What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

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Lutheran Towers

1420 N Franklin St # 1, Wilmington, DE 19806 View Map

Lutheran Towers is an Assisted Living Home in Delaware

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Overview of Lutheran Towers

Lutheran Towers is an affordable senior living community that makes the process of aging better; they offer independent living and assisted living in an ideal location that offers a calming environment– ideal for retirement. The community creates an atmosphere of safety and security by being friendly with the financials and living situation of the residents. Lutheran Towers practices a lifestyle of hassle-free living for the seniors, making the community gain the trust of the families.

Lutheran Towers is a place where comfort and convenience are met; offering a list of amenities and services that make senior living easier– transportation, housekeeping, wheelchair access, 24-hour front desk, scheduled social activities, and small dogs or cats welcomed.

+65 6763 6736

Types of Care at Lutheran Towers

Assisted Living Independent Living

Comparison Chart

Compare Assisted Living around Wilmington

Rockland Place

Wilmington

104

Studio / 1 Bed

Sunrise of Wilmington

Wilmington

Yes

A-

Arden Courts – Wilmington

Wilmington

Forwood Estates

Wilmington

Yes

Studio / 1 Bed / 2 Bed

Lutheran Towers

Wilmington

ORLANDO LUTHERAN TOWERS, INC

71.4%

$21,968,567.00

$9,948,560.00

45.3%

147.00

4/5

4.0949

4/5

Rockland Place

Type of care: AL MC

Community: Wilmington

Bed Count: 104

Pets Allowed: No

Bed Options: Studio / 1 Bed

Sunrise of Wilmington

Type of care: AL MC

Community: Wilmington

Bed Count: 90

Pets Allowed: Yes

Arden Courts – Wilmington

Type of care: AL MC

Community: Wilmington

Bed Count: 56

Pets Allowed: No

Forwood Estates

Type of care: AL IL RC

Community: Wilmington

Bed Count: 40

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

Lutheran Towers

Type of care: AL IL

Community: Wilmington

Pets Allowed: No

Operator: ORLANDO LUTHERAN TOWERS, INC

CCN: 105731

Occupancy: 71.4%

Home Revenue: $21,968,567.00

Payroll Costs: $9,948,560.00

Payroll %: 45.3%

Avg Residents/Day: 147.00

Overall Rating: 4/5

Adj Nurse Hours: 4.0949

Health Insp Rating: 4/5

Staffing Rating: 4/5

QM Rating: 4/5

1420 N Franklin St # 1, Wilmington, DE 19806

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Guides for Better Senior Living

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Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Delaware Seniors

Program

State Program Name

Eligibility

Benefits

Elderly and Disabled Waiver

Delaware Medicaid E&D Waiver

Official government program page

General: Age 65+ or disabled, Delaware resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
DE Specifics: Small state, faster processing in some areas.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home modifications.

Delaware Caregiver Support Program

DE Caregiver Support (NFCSP)

General: Caregiver of someone 60+, Delaware resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
DE Specifics: Limited slots; rural focus.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Program of All-Inclusive Care for the Elderly (PACE)

Delaware Medicaid PACE

Official government program page

General: Age 55+, Delaware resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
DE Specifics: Limited to specific areas (e.g., New Castle County); few providers.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Medicare Savings Program (MSP)

Delaware Medicare Savings Program

Official government program page

General: Age 65+ or disabled, Delaware resident, enrolled in Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual, adjusted annually.
Asset Limits: $9,430 (individual), $14,130 (couple).
DE Specifics: Three tiers; broader limits than some states.

Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).

Senior Community Service Employment Program (SCSEP)

Delaware SCSEP (federally funded, state-administered)

Official government program page

General: Age 55+, unemployed, low-income, Delaware resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
DE Specifics: Priority for veterans, rural residents; ~400 slots/year.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Delaware Seniors

Delaware Medicaid E&D Waiver

Elderly and Disabled Waiver

Requirements:

General:
Age 65+ or disabled, Delaware resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
DE Specifics:
Small state, faster processing in some areas.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home modifications.

Official Program Page

DE Caregiver Support (NFCSP)

Delaware Caregiver Support Program

Requirements:

General:
Caregiver of someone 60+, Delaware resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
DE Specifics:
Limited slots; rural focus.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Delaware Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:

General:
Age 55+, Delaware resident, nursing home-level care need, safe with PACE support.
Income Limits (2025):
~$2,829/month (300% FBR).
Asset Limits:
$2,000 (individual), $3,000 (couple).
DE Specifics:
Limited to specific areas (e.g., New Castle County); few providers.

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Official Program Page

Delaware Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Delaware resident, enrolled in Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual, adjusted annually.
Asset Limits:
$9,430 (individual), $14,130 (couple).
DE Specifics:
Three tiers; broader limits than some states.

Benefits without Contact:

Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).

Official Program Page

Delaware SCSEP (federally funded, state-administered)

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Delaware resident.
Income Limits (2025):
~$1,983/month (125% FPL, individual).
Asset Limits:
Not specified; income-focused.
DE Specifics:
Priority for veterans, rural residents; ~400 slots/year.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Lutheran Towers

Lutheran Towers is an Assisted Living Home in Delaware

Lutheran Towers is an Assisted Living Home in Delaware

Lutheran Towers

Lutheran Towers is an Assisted Living Home in Delaware