Katy‘s Cottage Memory Care
Nursing Home, Assisted Living & Memory Care · St. Paul, MN
CMS overall rating Info The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

Katy‘s Cottage Memory Care

Nursing Home, Assisted Living & Memory Care · St. Paul, MN
CMS overall rating Info The Overall CMS Rating is scored from 1 to 5 stars and combines results from health inspections, staffing levels, and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.

Overview of Katy‘s Cottage Memory Care

Trying to provide the best possible care for a loved one with dementia or Alzheimer’s is no simple task, nor is home care always the most ideal option. That’s why memory care centers like Katy’s Cottage in St. Paul, Minnesota, offer compassionate, expert services to those suffering from memory impairment conditions, ensuring that your near and dear are cared for in the most professional way. They understand that support must be given in a way that maintains the dignity and independence of residents, while enriching their experiences.

With improving quality of life their top priority, Katy’s Cottage provides a peaceful, comforting environment, and structured routines for peaceful days in this memory care location. On top of medical and daily living activities assistance, supervision during engaging tasks help stimulate the minds of residents while bolstering a sense of achievement.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▼ 37.1% Below MN avg. ▼ 37.1% Below MN avg.Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▼ 28.8% Below MN avg. ▼ 28.8% Below MN avg.Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▼ 36.1% Below MN avg. ▼ 36.1% Below MN avg.Click the badge to see the full State ranking.Click here to see the full State ranking.

Types of Care at Katy‘s Cottage Memory Care

Assisted Living Memory Care

Capacity and availability

This home is often near full

Occupancy higher than 95% suggests steady demand, but availability may be limited.

Higher occupancy than the Minnesota average: 79.7%
Occupancy rate 95.8% Rank #5 / 88Occupancy rate — State benchmarkedThis home is ranked 5th out of 88 homes in Minnesota. Shows this facility's occupancy rate versus the Minnesota average, with its Statewide rank out of 88. Higher occupancy signals strong local demand and financial stability.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Occupancy rate
95.8% Rank #5 / 88Occupancy rate — State benchmarkedThis home is ranked 5th out of 88 homes in Minnesota. Shows this facility's occupancy rate versus the Minnesota average, with its Statewide rank out of 88. Higher occupancy signals strong local demand and financial stability.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Walk Score
Walk Score: 85 / 100 Rank #3 / 88Walk Score — State benchmarkedThis home is ranked 3rd out of 88 homes in Minnesota. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Minnesota SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

Staffing & Medical

1 service
24-Hour Staffing

Amenities & Lifestyle

Specific ProgramsAssisted living facility, Non-profit organization, Retirement home
Operating HoursMonday-Sunday: open-24-hours

Contact Katy‘s Cottage Memory Care

Staffing Data

Reporting period: October 1 – December 31, 2025 (Q4 2025). Source: CMS Payroll-Based Journal report.

Total staff 109
Employees 108
Contractors 1
Staff to resident ratio 1.91:1
14% worse than Minnesota average
Minnesota average ratio: 2.22:1 Minnesota average ratio: 2.22:1See full Minnesota ranking
Avg staff/day 46
Average shift 7.7 hours
0% compared with Minnesota average
Minnesota average: 7.5 hours Minnesota average shift: 7.5 hoursSee full Minnesota ranking
Total staff hours (quarter) 32,440

Nursing staff breakdown

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Registered Nurse

Manages medical care and health needs.

RN Staff 12
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.2 hours

No contractors work on this role.

Licensed Practical Nurse

Assists with medical care and medications.

LPN Staff 13
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.8 hours

No contractors work on this role.

Certified Nursing Assistant

Helps with daily care and mobility.

CNA Staff 72
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.8 hours

No contractors work on this role.

Contractor staffing

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.

Total hours from contractors

0.1%

31 contractor hours this quarter

Medical Director: 1

Staff by category

Q4 2025 · Oct 1 – Dec 31 More info This data comes from the CMS Payroll-Based Journal report covering October 1 – December 31, 2025.
Certified Nursing Assistant7207221,97892100%7.8
Licensed Practical Nurse130134,92892100%7.8
Registered Nurse120121,8189199%7.2
Respiratory Therapy Technician3031,2396571%6.6
Mental Health Service Worker1014646166%7.6
Dietitian1014506065%7.5
Nurse Practitioner1014355863%7.5
Physical Therapy Assistant1014166166%6.8
Clinical Nurse Specialist1012835155%5.5
Physical Therapy Aide2022163336%5.9
Other Dietary Services Staff1011833336%5.6
Medical Director011311516%2.1
72 Certified Nursing Assistant
% of Days 100%
13 Licensed Practical Nurse
% of Days 100%
12 Registered Nurse
% of Days 99%
3 Respiratory Therapy Technician
% of Days 71%
1 Mental Health Service Worker
% of Days 66%
1 Dietitian
% of Days 65%
1 Nurse Practitioner
% of Days 63%
1 Physical Therapy Assistant
% of Days 66%
1 Clinical Nurse Specialist
% of Days 55%
2 Physical Therapy Aide
% of Days 36%
1 Other Dietary Services Staff
% of Days 36%
1 Medical Director
% of Days 16%

Penalties and fines

Includes penalties issued in 2023-2025

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $0 Rank #1 / 86Federal fines — State benchmarkedThis home is ranked 1st out of 86 homes in Minnesota. Shows this facility's cumulative CMS federal fine dollars versus the Minnesota average among facilities with fines, and where it ranks among 86 skilled nursing facilities in the pool. Lower total dollars mean a better rank.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
100% lower than Minnesota average

Minnesota average: $44K

Number of fines 0
100% fewer fines than Minnesota average

Minnesota average: 2.0

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 2
361% more payment denials than Minnesota average

Minnesota average: 0.4

Fines amount comparison
Fines amount comparison
This facility $0
Minnesota average $44K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

2 penalties in the past 3 years

Multiple penalties were reported in the last 3 years.

