What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Osprey Village | Independent Living in Jacksonville, FL

Overview of Osprey Village

Conveniently located in Fernandina Beach, FL, Osprey Village is a distinguished senior living community, offering independent living, assisted living, memory care, and short-term rehab services. Residents here live a maintenance-free lifestyle with the support of reliable caregivers that curates personalized care plans based on residents’ individual needs, ensuring they get the appropriate care and assistance they require. The community ensures residents are provided with a relaxing living environment set on a scenic location with convenient access to shopping and dining options for a convenient and vibrant lifestyle.

Residents here receive access to trained professionals 24/7, and additional amenities such as housekeeping, transportation, and medical services for a convenient living experience. Restaurant-style fine dining, an award-winning wellness program with a multi-million-dollar wellness center, and amenities such as a salon and spa, transportation services, and more are provided to enhance the quality of life for residents and provide a comfortable and enjoyable living experience. A robust calendar of daily social events is also offered to provide residents opportunities for staying active, connected, and stimulated.

(904) 277-8222 WebRequest@Osprey-Village.com

Managed by Dana Sargent

Care Services Administrator

Dana Sargent serves as the Care Services Administrator at Osprey Village, where the focus is on helping members live longer, healthier, and happier lives. Dana supports the community’s wellness philosophy through award-winning programs, exceptional dining, and first-class care and services, contributing to a vibrant and fulfilling retirement living experience.

Walk Score: 9 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

BBB Rating: A (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Awards6X National Award Winner for innovation in wellness programming, social programming, person-centered care, and team member advancement.

License Number29993376

RCFE NumberAL9197

Emergency Systems24-hour emergency call system available.

Rehabilitation Services

Respite Care

24-Hour Staffing

Restaurant-Style Dining

Wellness Center

Social Events

Fitness Classes

Salon Services

Transportation Services

Emergency Call System

Housekeeping

Concierge Service

Pet-Friendly Options

Specific ProgramsShort-Term Rehab

Food DescriptionRestaurant-style fine dining with a menu curated by an executive chef.

Meals IncludedYes

What does this home offer?

Minimum Age: 55 Years Old

Pets Allowed: Yes, Pets Allowed

Room Sizes: 332-460 / 908 / 1206 / 1794 / 2048 / 2067 / 2290 / 2448 sq. ft

Housing Options: 1 Bed / 2 Bed / 3 Bed

Building Type: Single-story

Types of Care at Osprey Village

Independent Living

Living Spaces & Floor Plans

Osprey Village3

Osprey Village2

Osprey Village1

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Long-Term Care Waiver

Florida Medicaid LTC Waiver

Age 65+ or 21+ disabled

General Florida resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

High demand; waitlists common.

Benefits

In-home care (6-8 hours/day) Assisted living Respite (240 hours/year) Case management

Community Care for the Elderly (CCE)

Florida CCE

Age 60+

General Florida resident, at risk of nursing home.

Income Limits ~$2,000/month varies

Asset Limits $5,000 individual

Limited funding; regional variation.

Benefits

Homemaker services (3-5 hours/week) Adult day care (~$60/day) Respite (up to 10 days/year)

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

Age 60+

General Florida resident, at risk of nursing home placement; caregiver must be approved.

Income Limits (2025) ~$2,829/month individual, aligned with Medicaid thresholds

Asset Limits ~$2,000 (individual); varies by case manager discretion.

Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits

Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month)

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

Age 55+

General Florida resident, nursing home-level care need, safe with PACE support.

Income Limits (2025) ~$2,829/month 300% FBR

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits

Personal care (5-7 hours/day) Medical care Meals Transportation Therapy

Optional State Supplementation (OSS)

Florida Optional State Supplementation

Age 65+ or disabled

General Florida resident, living in approved facility, receiving SSI or low-income.

Income Limits (2025) ~$1,004/month individual, including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to specific facility types; ~$78.40/month max supplement.

Benefits

Cash payment (~$78.40/month) for room/board or personal needs in facilities

Senior Community Service Employment Program (SCSEP)

Florida SCSEP (federally funded, state-administered)

Age 55+

General unemployed, low-income, Florida resident.

Income Limits (2025) ~$1,983/month 125% FPL, individual

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; ~1,000 slots/year.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

36.1 miles from city center Estimated distance in miles from Fernandina Beach's city center to Osprey Village's address, calculated via Google Maps. — 17.43 miles to nearest hospital (Publix Pharmacy at Harbour Place)

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Independent Living around Jacksonville

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Grand Living At Tamaya	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Jacksonville (Golden Glades/The Woods)	215	No	37	Tamaya Senior Living Llc	12	41.7%	13	1.1	For-Profit	Terri Mohler	1 Bed / 2 Bed / 3 Bed	-
Camellia at Deerwood	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Jacksonville (Deerwood)	95	Yes	20	Vop Camellia Deerwood, Llc	21	38.1%	25	1.2	For-Profit	Jessica Nicole Briggs	1 Bed / 2 Bed / 3 Bed	-
Osprey Village	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Fernandina Beach	-	Yes	9	-	0	0%	0	-	-	-	1 Bed / 2 Bed / 3 Bed	A
Augustine Landing	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support. RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.	Jacksonville (Sunbeam)	-	Yes	45	-	0	0%	0	-	-	-	1 Bed / 2 Bed / 3 Bed	-
Cecil Pines Adult Living Community	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Jacksonville (Southwest)	-	No	11	-	0	0%	0	-	-	-	1 Bed / 2 Bed / 3 Bed	-

Grand Living At Tamaya

Type of care: AL IL MC

Community:Location: Jacksonville (Golden Glades/The Woods)

Bed Count: 215

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed / 3 Bed

Camellia at Deerwood

Type of care: AL IL MC

Community:Location: Jacksonville (Deerwood)

Bed Count: 95

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed / 3 Bed

Osprey Village

Type of care: IL

Community:Location: Fernandina Beach

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed / 3 Bed

Augustine Landing

Type of care: IL RC

Community:Location: Jacksonville (Sunbeam)

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed / 3 Bed

Cecil Pines Adult Living Community

Type of care: IL

Community:Location: Jacksonville (Southwest)

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed / 3 Bed

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Osprey Village

Independent Living in Jacksonville

Independent Living in Jacksonville