Optima Care Castle Hill

Optima Care Castle Hill is a Nursing Home in New Jersey

Optima Care Castle Hill is a Nursing Home in New Jersey

Optima Care Castle Hill

615 23rd St, Union City, NJ 07087, USA View Map

Optima Care Castle Hill is a Nursing Home in New Jersey

Optima Care Castle Hill is a Nursing Home in New Jersey

icon
Care Cost Calculator: See Prices in Your Area Care Cost Calculator: See Prices in Your Area icon
Overview of Optima Care Castle Hill

Optima Care Castle Hill, located in Union City, NJ, stands as a premier community for exceptional healthcare and vibrant living, offering unparalleled nursing and hospice care, rehabilitation, and memory care services. The dedicated team of skilled healthcare professionals is here to help individuals and loved ones regain strength, independence, and confidence after illness, injury, or surgery, ensuring a smoother path to recovery.

Uncover new passions and reignite hobbies with a vibrant line-up of activities, including lively pizza parties and engaging programs like horticulture and yoga. Extensive amenities offer residents countless chances to connect with friends and enjoy an active lifestyle. Additionally, daily dining options cater to a variety of dietary needs and preferences, ensuring every meal is both satisfying and nutritious. At Optima Care Castle Hill, it is not just about living, but also about flourishing in a place that feels like home.

+1 201-348-0818

Managed by Margot Domingo M.A. RD, LNHA

Administrator

Margot Domingo M.A. RD, LNHA serves as the Administrator at Optima Care Castle Hill. She leads the community with a focus on professional senior care, ensuring high standards and compassionate service for all residents.

Home Information OPTIMA CARE CASTLE HILL
  • Occupancy trails most facilities in the state, suggesting excess open capacity. The facility operates with a larger bed count than most state competitors, supporting broader intake. Residents tend to stay here longer than similar facilities across the state.

  • Home revenue sits below most peers, indicating modest billing throughput. Payroll costs fall below most facilities, hinting at lean staffing budgets. Total income trails most communities, suggesting tighter operating margins.

  • Medicare nights track the statewide midpoint, keeping volumes steady. Medicaid nights fall below most peers, pointing to lighter Medicaid reliance. Private pay nights trail most peers, signaling limited market-rate volume.

Occupancy
Beds
215
Occupancy
63.7%
Total Bed Days Available
44290
Avg. Length of Stay
165 days
Avg. Residents per Day
131
Finance
Home Revenue
$7,274,523.00
Payroll Costs
$727,945.00
Profit
$-2,362,419.00
Total Home Costs
$9,273,880.00
Payroll % of Revenue Info Percentage of home revenue spent on payroll costs.
10%
House Specifics:
CCN
315344
Owner Name
OPTIMA CARE UNION CITY, LLC
Rural vs. Urban
Urban
County
Hudson
Type of Control
Proprietary — Individual
Operations
Total Admissions
145
Total Discharges
153
% Medicaid Admissions
26%
% Medicare Admissions
36%
% Private Pay Admissions
38%
% Medicaid Discharges
39%
% Medicare Discharges
29%
% Private Pay Discharges
33%
Quality Ratings
Overall Rating Info CMS 5-star rating based on health inspections, staffing, and quality measures.
3 / 5
Health Inspection Rating Info Rating based on deficiencies found during state health inspections.
2 / 5
Staffing Rating Info Rating based on nurse staffing hours per resident per day.
4 / 5
QM Rating Info Quality Measures rating based on clinical outcomes for residents.
5 / 5
Nurse Hours / Resident / Day Info Total nurse staffing hours per resident per day.
4.00 hrs
Number of Fines
1
Medicaid, Medicare & Private
Medicare Nights Info Number of resident nights paid by Medicare for short-term or rehab care.
21580
Medicaid Nights Info Resident nights covered by Medicaid for long-term care or support services.
1930
Free Market Nights Info Nights paid privately by residents or families, without Medicare/Medicaid coverage.
1785
Bed community size
215-bed community
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Walk Score
Walk Score: 97 / 100
Walker's paradise. Daily errands do not require a car, with many shops and services nearby.

