Fern Terra of Owensboro
Assisted Living · Owensboro, KY

Fern Terra of Owensboro

Assisted Living · Owensboro, KY
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Fern Terra of Owensboro accepts Medicaid and Medicare.

Overview of Fern Terra of Owensboro

Fern Terrace of Owensboro is a personal care home located in Owensboro, Kentucky. It provides a safe and healthy living environment for seniors who require assistance with daily activities. The facility offers various services including meals, transportation, and wellness activities.
(270) 926-2345
Bed community size
36-bed community Rank #295 / 341Bed count — State benchmarkedThis home is ranked 295th out of 341 homes in Kentucky. Shows this facility's certified or reported bed count compared to other Kentucky SNFs. Larger communities may offer more amenities, programs, and on-site services for residents and families.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A moderately sized community that may balance personal attention with shared amenities and social activities.
Walk Score
Walk Score: 80 / 100 Rank #12 / 424Walk Score — State benchmarkedThis home is ranked 12th out of 424 homes in Kentucky. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Kentucky SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

License Details

Facility TypeAssisted Living Community
StatusActive
CountyDaviess
License Number101412

Payment & Insurance

2 services
Accept Medicaid
Accept Medicare

Therapy & Rehabilitation

1 service
Respite Care

Staffing & Medical

2 services
Nursing Services
24-Hour Staffing

Amenities & Lifestyle

24-Hour Staff
Private And Semi-Private Rooms
Medication Administration
Transportation To Medical Appointments
Physician And Psychiatrist Services
Dental
Optical And Podiatry Services
Activities Scheduled Inside And Outside The Home
Monthly Birthday Parties
Church Services
Family Visits
Shopping Trips
Care Planning And Monthly Assessments
ActivitiesMonthly birthday parties, holiday parties, group games, weekly social hour, red hat society, kind heart ministries, shopping trips, ladies tea, lunch brunch, excursions outside the facility, men’s club, and live music.
Religious ServicesChurch services provided in the home and in the community.
Volunteer ProgramsYes

Dining & Nutrition

Food DescriptionThree meals a day and snacks are provided.

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Financial Assistance for
Assisted Living in Kentucky

Fern Terra of Owensboro is located in OWENSBORO, Kentucky.
Here are the financial assistance programs available to residents in Kentucky.

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Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

Age 65+ or disabled
General Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
KY

Rural focus; waitlists possible.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Homemaker services Home modifications

Hart-Supported Living Program

KY Hart-Supported Living

Age 65+ or disabled
General Kentucky resident.
Income Limits No strict limit; prioritizes low-income.
Asset Limits Not applicable.
KY

Competitive grants; limited availability.

Benefits
In-home support (up to 10 hours/week) Respite (varies) Adaptive equipment (~$500 avg.)

Kentucky Homecare Program

Kentucky Homecare Program

Age 60+
General Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025) No strict limit; prioritizes low-income ~$24,980/year individual
Asset Limits Not assessed; need-based focus.
KY

15 AAAs; rural focus; not in nursing homes.

Benefits
Personal care (4-6 hours/day) Respite (5 days/year) Chore services Meal delivery ($7/meal) Minor home repairs

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

Age 65+ or disabled
General Kentucky resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
KY

Three tiers; no waitlist; auto Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
KY

15 AAAs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($55/day) Caregiver training Supplies (~$500/year)

Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Age
General Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025) ~$31,225/year (individual); varies by AAA.
Asset Limits Not strictly assessed; need-based.
KY

Max $1,500/year; statewide via AAAs.

Benefits
Grants (~$500-$1,500/year) for respite Supplies Care costs; counseling Training

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
KY

High veteran demand in rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

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The information below is reported by the Kentucky Cabinet for Health and Family Services, Office of Inspector General.

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Frequently Asked Questions about Fern Terra of Owensboro

Is Fern Terra of Owensboro in a walkable area?

Fern Terra of Owensboro has a walk score of 80. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

What is the license number of Fern Terra of Owensboro?

According to KY state health department records, Fern Terra of Owensboro's license number is 101412.

How many beds does Fern Terra of Owensboro have?

Fern Terra of Owensboro has 36 beds.

Are there photos of Fern Terra of Owensboro?

Yes — there are 7 photos of Fern Terra of Owensboro in the photo gallery on this page.

What is the address of Fern Terra of Owensboro?

Fern Terra of Owensboro is located at 1415 W 1ST STREET.

What is the phone number of Fern Terra of Owensboro?

(270) 926-2345 will put you in contact with the team at Fern Terra of Owensboro.

What county is Fern Terra of Owensboro located in?

Fern Terra of Owensboro is in Daviess County.

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