Payment Denial Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. Mar 26, 2025
22 days
Payment Denial Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. Aug 3, 2023
3 days

Last updated: Jan 2026

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 16.2
45% worse than Minnesota average

Minnesota average: 11.1

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 32.2
43% worse than Minnesota average

Minnesota average: 22.6

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 25.9%
37% worse than Minnesota average

Minnesota average: 18.9%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 35.5%
49% worse than Minnesota average

Minnesota average: 23.8%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 35.3%
41% worse than Minnesota average

Minnesota average: 25.0%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 7.6%
104% worse than Minnesota average

Minnesota average: 3.7%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 3.6%
33% better than Minnesota average

Minnesota average: 5.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 4.8%
78% worse than Minnesota average

Minnesota average: 2.7%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 8.1%
97% worse than Minnesota average

Minnesota average: 4.1%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 8.3%
91% worse than Minnesota average

Minnesota average: 4.4%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 14.4%
16% better than Minnesota average

Minnesota average: 17.2%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 96.7%
In line with Minnesota average

Minnesota average: 97.3%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 100.0%
In line with Minnesota average

Minnesota average: 96.0%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 90.5%
In line with Minnesota average

Minnesota average: 88.9%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 92.0%
11% better than Minnesota average

Minnesota average: 82.6%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total residents 57
Medicare
1
1.8% of residents
Medicaid
30
52.6% of residents
Private pay or other
26
45.6% of residents
Programs & Services
Residents Group

Residents meet regularly to discuss policies, care quality, and activities

Family Member Group

Family members meet regularly to discuss policies, care quality, and activities

Active Family Council

Organized group of family members that meets regularly to discuss facility policies, resident care, and activities.

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Finances and operations

Privately-owned community
Operated by a business corporation.
Home revenue
$8.0M
Privately-owned community Operated by a business corporation.
Home revenue
$8.0M Rank #65 / 85Revenue — State benchmarkedThis home is ranked 65th out of 85 homes in Minnesota. Shows this facility's annual revenue compared to the Minnesota SNF average. Higher revenue generally means more resources for staffing and capital — read alongside Payroll %.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations. Rank #61 / 85Payroll — State benchmarkedThis home is ranked 61st out of 85 homes in Minnesota. Shows total annual staff payroll benchmarked to the Minnesota average. Higher payroll investment relative to peers often signals better staffing and less reliance on cheaper contract labor.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
$4.6M
57.3% of revenue Rank #45 / 85Payroll % — State benchmarkedThis home is ranked 45th out of 85 homes in Minnesota. Shows payroll as a percentage of revenue versus the Minnesota average. Well-run Minnesota SNFs typically land around 61–68% — the top third Statewide. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings.Click the rank badge to see the full State ranking.Click here to see the full State ranking.

What does this home offer?

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Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 3-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Places of interest near Katy‘s Cottage Memory Care

Address 8.3 miles from city center Info Estimated distance in miles from St Paul's city center to Katy‘s Cottage Memory Care's address, calculated via Google Maps. — 2.96 miles to nearest hospital (M Health Fairview Masonic Children's Hospital)

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Financial Assistance for
Nursing Home in Minnesota

Katy‘s Cottage Memory Care is located in St Paul, Minnesota.
Here are the financial assistance programs available to residents in Minnesota.

Get Financial aid guidance

Elderly Waiver

Minnesota Medicaid EW

Age 65+
General Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $3,000 individual, higher than most states
MN

Higher asset limit; rural access focus.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$70/day) Home aides

Essential Community Supports (ECS)

Minnesota ECS

Age 65+
General Minnesota resident, at risk of decline but not nursing home level.
Income Limits ~$1,732/month individual, varies
Asset Limits $3,000 individual
MN

Bridges gap for those ineligible for waivers.

Benefits
In-home support (2-4 hours/week) Respite (up to 5 days/year) Transportation (~5 trips/month)

Alternative Care (AC) Program

Minnesota Alternative Care Program

Age 65+
General Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025) ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits $3,000 (individual); home equity limit $713,000.
MN

CDCS option; statewide via counties.

Benefits
Personal care (4-6 hours/day) Respite (~5 days/year) Home health Meals Home mods

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

Age 65+
General Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025) ~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Benefits
Personal care (5-7 hours/day) Medical care Respite Adult day care Home mods $900/year groceries (some plans)

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

Age 65+
General Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025) ~$1,255/month (100% FPL); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

Includes EW services; 7 health plans available.

Benefits
Personal care (5-7 hours/day) Respite Adult day care Home mods Limited nursing home care

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

Age 65+ or disabled
General Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025) ~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits $3,000 individual
MN

Can hire family; statewide via counties.

Benefits
Cash (~$500-$1,500/month) for personal care Respite Home mods Assistive tech

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

Age 65+ or disabled
General Minnesota resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MN

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MN

High veteran demand in rural/urban areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Katy‘s Cottage Memory Care

What neighborhood is Katy‘s Cottage Memory Care in?

Katy‘s Cottage Memory Care is in the Union Park neighborhood.

Is Katy‘s Cottage Memory Care in a walkable area?

Katy‘s Cottage Memory Care has a walk score of 85. Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

What is the phone number of Katy‘s Cottage Memory Care?

(651) 209-8524 will put you in contact with the team at Katy‘s Cottage Memory Care.

Is Katy‘s Cottage Memory Care Medicare or Medicaid certified?

Yes — Katy‘s Cottage Memory Care is a CMS-certified provider of Medicare and Medicaid.

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