About this community

License Status
Active
Facility Type
Long Term Care Facility
License Expiration
October 31, 2026

Additional licensing details

License number: 060910

Ownership & operating entity

Optima Care Castle Hill is legally operated by OPTIMA CARE UNION CITY, LLC, and administrated by MARGOT DOMINGO.

Type Of Units

Long Term Care
215 units
Total beds
215 units

What does this home offer?

Check icon

Accept Medicaid: Yes

Check icon

Total Residents: 215

Check icon

Building Type: Mid-rise

Check icon

Accept Medicaid

Check icon

Total Residents

Types of Care at Optima Care Castle Hill

Nursing Home
Contact Optima Care Castle Hill

Inspection History

In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.

19 visits/inspections

6 complaint inspections

13 routine inspections

Routine Scope And Severity F – Moderate Concern

On a scale from A (least severe) to L (most severe).

61 deficiencies identified during routine visits

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Comparison Chart

The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.
Compare Nursing Homes around Newark
Optima Care Castle Hill
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

SNF

24/7 care needed

Union City
215
No
97
OPTIMA CARE UNION CITY, LLC
63.7%
$7,274,523.00
$727,945.00
10%
131.10
3/5
4.0027
2/5
4/5
5/5
1
Brookhaven Center for Rehabilitation and Healthcare
AL

For seniors needing help with daily tasks but not full-time nursing.

East Orange
122
No
65
BROOKHAVEN CENTER FOR REHABILITATION AND HEALTHCARE LLC
94.5%
$6,887,635.00
$2,194,437.00
31.9%
114.90
4/5
3.2541
4/5
3/5
4/5
-
Alaris Health at Belgrove
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

SNF

24/7 care needed

Kearny
120
No
85
SUB ACUTE REHABILITATION CENTER AT KEARNY LLC
82.2%
$15,183,017.00
$484,768.00
3.2%
94.10
2/5
4.8278
1/5
5/5
4/5
2
Forest Hill Center for Rehabilitation and Healing
AL

For seniors needing help with daily tasks but not full-time nursing.

Newark
120
No
71
FOREST HILL SNF OPERATIONS HOLDING LLC
91.3%
$3,503,925.00
$1,601,243.00
45.7%
109.90
2/5
3.4329
1/5
3/5
5/5
1
Broadway House for Continuing Care
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

SNF

24/7 care needed

Newark
78
No
86
AMMIANO, ANTHONY
89.0%
$10,399,712.00
$4,135,484.00
39.8%
69.70
5/5
4.6037
4/5
4/5
5/5
-
Tour Icon
Planning a tour? Check our touring checklist.
Chat Icon
Thinking of living here? We can help you speak to a current resident

