Symphony Square

Article: How to get Medicare and Medicaid to Pay for Assisted Living

1.4 miles from city center

Description

Symphony Square is a compassionate senior living community located in Montgomery County, Cynwyd, PA, offering personal care and specialized memory care services. The community provides residents the comfort of receiving attentive support and care from a licensed team of nurses, a medication technician, and care partner. The community ensures a cozy residence with spacious apartment options, including a studio, one-bedroom, and two-bedroom apartment designed for utmost comfort and safety.

The community ensures plenty of fun and enriching opportunities with its broad range of activities, events, and wellness programs. A culinary team carefully prepares delicious menus that are tailored to provide residents’ individual nutritional needs. With 24/7 supervision and support from a dedicated team, access to comprehensive care, nourishing meals, and nurturing environment, residents are able to live a comfortable retirement life at Symphony Square.

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Details

What does this place offer?

Housing Options Studio / 1 Bed / 2 Bed

Building Type Mid-rise

Types of Care Available

Assisted Living

Type of Rooms Available

1 / 4

1 Bed

Comparison Chart

Compare senior living communities around the area

Symphony Square

SNF

Bala Cynwyd

Studio / 1 Bed / 2 Bed

N/A

Sunrise of Haverford

SNF

Haverford

Studio / 1 Bed / 2 Bed

N/A

Yes

D&A White Dove Assisted Living Home

Phoenix

Private / Semi-Private Rooms

Desert Sanctuary Assisted Living

Phoenix

Studio / 1 Bed / 2 Bed

N/A

The Terrace At Chestnut Hill

Philadelphia

Studio

N/A

Claim What’s Yours: Financial Aid for Pennsylvania Seniors

Program

State Program Name

Eligibility

Benefits

Community HealthChoices (CHC)

PA Medicaid CHC

General: Age 65+ or disabled, Pennsylvania resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
PA Specifics: Managed care model; high urban demand (e.g., Philadelphia, Pittsburgh).

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Pennsylvania OPTIONS Program

PA OPTIONS

General: Age 60+, Pennsylvania resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by region).
Asset Limits: $8,000 (individual).
PA Specifics: Cost-sharing required above certain income; rural/urban balance.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Living Independence for the Elderly (LIFE)

Pennsylvania LIFE (PACE)

General: Age 55+, PA resident (specific counties), NFLOC, safe with LIFE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
PA Specifics: 16 providers in 25 counties (e.g., Allegheny, Luzerne); LIFE branding unique to PA.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Medicare Savings Program (MSP)

Pennsylvania Medicare Savings Program

General: Age 65+ or disabled, PA resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
PA Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Pennsylvania LIHEAP

General: Age 60+ prioritized, PA resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
PA Specifics: Cash grants and crisis aid; serves ~600,000 households annually.

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max).

Family Caregiver Support Program (FCSP)

Pennsylvania Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; PA resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; reimbursements up to $600/month if care recipient income < ~$2,322/month (185% FPL).
Asset Limits: Not assessed; need-based.
PA Specifics: High demand; includes grandparent caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), supplies (~$2,000/year), caregiver training.

Senior Community Service Employment Program (SCSEP)

Pennsylvania SCSEP

General: Age 55+, unemployed, low-income, PA resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
PA Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Pennsylvania VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, PA resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
PA Specifics: High veteran population; supports rural/urban care needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Property Tax/Rent Rebate Program (PTRR)

Pennsylvania Property Tax/Rent Rebate Program

General: Age 65+, PA resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025): ~$45,000/year (individual or couple, excludes half of Social Security).
Asset Limits: Not assessed; income-focused.
PA Specifics: Rebates up to $1,000; ~600,000 eligible annually.

Services: Rebates ($250-$1,000 based on income; e.g., $1,000 if income < $8,000).

Senior Farmers’ Market Nutrition Program (SFMNP)

Pennsylvania SFMNP

General: Age 60+, PA resident, low-income.
Income Limits (2025): ~$2,322/month (individual, 185% FPL).
Asset Limits: Not assessed.
PA Specifics: Vouchers (~$50/season) via 52 AAAs; serves ~200,000 annually.

Services: Vouchers (~$50/season) for fresh produce at approved markets.

Claim What’s Yours Financial Aid for Pennsylvania Seniors

PA Medicaid CHC

Community HealthChoices (CHC)

Eligibility

General: Age 65+ or disabled, Pennsylvania resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
PA Specifics: Managed care model; high urban demand (e.g., Philadelphia, Pittsburgh).

Benefits

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

PA OPTIONS

Pennsylvania OPTIONS Program

Eligibility

General: Age 60+, Pennsylvania resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by region).
Asset Limits: $8,000 (individual).
PA Specifics: Cost-sharing required above certain income; rural/urban balance.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Pennsylvania LIFE (PACE)

Living Independence for the Elderly (LIFE)

Eligibility

General: Age 55+, PA resident (specific counties), NFLOC, safe with LIFE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
PA Specifics: 16 providers in 25 counties (e.g., Allegheny, Luzerne); LIFE branding unique to PA.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Pennsylvania Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, PA resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
PA Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Pennsylvania LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ prioritized, PA resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
PA Specifics: Cash grants and crisis aid; serves ~600,000 households annually.

Benefits

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max).

Pennsylvania Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; PA resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; reimbursements up to $600/month if care recipient income < ~$2,322/month (185% FPL).
Asset Limits: Not assessed; need-based.
PA Specifics: High demand; includes grandparent caregivers.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), supplies (~$2,000/year), caregiver training.

Pennsylvania SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, PA resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
PA Specifics: Priority for veterans, rural residents; AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Pennsylvania VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, PA resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
PA Specifics: High veteran population; supports rural/urban care needs.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Pennsylvania Property Tax/Rent Rebate Program

Property Tax/Rent Rebate Program (PTRR)

Eligibility

General: Age 65+, PA resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025): ~$45,000/year (individual or couple, excludes half of Social Security).
Asset Limits: Not assessed; income-focused.
PA Specifics: Rebates up to $1,000; ~600,000 eligible annually.