Arbor Terrace Norwood

Memory Care in Old Tappan

Arbor Terrace Norwood

Memory Care in Old Tappan

Overview of Arbor Terrace Norwood

Conveniently located in the neighborhood of Norwood, NJ, Arbor Terrace Norwood is a welcoming senior living community, offering excellent assisted living and memory care options. The community offers relaxing accommodations that allows residents to enjoy a restful retirement experience. With an excellent care team always on standby to deliver exceptional care services, such as assistance with daily living activities and medication management, residents enjoy their peace of mind and live their golden years comfortably.

Designed to foster holistic wellness, the community also features a wide variety of activities and amenities for residents’ enrichment and entertainment. A wellness center is available to offer services like a salon and spa for residents’ relaxation, combined with delicious meals that give them the nourishment and energy they need to live actively. Most of residents’ chores are also handled to give them plenty of free time to enjoy their retirement years fully.

(201) 379-6637

Managed by Denise Cousins

Executive Director

15 years of experience

Denise Cousins serves as Executive Director at Arbor Terrace Norwood, bringing 15 years of senior care experience. She has held leadership roles including Memory Care Director and Assisted Living Director. Denise is dedicated to fostering a warm, engaging community and values strong connections with residents, families, and team members.

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 100
Bed community size
100-bed community
A larger shared setting that may offer more common spaces and organized community services.
Walk Score
Walk Score: 61 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
BBB Rating
BBB Rating: A- (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Occupancy

Occupancy rate
86%
In line with New Jersey average
Occupied beds
86 / 100
Average residents 119 per day

License Details

Facility TypeAssisted Living Residence
StatusActive
ExpirationMay 31, 2026
License Number02A026
AwardsBest Memory Care Community, U.S. News & World Report

Ownership & Operating Entity

Arbor Terrace Norwood is legally operated by Shp Vi Norwood, Llc, and administrated by Ms.. DENISE COUSINS.

Officers

Info Officers are individuals or entities with formal legal or financial responsibility for the organization that owns this facility

Shp Vi LLC

Type Of Units

Assisted Living
100 units
Total beds
100 units

Safety & Compliance

Wheelchair Accessible
Secured Perimeter
Emergency SystemsYes
Safety Features24-hour care and secure environment.

Staffing

Key information about the people who lead and staff this community.

Leadership

ContactMegan Policastro, Principal

Payment & Insurance

2 services
Accept Medicaid
Accept Medicare

Therapy & Rehabilitation

2 services
Rehabilitation Services
Respite Care

Staffing & Medical

2 services
Nursing Services
24-Hour Staffing

Additional Policies & Features

HousekeepingYes
Linen ServiceYes
Utilities IncludedYes

Amenities & Lifestyle

7 amenities
Dining
Salon & Spa
Concierge Services
Housekeeping
Fitness Center
Library
Outdoor Spaces
ActivitiesMore than 25 weekly activities and events.
Specific ProgramsBridges Program, Concierge Services, Exercise and Wellness Programs, Housekeeping Services, Full Range of Activities.
Operating HoursMonday-Sunday: 24 hours

Pricing & Financial Information

IL$6,300 per month
AL$8,400 per month
MC$8,700 per month

Dining & Nutrition

Food DescriptionDining is a celebration of comfort and community, with chef-prepared meals and themed dining events.
Meals IncludedYes
Special DietsYes

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed: Yes, Pets Allowed

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 2-story

Dining services icon
Dining services icon

Dining Services

Parking Available icon

Parking Available

Exercise program icon
Exercise program icon

Exercise Programs

Transportation services icon
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Transportation Services

Safety systems icon
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Safety Systems

Recreational activities icon
Recreational activities icon

Recreational Activities

Types of Care at Arbor Terrace Norwood

Assisted Living Memory Care

Contact Arbor Terrace Norwood

Access & Eligibility

Ways to qualify for care at this community, including accepted programs and payment options.

Medicaid Accepted

This facility is certified for eligible Medicaid services.

Medicare Accepted

This facility is certified for eligible Medicare services.

Payment & Funding Options

Medicaid Medicare Long-term care insurance

Inspection History

In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.

5 visits/inspections Info Inspections are mandatory, regular evaluations conducted by state health departments or regulatory agencies. They ensure the community provides safe, compliant care, covering areas like resident health, staff and management.

3 complaint inspections

2 routine inspections

New Jersey average: 8 visits/inspections

New Jersey average: 6 inspections

Latest inspection

Date November 19, 2025

6 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

New Jersey average: 18 deficiencies

3 deficiencies identified during routine visits

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

New Jersey average: 18 deficiencies

Inspection Report Summary for Arbor Terrace Norwood

The most recent inspection on November 19, 2025, did not identify any deficiencies and focused on informing individuals about privacy practices. Earlier inspections showed a mixed record, with prior reports citing deficiencies related to infection control and dining services, such as improper hand hygiene, glove use, and dish machine temperatures, as well as missing documentation for an outbreak response plan and infection preventionist. Complaint investigations conducted in 2022 and 2023 were substantiated as substantial compliance, with no enforcement actions or fines listed in the available reports. The main themes of deficiencies involved infection control practices and regulatory documentation during the COVID-19 pandemic. The facility appears to have addressed previous issues, as recent inspections found no deficiencies.

