Coral Oaks

Article: How to get Medicare and Medicaid to Pay for Assisted Living

2.1 miles from city center

Description

Warm and inviting, Coral Oaks in the sunny Palm Harbor, FL, offers both independent and assisted living options in a vibrant community. Residents can enjoy the soothing ocean breeze while strolling through the beautiful courtyard garden. With activities like relaxing at nearby beaches, practicing their putting skills, or enjoying movies in the fully furnished theater, seniors can focus on the joys of life. The community’s welcoming atmosphere ensures that everyone feels right at home.

Dedicated to providing a fulfilling and engaging lifestyle for its residents, Coral Oaks offers a range of amenities, including a pet-friendly dog park, outdoor heated pool, and restaurant-style dining, ensuring there’s always something to enjoy. Social gatherings, outings to local events, and wellness programs keep life exciting and purposeful, making each day a delightful experience for residents and their furry friends.

Map

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Housing Options Studio / 1 Bed / 2 Bed

Building Type 3-story

Amenities

Dining Services

Beauty Services

Transportation Services

Housekeeping Services

Recreational Activities

Exercise Programs

Types of Care Available

Assisted Living Independent Living

Comparison Chart

Compare senior living communities around the area

Coral Oaks

Palm Harbor

Studio / 1 Bed / 2 Bed

N/A

Yes

St. Mark Village – Highland Lakes Assisted Living

Palm Harbor

Studio / 1 Bed / 2 Bed

N/A

Stratford Court of Palm Harbor

Palm Harbor

1 Bed / 2 Bed

N/A

Yes

Claim What’s Yours: Financial Aid for Florida Seniors

Program

State Program Name

Eligibility

Benefits

Long-Term Care Waiver

Florida Medicaid LTC Waiver

General: Age 65+ or 21+ disabled, Florida resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: High demand; waitlists common.

Services: In-home care (6-8 hours/day), assisted living, respite (240 hours/year), case management.

Community Care for the Elderly (CCE)

Florida CCE

General: Age 60+, Florida resident, at risk of nursing home.
Income Limits: ~$2,000/month (varies).
Asset Limits: $5,000 (individual).
FL Specifics: Limited funding; regional variation.

Services: Homemaker services (3-5 hours/week), adult day care (~$60/day), respite (up to 10 days/year).

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

General: Age 60+, Florida resident, at risk of nursing home placement; caregiver must be approved.
Income Limits (2025): ~$2,829/month (individual, aligned with Medicaid thresholds).
Asset Limits: ~$2,000 (individual); varies by case manager discretion.
FL Specifics: Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Services: Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month).

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

General: Age 55+, Florida resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Optional State Supplementation (OSS)

Florida Optional State Supplementation

General: Age 65+ or disabled, Florida resident, living in approved facility, receiving SSI or low-income.
Income Limits (2025): ~$1,004/month (individual, including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific facility types; ~$78.40/month max supplement.

Services: Cash payment (~$78.40/month) for room/board or personal needs in facilities.

Senior Community Service Employment Program (SCSEP)

Florida SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Florida resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
FL Specifics: Priority for veterans, rural residents; ~1,000 slots/year.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Florida Seniors

Florida Medicaid LTC Waiver

Long-Term Care Waiver

Eligibility

General: Age 65+ or 21+ disabled, Florida resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: High demand; waitlists common.

Benefits

Services: In-home care (6-8 hours/day), assisted living, respite (240 hours/year), case management.

Florida CCE

Community Care for the Elderly (CCE)

Eligibility

General: Age 60+, Florida resident, at risk of nursing home.
Income Limits: ~$2,000/month (varies).
Asset Limits: $5,000 (individual).
FL Specifics: Limited funding; regional variation.

Benefits

Services: Homemaker services (3-5 hours/week), adult day care (~$60/day), respite (up to 10 days/year).

Florida Home Care for the Elderly

Home Care for the Elderly (HCE)

Eligibility

General: Age 60+, Florida resident, at risk of nursing home placement; caregiver must be approved.
Income Limits (2025): ~$2,829/month (individual, aligned with Medicaid thresholds).
Asset Limits: ~$2,000 (individual); varies by case manager discretion.
FL Specifics: Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits

Services: Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month).

Florida Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Florida resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Florida Optional State Supplementation

Optional State Supplementation (OSS)

Eligibility

General: Age 65+ or disabled, Florida resident, living in approved facility, receiving SSI or low-income.
Income Limits (2025): ~$1,004/month (individual, including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific facility types; ~$78.40/month max supplement.