What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

The Residence | Memory Care in Pensacola, FL

Overview of The Residence

The Residence is an exclusive neighborhood-style memory care community meticulously crafted to elevate the lives of senior individuals coping with memory loss. Departing from conventional assisted living or nursing home setups, The Residence by Covenant Care stands as a specialized haven exclusively dedicated to memory care. Nestled within an elegantly appointed, apartment-style setting, it offers tailored support and compassionate care for those navigating Alzheimer’s and various forms of dementia.
Situated in North Pensacola, The Residence features a 32-bed community, proudly owned and operated by Covenant Care—a reputable nonprofit provider with over 36 years of experience in delivering home health care, hospice care, personal care, and palliative care. Rooted in a profound commitment to memory care, The Residence embodies a compassionate home where dignity and empathy flourish.

40-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

Walk Score: 15 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

Payment Types

Other

About this community

Facility TypeAssisted Living Facility

StatusLicensed

IssuanceOctober 9, 2025

ExpirationJuly 17, 2027

CountyEscambia

License Number13110

The Residence is legally operated by 2C1J Management, LLC, and administrated by Kimberly D Apperson.

Profit StatusNot-For-Profit

Staffing

Key information about the people who lead and staff this community.

Continuing Care Retirement Community (CCRC)

Activities in this home

Arts and Crafts
Exercise Classes
Music Programs

Types of Care at The Residence

Assisted Living Home Care Hospice Care Memory Care

Results

6 with citations

14 without citations

Florida average: 16 inspections with citations

Show Inspection Reports

Latest inspection

Date May 2, 2024

Standard

22 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Florida average: 33 citations

1.1 citations per inspection

Florida average: 1.3 citations per inspection

8 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Florida average: 19 deficiencies

1 fine

Florida average: 5 fines

Total amount fined: $300.00

Florida average: $11,623.53

Inspection Report Summary for The Residence

THE RESIDENCE was inspected on 2025-03-13, during which deficiencies were cited. Over the reporting period from 2015-12-10 to 2025-05-27, a total of 47 inspections were conducted, with all resulting in deficiencies identified. The cumulative total of deficiencies stands at 73 line items. Key themes emerging from these inspections include concerns related to records and documentation, as well as resident care and rights. While the facility's latest inspection reported deficiencies, it is worth noting that correction efforts are ongoing, with a focus on addressing these areas for improvement.

Long-Term Care Waiver

Florida Medicaid LTC Waiver

Age 65+ or 21+ disabled

General Florida resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

High demand; waitlists common.

Benefits

In-home care (6-8 hours/day) Assisted living Respite (240 hours/year) Case management

Community Care for the Elderly (CCE)

Florida CCE

Age 60+

General Florida resident, at risk of nursing home.

Income Limits ~$2,000/month varies

Asset Limits $5,000 individual

Limited funding; regional variation.

Benefits

Homemaker services (3-5 hours/week) Adult day care (~$60/day) Respite (up to 10 days/year)

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

Age 60+

General Florida resident, at risk of nursing home placement; caregiver must be approved.

Income Limits (2025) ~$2,829/month individual, aligned with Medicaid thresholds

Asset Limits ~$2,000 (individual); varies by case manager discretion.

Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits

Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month)

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

Age 55+

General Florida resident, nursing home-level care need, safe with PACE support.

Income Limits (2025) ~$2,829/month 300% FBR

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits

Personal care (5-7 hours/day) Medical care Meals Transportation Therapy

Optional State Supplementation (OSS)

Florida Optional State Supplementation

Age 65+ or disabled

General Florida resident, living in approved facility, receiving SSI or low-income.

Income Limits (2025) ~$1,004/month individual, including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

Limited to specific facility types; ~$78.40/month max supplement.

Benefits

Cash payment (~$78.40/month) for room/board or personal needs in facilities

Senior Community Service Employment Program (SCSEP)

Florida SCSEP (federally funded, state-administered)

Age 55+

General unemployed, low-income, Florida resident.

Income Limits (2025) ~$1,983/month 125% FPL, individual

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; ~1,000 slots/year.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

9.7 miles from city center Estimated distance in miles from Pensacola's city center to The Residence's address, calculated via Google Maps. — 0.45 miles to nearest hospital (North Davis Family Medical Center)

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Memory Care around Pensacola

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The Blake at Pensacola	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Pensacola (North Central Pensacola)	131	No	39	Wt Tenant Opco Llc	17	41.2%	18	1.1	For-Profit	$15,000	Angela Mcleod-Williams	-	A+
The Waterford at Creekside	MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. RC Respite Care Short-term temporary care — days to weeks — to give family caregivers a break. Full care provided during the stay. Often used after hospitalization or to trial a facility before a permanent placement decision.	Pensacola (North Central Pensacola)	98	No	52	Csl Creekside Fl Llc	71	59.2%	75	1.1	For-Profit	$5,150	Tracey Aittama	-	A+
The Residence	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. HC Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary. HC Home Care Professional care delivered in the person's own home — from companionship and errands to skilled nursing and therapy. Allows seniors to age in place. Medicare covers skilled home health when medically necessary. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Pensacola (North Northwest Pensacola)	40	No	15	2C1J Management, Llc	20	30%	22	1.1	Not-For-Profit	$300	Kimberly D Apperson	-	-
Summer Vista	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Pensacola (Northeast Pensacola)	-	Yes	19	-	0	0%	0	-	-	-	-	Studio / 1 Bed / 2 Bed	A+

The Blake at Pensacola

Type of care: AL MC

Community:Location: Pensacola (North Central Pensacola)

Bed Count: 131

Pets Allowed: No

The Waterford at Creekside

Type of care: MC RC

Community:Location: Pensacola (North Central Pensacola)

Bed Count: 98

Pets Allowed: No

The Residence

Type of care: AL HC HC MC

Community:Location: Pensacola (North Northwest Pensacola)

Bed Count: 40

Pets Allowed: No

Summer Vista

Type of care: AL MC

Community:Location: Pensacola (Northeast Pensacola)

Pets Allowed: Yes

Bed Options: Studio / 1 Bed / 2 Bed

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The Residence

Memory Care in Pensacola

Memory Care in Pensacola