Places of interest near Optima Care Castle Hill

Address 1.6 miles from city center

Address 615 23rd St, Union City, NJ 07087, USA

Calculate Travel Distance to Optima Care Castle Hill

Add your location

Address

Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

260
Total Staff
166
Employees
94
Contractors
61,044
Total Hours (Quarter)
81
Avg Staff/Day
8.3
Avg Shift (hrs)
Nursing Staff Breakdown
Role Count Avg Shift (hrs) Uses Contractors?
Registered Nurse4610 Yes
Licensed Practical Nurse219.4 Yes
Certified Nursing Assistant1188.4 Yes
Staff by Category
Administration
7 staff
7.3hs shift avg
Nursing Staff
187 staff
8.7hs shift avg
Physicians & Practitioners
10 staff
7.8hs shift avg
Therapy Services
33 staff
7.2hs shift avg
Activities & Recreation
1 staff
8hs shift avg
Social Services
8 staff
6.6hs shift avg
Dietary Services
11 staff
7.8hs shift avg
Other Services
3 staff
7.1hs shift avg
Contractor Analysis
6.2%
of total hours from contractors
3,792 contractor hours this quarter
Certified Nursing Assistant: 60 Registered Nurse: 20 Licensed Practical Nurse: 10 Clinical Nurse Specialist: 1 Medical Director: 3
Role Employees Contractors Total Staff Total Hours Days Worked % of Days Avg Shift (hrs)
Certified Nursing Assistant586011828,35491100%8.4
Registered Nurse2620467,07991100%10
Licensed Practical Nurse1110214,74291100%9.4
Physical Therapy Assistant140143,3737987%7.3
Clinical Nurse Specialist8192,8648695%7.8
Dietitian7072,75591100%7.6
Administrator4041,9446976%8.1
Other Dietary Services Staff4041,8448897%8.2
Respiratory Therapy Technician100101,8038695%7.4
Respiratory Therapist3039426774%7.9
Speech Language Pathologist2029205864%8
Physical Therapy Aide2027456470%6.5
RN Director of Nursing2026455358%7.5
Nurse Practitioner1016267886%8
Other Social Services Staff1015106066%8.5
Occupational Therapy Aide1014936167%8.1
Therapeutic Recreation Specialist1014806066%8
Mental Health Service Worker3034455965%7.1
Qualified Social Worker7073193741%4.8
Occupational Therapy Assistant1011074347%2.5
Medical Director033572932%1.5

Health Inspection History

Source: CMS Health Citations (Jan 2023 – Mar 2025)

4
Inspections
30
Total Citations
0
Critical (J-L)
0
Serious (G-I)
7.5
Citations/Inspection
Mar 2025
Last Inspection
Citation Severity Distribution
Minor (A-C)
1
Moderate (D-F)
29
Serious (G-I)
0
Critical (J-L)
0
What do these levels mean?
Top Deficiency Categories
Quality of Life & Care
9
30% of total
Resident Rights
3
10% of total
Infection Control
2
7% of total
Abuse, Neglect & Exploitation
2
7% of total
Pharmacy Services
2
7% of total
Administration
1
3% of total
Citation Sources
Standard Inspections 28
Complaint Investigations 4
Infection Control 1
State Comparison (NJ)
Avg Citations (State)
20.9
This Facility: 30
Avg Critical (State)
0.7
This Facility: 0
Recent Citations (Last 3 Years)
DateSeverity ?CategoryTagStatus
Mar 10, 2025 E Abuse/NeglectF0609 Corrected
Mar 10, 2025 E Abuse/NeglectF0610 Corrected
Mar 10, 2025 F NutritionF0812 Corrected
Mar 10, 2025 E Quality of CareF0677 Corrected
Mar 10, 2025 E Quality of CareF0684 Corrected
Mar 10, 2025 E Quality of CareF0688 Corrected
Mar 10, 2025 E Quality of CareF0689 Corrected
Mar 10, 2025 E Quality of CareF0690 Corrected
Mar 10, 2025 E Quality of CareF0695 Corrected
Mar 10, 2025 E Quality of CareF0698 Corrected
Mar 10, 2025 D Care PlanningF0640 Corrected
Mar 10, 2025 E Care PlanningF0655 Corrected
Mar 10, 2025 D Care PlanningF0656 Corrected
Mar 10, 2025 E Resident RightsF0550 Corrected
Mar 10, 2025 D Resident RightsF0558 Corrected
Feb 10, 2025 D Infection ControlF0880 Corrected
Aug 30, 2024 D EnvironmentalF0921 Corrected
Jan 13, 2023 C AdministrationF0836 Corrected
Jan 13, 2023 E Infection ControlF0880 Corrected
Jan 13, 2023 E NutritionF0801 Corrected
Jan 13, 2023 D PharmacyF0757 Corrected
Jan 13, 2023 D PharmacyF0759 Corrected
Jan 13, 2023 D Quality of CareF0676 Corrected
Jan 13, 2023 D Quality of CareF0695 Corrected
Jan 13, 2023 D Care PlanningF0655 Corrected
Jan 13, 2023 D Care PlanningF0656 Corrected
Jan 13, 2023 D Care PlanningF0657 Corrected
Jan 13, 2023 D Care PlanningF0658 Corrected
Jan 13, 2023 E Care PlanningF0661 Corrected
Jan 13, 2023 D Resident RightsF0582 Corrected