Compare Memory Care around Old Tappan The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.

Filter by care type
Arbor Terrace Norwood
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Norwood (West Norwood)100Yes 61 Studio / 1 Bed / 2 BedShp Vi Norwood, LlcMs.. Denise Cousins 86.0% A-53

Living Spaces & Floor Plans

Arbor Terrace Norwood 2
Arbor Terrace Norwood2
Arbor Terrace Norwood1
Memory Care Studio Floor Plan
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Memory Care Shared Suite Floor Plan
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Assisted Living Studio Floor Plan
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Assisted Living One Bedroom Floor Plan
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Assisted Living Two Bedroom Floor Plan
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Financial Assistance for
Memory Care in New Jersey

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Managed Long Term Services and Supports

NJ Medicaid MLTSS

Age 65+ or disabled
General New Jersey resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
NJ

High urban demand; managed care model.

Benefits
In-home care (5-7 hours/day) Assisted living Respite (240 hours/year) Medical services

JACC (Jersey Assistance for Community Caregiving)

NJ JACC

Age 60+
General New Jersey resident, at risk of nursing home.
Income Limits ~$2,500/month individual, varies
Asset Limits $40,000 individual
NJ

Higher asset limit; limited funding.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Home modifications (~$1,000 avg.)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

New Jersey PAAD

Age 65+
General NJ resident, enrolled in Medicare Part D or eligible.
Income Limits (2025) ~$42,142/year (individual), ~$49,209/year (couple).
Asset Limits Not assessed.
NJ

Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.

Benefits
Prescription cost reduction ($500-$1,000/year savings) Premium assistance ($20/month above benchmark)

Senior Gold Prescription Discount Program

New Jersey Senior Gold

Age 65+
General NJ resident, enrolled in Medicare Part D or eligible.
Income Limits (2025) ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
Asset Limits Not assessed.
NJ

Copays $15 + 50% of remaining cost; no premium assistance.

Benefits
Prescription cost reduction (~$300-$800/year savings)

Medicare Savings Program (MSP)

New Jersey Medicare Savings Program

Age 65+ or disabled
General NJ resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
NJ

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Senior Freeze (Property Tax Reimbursement)

New Jersey Senior Freeze

Age 65+ by Dec 31 prior year
General NJ resident, homeowner, paid property taxes.
Income Limits (2025) ~$150,000/year combined household, projected
Asset Limits Not assessed; home ownership required.
NJ

Combines with ANCHOR/Stay NJ via PAS-1; annual application.

Benefits
Tax reimbursement (~$500-$2,000/year) for increases since base year

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

New Jersey ANCHOR

Age 65+ prioritized
General NJ resident, homeowner/renter, paid property taxes/rent.
Income Limits (2025) ~$150,000/year (homeowners), ~$75,000/year (renters).
Asset Limits Not assessed.
NJ

Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.

Benefits
Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters)

Stay NJ

New Jersey Stay NJ

Age 65+ by Dec 31 prior year
General NJ resident, homeowner, lived in home 10+ years.
Income Limits (2025) ~$500,000/year projected, subject to final regs
Asset Limits Not assessed; home ownership required.
NJ

Up to 50% tax credit (max $6,500); phased implementation.

Benefits
Tax credit (~$3,000-$6,500/year, projected) starting 2026

Universal Service Fund (USF)

New Jersey Universal Service Fund

Age 65+ prioritized
General NJ resident, utility customer, low-income.
Income Limits (2025) ~$3,970/month individual, 185% FPL
Asset Limits Not assessed; income-focused.
NJ

Must owe >$25 on bill; combines with LIHEAP if eligible.

Benefits
Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income

Home Energy Assistance Program (LIHEAP)

New Jersey LIHEAP

Age 60+ prioritized
General NJ resident, low-income household.
Income Limits (2025) ~$3,970/month individual, 185% FPL
Asset Limits Not assessed; income-focused.
NJ

Covers oil, gas, electric; emergency aid available.

Benefits
Heating/cooling aid ($300-$1,000/season) Emergency fuel ($450 max)

NJ Family Caregiver Support Program (via NFCSP)

New Jersey Family Caregiver Support Program

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
NJ

21 AAAs; rural/low-income priority.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

VA Aid and Attendance (A&A) and Housebound Benefits

New Jersey VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General NJ resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
NJ

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Places of interest near Arbor Terrace Norwood

Address 0.8 miles from city center Info Estimated distance in miles from Norwood's city center to Arbor Terrace Norwood's address, calculated via Google Maps.

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