(857)-557-6227 Pricing Call
Menu
Home
Call

Does your loved one need care urgently?

Palm Center
Article: How to get Medicare and Medicaid to Pay for Assisted Living

Palm Center

40 Parkhurst Rd, Chelmsford, MA 01824, United States
Check Availability
3.1 miles from city center
Description

Palm Center is a nursing home ideal for residents who seek to relax and recover. Specializing in short-term rehabilitation and long-term care, the multi-awarded community provides professional and compassionate service for its residents. The nursing home cultivates the holistic needs of its residents in a home-like setting.
The services are multidisciplinary for both skilled nursing and rehabilitation– focusing on post-surgical care, on-site therapy (physical, occupational, speech), strength conditioning, mobility improvement; colostomy care, dementia care, pain management, wound care; and medical professionals are on-call– medical directors, nurse practitioners, and physicians.

Map

Type of Care Available

Respite Care Nursing Homes Hospice
Contact Palm Center
or
icon (857)-557-6227

Claim What’s Yours: Financial Aid for Massachusetts Seniors

Program
State Program Name
Eligibility
Benefits
Home Care Program
MassHealth Home Care
  • General: Age 60+, Massachusetts resident, at risk of nursing home placement.
  • Income Limits (2025): ~$1,500/month (individual, varies by region).
  • Asset Limits: $2,000 (individual, excludes home, car).
  • MA Specifics: Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.
  • Services: In-home care (3-5 hours/day), homemaker services, respite care (up to 14 days/year), adult day care (~$75/day).
Frail Elder Waiver
Massachusetts Medicaid FE Waiver
  • General: Age 65+, Massachusetts resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • MA Specifics: Requires clinical eligibility determination.
  • Services: Personal care (5-7 hours/day), respite care (240 hours/year), adult day care (~$75/day), home health services.
Senior Care Options (SCO)
Massachusetts Senior Care Options
  • General: Age 65+, Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
  • Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
  • MA Specifics: Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).
  • Services: Personal care (5-7 hours/day), medical care, respite (240 hours/year), adult
Medicare Savings Program (MSP)
Massachusetts Medicare Savings Program (MassHealth Buy-In)
  • General: Age 65+ or disabled, Massachusetts resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MA Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
National Family Caregiver Support Program (NFCSP) Respite
Massachusetts NFCSP Respite Care
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • MA Specifics: 27 ASAPs; prioritizes low-income, rural caregivers.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training, supplies (~$500/year).
Prescription Advantage
Massachusetts Prescription Advantage
  • General: Age 65+ or disabled, Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
  • Income Limits (2025): No strict limit; copays vary by income (~$24,980-$75,000/year individual).
  • Asset Limits: Not assessed.
  • MA Specifics: Supplements Medicare Part D; no enrollment fee for low-income.
  • Services: Covers prescription copays ($5-$40/drug), fills coverage gaps, catastrophic cost protection ($4,000+ covered).
Senior Community Service Employment Program (SCSEP)
Massachusetts SCSEP
  • General: Age 55+, unemployed, low-income, Massachusetts resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • MA Specifics: Priority for veterans, rural residents; AARP partnership.
  • Services: Paid training (~20 hours/week at ~$15/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Massachusetts VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MA Specifics: High veteran demand statewide.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Massachusetts Seniors

MassHealth Home Care

Home Care Program

Eligibility
  • General: Age 60+, Massachusetts resident, at risk of nursing home placement.
  • Income Limits (2025): ~$1,500/month (individual, varies by region).
  • Asset Limits: $2,000 (individual, excludes home, car).
  • MA Specifics: Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.
Benefits
  • Services: In-home care (3-5 hours/day), homemaker services, respite care (up to 14 days/year), adult day care (~$75/day).
Massachusetts Medicaid FE Waiver

Frail Elder Waiver

Eligibility
  • General: Age 65+, Massachusetts resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • MA Specifics: Requires clinical eligibility determination.
Benefits
  • Services: Personal care (5-7 hours/day), respite care (240 hours/year), adult day care (~$75/day), home health services.
Massachusetts Senior Care Options

Senior Care Options (SCO)

Eligibility
  • General: Age 65+, Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
  • Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
  • MA Specifics: Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).
Benefits
  • Services: Personal care (5-7 hours/day), medical care, respite (240 hours/year), adult
Massachusetts Medicare Savings Program (MassHealth Buy-In)

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, Massachusetts resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MA Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Massachusetts NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Eligibility
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • MA Specifics: 27 ASAPs; prioritizes low-income, rural caregivers.
Benefits
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training, supplies (~$500/year).
Massachusetts Prescription Advantage

