The Villages of Windcrest

Article: How to get Medicare and Medicaid to Pay for Assisted Living

1.4 miles from city center

Description

Enjoy a serene yet dynamic retirement experience with The Villages of Windcrest, an upscale senior living community in Fredericksburg, Texas, offering assisted living and memory care services. Residents here benefit from receiving compassionate assistance with their daily living activities in the comfort of their spacious and comfortable apartments without the worries of home maintenance, yard cleaning, and household chores. Meanwhile, memory care residents are offered with a specially trained team and access to the community’s award-winning Spark® program that provides an array of initiatives designed to help them achieve their full potential.

In addition to its extensive array of activities and health & wellness initiatives, the community offers various amenities that are designed to provide various conveniences, such as a salon, and fitness center. Gourmet dining is also available to give residents an enjoyable dining experience that nourishes their body and mind. Here, residents are guaranteed to thrive with access to all the tools they need to live full lives.

Map

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Details

What does this place offer?

Minimum Age 55 Years Old

Housing Options Studio / 1 Bed / 2 Bed / Private Suite

Building Type 2-story

Amenities

Dining Services

Beauty Services

Transportation Services

Housekeeping Services

Recreational Activities

Exercise Programs

Types of Care Available

Assisted Living Memory Care

Claim What’s Yours: Financial Aid for Texas Seniors

Program

State Program Name

Eligibility

Benefits

Community Care for the Aged and Disabled (CCAD)

TX Medicaid CCAD

General: Age 65+ or disabled, Texas resident, Medicaid-eligible, care need (not always nursing home level).
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
TX Specifics: Large state; rural access challenges.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.

Texas Community Care Services

TX CCS

General: Age 60+, Texas resident, at risk of decline.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
TX Specifics: Limited funding; high demand in urban areas.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Area Agency on Aging (AAA) Services

Texas AAA Services

General: Age 60+, TX resident; no income/asset limits.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
TX Specifics: 28 AAAs; includes Meals on Wheels in some areas.

Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.

Medicare Savings Program (MSP)

Texas Medicare Savings Program

General: Age 65+ or disabled, TX resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
TX Specifics: Includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Texas Comprehensive Energy Assistance Program (CEAP)

General: Age 60+ prioritized, TX resident, low-income.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
TX Specifics: Priority for elderly/disabled; covers gas, electric, propane.

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).

Family Caregiver Support Program (FCSP)

Texas Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; TX resident; 2+ ADLs.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed.
TX Specifics: High rural demand; includes grandparent caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

Texas SCSEP

General: Age 55+, unemployed, low-income, TX resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
TX Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Texas VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, TX resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
TX Specifics: High veteran population; supports rural/urban needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Property Tax Exemption for Seniors

Texas Senior Property Tax Exemption

General: Age 65+, TX resident, homeowner (homestead).
Income Limits (2025): None; tax-based eligibility.
Asset Limits: Not assessed.
TX Specifics: $25,000+ exemption; optional freeze in some counties; saves ~$500-$1,000/year.

Services: Tax exemption or freeze (~$500-$1,000/year savings).

Senior Farmers’ Market Nutrition Program (SFMNP)

Texas SFMNP

General: Age 60+, TX resident, low-income.
Income Limits (2025): ~$2,322/month (185% FPL).
Asset Limits: Not assessed.
TX Specifics: Vouchers (~$50/season); serves ~20,000 via 28 AAAs.

Services: Vouchers (~$50/season) for produce at farmers’ markets.

Claim What’s Yours Financial Aid for Texas Seniors

TX Medicaid CCAD

Community Care for the Aged and Disabled (CCAD)

Eligibility

General: Age 65+ or disabled, Texas resident, Medicaid-eligible, care need (not always nursing home level).
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
TX Specifics: Large state; rural access challenges.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.

TX CCS

Texas Community Care Services

Eligibility

General: Age 60+, Texas resident, at risk of decline.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
TX Specifics: Limited funding; high demand in urban areas.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Texas AAA Services

Area Agency on Aging (AAA) Services

Eligibility

General: Age 60+, TX resident; no income/asset limits.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
TX Specifics: 28 AAAs; includes Meals on Wheels in some areas.

Benefits

Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.

Texas Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, TX resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
TX Specifics: Includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Texas Comprehensive Energy Assistance Program (CEAP)

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ prioritized, TX resident, low-income.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
TX Specifics: Priority for elderly/disabled; covers gas, electric, propane.

Benefits

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).

Texas Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; TX resident; 2+ ADLs.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed.
TX Specifics: High rural demand; includes grandparent caregivers.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Texas SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, TX resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
TX Specifics: Priority for veterans, rural residents; AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Texas VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, TX resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
TX Specifics: High veteran population; supports rural/urban needs.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Texas Senior Property Tax Exemption

Property Tax Exemption for Seniors

Eligibility

General: Age 65+, TX resident, homeowner (homestead).
Income Limits (2025): None; tax-based eligibility.
Asset Limits: Not assessed.
TX Specifics: $25,000+ exemption; optional freeze in some counties; saves ~$500-$1,000/year.