The Towne House Retirement Community

Article: How to get Medicare and Medicaid to Pay for Assisted Living

4.8 miles from city center

Description

Welcome to The Towne House Retirement Community have been providing exceptional care for seniors since 1965! As a non-profit organization based in Fort Wayne, they offer a range of services to meet the needs of their residents, including assisted living, memory care, skilled nursing, and rehabilitation services. The home’s compassionate team is very dedicated to providing the highest level of care and attention to people in their golden years.

Residents can stay active and healthy by taking advantage of the home’s state-of-the-art fitness center or participating in some of the many social activities, like card and game gatherings or arts and music programs. Seniors can relax in their cozy library or take up a new hobby in our woodworking shop. They can even challenge their friends to a game of shuffleboard on the courts! At The Towne House, they also take care of all the little things so residents can focus on enjoying life. They provide housekeeping and home maintenance services, as well as transportation to make it easy for seniors to get around town.

Map

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Type of Care Available

Assisted Living Independent Living Memory Care

Claim What’s Yours: Financial Aid for Indiana Seniors

Program

State Program Name

Eligibility

Benefits

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IN Specifics: Requires level-of-care determination.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home health services.

CHOICE Program

Indiana CHOICE

General: Age 60+, Indiana resident, at risk of nursing home.
Income Limits: ~$2,000/month (varies).
Asset Limits: $10,000 (individual).
IN Specifics: Limited funding; regional variation.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.

Services: Room/board, laundry, minimal care coordination (~$20-$50/day subsidy).

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IN Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

General: Age 55+, unemployed, low-income, Indiana resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IN Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IN Specifics: High veteran demand statewide.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Indiana Seniors

Indiana Medicaid A&D Waiver

Aged and Disabled Waiver

Eligibility

General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IN Specifics: Requires level-of-care determination.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home health services.

Indiana CHOICE

CHOICE Program

Eligibility

General: Age 60+, Indiana resident, at risk of nursing home.
Income Limits: ~$2,000/month (varies).
Asset Limits: $10,000 (individual).
IN Specifics: Limited funding; regional variation.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Indiana Residential Care Assistance Program

Residential Care Assistance Program (RCAP)

Eligibility

General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.

Benefits

Services: Room/board, laundry, minimal care coordination (~$20-$50/day subsidy).

Indiana Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IN Specifics: Three tiers; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Indiana NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.

Indiana SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Indiana resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IN Specifics: Priority for veterans, rural residents.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Indiana VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IN Specifics: High veteran demand statewide.