New Jersey.
Here are the financial assistance programs available to residents in New Jersey.

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Managed Long Term Services and Supports

NJ Medicaid MLTSS

Age 65+ or disabled
General New Jersey resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
NJ

High urban demand; managed care model.

Benefits
In-home care (5-7 hours/day) Assisted living Respite (240 hours/year) Medical services

JACC (Jersey Assistance for Community Caregiving)

NJ JACC

Age 60+
General New Jersey resident, at risk of nursing home.
Income Limits ~$2,500/month individual, varies
Asset Limits $40,000 individual
NJ

Higher asset limit; limited funding.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Home modifications (~$1,000 avg.)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

New Jersey PAAD

Age 65+
General NJ resident, enrolled in Medicare Part D or eligible.
Income Limits (2025) ~$42,142/year (individual), ~$49,209/year (couple).
Asset Limits Not assessed.
NJ

Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.

Benefits
Prescription cost reduction ($500-$1,000/year savings) Premium assistance ($20/month above benchmark)

Senior Gold Prescription Discount Program

New Jersey Senior Gold

Age 65+
General NJ resident, enrolled in Medicare Part D or eligible.
Income Limits (2025) ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
Asset Limits Not assessed.
NJ

Copays $15 + 50% of remaining cost; no premium assistance.

Benefits
Prescription cost reduction (~$300-$800/year savings)

Medicare Savings Program (MSP)

New Jersey Medicare Savings Program

Age 65+ or disabled
General NJ resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
NJ

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Senior Freeze (Property Tax Reimbursement)

New Jersey Senior Freeze

Age 65+ by Dec 31 prior year
General NJ resident, homeowner, paid property taxes.
Income Limits (2025) ~$150,000/year combined household, projected
Asset Limits Not assessed; home ownership required.
NJ

Combines with ANCHOR/Stay NJ via PAS-1; annual application.

Benefits
Tax reimbursement (~$500-$2,000/year) for increases since base year

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

New Jersey ANCHOR

Age 65+ prioritized
General NJ resident, homeowner/renter, paid property taxes/rent.
Income Limits (2025) ~$150,000/year (homeowners), ~$75,000/year (renters).
Asset Limits Not assessed.
NJ

Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.

Benefits
Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters)

Stay NJ

New Jersey Stay NJ

Age 65+ by Dec 31 prior year
General NJ resident, homeowner, lived in home 10+ years.
Income Limits (2025) ~$500,000/year projected, subject to final regs
Asset Limits Not assessed; home ownership required.
NJ

Up to 50% tax credit (max $6,500); phased implementation.

Benefits
Tax credit (~$3,000-$6,500/year, projected) starting 2026

Universal Service Fund (USF)

New Jersey Universal Service Fund

Age 65+ prioritized
General NJ resident, utility customer, low-income.
Income Limits (2025) ~$3,970/month individual, 185% FPL
Asset Limits Not assessed; income-focused.
NJ

Must owe >$25 on bill; combines with LIHEAP if eligible.

Benefits
Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income

Home Energy Assistance Program (LIHEAP)

New Jersey LIHEAP

Age 60+ prioritized
General NJ resident, low-income household.
Income Limits (2025) ~$3,970/month individual, 185% FPL
Asset Limits Not assessed; income-focused.
NJ

Covers oil, gas, electric; emergency aid available.

Benefits
Heating/cooling aid ($300-$1,000/season) Emergency fuel ($450 max)

NJ Family Caregiver Support Program (via NFCSP)

New Jersey Family Caregiver Support Program

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
NJ

21 AAAs; rural/low-income priority.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

VA Aid and Attendance (A&A) and Housebound Benefits

New Jersey VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General NJ resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
NJ

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Places of interest near Arbor Terrace Middletown

Address 32.7 miles from city center Info Estimated distance in miles from Middletown Township's city center to Arbor Terrace Middletown's address, calculated via Google Maps. — 5.14 miles to nearest hospital (HMH Riverview Medical Center)

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Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Independent Living around Newark The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.

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AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

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AL

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