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: For-Profit LLC
Part of: Optimacare
Resident Census by Payment Source
130 Total Residents
Medicare 25 (19.2%)
Medicaid 103 (79.2%)
Private Pay/Other 2 (1.5%)
Programs & Services
Residents' Group
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Quality Measures

CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.

Source: CMS Nursing Home Compare (Data as of Jan 2026)

High-Risk Clinical Events
7.9 Score
16% worse than avg State avg: 6.8

Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline

Functional Decline
12.4 Score
Near average State avg: 12.4

Composite score based on ADL decline, walking ability decline, and incontinence

Long-Stay Resident Measures

Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.

Need for Help with Daily Activities Increased
12.4%
Lost Too Much Weight
3.9%
Urinary Tract Infection
1.1%
Depressive Symptoms
4.2%
Falls with Major Injury
2.8%
Pneumococcal Vaccine
100.0%
Antipsychotic Use
5.2%
Walking Ability Worsened
11.4%
Influenza Vaccine
100.0%
High Risk Residents with Pressure Ulcers
8.8%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
13.4%
Short-Stay Resident Measures

Measures for residents who stay 100 days or less (typically rehabilitation patients).

Pneumococcal Vaccine
98.9% 25% better than avg State: 78.9%
Short-Stay Residents Who Received a New Antipsychotic Medication
2.0% 68% worse than avg State: 1.2%
Influenza Vaccine
97.6% 22% better than avg State: 80.1%

Penalties & Fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total Fines $3K State avg: $77K 96% better than avg
Number of Fines 1 State avg: 2.0
Compared to State Average Facility: $3K | State Avg: $77K
Penalty History

Showing all 1 penalties (Jan 2023 - Jan 2023)

Jan 13, 2023 Civil Money Penalty
$3K
Check out this article

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Claim What’s Yours: Financial Aid for New Jersey Seniors

Program
State Program Name
Eligibility
Benefits
Managed Long Term Services and Supports
  • General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • NJ Specifics: High urban demand; managed care model.
  • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
JACC (Jersey Assistance for Community Caregiving)
  • General: Age 60+, New Jersey resident, at risk of nursing home.
  • Income Limits: ~$2,500/month (individual, varies).
  • Asset Limits: $40,000 (individual).
  • NJ Specifics: Higher asset limit; limited funding.
  • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
  • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
Senior Gold Prescription Discount Program
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
  • Services: Prescription cost reduction (~$300-$800/year savings).
Medicare Savings Program (MSP)
New Jersey Medicare Savings Program
Official government program page
  • General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Freeze (Property Tax Reimbursement)
New Jersey Senior Freeze
Official government program page
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
  • Income Limits (2025): ~$150,000/year (combined household, projected).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
  • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
  • General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
  • Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
  • Asset Limits: Not assessed.
  • NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
  • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
Stay NJ
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
  • Income Limits (2025): ~$500,000/year (projected, subject to final regs).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
  • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
Universal Service Fund (USF)
New Jersey Universal Service Fund
Official government program page
  • General: Age 65+ prioritized, NJ resident, utility customer, low-income.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
  • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
Home Energy Assistance Program (LIHEAP)
  • General: Age 60+ prioritized, NJ resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Covers oil, gas, electric; emergency aid available.
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
NJ Family Caregiver Support Program (via NFCSP)
New Jersey Family Caregiver Support Program
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • NJ Specifics: 21 AAAs; rural/low-income priority.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
VA Aid and Attendance (A&A) and Housebound Benefits
New Jersey VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • NJ Specifics: High veteran demand in urban/rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for New Jersey Seniors

