What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Silverado St. Charles Memory Care Community

Memory Care in St. Charles

Memory Care in St. Charles

4058 E Main St, St. Charles, IL 60174 View map

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Overview of Silverado St. Charles Memory Care Community

A one-of-a-kind memory care community located on Main Street, St. Charles, IL, Silverado St. Charles provides memory care, respite care, and its signature brain health program, Nexus. Set within a peaceful neighborhood, seniors experience luxurious and spacious accommodations, carefully designed to cater to their unique needs. Seniors receive top-tier care and support with a team of reliable, compassionate, and extremely talented dementia care professionals giving the utmost attention and care necessary.

Silverado St. Charles fosters a blissful environment, conducting fun social events and interactive activities for seniors’ leisure and well-being. To cater to nutritional needs and preferences, the community serves healthy and delicious meals. With its stunning amenities and welcoming community, Silverado St. Charles promises a comfortable stay, free of worry and full of inspiration.

(630) 793-4464

Managed by Jill Parrish

Senior Administrator

Over 12 years of experience

Jill Parrish is the Senior Administrator at Silverado St. Charles Memory Care Community. She holds a Master’s Degree in Social Work from Dominican University and brings over 12 years of experience in memory care, hospice, assisted living, and skilled nursing. Jill is passionate about supporting families and residents through the aging process, ensuring a purposeful life full of dignity and respect for all.

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 55

55-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

1 year in operation

A newer community that may feature more recent facilities and programs.

Walk Score: 27 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Facility TypeAssisted Living/shared Housing Establishment

StatusActive

IssuanceDecember 2, 2024

ExpirationJanuary 12, 2026

CountyDupage

License Number#5106494

Silverado St. Charles Memory Care Community is legally operated by Silverado St. Charles, Llc.

Alzheimer's Units

55 units

Total beds

55 units

Accept Medicare

Rehabilitation Services

Respite Care

Doctor on Staff

Nursing Services

24-Hour Staffing

Community Pets

Gourmet Food

Open Areas

Neighborhoods

Specific ProgramsMemory Care Assisted Living, Respite Care, Brain Healthy Living (Nexus), Silverado Sensory Programs

Operating HoursMo-Su 00:00-23:59

Food DescriptionMeals are prepared to appeal to the eyes and palate while also providing nutrition and meeting each resident's unique dietary needs.

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Housing Options: Private Rooms

Building Type: Single-story

Fitness and Recreation

Types of Care at Silverado St. Charles Memory Care Community

Assisted Living Memory Care

Get floorplan photos & videos Schedule a home tour Get detailed pricing Check availability Get brochure

Medicare Accepted

This facility is certified for eligible Medicare services.

Payment & Funding Options

Medicare

1 visits/inspections triggered by complaints

2 other visits

Breakdown by inspection type

1 licensing inspection
1 complaint investigation
4 incident investigations
2 other inspections

Show Inspection Reports

Latest inspection

Date November 25, 2025

Inspection history

04/19/2023

06/08/2024

02/05/2025

02/19/2025

09/02/2025

10/29/2025

11/25/2025

5 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Illinois average: 7 deficiencies

Inspection Report Summary for Silverado St. Charles Memory Care Community

The most recent inspection on October 29, 2025, identified a deficiency related to the monitoring of residents’ narcotic analgesic patches, which were missing or improperly placed for some residents. Earlier inspections showed mixed results, including issues with staffing qualifications and failure to provide timely care that led to a resident developing a facility-acquired unstageable heel ulcer. Inspectors also cited failures in required reporting procedures during a complaint investigation in February 2025, although the underlying abuse allegation was found unsubstantiated. No fines, immediate jeopardy findings, or license actions were listed in the available reports. The pattern suggests ongoing challenges with medication monitoring and staffing, with no clear indication of improvement or worsening over time.

Compare Memory Care around St Charles

Filter by care type


Bickford of St. Charles	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	St. Charles	76	Yes	50	25	-	St. Charles Bickford Cottage, Llc	9	3	1	Private Rooms
Silverado St. Charles Memory Care Community	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	St. Charles	55	Yes	27	1	-	Silverado St. Charles, Llc	8	1	4	Private Rooms

Bickford of St. Charles

Type of care: AL MC

Community: St. Charles

Bed Count: 76

Pets Allowed: Yes

Bed Options: Private Rooms

Silverado St. Charles Memory Care Community

Type of care: AL MC

Community: St. Charles

Bed Count: 55

Pets Allowed: Yes

Bed Options: Private Rooms

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Video

Get to know the community with a high-definition video tour

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Watch this video about life at Silverado St. Charles Memory Care Community

Community Care Program

Illinois CCP

Age 60+

General Illinois resident, at risk of nursing home placement.

Income Limits (2025) ~$1,215/month individual

Asset Limits $17,500 individual, excludes home, car

High demand in urban areas; waitlists possible.

Benefits

In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)

General Illinois resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited slots; urban/rural balance.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability

General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).

~200 SLP sites statewide; room/board not covered.

Benefits

Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+

General Illinois resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Part of HealthChoice Illinois; consumer-directed options available.

Benefits

Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled

General Illinois resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

Age 55+

General unemployed, low-income, Illinois resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled

General Illinois resident, in approved facility, SSI recipient or low-income.

Income Limits (2025) ~$1,004/month including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

~$50-$500/month based on facility type.

Benefits

Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Illinois resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in urban/rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

3.1 miles from city center Estimated distance in miles from St. Charles's city center to Silverado St. Charles Memory Care Community's address, calculated via Google Maps. — 9.89 miles to nearest hospital (Central Dupage Physician Group)