Prescription Advantage

Eligibility
  • General: Age 65+ or disabled, Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
  • Income Limits (2025): No strict limit; copays vary by income (~$24,980-$75,000/year individual).
  • Asset Limits: Not assessed.
  • MA Specifics: Supplements Medicare Part D; no enrollment fee for low-income.
Benefits
  • Services: Covers prescription copays ($5-$40/drug), fills coverage gaps, catastrophic cost protection ($4,000+ covered).
Massachusetts SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility
  • General: Age 55+, unemployed, low-income, Massachusetts resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • MA Specifics: Priority for veterans, rural residents; AARP partnership.
Benefits
  • Services: Paid training (~20 hours/week at ~$15/hour), job placement.
Massachusetts VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MA Specifics: High veteran demand statewide.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
icon

Join Assists Bingo

Play Bingo with your friends and win big!

Book Now

Nearby Communities

image
RegalCare at Lowell
icon
30 Princeton Blvd, Lowell, MA 01851, United States
See Details Get Pricing
image
Belvidere Healthcare Center
icon
500 Wentworth Ave, Lowell, MA 01852, United States
See Details Get Pricing
image
D‘Youville Life & Wellness Community
icon
981 Varnum Ave, Lowell, MA 01854, United States
See Details Get Pricing
image
CareOne at Lowell
icon
19 Varnum St, Lowell, MA 01850, United States
See Details Get Pricing
Book a Tour
Date:
Time:
Guests:
or
icon (857)-557-6227
icon Rare Find!

This senior community typically operates at full capacity. Congratulations! Secure your reservation now!

Reserve Now
Community
Occupancy
Beds
Medicare Nights
Medicaid Nights
Free Market Days
Home Revenue
Payroll Costs
Home Costs
Owner
CCN
FAIRHAVEN HEALTH SYSTEM INC.
66.21%
169
1565
19479
855
$12,279,923.00
$3,745,514.00
$5,155,980.00
TAKESIAN, MICHAEL
0225458
WILLOW MANOR
59.78%
90
2145
17854
2335
$10,013,015.00
$2,617,445.00
$5,477,264.00
0225511
CARE ONE AT LOWELL
95.56%
160
1210
52970
1208
$30,866,290.00
$12,282,494.00
$12,127,485.00
THCI OF MASSACHUSETTS, LLC
0225224
BELVIDERE HEALTH CARE CENTER
66.26%
111
3340
11090
10889
$11,091,854.00
$4,236,104.00
$4,236,222.00
TESSIER-EFSTATHIOU, DIANE
0225489
DYOUVILLE TRANSITIONAL CARE INC.
79.09%
33
4141
3382
$5,693,281.00
$2,227,388.00
$3,585,162.00
0225777
NORTHWOOD MA SNF LLC
93.98%
123
3522
34677
3628
$26,529,801.00
$9,635,878.00
$7,005,766.00
0225298
FAIRHAVEN HEALTHCARE CENTER
66.21%
169
676
16354
1862
$4,819,672.00
$2,230,938.00
$2,944,830.00
TAKESIAN, MICHAEL
0225458
DYOUVILLE SENIOR CARE INC.
94.04%
208
2733
34686
34258
$29,656,361.00
$12,068,438.00
$22,216,132.00
D'YOUVILLE LEADERSHIP SOLUTIONS, INC
0225515
View More Information
Articles and Resources
How to Retain Memory
1. Improve sleep: sleep is a critical factor in improving ...
Senior Health Category - March 11, 2025
Choosing the Right Assisted Living Community: A Concise Guide
Choosing an ideal assisted living community for your loved...
Assisted Living Category - March 4, 2025
Loren Shook Built The Country’s Most Respected Memory Care...
The Latest In Memory Science + How Loren Shook Built The L...
Senior Health Category - December 14, 2024
Senior Living Expenses: Understanding Costs and Payment Op...
Senior living expenses can be tricky to navigate. There’s ...
Senior Health Category - May 30, 2024
 Show More
icon

Sign up for our newsletter

Be the first to know about releases and industry news and insights.

    Media

    Check out some videos

    photo
    Author: Jeremy C
    Updated on Jun 9, 2025
    Feedback

    Write a review for Senior Living Expenses: Understanding Costs and Payment Options 

    Rate your overall experience with this community

      Contact Form will Load here
      Pricing
      Actions
      Map Tour Contact Chat

      Need Help?

      Let us help you or a loved one find the perfect senior home.