NJ Medicaid MLTSS

Managed Long Term Services and Supports

Requirements:
  • General:
    Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple).
  • NJ Specifics:
    High urban demand; managed care model.
Benefits without Contact:
  • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
NJ JACC

JACC (Jersey Assistance for Community Caregiving)

Requirements:
  • General:
    Age 60+, New Jersey resident, at risk of nursing home.
  • Income Limits:
    ~$2,500/month (individual, varies).
  • Asset Limits:
    $40,000 (individual).
  • NJ Specifics:
    Higher asset limit; limited funding.
Benefits without Contact:
  • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
New Jersey PAAD

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Requirements:
  • General:
    Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025):
    ~$42,142/year (individual), ~$49,209/year (couple).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
Benefits without Contact:
  • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
New Jersey Senior Gold

Senior Gold Prescription Discount Program

Requirements:
  • General:
    Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025):
    ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Copays $15 + 50% of remaining cost; no premium assistance.
Benefits without Contact:
  • Services: Prescription cost reduction (~$300-$800/year savings).
New Jersey Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:
  • General:
    Age 65+ or disabled, NJ resident, Medicare Part A/B.
  • Income Limits (2025):
    ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits:
    $9,430 (individual), $14,130 (couple).
  • NJ Specifics:
    Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Jersey Senior Freeze

Senior Freeze (Property Tax Reimbursement)

Requirements:
  • General:
    Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
  • Income Limits (2025):
    ~$150,000/year (combined household, projected).
  • Asset Limits:
    Not assessed; home ownership required.
  • NJ Specifics:
    Combines with ANCHOR/Stay NJ via PAS-1; annual application.
Benefits without Contact:
  • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
New Jersey ANCHOR

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

Requirements:
  • General:
    Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
  • Income Limits (2025):
    ~$150,000/year (homeowners), ~$75,000/year (renters).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
Benefits without Contact:
  • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
New Jersey Stay NJ

Stay NJ

Requirements:
  • General:
    Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
  • Income Limits (2025):
    ~$500,000/year (projected, subject to final regs).
  • Asset Limits:
    Not assessed; home ownership required.
  • NJ Specifics:
    Up to 50% tax credit (max $6,500); phased implementation.
Benefits without Contact:
  • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
New Jersey Universal Service Fund

Universal Service Fund (USF)

Requirements:
  • General:
    Age 65+ prioritized, NJ resident, utility customer, low-income.
  • Income Limits (2025):
    ~$3,970/month (individual, 185% FPL).
  • Asset Limits:
    Not assessed; income-focused.
  • NJ Specifics:
    Must owe >$25 on bill; combines with LIHEAP if eligible.
Benefits without Contact:
  • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
New Jersey LIHEAP

Home Energy Assistance Program (LIHEAP)

Requirements:
  • General:
    Age 60+ prioritized, NJ resident, low-income household.
  • Income Limits (2025):
    ~$3,970/month (individual, 185% FPL).
  • Asset Limits:
    Not assessed; income-focused.
  • NJ Specifics:
    Covers oil, gas, electric; emergency aid available.
Benefits without Contact:
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
New Jersey Family Caregiver Support Program

NJ Family Caregiver Support Program (via NFCSP)

Requirements:
  • General:
    Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
  • Income Limits (2025):
    Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits:
    Not assessed; need-based.
  • NJ Specifics:
    21 AAAs; rural/low-income priority.
Benefits without Contact:
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
New Jersey VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:
  • General:
    Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025):
    Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits:
    ~$155,356 (net worth limit).
  • NJ Specifics:
    High veteran demand in urban/rural areas.
Benefits without Contact:
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Contact us Today